Civic Intelligence

One Credit Union

990 • Fiscal year 2015 • EIN 03-6008252

Jan 01, 2015 to Dec 31, 2015 • Filed on May 06, 2016

Organization Profilewww.onecu.org

View Organization Page

380 River StreetSpringfield, VT 05156

(802) 886-4228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

49th percentile

0.89x

Higher debt load relative to assets than 49% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

40th percentile

17.40x

Higher debt load relative to revenue than 40% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

19th percentile

4.5%

Higher net margin than 19% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

6th percentile

$112,375

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Asset Growth

51st percentile

5.1%

Faster asset growth than 51% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

71st percentile

7.8%

Faster revenue growth than 71% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$139,056,792

Up $6,723,580 (+5.1%) from 2014

Net Assets

Down

$14,670,554

Down $24,927 (-0.2%) from 2014

Liabilities

Up

$124,386,238

Up $6,748,507 (+5.7%) from 2014

Revenue And Expenses
Liabilities / Revenue40th percentileNet Margin19th percentile

Revenue

Up

$7,149,117

Up $519,689 (+7.8%) from 2014

Expenses

Up

$6,824,689

Up $437,242 (+6.8%) from 2014

Net Income

Up

$324,428

Up $82,447 (+34%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $114,433,107Liabilities 2010: $102,116,538Net Assets 2010: $12,316,5692010Assets 2011: $123,886,563Liabilities 2011: $108,846,684Net Assets 2011: $15,039,8792011Assets 2012: $130,460,265Liabilities 2012: $115,476,306Net Assets 2012: $14,983,9592012Assets 2013: $131,172,928Liabilities 2013: $116,408,880Net Assets 2013: $14,764,0482013Assets 2014: $132,333,212Liabilities 2014: $117,637,731Net Assets 2014: $14,695,4812014Assets 2015: $139,056,792Liabilities 2015: $124,386,238Net Assets 2015: $14,670,5542015Assets 2016: $141,682,886Liabilities 2016: $128,242,813Net Assets 2016: $13,440,0732016Assets 2017: $153,738,072Liabilities 2017: $139,646,778Net Assets 2017: $14,091,2942017Assets 2018: $170,480,780Liabilities 2018: $155,654,270Net Assets 2018: $14,826,5102018Assets 2019: $174,974,821Liabilities 2019: $159,145,179Net Assets 2019: $15,829,6422019Assets 2020: $209,809,896Liabilities 2020: $193,309,894Net Assets 2020: $16,500,0022020Assets 2021: $231,054,967Liabilities 2021: $214,727,977Net Assets 2021: $16,326,9902021Assets 2022: $245,966,696Liabilities 2022: $231,717,004Net Assets 2022: $14,249,6922022Assets 2023: $245,207,861Liabilities 2023: $230,160,480Net Assets 2023: $15,047,3812023Assets 2024: $259,160,000Liabilities 2024: $244,055,244Net Assets 2024: $15,104,7562024

Highlighted filing

2015

Assets$139,056,792
Liabilities$124,386,238
Net Assets$14,670,554
Open 2015 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,397,6592010Revenue 2011: $5,031,501Expenses 2011: $5,851,507Net Income 2011: -$820,0062011Expenses 2012: $5,314,2992012Revenue 2013: $6,039,074Expenses 2013: $6,005,596Net Income 2013: $33,4782013Revenue 2014: $6,629,428Expenses 2014: $6,387,447Net Income 2014: $241,9812014Revenue 2015: $7,149,117Expenses 2015: $6,824,689Net Income 2015: $324,4282015Revenue 2016: $7,143,803Expenses 2016: $8,172,862Net Income 2016: -$1,029,0592016Revenue 2017: $7,883,791Expenses 2017: $7,302,284Net Income 2017: $581,5072017Revenue 2018: $10,116,717Expenses 2018: $9,243,254Net Income 2018: $873,4632018Revenue 2019: $9,478,599Expenses 2019: $8,862,435Net Income 2019: $616,1642019Revenue 2020: $9,334,014Expenses 2020: $8,820,127Net Income 2020: $513,8872020Revenue 2021: $9,424,805Expenses 2021: $8,824,768Net Income 2021: $600,0372021Revenue 2022: $11,338,999Expenses 2022: $9,466,832Net Income 2022: $1,872,1672022Revenue 2023: $14,131,695Expenses 2023: $13,373,646Net Income 2023: $758,0492023Revenue 2024: $15,425,844Expenses 2024: $15,723,923Net Income 2024: -$298,0792024

