Civic Intelligence

Bclf Ventures Inc.

990 • Fiscal year 2014 • EIN 04-3246552

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 12, 2015

Organization ProfileWWW.BOSTONCOMMUNITYCAPITAL.ORG
10 Malcolm X Boulevard Ground FloorBoston, MA 02119

(617) 427-8600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.89x

Higher debt load relative to assets than 89% of similar nonprofits.

2014 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

96th percentile

7.45x

Higher debt load relative to revenue than 96% of similar nonprofits.

2014 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2014

Net Margin

79th percentile

22%

Higher net margin than 79% of similar nonprofits.

2014 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

88th percentile

$645,719

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 11.7% of source-year revenue.

2014 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2014

Asset Growth

23rd percentile

-1.5%

Faster asset growth than 23% of similar nonprofits.

2014 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

49th percentile

4.1%

Faster revenue growth than 49% of similar nonprofits.

2014 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets89th percentile

Assets

Down

$46,562,895

Down $709,959 (-1.5%) from 2013

Net Assets

Up

$5,294,159

Up $1,213,412 (+30%) from 2013

Liabilities

Down

$41,268,736

Down $1,923,371 (-4.5%) from 2013

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin79th percentile

Revenue

Up

$5,537,069

Up $216,610 (+4.1%) from 2013

Expenses

Up

$4,323,657

Up $1,110,060 (+35%) from 2013

Net Income

Down

$1,213,412

Down $893,450 (-42%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth23rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $8,379,336Liabilities 2010: $3,920,470Net Assets 2010: $4,458,8662010Assets 2011: $9,194,481Liabilities 2011: $5,082,407Net Assets 2011: $4,112,0742011Assets 2012: $7,294,200Liabilities 2012: $5,320,315Net Assets 2012: $1,973,8852012Assets 2013: $47,272,854Liabilities 2013: $43,192,107Net Assets 2013: $4,080,7472013Assets 2014: $46,562,895Liabilities 2014: $41,268,736Net Assets 2014: $5,294,1592014Assets 2015: $65,016,508Liabilities 2015: $47,788,981Net Assets 2015: $17,227,5272015Assets 2016: $69,753,021Liabilities 2016: $51,225,288Net Assets 2016: $18,527,7332016Assets 2017: $92,616,996Liabilities 2017: $71,260,574Net Assets 2017: $21,356,4222017Assets 2018: $96,966,833Liabilities 2018: $75,468,042Net Assets 2018: $21,498,7912018Assets 2019: $107,082,477Liabilities 2019: $83,299,276Net Assets 2019: $23,783,2012019Assets 2020: $107,589,450Liabilities 2020: $80,887,893Net Assets 2020: $26,701,5572020Assets 2021: $104,642,516Liabilities 2021: $76,824,704Net Assets 2021: $27,817,8122021Assets 2022: $91,889,237Liabilities 2022: $61,305,874Net Assets 2022: $30,583,3632022Assets 2023: $82,525,458Liabilities 2023: $50,971,168Net Assets 2023: $31,554,2902023Assets 2024: $81,992,387Liabilities 2024: $49,435,189Net Assets 2024: $32,557,1982024

Highlighted filing

2014

Assets$46,562,895
Liabilities$41,268,736
Net Assets$5,294,159
Open 2014 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $1,356,2532010Revenue 2011: $1,341,002Expenses 2011: $1,687,794Net Income 2011: -$346,7922011Expenses 2012: $2,191,9032012Revenue 2013: $5,320,459Expenses 2013: $3,213,597Net Income 2013: $2,106,8622013Revenue 2014: $5,537,069Expenses 2014: $4,323,657Net Income 2014: $1,213,4122014Revenue 2015: $16,646,485Expenses 2015: $4,713,117Net Income 2015: $11,933,3682015Revenue 2016: $5,991,695Expenses 2016: $4,691,489Net Income 2016: $1,300,2062016Revenue 2017: $8,374,237Expenses 2017: $5,545,548Net Income 2017: $2,828,6892017Revenue 2018: $9,189,869Expenses 2018: $6,504,991Net Income 2018: $2,684,8782018Revenue 2019: $9,250,974Expenses 2019: $6,966,564Net Income 2019: $2,284,4102019Revenue 2020: $9,107,552Expenses 2020: $6,189,196Net Income 2020: $2,918,3562020Revenue 2021: $7,116,147Expenses 2021: $5,999,892Net Income 2021: $1,116,2552021Revenue 2022: $7,927,140Expenses 2022: $5,502,240Net Income 2022: $2,424,9002022Revenue 2023: $5,841,242Expenses 2023: $5,315,539Net Income 2023: $525,7032023Revenue 2024: $6,374,260Expenses 2024: $5,371,352Net Income 2024: $1,002,9082024

