Civic Intelligence

One Credit Union

EIN 03-6008252 • 501(c)14 • Springfield, VT

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Profile

The purpose of this credit union is to promote thrift among its members by affording them an opportunity for accumulating their savings, to create for them a source of credit for provident or productive purposes at a reasonable rate of interest, and to provide the opportunity for the members to use and control their money for their mutual benefit.

380 River StreetSpringfield, VT 05156

www.onecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.94x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

15.82x

Higher debt load relative to revenue than 57% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

7th percentile

-1.9%

Higher net margin than 7% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

72nd percentile

5.7%

Faster asset growth than 72% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

26th percentile

9.2%

Faster revenue growth than 26% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$259,160,000

Up $13,952,139 (+5.7%) from 2023

Liabilities

Up

$244,055,244

Up $13,894,764 (+6.0%) from 2023

Net Assets

Up

$15,104,756

Up $57,375 (+0.4%) from 2023

Operations
Liabilities / Revenue57th percentileNet Margin7th percentile

Revenue

Up

$15,425,844

Up $1,294,149 (+9.2%) from 2023

Expenses

Up

$15,723,923

Up $2,350,277 (+18%) from 2023

Net Income

Down

-$298,079

Down $1,056,128 (-139%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $114,433,107Liabilities 2010: $102,116,538Net Assets 2010: $12,316,5692010Assets 2011: $123,886,563Liabilities 2011: $108,846,684Net Assets 2011: $15,039,8792011Assets 2012: $130,460,265Liabilities 2012: $115,476,306Net Assets 2012: $14,983,9592012Assets 2013: $131,172,928Liabilities 2013: $116,408,880Net Assets 2013: $14,764,0482013Assets 2014: $132,333,212Liabilities 2014: $117,637,731Net Assets 2014: $14,695,4812014Assets 2015: $139,056,792Liabilities 2015: $124,386,238Net Assets 2015: $14,670,5542015Assets 2016: $141,682,886Liabilities 2016: $128,242,813Net Assets 2016: $13,440,0732016Assets 2017: $153,738,072Liabilities 2017: $139,646,778Net Assets 2017: $14,091,2942017Assets 2018: $170,480,780Liabilities 2018: $155,654,270Net Assets 2018: $14,826,5102018Assets 2019: $174,974,821Liabilities 2019: $159,145,179Net Assets 2019: $15,829,6422019Assets 2020: $209,809,896Liabilities 2020: $193,309,894Net Assets 2020: $16,500,0022020Assets 2021: $231,054,967Liabilities 2021: $214,727,977Net Assets 2021: $16,326,9902021Assets 2022: $245,966,696Liabilities 2022: $231,717,004Net Assets 2022: $14,249,6922022Assets 2023: $245,207,861Liabilities 2023: $230,160,480Net Assets 2023: $15,047,3812023Assets 2024: $259,160,000Liabilities 2024: $244,055,244Net Assets 2024: $15,104,7562024

Highlighted filing

2024

Assets$259,160,000
Liabilities$244,055,244
Net Assets$15,104,756
Open 2024 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,397,6592010Revenue 2011: $5,031,501Expenses 2011: $5,851,507Net Income 2011: -$820,0062011Expenses 2012: $5,314,2992012Revenue 2013: $6,039,074Expenses 2013: $6,005,596Net Income 2013: $33,4782013Revenue 2014: $6,629,428Expenses 2014: $6,387,447Net Income 2014: $241,9812014Revenue 2015: $7,149,117Expenses 2015: $6,824,689Net Income 2015: $324,4282015Revenue 2016: $7,143,803Expenses 2016: $8,172,862Net Income 2016: -$1,029,0592016Revenue 2017: $7,883,791Expenses 2017: $7,302,284Net Income 2017: $581,5072017Revenue 2018: $10,116,717Expenses 2018: $9,243,254Net Income 2018: $873,4632018Revenue 2019: $9,478,599Expenses 2019: $8,862,435Net Income 2019: $616,1642019Revenue 2020: $9,334,014Expenses 2020: $8,820,127Net Income 2020: $513,8872020Revenue 2021: $9,424,805Expenses 2021: $8,824,768Net Income 2021: $600,0372021Revenue 2022: $11,338,999Expenses 2022: $9,466,832Net Income 2022: $1,872,1672022Revenue 2023: $14,131,695Expenses 2023: $13,373,646Net Income 2023: $758,0492023Revenue 2024: $15,425,844Expenses 2024: $15,723,923Net Income 2024: -$298,0792024