Highlighted filing

2015

Revenue$7,149,117
Expenses$6,824,689
Net Income$324,428
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 6, 2016
Return Version
2015v2.1
Gross Receipts
$7,233,460
Mission and Program Overview

Mission

The purpose of this credit union is to promote thrift among its members by affording them an opportunity for accumulating their savings, to create for them a source of credit for provident or productive purposes at a reasonable rate of interest, and to provide the opportunity for the members to use and control their money for their mutual benefit.

Providing financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$86,548,886$93,121,499▲ $6,572,613
Savings and Temporary Cash Investments$35,983,181$35,687,910▼ $295,271
Rtn Earn Endowment Incm Other Fnds$14,695,481$14,670,554▼ $24,927
Land, Buildings, and Equipment, Net$2,861,109$2,789,051▼ $72,058
Cash and Non-Interest-Bearing Accounts$2,222,725$1,874,493▼ $348,232
Accounts Receivable$979,110$1,760,032▲ $780,922
Prepaid Expenses and Deferred Charges$103,485$176,258▲ $72,773
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0--
Receivables From Officers Etc$0--
Investments Other Securities$0--
Investments Program Related$0--
Investments in Publicly Traded Securities$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0--
Inventories for Sale or Use$0--
Loans From Officers Directors$0$0→ $0
Total Assets$132,333,212$139,056,792▲ $6,723,580
Other Assets Total$3,634,716$3,647,549▲ $12,833
Liabilities
Other Liabilities$117,285,441$123,957,191▲ $6,671,750
Accounts Payable and Accrued Expenses$352,290$429,047▲ $76,757
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$117,637,731$124,386,238▲ $6,748,507
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,695,481$14,670,554▼ $24,927
Total Liabilities and Net Assets / Fund Balance$132,333,212$139,056,792▲ $6,723,580

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,847,665$1,376,361$3,224,026
Equipment$350,165$878,245$1,228,410
Land$575,073-$575,073
Leasehold Improvements$16,148$208,120$224,268
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer Pay6th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jerry CrossCEO/presidentFT$112,375$112,375

Board Members and Trustees

NameTitle
Jeff TaftChairman/board of Directors
Richard NorthVice Chairperson, Director
C Martin PrevostDirector
Jack MitchellDirector
John ClarkDirector
Linda MooreDirector
Barbara MenardSECRETARY; DIRECTOR
Robert ReardonTreasurer/board of Directors
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,903,996
Investment Income
$245,121
Other Revenue
$0
Change in Net Assets
$324,428
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,395,987
Salaries, Compensation, and Employee Benefits$3,038,821
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,312,968
Fees for Services Other---$734,772
Other Employee Benefits---$679,418
Office Expenses---$610,918
Benefits to Members---$389,881
Other Expenses---$376,456
Occupancy---$292,164
Information Technology---$262,534
Fees for Services Legal---$176,567
Advertising---$170,429
Depreciation Depletion---$85,646
Fees for Services Accounting---$76,000
Insurance---$67,713
Pension Plan Contributions---$46,435
Travel---$32,230
All Other Expenses---$26,481
Total Functional Expenses$0$0$0$6,824,689
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0--
Receivables from Officers, Directors, Trustees, and Key Employees$0--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$123,957,191
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“MEMBERS”

Form 990, Part VI, Section A, Line 7A

“Members elect the board of directors at the annual membership meeting”

Form 990, Part VI, Section B, Line 11B

“No formal review was conducted with all members of the governing body”

Form 990, Part VI, Section B, Line 15

“The governing body set the compensation level for the ceo using industry salary data and cost of living indexes.”

