Civic Intelligence

Bclf Ventures Inc.

990 • Fiscal year 2022 • EIN 04-3246552

Jan 01, 2022 to Dec 31, 2022 • Filed on Nov 06, 2023

Organization ProfileWWW.BLUEHUBCAPITAL.ORG
10 Malcolm X BoulevardBoston, MA 02119

(617) 427-8600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.67x

Higher debt load relative to assets than 81% of similar nonprofits.

2022 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2022

Liabilities / Revenue

96th percentile

7.73x

Higher debt load relative to revenue than 96% of similar nonprofits.

2022 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2022

Net Margin

81st percentile

31%

Higher net margin than 81% of similar nonprofits.

2022 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2022

Top Officer Pay

88th percentile

$1,007,926

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 12.7% of source-year revenue.

2022 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2022

Asset Growth

16th percentile

-12%

Faster asset growth than 16% of similar nonprofits.

2022 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Revenue Growth

63rd percentile

11%

Faster revenue growth than 63% of similar nonprofits.

2022 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets81st percentile

Assets

Down

$91,889,237

Down $12,753,279 (-12%) from 2021

Net Assets

Up

$30,583,363

Up $2,765,551 (+9.9%) from 2021

Liabilities

Down

$61,305,874

Down $15,518,830 (-20%) from 2021

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin81st percentile

Revenue

Up

$7,927,140

Up $810,993 (+11%) from 2021

Expenses

Down

$5,502,240

Down $497,652 (-8.3%) from 2021

Net Income

Up

$2,424,900

Up $1,308,645 (+117%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $8,379,336Liabilities 2010: $3,920,470Net Assets 2010: $4,458,8662010Assets 2011: $9,194,481Liabilities 2011: $5,082,407Net Assets 2011: $4,112,0742011Assets 2012: $7,294,200Liabilities 2012: $5,320,315Net Assets 2012: $1,973,8852012Assets 2013: $47,272,854Liabilities 2013: $43,192,107Net Assets 2013: $4,080,7472013Assets 2014: $46,562,895Liabilities 2014: $41,268,736Net Assets 2014: $5,294,1592014Assets 2015: $65,016,508Liabilities 2015: $47,788,981Net Assets 2015: $17,227,5272015Assets 2016: $69,753,021Liabilities 2016: $51,225,288Net Assets 2016: $18,527,7332016Assets 2017: $92,616,996Liabilities 2017: $71,260,574Net Assets 2017: $21,356,4222017Assets 2018: $96,966,833Liabilities 2018: $75,468,042Net Assets 2018: $21,498,7912018Assets 2019: $107,082,477Liabilities 2019: $83,299,276Net Assets 2019: $23,783,2012019Assets 2020: $107,589,450Liabilities 2020: $80,887,893Net Assets 2020: $26,701,5572020Assets 2021: $104,642,516Liabilities 2021: $76,824,704Net Assets 2021: $27,817,8122021Assets 2022: $91,889,237Liabilities 2022: $61,305,874Net Assets 2022: $30,583,3632022Assets 2023: $82,525,458Liabilities 2023: $50,971,168Net Assets 2023: $31,554,2902023Assets 2024: $81,992,387Liabilities 2024: $49,435,189Net Assets 2024: $32,557,1982024

Highlighted filing

2022

Assets$91,889,237
Liabilities$61,305,874
Net Assets$30,583,363
Open 2022 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $1,356,2532010Revenue 2011: $1,341,002Expenses 2011: $1,687,794Net Income 2011: -$346,7922011Expenses 2012: $2,191,9032012Revenue 2013: $5,320,459Expenses 2013: $3,213,597Net Income 2013: $2,106,8622013Revenue 2014: $5,537,069Expenses 2014: $4,323,657Net Income 2014: $1,213,4122014Revenue 2015: $16,646,485Expenses 2015: $4,713,117Net Income 2015: $11,933,3682015Revenue 2016: $5,991,695Expenses 2016: $4,691,489Net Income 2016: $1,300,2062016Revenue 2017: $8,374,237Expenses 2017: $5,545,548Net Income 2017: $2,828,6892017Revenue 2018: $9,189,869Expenses 2018: $6,504,991Net Income 2018: $2,684,8782018Revenue 2019: $9,250,974Expenses 2019: $6,966,564Net Income 2019: $2,284,4102019Revenue 2020: $9,107,552Expenses 2020: $6,189,196Net Income 2020: $2,918,3562020Revenue 2021: $7,116,147Expenses 2021: $5,999,892Net Income 2021: $1,116,2552021Revenue 2022: $7,927,140Expenses 2022: $5,502,240Net Income 2022: $2,424,9002022Revenue 2023: $5,841,242Expenses 2023: $5,315,539Net Income 2023: $525,7032023Revenue 2024: $6,374,260Expenses 2024: $5,371,352Net Income 2024: $1,002,9082024

