Civic Intelligence

One Credit Union

990 • Fiscal year 2013 • EIN 03-6008252

Jan 01, 2013 to Dec 31, 2013 • Filed on May 14, 2014

Organization Profilewww.onecu.org

View Organization Page

380 River StreetSpringfield, VT 05156

(802) 886-4228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

38th percentile

0.89x

Higher debt load relative to assets than 38% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

60th percentile

19.28x

Higher debt load relative to revenue than 60% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

7th percentile

0.6%

Higher net margin than 7% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

7th percentile

$107,243

Higher top officer pay than 7% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

26th percentile

0.5%

Faster asset growth than 26% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

59th percentile

9.6%

Faster revenue growth than 59% of similar nonprofits.

2013 filings • $100M-$250M nonprofits • Annualized from 2011 to 2013

Balance Sheet
Liabilities / Assets38th percentile

Assets

Up

$131,172,928

Up $712,663 (+0.5%) from 2012

Net Assets

Down

$14,764,048

Down $219,911 (-1.5%) from 2012

Liabilities

Up

$116,408,880

Up $932,574 (+0.8%) from 2012

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin7th percentile

Revenue

$6,039,074

No earlier filing loaded for comparison.

Expenses

Up

$6,005,596

Up $691,297 (+13%) from 2012

Net Income

$33,478

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth26th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $114,433,107Liabilities 2010: $102,116,538Net Assets 2010: $12,316,5692010Assets 2011: $123,886,563Liabilities 2011: $108,846,684Net Assets 2011: $15,039,8792011Assets 2012: $130,460,265Liabilities 2012: $115,476,306Net Assets 2012: $14,983,9592012Assets 2013: $131,172,928Liabilities 2013: $116,408,880Net Assets 2013: $14,764,0482013Assets 2014: $132,333,212Liabilities 2014: $117,637,731Net Assets 2014: $14,695,4812014Assets 2015: $139,056,792Liabilities 2015: $124,386,238Net Assets 2015: $14,670,5542015Assets 2016: $141,682,886Liabilities 2016: $128,242,813Net Assets 2016: $13,440,0732016Assets 2017: $153,738,072Liabilities 2017: $139,646,778Net Assets 2017: $14,091,2942017Assets 2018: $170,480,780Liabilities 2018: $155,654,270Net Assets 2018: $14,826,5102018Assets 2019: $174,974,821Liabilities 2019: $159,145,179Net Assets 2019: $15,829,6422019Assets 2020: $209,809,896Liabilities 2020: $193,309,894Net Assets 2020: $16,500,0022020Assets 2021: $231,054,967Liabilities 2021: $214,727,977Net Assets 2021: $16,326,9902021Assets 2022: $245,966,696Liabilities 2022: $231,717,004Net Assets 2022: $14,249,6922022Assets 2023: $245,207,861Liabilities 2023: $230,160,480Net Assets 2023: $15,047,3812023Assets 2024: $259,160,000Liabilities 2024: $244,055,244Net Assets 2024: $15,104,7562024

Highlighted filing

2013

Assets$131,172,928
Liabilities$116,408,880
Net Assets$14,764,048
Open 2013 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,397,6592010Revenue 2011: $5,031,501Expenses 2011: $5,851,507Net Income 2011: -$820,0062011Expenses 2012: $5,314,2992012Revenue 2013: $6,039,074Expenses 2013: $6,005,596Net Income 2013: $33,4782013Revenue 2014: $6,629,428Expenses 2014: $6,387,447Net Income 2014: $241,9812014Revenue 2015: $7,149,117Expenses 2015: $6,824,689Net Income 2015: $324,4282015Revenue 2016: $7,143,803Expenses 2016: $8,172,862Net Income 2016: -$1,029,0592016Revenue 2017: $7,883,791Expenses 2017: $7,302,284Net Income 2017: $581,5072017Revenue 2018: $10,116,717Expenses 2018: $9,243,254Net Income 2018: $873,4632018Revenue 2019: $9,478,599Expenses 2019: $8,862,435Net Income 2019: $616,1642019Revenue 2020: $9,334,014Expenses 2020: $8,820,127Net Income 2020: $513,8872020Revenue 2021: $9,424,805Expenses 2021: $8,824,768Net Income 2021: $600,0372021Revenue 2022: $11,338,999Expenses 2022: $9,466,832Net Income 2022: $1,872,1672022Revenue 2023: $14,131,695Expenses 2023: $13,373,646Net Income 2023: $758,0492023Revenue 2024: $15,425,844Expenses 2024: $15,723,923Net Income 2024: -$298,0792024

