Civic Intelligence

Holy Rosary Regional Credit Union

990 • Fiscal year 2014 • EIN 02-0272024

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 06, 2015

Organization ProfileHRCU.ORG

View Organization Page

133 Brock StreetRochester, NH 03867

(603) 332-6840

Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$206,230,773

Flat from 2014

Net Assets

Flat

$18,585,078

Flat from 2014

Liabilities

Flat

$187,645,695

Flat from 2014

Revenue And Expenses

Revenue

Flat

$10,417,523

Flat from 2014

Expenses

Flat

$9,080,881

Flat from 2014

Net Income

Flat

$1,336,642

Flat from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $162,995,633Liabilities 2010: $149,725,097Net Assets 2010: $13,270,5362010Assets 2011: $172,330,407Liabilities 2011: $157,757,001Net Assets 2011: $14,573,4062011Assets 2012: $184,614,229Liabilities 2012: $168,604,780Net Assets 2012: $16,009,4492012Assets 2013: $193,202,026Liabilities 2013: $175,969,618Net Assets 2013: $17,232,4082013Assets 2014: $206,230,773Liabilities 2014: $187,645,695Net Assets 2014: $18,585,0782014Assets 2014: $206,230,773Liabilities 2014: $187,645,695Net Assets 2014: $18,585,0782014Assets 2015: $223,292,265Liabilities 2015: $202,843,894Net Assets 2015: $20,448,3712015Assets 2016: $247,756,729Liabilities 2016: $225,296,718Net Assets 2016: $22,460,0112016Assets 2017: $265,059,043Liabilities 2017: $240,787,074Net Assets 2017: $24,271,9692017Assets 2018: $281,975,528Liabilities 2018: $256,052,435Net Assets 2018: $25,923,0932018Assets 2019: $309,146,063Liabilities 2019: $281,776,454Net Assets 2019: $27,369,6092019Assets 2020: $336,061,351Liabilities 2020: $307,931,726Net Assets 2020: $28,129,6252020Assets 2021: $399,129,935Liabilities 2021: $368,980,229Net Assets 2021: $30,149,7062021Assets 2022: $413,178,224Liabilities 2022: $385,360,835Net Assets 2022: $27,817,3892022Assets 2023: $423,821,520Liabilities 2023: $390,954,814Net Assets 2023: $32,866,7062023Assets 2024: $441,131,635Liabilities 2024: $402,637,899Net Assets 2024: $38,493,7362024

Highlighted filing

2014

Assets$206,230,773
Liabilities$187,645,695
Net Assets$18,585,078
Open 2014 Filing

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,982,9962010Revenue 2011: $9,121,820Expenses 2011: $7,871,398Net Income 2011: $1,250,4222011Expenses 2012: $8,063,1502012Revenue 2013: $9,768,837Expenses 2013: $8,460,373Net Income 2013: $1,308,4642013Revenue 2014: $10,417,523Expenses 2014: $9,080,881Net Income 2014: $1,336,6422014Revenue 2014: $10,417,523Expenses 2014: $9,080,881Net Income 2014: $1,336,6422014Revenue 2015: $11,272,172Expenses 2015: $9,418,301Net Income 2015: $1,853,8712015Revenue 2016: $11,836,343Expenses 2016: $9,816,444Net Income 2016: $2,019,8992016Revenue 2017: $12,781,362Expenses 2017: $10,938,395Net Income 2017: $1,842,9672017Revenue 2018: $14,336,225Expenses 2018: $12,677,291Net Income 2018: $1,658,9342018Revenue 2019: $15,761,944Expenses 2019: $14,376,007Net Income 2019: $1,385,9372019Revenue 2020: $15,309,975Expenses 2020: $13,835,256Net Income 2020: $1,474,7192020Revenue 2021: $15,434,385Expenses 2021: $13,427,968Net Income 2021: $2,006,4172021Revenue 2022: $16,865,040Expenses 2022: $14,350,254Net Income 2022: $2,514,7862022Revenue 2023: $20,615,997Expenses 2023: $17,613,404Net Income 2023: $3,002,5932023Revenue 2024: $24,414,908Expenses 2024: $20,590,366Net Income 2024: $3,824,5422024

