Civic Intelligence

One Credit Union

990 • Fiscal year 2023 • EIN 03-6008252

Jan 01, 2023 to Dec 31, 2023 • Filed on Nov 14, 2024

Organization Profilewww.onecu.org

View Organization Page

380 River StreetSpringfield, VT 05156

(802) 886-4228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.94x

Higher debt load relative to assets than 93% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Liabilities / Revenue

49th percentile

16.29x

Higher debt load relative to revenue than 49% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Net Margin

19th percentile

5.4%

Higher net margin than 19% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Top Officer Pay

74th percentile

$287,021

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2023

Asset Growth

47th percentile

-0.3%

Faster asset growth than 47% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Revenue Growth

52nd percentile

25%

Faster revenue growth than 52% of similar nonprofits.

2023 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$245,207,861

Down $758,835 (-0.3%) from 2022

Net Assets

Up

$15,047,381

Up $797,689 (+5.6%) from 2022

Liabilities

Down

$230,160,480

Down $1,556,524 (-0.7%) from 2022

Revenue And Expenses
Liabilities / Revenue49th percentileNet Margin19th percentile

Revenue

Up

$14,131,695

Up $2,792,696 (+25%) from 2022

Expenses

Up

$13,373,646

Up $3,906,814 (+41%) from 2022

Net Income

Down

$758,049

Down $1,114,118 (-60%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth47th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $114,433,107Liabilities 2010: $102,116,538Net Assets 2010: $12,316,5692010Assets 2011: $123,886,563Liabilities 2011: $108,846,684Net Assets 2011: $15,039,8792011Assets 2012: $130,460,265Liabilities 2012: $115,476,306Net Assets 2012: $14,983,9592012Assets 2013: $131,172,928Liabilities 2013: $116,408,880Net Assets 2013: $14,764,0482013Assets 2014: $132,333,212Liabilities 2014: $117,637,731Net Assets 2014: $14,695,4812014Assets 2015: $139,056,792Liabilities 2015: $124,386,238Net Assets 2015: $14,670,5542015Assets 2016: $141,682,886Liabilities 2016: $128,242,813Net Assets 2016: $13,440,0732016Assets 2017: $153,738,072Liabilities 2017: $139,646,778Net Assets 2017: $14,091,2942017Assets 2018: $170,480,780Liabilities 2018: $155,654,270Net Assets 2018: $14,826,5102018Assets 2019: $174,974,821Liabilities 2019: $159,145,179Net Assets 2019: $15,829,6422019Assets 2020: $209,809,896Liabilities 2020: $193,309,894Net Assets 2020: $16,500,0022020Assets 2021: $231,054,967Liabilities 2021: $214,727,977Net Assets 2021: $16,326,9902021Assets 2022: $245,966,696Liabilities 2022: $231,717,004Net Assets 2022: $14,249,6922022Assets 2023: $245,207,861Liabilities 2023: $230,160,480Net Assets 2023: $15,047,3812023Assets 2024: $259,160,000Liabilities 2024: $244,055,244Net Assets 2024: $15,104,7562024

Highlighted filing

2023

Assets$245,207,861
Liabilities$230,160,480
Net Assets$15,047,381
Open 2023 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,397,6592010Revenue 2011: $5,031,501Expenses 2011: $5,851,507Net Income 2011: -$820,0062011Expenses 2012: $5,314,2992012Revenue 2013: $6,039,074Expenses 2013: $6,005,596Net Income 2013: $33,4782013Revenue 2014: $6,629,428Expenses 2014: $6,387,447Net Income 2014: $241,9812014Revenue 2015: $7,149,117Expenses 2015: $6,824,689Net Income 2015: $324,4282015Revenue 2016: $7,143,803Expenses 2016: $8,172,862Net Income 2016: -$1,029,0592016Revenue 2017: $7,883,791Expenses 2017: $7,302,284Net Income 2017: $581,5072017Revenue 2018: $10,116,717Expenses 2018: $9,243,254Net Income 2018: $873,4632018Revenue 2019: $9,478,599Expenses 2019: $8,862,435Net Income 2019: $616,1642019Revenue 2020: $9,334,014Expenses 2020: $8,820,127Net Income 2020: $513,8872020Revenue 2021: $9,424,805Expenses 2021: $8,824,768Net Income 2021: $600,0372021Revenue 2022: $11,338,999Expenses 2022: $9,466,832Net Income 2022: $1,872,1672022Revenue 2023: $14,131,695Expenses 2023: $13,373,646Net Income 2023: $758,0492023Revenue 2024: $15,425,844Expenses 2024: $15,723,923Net Income 2024: -$298,0792024

Highlighted filing

2023

Revenue$14,131,695
Expenses$13,373,646
Net Income$758,049
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Nov 14, 2024
Return Version
2023v5.0
Gross Receipts
$14,131,695
Mission and Program Overview

Mission

The purpose of this credit union is to promote thrift among its members by affording them an opportunity for accumulating their savings, to create for them a source of credit for provident or productive purposes at a reasonable rate of interest, and to provide the opportunity for the members to use and control their money for their mutual benefit.