Highlighted filing

2022

Revenue$7,927,140
Expenses$5,502,240
Net Income$2,424,900
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 6, 2023
Return Version
2022v5.0
Gross Receipts
$7,927,140
Mission and Program Overview

Mission

Community venture capital

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$72,102,757$60,914,579▼ $11,188,178
Cash and Non-Interest-Bearing Accounts$30,140,457$28,603,013▼ $1,537,444
Accounts Receivable$1,403,892$1,427,920▲ $24,028
Savings and Temporary Cash Investments$885,380$856,891▼ $28,489
Prepaid Expenses and Deferred Charges$106,848$86,834▼ $20,014
Total Assets$104,642,516$91,889,237▼ $12,753,279
Other Assets Total$3,182$0▼ $3,182
Liabilities
Mortgage Notes Payable Secured by Investment Property$74,898,871$61,163,303▼ $13,735,568
Deferred Revenue$1,826,265--
Other Liabilities$50,672$92,389▲ $41,717
Accounts Payable and Accrued Expenses$48,896$50,182▲ $1,286
Total Liabilities$76,824,704$61,305,874▼ $15,518,830
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$27,817,812$30,583,363▲ $2,765,551
Total Net Assets Fund Balance$27,817,812$30,583,363▲ $2,765,551
Total Liabilities and Net Assets / Fund Balance$104,642,516$91,889,237▼ $12,753,279

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$60,329,674--
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Elyse CherryCEO & Ex-officio Board MemberPT$191,254$171,917$363,171
Michael NillesInterim President, Loan Fund & Ex-officio Board Me--$325,627$325,627
Michelle VolpePresident, Loan Fund (until 4/22) & Ex-officio Boa--$233,216$233,216
Lisa ZappalaChief Financial OfficerPT$47,409$33,966$81,375
E Matthew GautieriSVP, ControllerPT$31,045$13,812$44,857
Dewitt JonesExecutive VP & Ex-officio--$16,000$16,000
Michelle VolpePresident, Loan Fund (until 4/22) &--$16,000$16,000

Board Members and Trustees

NameTitle
Charles ClarkChairman of the Board
Michael NillesInterim President, Loan Fund & Ex-of
Edward Dugger IiiBoard Member
Julie GouldBoard Member
Maria MaffeiBoard Member
Mercedes TompkinsBoard Member
Reese FaydeBoard Member
Victor R RiveraBoard Member
Rev James Walsh SjClerk of the Board
Sarah C LincolnTreasurer of the Board
Lubna EliaChief Administrative Officer
Kathryn MchughSVP, Commercial Lending
Jaime EscottSVP, Digital Marketing, Opa
Andrew KohSVP, Operations

Highest Paid Contractors

ContractorServicesLocationCompensation
Dovenmuehle Mortgage INCMortgage Loan Servicing1 CORPORATE DRIVE SUITE 360, Lake Zurich, IL 60047$105,725
Revenue and Support

Revenue Composition

Contributions and Grants
$1,826,265
Program Service Revenue
$4,616,949
Investment Income
$236,628
Other Revenue
$1,247,298
Change in Net Assets
$2,424,900
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,815,806
Salaries, Compensation, and Employee Benefits$1,686,434
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$2,406,770--$2,406,770
Other Salaries and Wages$875,695$124,883-$1,000,578
Current Officers, Directors, Trustees, and Key Employees$400,091$44,455-$444,546
Advertising$407,536--$407,536
Fees for Services Other$134,658$116,826-$251,484
Fees for Services Legal$228,193--$228,193
Insurance$134,714$23,786-$158,500
Other Employee Benefits$113,810$30,381-$144,191
Payroll Taxes$56,560$10,080-$66,640
Occupancy-$61,609-$61,609
Fees for Services Accounting$29,950$14,259-$44,209
Office Expenses$16,292$22,751-$39,043
Pension Plan Contributions$30,204$275-$30,479
Depreciation Depletion-$20,943-$20,943
All Other Expenses$10,674$7,885-$18,559
Other Expenses$14,718$3,437-$18,155
Conferences and Meetings$191$5,680-$5,871
Travel$2,452$2,156-$4,608
Total Functional Expenses$5,011,553$490,687$0$5,502,240
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliates$92,389
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The ceo, cfo, controller, and finance committee review the 990 before going to the board for approval.”

