Civic Intelligence

Bclf Ventures Inc.

990 • Fiscal year 2021 • EIN 04-3246552

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 08, 2022

Organization ProfileBLUEHUBCAPITAL.ORG
10 Malcolm X BoulevardBoston, MA 02119

(617) 427-8600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.73x

Higher debt load relative to assets than 82% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Liabilities / Revenue

96th percentile

10.80x

Higher debt load relative to revenue than 96% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Net Margin

62nd percentile

16%

Higher net margin than 62% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Top Officer Pay

83rd percentile

$1,121,710

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 15.8% of source-year revenue.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2021

Asset Growth

10th percentile

-2.7%

Faster asset growth than 10% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Revenue Growth

8th percentile

-22%

Faster revenue growth than 8% of similar nonprofits.

2021 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Down

$104,642,516

Down $2,946,934 (-2.7%) from 2020

Net Assets

Up

$27,817,812

Up $1,116,255 (+4.2%) from 2020

Liabilities

Down

$76,824,704

Down $4,063,189 (-5.0%) from 2020

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin62nd percentile

Revenue

Down

$7,116,147

Down $1,991,405 (-22%) from 2020

Expenses

Down

$5,999,892

Down $189,304 (-3.1%) from 2020

Net Income

Down

$1,116,255

Down $1,802,101 (-62%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth10th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $8,379,336Liabilities 2010: $3,920,470Net Assets 2010: $4,458,8662010Assets 2011: $9,194,481Liabilities 2011: $5,082,407Net Assets 2011: $4,112,0742011Assets 2012: $7,294,200Liabilities 2012: $5,320,315Net Assets 2012: $1,973,8852012Assets 2013: $47,272,854Liabilities 2013: $43,192,107Net Assets 2013: $4,080,7472013Assets 2014: $46,562,895Liabilities 2014: $41,268,736Net Assets 2014: $5,294,1592014Assets 2015: $65,016,508Liabilities 2015: $47,788,981Net Assets 2015: $17,227,5272015Assets 2016: $69,753,021Liabilities 2016: $51,225,288Net Assets 2016: $18,527,7332016Assets 2017: $92,616,996Liabilities 2017: $71,260,574Net Assets 2017: $21,356,4222017Assets 2018: $96,966,833Liabilities 2018: $75,468,042Net Assets 2018: $21,498,7912018Assets 2019: $107,082,477Liabilities 2019: $83,299,276Net Assets 2019: $23,783,2012019Assets 2020: $107,589,450Liabilities 2020: $80,887,893Net Assets 2020: $26,701,5572020Assets 2021: $104,642,516Liabilities 2021: $76,824,704Net Assets 2021: $27,817,8122021Assets 2022: $91,889,237Liabilities 2022: $61,305,874Net Assets 2022: $30,583,3632022Assets 2023: $82,525,458Liabilities 2023: $50,971,168Net Assets 2023: $31,554,2902023Assets 2024: $81,992,387Liabilities 2024: $49,435,189Net Assets 2024: $32,557,1982024

Highlighted filing

2021

Assets$104,642,516
Liabilities$76,824,704
Net Assets$27,817,812
Open 2021 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $1,356,2532010Revenue 2011: $1,341,002Expenses 2011: $1,687,794Net Income 2011: -$346,7922011Expenses 2012: $2,191,9032012Revenue 2013: $5,320,459Expenses 2013: $3,213,597Net Income 2013: $2,106,8622013Revenue 2014: $5,537,069Expenses 2014: $4,323,657Net Income 2014: $1,213,4122014Revenue 2015: $16,646,485Expenses 2015: $4,713,117Net Income 2015: $11,933,3682015Revenue 2016: $5,991,695Expenses 2016: $4,691,489Net Income 2016: $1,300,2062016Revenue 2017: $8,374,237Expenses 2017: $5,545,548Net Income 2017: $2,828,6892017Revenue 2018: $9,189,869Expenses 2018: $6,504,991Net Income 2018: $2,684,8782018Revenue 2019: $9,250,974Expenses 2019: $6,966,564Net Income 2019: $2,284,4102019Revenue 2020: $9,107,552Expenses 2020: $6,189,196Net Income 2020: $2,918,3562020Revenue 2021: $7,116,147Expenses 2021: $5,999,892Net Income 2021: $1,116,2552021Revenue 2022: $7,927,140Expenses 2022: $5,502,240Net Income 2022: $2,424,9002022Revenue 2023: $5,841,242Expenses 2023: $5,315,539Net Income 2023: $525,7032023Revenue 2024: $6,374,260Expenses 2024: $5,371,352Net Income 2024: $1,002,9082024