Highlighted filing

2024

Revenue$15,425,844
Expenses$15,723,923
Net Income-$298,079
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$259,160,000
Liabilities
$244,055,244
Net assets
$15,104,756
Revenue
$15,425,844
Expenses
$15,723,923
Net income
-$298,079
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$259$244$15.1$15.4$15.7$0.30
2023Detailed filing. Detailed filing data is available for this year.$245$230$15.0$14.1$13.4$0.76
2022Detailed filing. Detailed filing data is available for this year.$246$232$14.2$11.3$9.47$1.87
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$231$215$16.3$9.42$8.82$0.60
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$210$193$16.5$9.33$8.82$0.51
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$175$159$15.8$9.48$8.86$0.62
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$156$14.8$10.1$9.24$0.87
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$154$140$14.1$7.88$7.30$0.58
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$142$128$13.4$7.14$8.17$1.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$139$124$14.7$7.15$6.82$0.32
2014Detailed filing. Detailed filing data is available for this year.$132$118$14.7$6.63$6.39$0.24
2013Detailed filing. Detailed filing data is available for this year.$131$116$14.8$6.04$6.01$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$115$15.0$5.31
2011Summary only. Only limited summary data is available for this year.$124$109$15.0$5.03$5.85$0.82
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$102$12.3$5.40
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 30, 2025
Return Version
2024v5.0
Gross Receipts
$15,425,844
Mission and Program Overview

Mission

The purpose of this credit union is to promote thrift among its members by affording them an opportunity for accumulating their savings, to create for them a source of credit for provident or productive purposes at a reasonable rate of interest, and to provide the opportunity for the members to use and control their money for their mutual benefit.

Providing financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$187,458,166$189,584,778▲ $2,126,612
Investments in Publicly Traded Securities$27,931,845$32,704,421▲ $4,772,576
Savings and Temporary Cash Investments$8,769,948$16,422,191▲ $7,652,243
Rtn Earn Endowment Incm Other Fnds$15,047,381$15,104,756▲ $57,375
Land, Buildings, and Equipment, Net$7,862,903$8,247,545▲ $384,642
Accounts Receivable$3,939,223$4,141,370▲ $202,147
Cash and Non-Interest-Bearing Accounts$1,779,753$922,197▼ $857,556
Receivables From Officers Etc$693,405$558,169▼ $135,236
Prepaid Expenses and Deferred Charges$364,128$406,285▲ $42,157
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$245,207,861$259,160,000▲ $13,952,139
Other Assets Total$6,408,490$6,173,044▼ $235,446
Liabilities
Other Liabilities$229,068,423$243,233,171▲ $14,164,748
Accounts Payable and Accrued Expenses$1,092,057$822,073▼ $269,984
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$230,160,480$244,055,244▲ $13,894,764
Net Assets / Fund Balance
Total Net Assets Fund Balance$15,047,381$15,104,756▲ $57,375
Total Liabilities and Net Assets / Fund Balance$245,207,861$259,160,000▲ $13,952,139

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,801,416$2,488,167$0
Other Land Buildings$0$0$0
Land$718,073-$0
Equipment$728,056$2,764,464$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brett a SmithCEOFT$277,083$51,998$329,081
David MacleanCFOFT$176,817$25,856$202,673
Nathan D CobbCOOFT$160,769$24,951$185,720
Randy ButlerSVP of RetailFT$150,509$14,994$165,503

Board Members and Trustees

NameTitle
Jeff TaftChairman/board of Directors
Jack MitchellVice Chair/director
John PadgettDirector
Meghan HansonDirector
Timothy AndersonDirector
Benjamin DruggSecreatry/director
Robert ReardonTreasurer/director

Highest Paid Contractors

ContractorServicesLocationCompensation
Fidelity National Information ServicesAtm/credit Card Processing347 RIVERSIDE AVENUE, BUILDING B SUITE 201, Jacksonvile, FL 32202$995,549
Mvp Health Care INCHealth CareGPO BOX 26864, 2 LEDGEVIEW DR, New York, NY 10087-6864$681,141
Nes GroupArchitechual Design/building905 S MAIN ST, Mansfield, MA 02048$650,880
SynergentSystem ProcessingPO BOX 1236 PORTLAND ME 04104, Westbrook, ME 04092$614,223
Customized Service Concepts LLCPurchase/maintain Atm Machines18 COTE AVE SUITE 13, Goffstown, NH 03045$175,234
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,642,300
Investment Income
$1,747,844
Other Revenue
$35,700
Change in Net Assets
$-298,079
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,149,589
Salaries, Compensation, and Employee Benefits$5,301,957
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$3,272,377--$3,272,377
Other Salaries and Wages$3,094,835--$3,094,835
Fees for Services Other$1,780,108--$1,780,108
Other Expenses$927,646$0$0$927,646
Other Employee Benefits$884,736--$884,736
Current Officers, Directors, Trustees, and Key Employees$797,579--$797,579
Information Technology$622,460--$622,460
Depreciation Depletion$534,312--$534,312
Occupancy$375,224--$375,224
Payroll Taxes$317,958--$317,958
Office Expenses$312,328--$312,328
Fees for Services Legal$239,680--$239,680
Advertising$227,498--$227,498
Pension Plan Contributions$206,849--$206,849
Travel$111,153--$111,153
Insurance$80,255--$80,255
All Other Expenses$75,269--$75,269
Fees for Services Accounting$14,593--$14,593
Conferences and Meetings$10,018--$10,018
Interest$632--$632
Total Functional Expenses$15,723,923$0$0$15,723,923
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$693,405$558,169▼ $135,236
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$243,233,171
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“MEMBERS”

Form 990, Part VI, Section A, Line 7A

“Memebers elect the board of directors at the annual membership meeting”

Form 990, Part VI, Section B, Line 11B

“No formal review is conducted with all members of the governing body”

Form 990, Part VI, Section B, Line 12C

“If a conflict of interest is reported, the credit union will take action to resolve the conflict, or the individual may resign or otherwise be discharged.”