Form 990, Part VI, Section B, Line 12C

“The controller reviews the annual signed conflict of interest policies for any conflicts to be disclosed to the board. If conflicts arise, they are addressed accordingly.”

Form 990, Part VI, Section B, Line 15

“Every few years, a salary survey of the industry is performed to ensure that the organization's salary expenses are reasonable. The executive committee of the board meets to set the salary ranges for all positions and to approve the ceo's compensation for the year. The executive committee keeps minutes of each meeting.”

Form 990, Part VI, Section C, Line 19

“The financial statements are available on the corporation's website. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bclf Ventures Inc
EIN
04-3246552
Phone
6174278600
Address
10 MALCOLM X BOULEVARD, BOSTON, MA 02119

Signing Officer

Name
Lisa Zappala
Title
Chief Financial Officer
Phone
6174278600
Signed
2023-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Zappala
Formed
1994
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
9
Employees
50
Volunteers
9

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Matthew Mcginnis CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Gain on bond payable redemption 340,651.”

FORM 990, PART XII, LINE 2C:

“The corporation has a committee that assumes responsibility for the oversight of the audit of its financial statements and selection of independent accountant, the process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The corporation accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the financial statements regarding a tax position taken or expected to be taken in a tax return. The corporation has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the financial statements at december 31, 2022. The corporation does not expect that the amounts of unrecognized tax benefits will change significantly within the next twelve-months.”