Highlighted filing

2014

Revenue$10,417,523
Expenses$9,080,881
Net Income$1,336,642
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 6, 2015
Return Version
2014v5.0
Gross Receipts
$10,647,051
Mission and Program Overview

Mission

To be a responsible, community-focused organization members can trust to help them achieve their financial goals by demonstrating compassion, embracing innovation, remaining flexible and delivering exceptional service

Credit union - member thrift

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$133,279,932$149,794,822▲ $16,514,890
Savings and Temporary Cash Investments$42,581,813$37,427,749▼ $5,154,064
Rtn Earn Endowment Incm Other Fnds$17,232,408$18,585,078▲ $1,352,670
Investments in Publicly Traded Securities$4,997,365$5,984,704▲ $987,339
Land, Buildings, and Equipment, Net$4,574,574$4,573,844▼ $730
Cash and Non-Interest-Bearing Accounts$2,348,889$2,512,453▲ $163,564
Receivables From Officers Etc$1,590,146$1,374,793▼ $215,353
Prepaid Expenses and Deferred Charges$527,368$788,417▲ $261,049
Investments Other Securities$237,400$588,300▲ $350,900
Accounts Receivable-$261,928-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$193,202,026$206,230,773▲ $13,028,747
Other Assets Total$3,064,539$2,923,763▼ $140,776
Liabilities
Other Liabilities$175,328,384$184,543,102▲ $9,214,718
Unsecured Notes Loans Payable-$2,500,000-
Accounts Payable and Accrued Expenses$373,645$358,850▼ $14,795
Escrow Account Liability$267,589$243,743▼ $23,846
Total Liabilities$175,969,618$187,645,695▲ $11,676,077
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,232,408$18,585,078▲ $1,352,670
Total Liabilities and Net Assets / Fund Balance$193,202,026$206,230,773▲ $13,028,747

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,999,525$1,441,196$4,440,721
Other Land Buildings$741,540$3,346,019$4,087,559
Land$832,779-$832,779
Leasehold Improvements-$372,228$372,228
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brian F HughesPresident/CEOFT$148,017$87,768$235,785
Rosemary ShieldsCOOFT$93,001$35,553$128,554
Brian TherrienCFOFT$92,983$19,420$112,403
Suzanne WilkinsVP LendingFT$75,253$12,580$87,833
Christine PatrowiczVP of HrFT$67,803$11,882$79,685
Donna CormierVP TechnologyFT$33,165$3,897$37,062