Form 990, Part VI, Section B, Line 15

“The governing body sets the compensation level for the ceo using industry salary data and cost of living indexes”

Form 990, Part VI, Section C, Line 19

“Lobby financials are posted monthly in each branch. Detailed financials and policies are available upon request”

Filing and Contact Details

Filer

Filer Name
One Credit Union
EIN
03-6008252
Phone
8028864228
Address
380 RIVER STREET, SPRINGFIELD, VT 05156

Signing Officer

Name
David Maclean
Title
Chief Financial Officer
Phone
6176973838
Signed
2025-10-30

Organization Details

Principal Officer
Brett Smith
Formed
1952
Legal Domicile
Vt
Voting Board Members
7
Independent Board Members
7
Employees
75
Volunteers
31
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“All other expenses where increases cost are related to increased activities.”

Financial Statement Notes

Schedule D, Part I, Line 2

“BUILDING”

Schedule D, Part I, Line 4

“FURNITURE AND EQUIPMENT”

Schedule D, Part VI, Line 1A

“LAND”

Raw XML AppendixShowing 400 of 757 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01092057
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0822073
IRS990/AccountsReceivableGrp/BOYAmt03939223
IRS990/AccountsReceivableGrp/EOYAmt04141370
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDING FINANCIAL SERVICES
IRS990/AdvertisingGrp/ProgramServicesAmt0227498
IRS990/AdvertisingGrp/TotalAmt0227498
IRS990/AllOtherExpensesGrp/ProgramServicesAmt075269
IRS990/AllOtherExpensesGrp/TotalAmt075269
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt03272377
IRS990/BenefitsToMembersGrp/TotalAmt03272377
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ONE CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum08028864228
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0380 RIVER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0SPRINGFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd005156
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01779753
IRS990/CashNonInterestBearingGrp/EOYAmt0922197
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt05
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0797579
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0797579
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt010018
IRS990/ConferencesMeetingsGrp/TotalAmt010018
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0995549
IRS990/ContractorCompensationGrp/CompensationAmt1681141
IRS990/ContractorCompensationGrp/CompensationAmt2650880
IRS990/ContractorCompensationGrp/CompensationAmt3614223
IRS990/ContractorCompensationGrp/CompensationAmt4175234
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0347 RIVERSIDE AVENUE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1GPO BOX 26864
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2905 S MAIN ST
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3PO BOX 1236 PORTLAND ME 04104
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt418 COTE AVE SUITE 13
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt0BUILDING B SUITE 201
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt12 LEDGEVIEW DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0JACKSONVILE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1NEW YORK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2MANSFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3WESTBROOK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4GOFFSTOWN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1NY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3ME
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4NH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd032202
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd1100876864
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd202048
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd304092
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd403045
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FIDELITY NATIONAL INFORMATION SERVICES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1MVP HEALTH CARE INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2NES GROUP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3SYNERGENT
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4CUSTOMIZED SERVICE CONCEPTS LLC
IRS990/ContractorCompensationGrp/ServicesDesc0ATM/CREDIT CARD PROCESSING
IRS990/ContractorCompensationGrp/ServicesDesc1HEALTH CARE
IRS990/ContractorCompensationGrp/ServicesDesc2ARCHITECHUAL DESIGN/BUILDING
IRS990/ContractorCompensationGrp/ServicesDesc3SYSTEM PROCESSING
IRS990/ContractorCompensationGrp/ServicesDesc4PURCHASE/MAINTAIN ATM MACHINES
IRS990/ContriRptFundraisingEventAmt00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt03272377
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01747844
IRS990/CYOtherExpensesAmt07149589
IRS990/CYOtherRevenueAmt035700
IRS990/CYProgramServiceRevenueAmt013642300
IRS990/CYRevenuesLessExpensesAmt0-298079
IRS990/CYSalariesCompEmpBnftPaidAmt05301957
IRS990/CYTotalExpensesAmt015723923
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt015425844
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0534312
IRS990/DepreciationDepletionGrp/TotalAmt0534312
IRS990/Desc0THE PURPOSE OF THIS CREDIT UNION IS TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS, TO CREATE FOR THEM A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt075
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt015723923
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt014593
IRS990/FeesForServicesAccountingGrp/TotalAmt014593
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0239680
IRS990/FeesForServicesLegalGrp/TotalAmt0239680
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt01780108
IRS990/FeesForServicesOtherGrp/TotalAmt01780108
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
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