Highlighted filing

2021

Revenue$7,116,147
Expenses$5,999,892
Net Income$1,116,255
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 8, 2022
Return Version
2021v4.2
Gross Receipts
$7,116,147
Mission and Program Overview

Mission

Community venture capital

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$83,984,584$72,102,757▼ $11,881,827
Cash and Non-Interest-Bearing Accounts$21,100,359$30,140,457▲ $9,040,098
Accounts Receivable$1,612,431$1,403,892▼ $208,539
Savings and Temporary Cash Investments$881,278$885,380▲ $4,102
Prepaid Expenses and Deferred Charges$10,798$106,848▲ $96,050
Total Assets$107,589,450$104,642,516▼ $2,946,934
Other Assets Total$0$3,182▲ $3,182
Liabilities
Mortgage Notes Payable Secured by Investment Property$76,875,137$74,898,871▼ $1,976,266
Deferred Revenue-$1,826,265-
Other Liabilities$3,846,517$50,672▼ $3,795,845
Accounts Payable and Accrued Expenses$166,239$48,896▼ $117,343
Total Liabilities$80,887,893$76,824,704▼ $4,063,189
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$26,701,557$27,817,812▲ $1,116,255
Total Net Assets Fund Balance$26,701,557$27,817,812▲ $1,116,255
Total Liabilities and Net Assets / Fund Balance$107,589,450$104,642,516▼ $2,946,934

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$71,730,322--
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michelle Volpe Sch J Page 29President, Loan Fund & Ex-officio Board Member--$518,366$518,366
Elyse Cherry Sch J Page 29CEO & Ex-officio Board MemberPT$190,803$237,211$428,014
Lisa Zappala Sch J Page 30Chief Financial OfficerPT$46,108$53,272$99,380
E Matthew GautieriSVP, ControllerPT$30,173$11,811$41,984
Dewitt Jones Sch J Page 29Executive VP & Ex-officio--$9,665$9,665
Michelle Volpe Sch J Page 29President, Loan Fund & Ex-officio Bo--$9,665$9,665

Board Members and Trustees

NameTitle
Charles ClarkChairman of the Board
Edward Dugger IiiBoard Member
Julie GouldBoard Member
Maria MaffeiBoard Member
Mercedes TompkinsBoard Member
Reese FaydeBoard Member
Victor R RiveraBoard Member
Rev James Walsh SjClerk of the Board
Sarah C LincolnTreasurer of the Board
Kathryn MchughSVP, Commercial Lending
Sarah KittermanSVP, Commercial Lending
Andrew KohSVP, Operations
Michael NillesSVP, Team Leader
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,856,549
Investment Income
$10,915
Other Revenue
$1,248,683
Change in Net Assets
$1,116,255
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,758,231
Salaries, Compensation, and Employee Benefits$2,241,661
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$2,750,415--$2,750,415
Other Salaries and Wages$1,334,463$156,814-$1,491,277
Current Officers, Directors, Trustees, and Key Employees$360,761$40,085-$400,846
Other Employee Benefits$182,025$38,530-$220,555
Fees for Services Other$78,657$136,444-$215,101
Fees for Services Legal$118,634--$118,634
Advertising$114,998--$114,998
Payroll Taxes$85,767$12,797-$98,564
Occupancy-$83,146-$83,146
Insurance$31,765$29,896-$61,661
Office Expenses$6,031$28,557-$34,588
Fees for Services Accounting$11,400$21,361-$32,761
Pension Plan Contributions$30,074$345-$30,419
Depreciation Depletion-$26,918-$26,918
Other Expenses$20,242$878-$21,120
All Other Expenses$3,195$9,774-$12,969
Conferences and Meetings-$3,863-$3,863
Travel$32$609-$641
Total Functional Expenses$5,408,861$591,031$0$5,999,892
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliates$50,672
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The ceo, cfo, controller, and finance committee review the 990 before going to the board for approval.”