Highlighted filing

2013

Revenue$6,039,074
Expenses$6,005,596
Net Income$33,478
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 14, 2014
Return Version
2013v3.0
Gross Receipts
$6,039,074
Mission and Program Overview

Mission

The purpose of this credit union is to promote thrift among its members by affording them an opportunity for accumulating their savings, to create for them a source of credit for provident or productive purposes at a reasonable rate of interest, and to provide the opportunity for the members to use and control their money for their mutual benefit.

Providing financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$79,072,698$85,287,919▲ $6,215,221
Savings and Temporary Cash Investments$43,467,632$38,255,177▼ $5,212,455
Rtn Earn Endowment Incm Other Fnds$14,983,959$14,764,048▼ $219,911
Land, Buildings, and Equipment, Net$2,649,945$2,933,086▲ $283,141
Cash and Non-Interest-Bearing Accounts$1,944,087$1,372,662▼ $571,425
Prepaid Expenses and Deferred Charges$140,272$120,287▼ $19,985
Accounts Receivable$0$47,262▲ $47,262
Pledges and Grants Receivable$0--
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc$0--
Investments Other Securities$0--
Investments Program Related$0--
Investments in Publicly Traded Securities$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0--
Inventories for Sale or Use-$0-
Total Assets$130,460,265$131,172,928▲ $712,663
Other Assets Total$3,185,631$3,156,535▼ $29,096
Liabilities
Other Liabilities$115,256,994$116,051,067▲ $794,073
Accounts Payable and Accrued Expenses$219,312$357,813▲ $138,501
Total Liabilities$115,476,306$116,408,880▲ $932,574
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,983,959$14,764,048▼ $219,911
Total Liabilities and Net Assets / Fund Balance$130,460,265$131,172,928▲ $712,663

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,868,712$1,171,208$3,039,920
Equipment$428,301$468,925$897,226
Land$575,073-$575,073
Leasehold Improvements$61,000$163,267$224,267
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer Pay7th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jerry CrossCEO/presidentFT$107,243$107,243
Timothy GoldenSenior Vice PresidentFT$102,170$102,170

Board Members and Trustees

NameTitle
Jeff TaftChairman/board of Directors
Richard NorthVice Chairperson, Board Member
Barbara MenardDirector
C Martin PrevostDirector
John ClarkDirector
Karen GradyDirector
Jack MitchellDirectors
Linda MooreSecretary, Board Member
Robert ReardonTreasurer/board of Directors
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,794,803
Investment Income
$244,271
Other Revenue
$0
Change in Net Assets
$33,478
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,882,090
Other Expenses$2,598,688
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,134,437
Office Expenses---$687,417
Other Employee Benefits---$534,060
Benefits to Members---$524,818
Fees for Services Other---$370,412
Occupancy---$268,221
Information Technology---$248,815
Payroll Taxes---$182,860
Advertising---$134,917
Fees for Services Accounting---$97,643
Depreciation Depletion---$83,958
Insurance---$64,131
Other Expenses---$60,360
Fees for Services Legal---$53,933
Travel---$38,145
Pension Plan Contributions---$30,733
All Other Expenses---$27,289
Interest---$3
Total Functional Expenses$0$0$0$6,005,596
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees$0--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$116,051,067
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“MEMBERS”

Form 990, Part VI, Section A, Line 7A

“Members elect the board of directors at the annual membership meeting”

Form 990, Part VI, Section B, Line 11B

“No formal review was conducted with all members of the governing body”

Form 990, Part VI, Section B, Line 12C

“Policy is reviewed annually”

Form 990, Part VI, Section B, Line 15

“The governing body set the compensation level for the ceo using industry salary data and cost of living indexes.”