Board Members and Trustees

NameTitle
Dana FlandersChairman
Ronald VachonVice Chairman
James BrockDirector
Kathleen SimoneauDirector
Paul TurnerDirector
Richard BrunelleDirector
Richard FalardeauDirector
Nancy GilbertSecretary
Paul AugerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv EftDebit/credit Card75 REMITTANCE DRIVE SUITE 6962, Chicago, IL 60675$455,146
SynergentCore Data Processing2 LEDGEVIEW DRIVE, Westbrook, ME 04092$448,143
Anthem Blue Cross Blue ShieldMedical Insurance3000 GOFFS FALLS ROAD, Manchester, NH 03111$345,189
Reliamax National LLCStudent Loan Rep InsPO BOX 91603, Sioux Falls, SD 57109$219,969
Wensley & Jones PllcAttorneys40 WAKEFIELD STREET, Rochester, NH 03866-1500$203,946
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,377,168
Investment Income
$344,700
Other Revenue
$2,695,655
Change in Net Assets
$1,336,642
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,399,021
Salaries, Compensation, and Employee Benefits$3,672,860
Grants and Similar Amounts Paid$9,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$2,474,205-$2,474,205
Interest$975,040$3,075-$978,115
Current Officers, Directors, Trustees, and Key Employees-$681,322-$681,322
Information Technology-$477,928-$477,928
Occupancy-$367,515-$367,515
Depreciation Depletion-$335,304-$335,304
Office Expenses-$324,400-$324,400
Payroll Taxes-$228,292-$228,292
Other Employee Benefits-$213,539-$213,539
Advertising-$195,405-$195,405
Other Expenses-$188,718-$188,718
All Other Expenses-$178,109-$178,109
Conferences and Meetings-$126,231-$126,231
Insurance-$89,198-$89,198
Pension Plan Contributions-$75,502-$75,502
Fees for Services Legal-$59,779-$59,779
Fees for Services Accounting-$55,148-$55,148
Grants to Domestic Individuals$9,000--$9,000
Total Functional Expenses$984,040$8,096,841$0$9,080,881
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,590,146$1,374,793▼ $215,353
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$187,879,185
Other Liabilitites$-3,336,083
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Each member has a vote at the election of the board of directors.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Any changes to the incorporating documents i.e. bylaws, are approved by the membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“An outside firm prepares the form 990/990t. The cfo reviews for accuracy and reasonableness. Due to the timing of the preparation of the return and the filing due date, the board's review will be after the return is filed.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Key employees and volunteers are required to disclose information directly to human resources that could be questionable. The conflict of interest policy is reviewed and approved annually at which time employees are required to read and acknowledge their understanding.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The credit union gathers salary survey data from third party vendors and establishes salary ranges for each position. The president & ceo salary is reviewed by the board's executive compensation committee. Staff salary increases are based on performance appraisals, goals and credit union performance.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“The credit union gathers salary survey data from third party vendors and establishes salary ranges for each position. The president & ceo salary is reviewed by the board's executive compensation committee. Staff salary increases are based on performance appraisals, goals and credit union performance.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“A financial statement summary is posted in the vestibule area at all branches and to members who attend the annual meeting. Other information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Holy Rosary Regional Credit Union
EIN
02-0272024
Phone
6033326840
Address
133 BROCK STREET, ROCHESTER, NH 03867

Signing Officer

Name
Brian Therrien
Title
CFO
Signed
2015-08-06
Discuss with paid preparer
Yes

Organization Details

Voting Board Members
9
Independent Board Members
9
Employees
94
Volunteers
9

Preparer

Firm
Robert Anderson & Company Pc
Address
138 DODGE ST, BEVERLY, MA 01915-1866
Preparer
Robert Anderson
Phone
9782329300
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Increases

“Change in fas115- unrealized gain/loss = $16028”