Form 990, Part VI, Section B, Line 12C

“The controller reviews the annual signed conflict of interest policies for any conflicts to be disclosed to the board. If conflicts arise, they are addressed accordingly.”

Form 990, Part VI, Section B, Line 15

“Every few years, a salary survey of the industry is performed to ensure that the organization's salary expenses are reasonable. The executive committee of the board meets to set the salary ranges for all positions and to approve the ceo's compensation for the year. The executive committee keeps minutes of each meeting.”

Form 990, Part VI, Section C, Line 19

“The financial statements are available on the corporation's website. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bclf Ventures Inc
EIN
04-3246552
Phone
6174278600
Address
10 MALCOLM X BOULEVARD, BOSTON, MA 02119

Signing Officer

Name
Lisa Zappala
Title
Chief Financial Officer
Phone
6174278600
Signed
2022-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Zappala
Formed
1994
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
9
Employees
50
Volunteers
9

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Matthew Mcginnis CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The corporation has a committee that assumes responsibility for the oversight of the audit of its financial statements and selection of independent accountant, the process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The corporation accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statements regarding a tax position taken or expected to be taken in a tax return. The corporation has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at december 31, 2021. The corporation does not expect that the amounts of unrecognized tax benefits will change significantly within the next twelve-months.”

Raw XML AppendixShowing 400 of 938 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1285871
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1334223
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0596382
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1499355
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt2433615
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12343483
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13193931
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14215880
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt15212534
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16207759
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17204285
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO & EX-OFFICIO BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VP & EX-OFFICIO
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT, LOAN FUND & EX-OFFICIO BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt4CLERK OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP, CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP, COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP, TEAM LEADER
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP, COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP, OPERATIONS
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt07116147
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt029896
IRS990/InsuranceGrp/ProgramServicesAmt031765
IRS990/InsuranceGrp/TotalAmt061661
IRS990/InterestGrp/ProgramServicesAmt02750415
IRS990/InterestGrp/TotalAmt02750415
IRS990/InvestmentIncomeGrp/ExclusionAmt010915
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt010915
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsProgramRelatedGrp/BOYAmt083984584
IRS990/InvestmentsProgramRelatedGrp/EOYAmt072102757
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY VENTURE CAPITAL
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt076875137
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt074898871
IRS990/NetAssetsOrFundBalancesBOYAmt026701557
IRS990/NetAssetsOrFundBalancesEOYAmt027817812
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt026701557
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt027817812
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt083146
IRS990/OccupancyGrp/TotalAmt083146
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt028557
IRS990/OfficeExpensesGrp/ProgramServicesAmt06031
IRS990/OfficeExpensesGrp/TotalAmt034588
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt03182
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt038530
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0182025
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0220555
IRS990/OtherExpensesGrp/Desc0REPORTING EXPENSE
IRS990/OtherExpensesGrp/Desc1FINANCING FEES
IRS990/OtherExpensesGrp/Desc2FILING FEES
IRS990/OtherExpensesGrp/Desc3STAFF DEVELOPMENT
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01014
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1878
IRS990/OtherExpensesGrp/ProgramServicesAmt0233380
IRS990/OtherExpensesGrp/ProgramServicesAmt125735
IRS990/OtherExpensesGrp/ProgramServicesAmt221287