Highlighted filing

2014

Revenue$5,537,069
Expenses$4,323,657
Net Income$1,213,412
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 12, 2015
Return Version
2014v5.0
Gross Receipts
$5,537,069
Mission and Program Overview

Mission

Community venture capital

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$40,687,810$40,509,418▼ $178,392
Cash and Non-Interest-Bearing Accounts$4,896,726$3,570,895▼ $1,325,831
Savings and Temporary Cash Investments$755,174$915,362▲ $160,188
Intangible Assets$665,544$631,284▼ $34,260
Accounts Receivable$250,302$270,746▲ $20,444
Prepaid Expenses and Deferred Charges$17,298$21,486▲ $4,188
Total Assets$47,272,854$46,562,895▼ $709,959
Other Assets Total$0$643,704▲ $643,704
Liabilities
Other Liabilities$34,081,205$24,381,160▼ $9,700,045
Mortgage Notes Payable Secured by Investment Property$8,978,366$16,748,632▲ $7,770,266
Accounts Payable and Accrued Expenses$117,544$138,944▲ $21,400
Deferred Revenue$13,346$0▼ $13,346
Escrow Account Liability$1,646$0▼ $1,646
Total Liabilities$43,192,107$41,268,736▼ $1,923,371
Net Assets / Fund Balance
Unrestricted Net Assets$4,080,747$5,294,159▲ $1,213,412
Total Net Assets Fund Balance$4,080,747$5,294,159▲ $1,213,412
Total Liabilities and Net Assets / Fund Balance$47,272,854$46,562,895▼ $709,959

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$40,019,439--
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sharon ShepardManaging Dir.-bclf VentureFT$158,566$31,595$190,161
Sarah KittermanSenior LenderFT-$131,283$131,283
Rachael DorrGeneral ManagerFT$89,889$24,688$114,577
Andrew ChenManaging Dir.-bclf VentureFT$67,105$17,067$84,172
Elyse CherryPresident & Ex-officio BoaFT$37,647$26,925$64,572
E Matthew GautieriControllerFT$11,961$2,647$14,608

Board Members and Trustees

NameTitle
Edward Dugger IiiChair of Venture Committee
Charles ClarkChairman of the Board
Julie GouldBoard Member
Maria MaffeiBoard Member
Mercedes TompkinsBoard Member
Victor R RiveraBoard Member
Rev James Walsh SjClerk of the Board
Jessica BrooksDirector of Development
Sarah C LincolnTreasurer of the Board
Dewitt JonesExecutive VP & Ex-officio
Michael NillesSenior VP
Michelle VolpeSenior VP & Ex-officio Boa
Revenue and Support

Revenue Composition

Contributions and Grants
$1,000,000
Program Service Revenue
$2,982,718
Investment Income
$0
Other Revenue
$1,554,351
Change in Net Assets
$1,213,412
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,827,924
Salaries, Compensation, and Employee Benefits$1,495,733
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$1,730,020--$1,730,020
Other Salaries and Wages$956,784$66,785-$1,023,569
Office Expenses$94,410$280,959-$375,369
Current Officers, Directors, Trustees, and Key Employees$316,794$22,111-$338,905
Fees for Services Legal$266,592--$266,592
Occupancy$70,524$143,898-$214,422
Other Employee Benefits$58,493$7,592-$66,085
Fees for Services Other$53,369$3,725-$57,094
Payroll Taxes$48,326$4,170-$52,496
Insurance$36,204$2,527-$38,731
Fees for Services Management$37,258--$37,258
Depreciation Depletion$32,025$2,235-$34,260
Pension Plan Contributions$12,828$1,850-$14,678
Fees for Services Accounting-$8,777-$8,777
Other Expenses$735$1,500-$2,235
Conferences and Meetings$609$1,243-$1,852
Travel$1,560$109-$1,669
Advertising$178--$178
Total Functional Expenses$3,746,000$577,657$0$4,323,657
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliates$22,731,160
Subordinate Loan Capital$1,650,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“The ceo, financial consultant, controller, and finance committee review the 990 before going to the board for approval.”