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IRS990/Form990PartVIISectionAGrp/PersonNm3NANCY GILBERT
IRS990/Form990PartVIISectionAGrp/PersonNm4DANA FLANDERS
IRS990/Form990PartVIISectionAGrp/PersonNm5RONALD VACHON
IRS990/Form990PartVIISectionAGrp/PersonNm6PAUL TURNER
IRS990/Form990PartVIISectionAGrp/PersonNm7RICHARD FALARDEAU
IRS990/Form990PartVIISectionAGrp/PersonNm8KATHLEEN SIMONEAU
IRS990/Form990PartVIISectionAGrp/PersonNm9BRIAN F HUGHES
IRS990/Form990PartVIISectionAGrp/PersonNm10SUZANNE WILKINS
IRS990/Form990PartVIISectionAGrp/PersonNm11BRIAN THERRIEN
IRS990/Form990PartVIISectionAGrp/PersonNm12DONNA CORMIER
IRS990/Form990PartVIISectionAGrp/PersonNm13ROSEMARY SHIELDS
IRS990/Form990PartVIISectionAGrp/PersonNm14CHRISTINE PATROWICZ
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9160575
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1075253
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1192983
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1233165
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1393001
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1467803
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP TECHNOLOGY
IRS990/Form990PartVIISectionAGrp/TitleTxt13COO
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP OF HR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt08484
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt09000
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt09000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0true
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0238012
IRS990/GrossReceiptsAmt010647051
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0477928
IRS990/InformationTechnologyGrp/TotalAmt0477928
IRS990/InsuranceGrp/ManagementAndGeneralAmt089198
IRS990/InsuranceGrp/TotalAmt089198
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt03075
IRS990/InterestGrp/ProgramServicesAmt0975040
IRS990/InterestGrp/TotalAmt0978115
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0336216
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0336216
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0237400
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0588300
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt04997365
IRS990/InvestmentsPubTradedSecGrp/EOYAmt05984704
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt05907
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05159443
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04574574
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04573844
IRS990/LandBldgEquipCostOrOtherBssAmt09733287
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0229528
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt06660
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt06660
IRS990/MissionDesc0CREDIT UNION - MEMBER THRIFT
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt017232408
IRS990/NetAssetsOrFundBalancesEOYAmt018585078
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt08484
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt08484
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-15519
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt0367515
IRS990/OccupancyGrp/TotalAmt0367515
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0324400
IRS990/OfficeExpensesGrp/TotalAmt0324400
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt03064539
IRS990/OtherAssetsTotalGrp/EOYAmt02923763
IRS990/OtherChangesInNetAssetsAmt016028
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0213539
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0213539
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DEBIT CARD
IRS990/OtherExpensesGrp/Desc3OUTSIDE SERVICES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0888722
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1629000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2505449
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3188718
IRS990/OtherExpensesGrp/TotalAmt0888722
IRS990/OtherExpensesGrp/TotalAmt1629000
IRS990/OtherExpensesGrp/TotalAmt2505449
IRS990/OtherExpensesGrp/TotalAmt3188718
IRS990/OtherLiabilitiesGrp/BOYAmt0175328384
IRS990/OtherLiabilitiesGrp/EOYAmt0184543102
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0INSURANCE
IRS990/OtherRevenueMiscGrp/Desc1NON MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/Desc2OTHER FEES AND INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02612416
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt014092
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt136868
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt22638035
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt014092
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt136868
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt225619
IRS990/OtherRevenueTotalAmt02695655
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt02474205
IRS990/OtherSalariesAndWagesGrp/TotalAmt02474205
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0133279932
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0149794822
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0228292
IRS990/PayrollTaxesGrp/TotalAmt0228292
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt075502
IRS990/PensionPlanContributionsGrp/TotalAmt075502
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0527368
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0788417
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0TOTAL LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07377168
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07377168
IRS990/ProgSrvcAccomActy2Grp/Desc0MAINTENANCE OF MEMBERS' LOAN ACCOUNTS. NUMBER OF ACCOUNTS IS 10,386.
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt07377168
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt010000
IRS990/PYInvestmentIncomeAmt0329395
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt04788632
IRS990/PYOtherRevenueAmt02520726
IRS990/PYProgramServiceRevenueAmt06918716
IRS990/PYRevenuesLessExpensesAmt01308464
IRS990/PYSalariesCompEmpBnftPaidAmt03661741
IRS990/PYTotalExpensesAmt08460373
IRS990/PYTotalRevenueAmt09768837
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01590146
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01374793

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$206,230,773
Liabilities
$187,645,695
Net assets
$18,585,078
Revenue
$10,417,523
Expenses
$9,080,881
Net income
$1,336,642
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$441$403$38.5$24.4$20.6$3.82
2023Detailed filing. Detailed filing data is available for this year.$424$391$32.9$20.6$17.6$3.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$413$385$27.8$16.9$14.4$2.51
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$399$369$30.1$15.4$13.4$2.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$336$308$28.1$15.3$13.8$1.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$309$282$27.4$15.8$14.4$1.39
2018Detailed filing. Detailed filing data is available for this year.$282$256$25.9$14.3$12.7$1.66
2017Detailed filing. Detailed filing data is available for this year.$265$241$24.3$12.8$10.9$1.84
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$248$225$22.5$11.8$9.82$2.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$223$203$20.4$11.3$9.42$1.85
2014Detailed filing. Detailed filing data is available for this year.$206$188$18.6$10.4$9.08$1.34
2014Detailed filing. Detailed filing data is available for this year.$206$188$18.6$10.4$9.08$1.34
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$193$176$17.2$9.77$8.46$1.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$185$169$16.0$8.06
2011Summary only. Only limited summary data is available for this year.$172$158$14.6$9.12$7.87$1.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$150$13.3$7.98