Form 990, Part VI, Section C, Line 19

“UPON REQUEST”

Filing and Contact Details

Filer

EIN
03-6008252
Phone
8028864228

Signing Officer

Name
Rhoda Stevens
Title
Accountant
Phone
8028864228
Signed
2014-05-14

Organization Details

Principal Officer
Jerry Cross
Formed
1952
Legal Domicile
Vt
Voting Board Members
9
Independent Board Members
9
Employees
62
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“2012 was reviewed by cpa firm and entries were made in 2013”

Raw XML AppendixShowing 400 of 547 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTORS
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IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY, BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt10SENIOR VICE PRESIDENT
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IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THIS CREDIT UNION IS TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt014983959
IRS990/NetAssetsOrFundBalancesEOYAmt014764048
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-212200
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0268221
IRS990/OfficeExpensesGrp/TotalAmt0687417
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03185631
IRS990/OtherAssetsTotalGrp/EOYAmt03156535
IRS990/OtherChangesInNetAssetsAmt0-41189
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0534060
IRS990/OtherExpensesGrp/Desc0LOAN SERVICE EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MEMBER'S INSURANCE
IRS990/OtherExpensesGrp/TotalAmt0227013
IRS990/OtherExpensesGrp/TotalAmt1236431
IRS990/OtherExpensesGrp/TotalAmt260360
IRS990/OtherLiabilitiesGrp/BOYAmt0115256994
IRS990/OtherLiabilitiesGrp/EOYAmt0116051067
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt02134437
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt079072698
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt085287919
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0182860
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt030733
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0140272
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0120287
IRS990/PrincipalOfficerNm0JERRY CROSS
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1PROGRAM SERVICE FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04141542
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11653261
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04141542
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11653261
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0529519
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0267246
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02247070
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05139165
IRS990/PYRevenuesLessExpensesAmt092112
IRS990/PYSalariesCompEmpBnftPaidAmt02537710
IRS990/PYTotalExpensesAmt05314299
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05406411
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReconcilationRevenueExpnssAmt033478
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt014983959
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014764048
IRS990/SavingsAndTempCashInvstGrp/BOYAmt043467632
IRS990/SavingsAndTempCashInvstGrp/EOYAmt038255177
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01868712
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01171208
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03039920
IRS990ScheduleD/EquipmentGrp/BookValueAmt0428301
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0468925
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0897226
IRS990ScheduleD/LandGrp/BookValueAmt0575073
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0575073
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt061000
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0163267
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0224267
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0116051067
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02933086
IRS990ScheduleD/TotalLiabilityAmt0116051067
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt010937
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1229
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt23153
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt32828
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4272553
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt517300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt61468
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt715333
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt863041
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt916988
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1011459
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11765
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12783
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd121
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1VISA CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2NEW AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3SHARE PLEDGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6VISA CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9NEW AUTO

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$131,172,928
Liabilities
$116,408,880
Net assets
$14,764,048
Revenue
$6,039,074
Expenses
$6,005,596
Net income
$33,478
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$259$244$15.1$15.4$15.7$0.30
2023Detailed filing. Detailed filing data is available for this year.$245$230$15.0$14.1$13.4$0.76
2022Detailed filing. Detailed filing data is available for this year.$246$232$14.2$11.3$9.47$1.87
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$231$215$16.3$9.42$8.82$0.60
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$210$193$16.5$9.33$8.82$0.51
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$175$159$15.8$9.48$8.86$0.62
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$156$14.8$10.1$9.24$0.87
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$154$140$14.1$7.88$7.30$0.58
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$142$128$13.4$7.14$8.17$1.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$139$124$14.7$7.15$6.82$0.32
2014Detailed filing. Detailed filing data is available for this year.$132$118$14.7$6.63$6.39$0.24
2013Detailed filing. Detailed filing data is available for this year.$131$116$14.8$6.04$6.01$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$115$15.0$5.31
2011Summary only. Only limited summary data is available for this year.$124$109$15.0$5.03$5.85$0.82
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$102$12.3$5.40
Peer Organizations

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