IRS990/OtherExpensesGrp/ProgramServicesAmt320242
IRS990/OtherExpensesGrp/TotalAmt0233380
IRS990/OtherExpensesGrp/TotalAmt125735
IRS990/OtherExpensesGrp/TotalAmt222301
IRS990/OtherExpensesGrp/TotalAmt321120
IRS990/OtherLiabilitiesGrp/BOYAmt03846517
IRS990/OtherLiabilitiesGrp/EOYAmt050672
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0LOAN LOSS RECOVERIES
IRS990/OtherRevenueMiscGrp/Desc1SHARE OF BCLF VENTURES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01176967
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt171716
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01176967
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt171716
IRS990/OtherRevenueTotalAmt01248683
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0156814
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01334463
IRS990/OtherSalariesAndWagesGrp/TotalAmt01491277
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt012797
IRS990/PayrollTaxesGrp/ProgramServicesAmt085767
IRS990/PayrollTaxesGrp/TotalAmt098564
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0345
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt030074
IRS990/PensionPlanContributionsGrp/TotalAmt030419
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010798
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0106848
IRS990/PrincipalOfficerNm0LISA ZAPPALA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05419050
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1412499
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt225000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05419050
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1412499
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt225000
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ORGANIZATION'S DISREGARDED ENTITY, AURA MORTGAGE ADVISORS, ACTS AS A MORTGAGE BROKER/LENDER FOR LOW-INCOME PEOPLE AND COMMUNITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt05336341
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt07008516
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0186293
IRS990/PYOtherExpensesAmt03897320
IRS990/PYOtherRevenueAmt02188933
IRS990/PYProgramServiceRevenueAmt06732326
IRS990/PYRevenuesLessExpensesAmt02918356
IRS990/PYSalariesCompEmpBnftPaidAmt02291876
IRS990/PYTotalExpensesAmt06189196
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09107552
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01116255
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt096716
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0881278
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0885380
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt0407719
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt0446598
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt0548113
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt01553589
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt01288542
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt04244561
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt01000000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01000000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02000000
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt010915
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0186293
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0128329
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt044659

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$104,642,516
Liabilities
$76,824,704
Net assets
$27,817,812
Revenue
$7,116,147
Expenses
$5,999,892
Net income
$1,116,255
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.0$49.4$32.6$6.37$5.37$1.00
2023Detailed filing. Detailed filing data is available for this year.$82.5$51.0$31.6$5.84$5.32$0.53
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.9$61.3$30.6$7.93$5.50$2.42
2021Detailed filing. Detailed filing data is available for this year.$105$76.8$27.8$7.12$6.00$1.12
2020Detailed filing. Detailed filing data is available for this year.$108$80.9$26.7$9.11$6.19$2.92
2019Detailed filing. Detailed filing data is available for this year.$107$83.3$23.8$9.25$6.97$2.28
2018Detailed filing. Detailed filing data is available for this year.$97.0$75.5$21.5$9.19$6.50$2.68
2017Detailed filing. Detailed filing data is available for this year.$92.6$71.3$21.4$8.37$5.55$2.83
2016Detailed filing. Detailed filing data is available for this year.$69.8$51.2$18.5$5.99$4.69$1.30
2015Detailed filing. Detailed filing data is available for this year.$65.0$47.8$17.2$16.6$4.71$11.9
2014Detailed filing. Detailed filing data is available for this year.$46.6$41.3$5.29$5.54$4.32$1.21
2013Detailed filing. Detailed filing data is available for this year.$47.3$43.2$4.08$5.32$3.21$2.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.29$5.32$1.97$2.19
2011Summary only. Only limited summary data is available for this year.$9.19$5.08$4.11$1.34$1.69$0.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.38$3.92$4.46$1.36