Providing financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$190,071,185$187,458,166▼ $2,613,019
Investments in Publicly Traded Securities$30,917,654$27,931,845▼ $2,985,809
Rtn Earn Endowment Incm Other Fnds$14,249,692$15,047,381▲ $797,689
Savings and Temporary Cash Investments$5,770,063$8,769,948▲ $2,999,885
Land, Buildings, and Equipment, Net$6,043,842$7,862,903▲ $1,819,061
Accounts Receivable$3,736,633$3,939,223▲ $202,590
Cash and Non-Interest-Bearing Accounts$876,535$1,779,753▲ $903,218
Receivables From Officers Etc$392,584$693,405▲ $300,821
Prepaid Expenses and Deferred Charges$312,080$364,128▲ $52,048
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$245,966,696$245,207,861▼ $758,835
Other Assets Total$7,846,120$6,408,490▼ $1,437,630
Liabilities
Other Liabilities$219,122,484$229,068,423▲ $9,945,939
Accounts Payable and Accrued Expenses$12,594,520$1,092,057▼ $11,502,463
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$231,717,004$230,160,480▼ $1,556,524
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,249,692$15,047,381▲ $797,689
Total Liabilities and Net Assets / Fund Balance$245,966,696$245,207,861▼ $758,835

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,160,197$2,243,770$0
Other Land Buildings$0$0$0
Land$718,073-$0
Equipment$984,633$2,474,548$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brett a SmithCEOFT$226,495$67,153$293,648
David MacleanCFOFT$154,148$22,161$176,309
Nathan D CobbCOOFT$150,310$13,993$164,303
Randy ButlerSVP of RetailFT$135,008-$135,008

Board Members and Trustees

NameTitle
Jeff TaftChairman/board of Directors
Jack MitchellVice Chair/director
Denise MyersDirector
John PadgettDirector
Meghan HansonDirector
Timothy AndersonDirector
Benjamin DruggSecreatry/director
Robert ReardonTreasurer/director

Highest Paid Contractors

ContractorServicesLocationCompensation
Nes GroupArchitechual Design/building905 S MAIN ST, BUILDING B SUITE 201, Mansfield, MA 02048$735,938
Mvp Health Care INCHealth CareGPO BOX 26864, 2 LEDGEVIEW DR, New York, NY 10087-6864$674,505
SynergentSystem ProcessingPO BOX 1236 PORTLAND ME 04104, 100 WESTWOOD PLACE SUITE 400, Westbrook, ME 04092$587,808
Customized Service Concepts LLCPurchase/maintain Atm Machines18 COTE AVE SUITE 13, Goffstown, NH 03045$187,623
Strategy Corps LLCMarketing ConsultantsPO BOX1167, Brentwood, TN 37024-1167$148,307
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,227,707
Investment Income
$887,773
Other Revenue
$16,215
All Other Contributions
$0
Change in Net Assets
$758,049
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,621,942
Salaries, Compensation, and Employee Benefits$5,092,869
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,968,217
Fees for Services Other---$1,762,022
Benefits to Members---$1,658,835
Other Expenses---$1,345,195
Other Employee Benefits---$862,580
Current Officers, Directors, Trustees, and Key Employees---$760,082
Depreciation Depletion---$544,930
Information Technology---$443,785
Interest---$442,765
Occupancy---$348,350
Payroll Taxes---$299,418
Office Expenses---$270,598
Advertising---$226,914
Pension Plan Contributions---$202,572
Fees for Services Legal---$182,851
Travel---$96,525
Insurance---$71,149
All Other Expenses---$53,516
Conferences and Meetings---$28,468
Fees for Services Accounting---$-7,696
Total Functional Expenses$0$0$0$13,373,646
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$392,584$693,405▲ $300,821
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares$229,068,423
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“MEMBERS”

Form 990, Part VI, Section A, Line 7A

“Members elect the board of directors at the annual membership meeting”

Form 990, Part VI, Section B, Line 11B

“No formal review is condcuted with all members of the governing body”

Form 990, Part VI, Section B, Line 12C

“If a conflict of interest is reported, the credit union will take action to resolve the conflict, or the individual may resigh or otherwise be discharged.”

Form 990, Part VI, Section B, Line 15

“The governing body sets the compensation level for the ceo using industry salary data and cost of living indexes”

Form 990, Part VI, Section C, Line 19

“Lobby finanicals are posted monthly in each branch. Detailed financials and policies are available upon request.”