Form 990, Part VI, Section B, Line 12C

“The controller reviews the annual signed conflict of interest policies for any conflicts to be disclosed to the board. If conflicts arise, they are addressed accordingly.”

Form 990, Part VI, Section B, Line 15

“Every few years, a salary survey of the industry is performed to ensure that the organization's salary expenses are reasonable. The executive committee of the board meets to set the salary ranges for all positions and to approve the ceo's compensation for the year. The executive committee keeps minutes of each meeting.”

Form 990, Part VI, Section C, Line 19

“The financial statements are available on the corporation's website. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bclf Ventures Inc
EIN
04-3246552
Phone
6174278600
Address
10 MALCOLM X BOULEVARD GROUND FLOOR, BOSTON, MA 02119

Signing Officer

Name
Elyse Cherry
Title
President
Phone
6174278600
Signed
2015-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elyse Cherry
Formed
1994
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
8
Employees
43
Volunteers
0

Preparer

Firm
Alexander Aronson Finning & Co Pc
Address
21 EAST MAIN STREET, WESTBOROUGH, MA 01581
Preparer
Thomas a Washburn CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“This process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The corporation accounts for uncertainty in income taxes in accordance with asc topic income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statement regarding a tax position taken or expected to be taken in a tax return. The corporation has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at december 31, 2014. These returns are generally subject to examination by tax authorities for the last three years”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt8563827
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt9311512
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10224407
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11174079
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1273957
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13170068
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14166079
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt15137162
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1655402
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17125164
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt2CLERK OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIR OF VENTURE COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT & EX-OFFICIO BOA
IRS990/Form990PartVIISectionAGrp/TitleTxt9EXECUTIVE VP & EX-OFFICIO
IRS990/Form990PartVIISectionAGrp/TitleTxt10SENIOR VP & EX-OFFICIO BOA
IRS990/Form990PartVIISectionAGrp/TitleTxt11MANAGING DIR.-BCLF VENTURE
IRS990/Form990PartVIISectionAGrp/TitleTxt12MANAGING DIR.-BCLF VENTURE
IRS990/Form990PartVIISectionAGrp/TitleTxt13CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR OF DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt15SENIOR VP
IRS990/Form990PartVIISectionAGrp/TitleTxt16GENERAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR LENDER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt05537069
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt02527
IRS990/InsuranceGrp/ProgramServicesAmt036204
IRS990/InsuranceGrp/TotalAmt038731
IRS990/IntangibleAssetsGrp/BOYAmt0665544
IRS990/IntangibleAssetsGrp/EOYAmt0631284
IRS990/InterestGrp/ProgramServicesAmt01730020
IRS990/InterestGrp/TotalAmt01730020
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt040687810
IRS990/InvestmentsProgramRelatedGrp/EOYAmt040509418
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY VENTURE CAPITAL
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt08978366
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt016748632
IRS990/NetAssetsOrFundBalancesBOYAmt04080747
IRS990/NetAssetsOrFundBalancesEOYAmt05294159
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0143898
IRS990/OccupancyGrp/ProgramServicesAmt070524
IRS990/OccupancyGrp/TotalAmt0214422
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0280959
IRS990/OfficeExpensesGrp/ProgramServicesAmt094410
IRS990/OfficeExpensesGrp/TotalAmt0375369
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt0643704
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt07592
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt058493
IRS990/OtherEmployeeBenefitsGrp/TotalAmt066085
IRS990/OtherExpensesGrp/Desc0STAFF DEVELOPMENT
IRS990/OtherExpensesGrp/Desc1FILING FEES
IRS990/OtherExpensesGrp/Desc2BANK FEES
IRS990/OtherExpensesGrp/Desc3MEMBERSHIPS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt027978
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12198
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21500
IRS990/OtherExpensesGrp/ProgramServicesAmt013712
IRS990/OtherExpensesGrp/ProgramServicesAmt114502
IRS990/OtherExpensesGrp/ProgramServicesAmt21077
IRS990/OtherExpensesGrp/ProgramServicesAmt3735
IRS990/OtherExpensesGrp/TotalAmt041690
IRS990/OtherExpensesGrp/TotalAmt114502
IRS990/OtherExpensesGrp/TotalAmt23275
IRS990/OtherExpensesGrp/TotalAmt32235
IRS990/OtherLiabilitiesGrp/BOYAmt034081205
IRS990/OtherLiabilitiesGrp/EOYAmt024381160
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0LOAN LOSS RECOVERIES
IRS990/OtherRevenueMiscGrp/Desc1SHARE OF BCLF VENTURES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01550688
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt13663
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01550688
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13663
IRS990/OtherRevenueTotalAmt01554351
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt066785
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0956784
IRS990/OtherSalariesAndWagesGrp/TotalAmt01023569
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04170
IRS990/PayrollTaxesGrp/ProgramServicesAmt048326
IRS990/PayrollTaxesGrp/TotalAmt052496
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01850
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt012828
IRS990/PensionPlanContributionsGrp/TotalAmt014678
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt017298
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt021486
IRS990/PrincipalOfficerNm0ELYSE CHERRY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02247920
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1635798
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt299000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02247920
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1635798
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt299000
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ORGANIZATION'S DISREGARDED ENTITY, AURA MORTGAGE ADVISORS, ACTS AS A MORTGAGE BROKER/LENDER FOR LOW-INCOME PEOPLE AND COMMUNITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt03407557
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt04322978
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01535950
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt01819804
IRS990/PYOtherRevenueAmt0883409
IRS990/PYProgramServiceRevenueAmt02901100
IRS990/PYRevenuesLessExpensesAmt02106862
IRS990/PYSalariesCompEmpBnftPaidAmt01393793
IRS990/PYTotalExpensesAmt03213597
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05320459
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt01213412
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt01000000
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0214091
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0755174
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0915362
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt01446800
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt01518563
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt074670
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt0110328
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt0410328
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt03560689
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt01000000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01535950
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0101702
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01074848
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt03712500
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt04533406
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt02094237
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01001846
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0896106
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0772101
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt09297696
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.64850