Form 990, Part VI, Section C, Line 19

“Lobby financials are posted monthly in each branch. Detailed financials and policies are available upon request”

Filing and Contact Details

Filer

Filer Name
One Credit Union
EIN
03-6008252
Phone
8028864228
Address
380 RIVER STREET, SPRINGFIELD, VT 05156

Signing Officer

Name
Rhoda Stevens
Title
Accountant
Phone
8028864228
Signed
2016-05-06

Organization Details

Principal Officer
Jerry C Cross
Formed
1952
Legal Domicile
Vt
Voting Board Members
8
Independent Board Members
8
Employees
64
Volunteers
11
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“CORE SYSTEM EXPENSES”

Form 990, Part XI, Line 9

“WAS REVIEWED BY CPA FIRM”

Raw XML AppendixShowing 400 of 519 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
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IRS990/MinutesOfCommitteesInd01
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IRS990/NetAssetsOrFundBalancesEOYAmt014670554
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-76297
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-76297
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-212200
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0292164
IRS990/OfficeExpensesGrp/TotalAmt0610918
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03634716
IRS990/OtherAssetsTotalGrp/EOYAmt03647549
IRS990/OtherChangesInNetAssetsAmt0-137155
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0679418
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt0484077
IRS990/OtherExpensesGrp/TotalAmt1376456
IRS990/OtherLiabilitiesGrp/BOYAmt0117285441
IRS990/OtherLiabilitiesGrp/EOYAmt0123957191
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt02312968
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt086548886
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt093121499
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt046435
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0103485
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0176258
IRS990/PrincipalOfficerNm0JERRY C CROSS
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1PROGRAM SERVICE FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04414370
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12489626
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04414370
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12489626
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0436955
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0243674
IRS990/PYOtherExpensesAmt02959415
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06385754
IRS990/PYRevenuesLessExpensesAmt0241981
IRS990/PYSalariesCompEmpBnftPaidAmt02991077
IRS990/PYTotalExpensesAmt06387447
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06629428
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0324428
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt014695481
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014670554
IRS990/SavingsAndTempCashInvstGrp/BOYAmt035983181
IRS990/SavingsAndTempCashInvstGrp/EOYAmt035687910
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01847665
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01376361
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03224026
IRS990ScheduleD/EquipmentGrp/BookValueAmt0350165
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0878245
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01228410
IRS990ScheduleD/LandGrp/BookValueAmt0575073
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0575073
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt016148
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0208120
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0224268
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0123957191
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02789051
IRS990ScheduleD/TotalLiabilityAmt0123957191
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt016267
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt149
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt230145
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3236425
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt445000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt517400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt66478
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt761983
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt82388
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt91209
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt101209
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4NEW AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6NEW AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10CREDIT CARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt030000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt13000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt240000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3325000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt445000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt520000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt630673
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt767000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt82500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt910000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1017000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JOHN S CLARK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1WILLIAM MITCHELL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2LINDA S MOORE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3LINDA S MOORE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4LINDA S MOORE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5RICHARD B NORTH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6C MARTIN PREVOST
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7C MARTIN PREVOST
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8C MARTIN PREVOST
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9ROBERT REARDON

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$139,056,792
Liabilities
$124,386,238
Net assets
$14,670,554
Revenue
$7,149,117
Expenses
$6,824,689
Net income
$324,428
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$259$244$15.1$15.4$15.7$0.30
2023Detailed filing. Detailed filing data is available for this year.$245$230$15.0$14.1$13.4$0.76
2022Detailed filing. Detailed filing data is available for this year.$246$232$14.2$11.3$9.47$1.87
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$231$215$16.3$9.42$8.82$0.60
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$210$193$16.5$9.33$8.82$0.51
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$175$159$15.8$9.48$8.86$0.62
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$156$14.8$10.1$9.24$0.87
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$154$140$14.1$7.88$7.30$0.58
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$142$128$13.4$7.14$8.17$1.03
2015Detailed filing. Detailed filing data is available for this year.$139$124$14.7$7.15$6.82$0.32
2014Detailed filing. Detailed filing data is available for this year.$132$118$14.7$6.63$6.39$0.24
2013Detailed filing. Detailed filing data is available for this year.$131$116$14.8$6.04$6.01$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$115$15.0$5.31
2011Summary only. Only limited summary data is available for this year.$124$109$15.0$5.03$5.85$0.82
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$102$12.3$5.40