Form 990, Part VIII, Line 2A - 2E

“LOAN INTEREST INCOME”

Filing and Contact Details

Filer

Filer Name
One Credit Union
EIN
03-6008252
Phone
8028864228
Address
380 RIVER STREET, SPRINGFIELD, VT 05156

Signing Officer

Name
David Maclean
Title
Chief Financial Officer
Phone
6176973838
Signed
2024-11-14

Organization Details

Principal Officer
Brett Smitt
Formed
1952
Legal Domicile
Vt
Voting Board Members
8
Independent Board Members
8
Employees
73
Volunteers
20
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Increased activities and increased cost of those activities”

Raw XML AppendixShowing 400 of 781 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0THE PURPOSE OF THIS CREDIT UNION IS TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT.
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IRS990/Form990PartVIISectionAGrp/PersonNm2NATHAN D COBB
IRS990/Form990PartVIISectionAGrp/PersonNm3RANDY BUTLER
IRS990/Form990PartVIISectionAGrp/PersonNm4JEFF TAFT
IRS990/Form990PartVIISectionAGrp/PersonNm5JACK MITCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm6ROBERT REARDON
IRS990/Form990PartVIISectionAGrp/PersonNm7BENJAMIN DRUGG
IRS990/Form990PartVIISectionAGrp/PersonNm8JOHN PADGETT
IRS990/Form990PartVIISectionAGrp/PersonNm9TIMOTHY ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm10MEGHAN HANSON
IRS990/Form990PartVIISectionAGrp/PersonNm11DENISE MYERS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0287021
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1174486
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2163567
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3135008
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2COO
IRS990/Form990PartVIISectionAGrp/TitleTxt3SVP OF RETAIL
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRMAN/BOARD OF DIRECTORS
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE CHAIR/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECREATRY/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt00
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt014131695
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt016215
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0443785
IRS990/InsuranceGrp/TotalAmt071149
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0442765
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0887773
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0887773
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt030917654
IRS990/InvestmentsPubTradedSecGrp/EOYAmt027931845
IRS990/IRPDocumentCnt05492
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04718318
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06043842
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07862903
IRS990/LandBldgEquipCostOrOtherBssAmt012581221
IRS990/LegalDomicileStateCd0VT
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THIS CREDIT UNION IS TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt014249692
IRS990/NetAssetsOrFundBalancesEOYAmt015047381
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt016215
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt016215
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt039640
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0348350
IRS990/OfficeExpensesGrp/TotalAmt0270598
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07846120
IRS990/OtherAssetsTotalGrp/EOYAmt06408490
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0862580
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION EXPENSE
IRS990/OtherExpensesGrp/TotalAmt0812570
IRS990/OtherExpensesGrp/TotalAmt11345195
IRS990/OtherLiabilitiesGrp/BOYAmt0219122484
IRS990/OtherLiabilitiesGrp/EOYAmt0229068423
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt02968217
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0190071185
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0187458166
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0299418
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0202572
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0312080
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0364128
IRS990/PrincipalOfficerNm0BRETT SMITT
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1PROGRAM FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010098012
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13129695
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010098012
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13129695
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0257928
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0777628
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt04979006
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt010561371
IRS990/PYRevenuesLessExpensesAmt01872167
IRS990/PYSalariesCompEmpBnftPaidAmt04229898
IRS990/PYTotalExpensesAmt09466832
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt011338999
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0392584

Document Assets

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Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$245,207,861
Liabilities
$230,160,480
Net assets
$15,047,381
Revenue
$14,131,695
Expenses
$13,373,646
Net income
$758,049
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$259$244$15.1$15.4$15.7$0.30
2023Detailed filing. Detailed filing data is available for this year.$245$230$15.0$14.1$13.4$0.76
2022Detailed filing. Detailed filing data is available for this year.$246$232$14.2$11.3$9.47$1.87
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$231$215$16.3$9.42$8.82$0.60
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$210$193$16.5$9.33$8.82$0.51
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$175$159$15.8$9.48$8.86$0.62
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$156$14.8$10.1$9.24$0.87
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$154$140$14.1$7.88$7.30$0.58
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$142$128$13.4$7.14$8.17$1.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$139$124$14.7$7.15$6.82$0.32
2014Detailed filing. Detailed filing data is available for this year.$132$118$14.7$6.63$6.39$0.24
2013Detailed filing. Detailed filing data is available for this year.$131$116$14.8$6.04$6.01$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$115$15.0$5.31
2011Summary only. Only limited summary data is available for this year.$124$109$15.0$5.03$5.85$0.82
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$102$12.3$5.40
Peer Organizations

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