Raw XML AppendixShowing 400 of 1,059 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm8MARIA MAFFEI
IRS990/Form990PartVIISectionAGrp/PersonNm9VICTOR R RIVERA
IRS990/Form990PartVIISectionAGrp/PersonNm10MERCEDES TOMPKINS
IRS990/Form990PartVIISectionAGrp/PersonNm11REESE FAYDE
IRS990/Form990PartVIISectionAGrp/PersonNm12EDWARD DUGGER III
IRS990/Form990PartVIISectionAGrp/PersonNm13LISA ZAPPALA
IRS990/Form990PartVIISectionAGrp/PersonNm14E MATTHEW GAUTIERI
IRS990/Form990PartVIISectionAGrp/PersonNm15JAIME ESCOTT
IRS990/Form990PartVIISectionAGrp/PersonNm16KATHRYN MCHUGH
IRS990/Form990PartVIISectionAGrp/PersonNm17ANDREW KOH
IRS990/Form990PartVIISectionAGrp/PersonNm18LUBNA ELIA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0319254
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1361409
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1436573
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0478880
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1352707
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt2126776
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt3277073
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13245637
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14207243
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt15238710
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16223889
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17215611
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt18231098
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO & EX-OFFICIO BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VP & EX-OFFICIO
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT, LOAN FUND (UNTIL 4/22) & EX-OFFICIO BOA
IRS990/Form990PartVIISectionAGrp/TitleTxt3INTERIM PRESIDENT, LOAN FUND & EX-OFFICIO BOARD ME
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt5CLERK OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP, CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP, DIGITAL MARKETING, OPA
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP, COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP, OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt18CHIEF ADMINISTRATIVE OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt01826265
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt07927140
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt023786
IRS990/InsuranceGrp/ProgramServicesAmt0134714
IRS990/InsuranceGrp/TotalAmt0158500
IRS990/InterestGrp/ProgramServicesAmt02406770
IRS990/InterestGrp/TotalAmt02406770
IRS990/InvestmentIncomeGrp/ExclusionAmt0236628
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0236628
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt072102757
IRS990/InvestmentsProgramRelatedGrp/EOYAmt060914579
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY VENTURE CAPITAL
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt074898871
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt061163303
IRS990/NetAssetsOrFundBalancesBOYAmt027817812
IRS990/NetAssetsOrFundBalancesEOYAmt030583363
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt027817812
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt030583363
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt061609
IRS990/OccupancyGrp/TotalAmt061609
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt022751
IRS990/OfficeExpensesGrp/ProgramServicesAmt016292
IRS990/OfficeExpensesGrp/TotalAmt039043
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03182
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt0340651
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt030381
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0113810
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0144191
IRS990/OtherExpensesGrp/Desc0REPORTING EXPENSE
IRS990/OtherExpensesGrp/Desc1FINANCING FEES
IRS990/OtherExpensesGrp/Desc2FILING FEES
IRS990/OtherExpensesGrp/Desc3STAFF DEVELOPMENT
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01281
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13437
IRS990/OtherExpensesGrp/ProgramServicesAmt0105725
IRS990/OtherExpensesGrp/ProgramServicesAmt125735
IRS990/OtherExpensesGrp/ProgramServicesAmt217585
IRS990/OtherExpensesGrp/ProgramServicesAmt314718
IRS990/OtherExpensesGrp/TotalAmt0105725
IRS990/OtherExpensesGrp/TotalAmt125735
IRS990/OtherExpensesGrp/TotalAmt218866
IRS990/OtherExpensesGrp/TotalAmt318155
IRS990/OtherLiabilitiesGrp/BOYAmt050672
IRS990/OtherLiabilitiesGrp/EOYAmt092389
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0LOAN LOSS RECOVERIES
IRS990/OtherRevenueMiscGrp/Desc1SHARE OF BCLF VENTURES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0714828
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1532470
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0714828
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1532470
IRS990/OtherRevenueTotalAmt01247298
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0124883
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0875695
IRS990/OtherSalariesAndWagesGrp/TotalAmt01000578
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010080
IRS990/PayrollTaxesGrp/ProgramServicesAmt056560
IRS990/PayrollTaxesGrp/TotalAmt066640
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0275
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt030204
IRS990/PensionPlanContributionsGrp/TotalAmt030479
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0106848
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt086834
IRS990/PrincipalOfficerNm0LISA ZAPPALA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04246197
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1333243
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt237509
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04246197
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1333243
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt237509
IRS990/ProgSrvcAccomActy2Grp/Desc0THE ORGANIZATION'S DISREGARDED ENTITY, AURA MORTGAGE ADVISORS, ACTS AS A MORTGAGE BROKER/LENDER FOR LOW-INCOME PEOPLE AND COMMUNITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt04946094
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt05294268
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt010915
IRS990/PYOtherExpensesAmt03758231
IRS990/PYOtherRevenueAmt01248683
IRS990/PYProgramServiceRevenueAmt05856549
IRS990/PYRevenuesLessExpensesAmt01116255
IRS990/PYSalariesCompEmpBnftPaidAmt02241661
IRS990/PYTotalExpensesAmt05999892
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07116147
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt02424900
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00

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Filings

Displayed year

2022 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$91,889,237
Liabilities
$61,305,874
Net assets
$30,583,363
Revenue
$7,927,140
Expenses
$5,502,240
Net income
$2,424,900
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.0$49.4$32.6$6.37$5.37$1.00
2023Detailed filing. Detailed filing data is available for this year.$82.5$51.0$31.6$5.84$5.32$0.53
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.9$61.3$30.6$7.93$5.50$2.42
2021Detailed filing. Detailed filing data is available for this year.$105$76.8$27.8$7.12$6.00$1.12
2020Detailed filing. Detailed filing data is available for this year.$108$80.9$26.7$9.11$6.19$2.92
2019Detailed filing. Detailed filing data is available for this year.$107$83.3$23.8$9.25$6.97$2.28
2018Detailed filing. Detailed filing data is available for this year.$97.0$75.5$21.5$9.19$6.50$2.68
2017Detailed filing. Detailed filing data is available for this year.$92.6$71.3$21.4$8.37$5.55$2.83
2016Detailed filing. Detailed filing data is available for this year.$69.8$51.2$18.5$5.99$4.69$1.30
2015Detailed filing. Detailed filing data is available for this year.$65.0$47.8$17.2$16.6$4.71$11.9
2014Detailed filing. Detailed filing data is available for this year.$46.6$41.3$5.29$5.54$4.32$1.21
2013Detailed filing. Detailed filing data is available for this year.$47.3$43.2$4.08$5.32$3.21$2.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.29$5.32$1.97$2.19
2011Summary only. Only limited summary data is available for this year.$9.19$5.08$4.11$1.34$1.69$0.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.38$3.92$4.46$1.36