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,562,895
Liabilities
$41,268,736
Net assets
$5,294,159
Revenue
$5,537,069
Expenses
$4,323,657
Net income
$1,213,412
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.0$49.4$32.6$6.37$5.37$1.00
2023Detailed filing. Detailed filing data is available for this year.$82.5$51.0$31.6$5.84$5.32$0.53
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.9$61.3$30.6$7.93$5.50$2.42
2021Detailed filing. Detailed filing data is available for this year.$105$76.8$27.8$7.12$6.00$1.12
2020Detailed filing. Detailed filing data is available for this year.$108$80.9$26.7$9.11$6.19$2.92
2019Detailed filing. Detailed filing data is available for this year.$107$83.3$23.8$9.25$6.97$2.28
2018Detailed filing. Detailed filing data is available for this year.$97.0$75.5$21.5$9.19$6.50$2.68
2017Detailed filing. Detailed filing data is available for this year.$92.6$71.3$21.4$8.37$5.55$2.83
2016Detailed filing. Detailed filing data is available for this year.$69.8$51.2$18.5$5.99$4.69$1.30
2015Detailed filing. Detailed filing data is available for this year.$65.0$47.8$17.2$16.6$4.71$11.9
2014Detailed filing. Detailed filing data is available for this year.$46.6$41.3$5.29$5.54$4.32$1.21
2013Detailed filing. Detailed filing data is available for this year.$47.3$43.2$4.08$5.32$3.21$2.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.29$5.32$1.97$2.19
2011Summary only. Only limited summary data is available for this year.$9.19$5.08$4.11$1.34$1.69$0.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.38$3.92$4.46$1.36