Civic Intelligence

Holy Rosary Regional Credit Union

990 • Fiscal year 2023 • EIN 02-0272024

Jan 01, 2023 to Dec 31, 2023 • Filed on Nov 12, 2024

Organization ProfileHRCU.ORG

View Organization Page

133 Brock StreetRochester, NH 03867

(603) 332-6840

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.92x

Higher debt load relative to assets than 75% of similar nonprofits.

2023 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2023

Liabilities / Revenue

76th percentile

18.96x

Higher debt load relative to revenue than 76% of similar nonprofits.

2023 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2023

Net Margin

61st percentile

15%

Higher net margin than 61% of similar nonprofits.

2023 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2023

Top Officer Pay

34th percentile

$370,348

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2023 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2023

Asset Growth

56th percentile

2.6%

Faster asset growth than 56% of similar nonprofits.

2023 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2023

Revenue Growth

47th percentile

22%

Faster revenue growth than 47% of similar nonprofits.

2023 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$423,821,520

Up $10,643,296 (+2.6%) from 2022

Net Assets

Up

$32,866,706

Up $5,049,317 (+18%) from 2022

Liabilities

Up

$390,954,814

Up $5,593,979 (+1.5%) from 2022

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin61st percentile

Revenue

Up

$20,615,997

Up $3,750,957 (+22%) from 2022

Expenses

Up

$17,613,404

Up $3,263,150 (+23%) from 2022

Net Income

Up

$3,002,593

Up $487,807 (+19%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth56th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $162,995,633Liabilities 2010: $149,725,097Net Assets 2010: $13,270,5362010Assets 2011: $172,330,407Liabilities 2011: $157,757,001Net Assets 2011: $14,573,4062011Assets 2012: $184,614,229Liabilities 2012: $168,604,780Net Assets 2012: $16,009,4492012Assets 2013: $193,202,026Liabilities 2013: $175,969,618Net Assets 2013: $17,232,4082013Assets 2014: $206,230,773Liabilities 2014: $187,645,695Net Assets 2014: $18,585,0782014Assets 2015: $223,292,265Liabilities 2015: $202,843,894Net Assets 2015: $20,448,3712015Assets 2016: $247,756,729Liabilities 2016: $225,296,718Net Assets 2016: $22,460,0112016Assets 2017: $265,059,043Liabilities 2017: $240,787,074Net Assets 2017: $24,271,9692017Assets 2018: $281,975,528Liabilities 2018: $256,052,435Net Assets 2018: $25,923,0932018Assets 2019: $309,146,063Liabilities 2019: $281,776,454Net Assets 2019: $27,369,6092019Assets 2020: $336,061,351Liabilities 2020: $307,931,726Net Assets 2020: $28,129,6252020Assets 2021: $399,129,935Liabilities 2021: $368,980,229Net Assets 2021: $30,149,7062021Assets 2022: $413,178,224Liabilities 2022: $385,360,835Net Assets 2022: $27,817,3892022Assets 2023: $423,821,520Liabilities 2023: $390,954,814Net Assets 2023: $32,866,7062023Assets 2024: $441,131,635Liabilities 2024: $402,637,899Net Assets 2024: $38,493,7362024

Highlighted filing

2023

Assets$423,821,520
Liabilities$390,954,814
Net Assets$32,866,706
Open 2023 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,982,9962010Revenue 2011: $9,121,820Expenses 2011: $7,871,398Net Income 2011: $1,250,4222011Expenses 2012: $8,063,1502012Revenue 2013: $9,768,837Expenses 2013: $8,460,373Net Income 2013: $1,308,4642013Revenue 2014: $10,417,523Expenses 2014: $9,080,881Net Income 2014: $1,336,6422014Revenue 2015: $11,272,172Expenses 2015: $9,418,301Net Income 2015: $1,853,8712015Revenue 2016: $11,836,343Expenses 2016: $9,816,444Net Income 2016: $2,019,8992016Revenue 2017: $12,781,362Expenses 2017: $10,938,395Net Income 2017: $1,842,9672017Revenue 2018: $14,336,225Expenses 2018: $12,677,291Net Income 2018: $1,658,9342018Revenue 2019: $15,761,944Expenses 2019: $14,376,007Net Income 2019: $1,385,9372019Revenue 2020: $15,309,975Expenses 2020: $13,835,256Net Income 2020: $1,474,7192020Revenue 2021: $15,434,385Expenses 2021: $13,427,968Net Income 2021: $2,006,4172021Revenue 2022: $16,865,040Expenses 2022: $14,350,254Net Income 2022: $2,514,7862022Revenue 2023: $20,615,997Expenses 2023: $17,613,404Net Income 2023: $3,002,5932023Revenue 2024: $24,414,908Expenses 2024: $20,590,366Net Income 2024: $3,824,5422024

Highlighted filing

2023

Revenue$20,615,997
Expenses$17,613,404
Net Income$3,002,593
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Nov 12, 2024
Return Version
2023v5.1
Gross Receipts
$20,615,997
Mission and Program Overview

Mission

To be a responsible, community-focused organization members can trust to help them achieve their financial goals by demonstrating compassion, embracing innovation, remaining flexible and delivering exceptional service

To be a responsible, community-focused credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$256,057,596$265,998,684▲ $9,941,088
Savings and Temporary Cash Investments$128,229,288$130,747,598▲ $2,518,310
Rtn Earn Endowment Incm Other Fnds$27,817,389$32,866,706▲ $5,049,317
Investments Other Securities$7,174,827$7,139,370▼ $35,457
Receivables From Officers Etc$6,589,328$6,657,303▲ $67,975
Land, Buildings, and Equipment, Net$6,052,284$5,435,585▼ $616,699
Cash and Non-Interest-Bearing Accounts$6,624,371$5,343,866▼ $1,280,505
Prepaid Expenses and Deferred Charges$797,161$696,315▼ $100,846
Accounts Receivable$35,600$53,734▲ $18,134
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$413,178,224$423,821,520▲ $10,643,296
Other Assets Total$1,617,769$1,749,065▲ $131,296
Liabilities
Other Liabilities$383,831,759$389,317,140▲ $5,485,381
Accounts Payable and Accrued Expenses$1,529,076$1,637,674▲ $108,598
Total Liabilities$385,360,835$390,954,814▲ $5,593,979
Net Assets / Fund Balance
Total Net Assets Fund Balance$27,817,389$32,866,706▲ $5,049,317
Total Liabilities and Net Assets / Fund Balance$413,178,224$423,821,520▲ $10,643,296

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$471,583$6,662,641$7,134,224
Buildings$3,345,211$3,171,602$6,516,813
Leasehold Improvements$470,945$841,980$1,312,925
Land$1,147,846-$1,147,846
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brian HughesPresident/CEOFT$315,249$55,099$370,348
Rosemary ShieldsEvp/COOFT$182,333$46,568$228,901
Brian TherrienChief Financial OfficerFT$173,292$29,287$202,579
Ken MauserChief Information OfficerFT$163,774$33,923$197,697
Travis BissonnetteSVP of LendingFT$141,140$45,491$186,631
Cynthia MccormickSVP of Member ExperienceFT$157,456$7,618$165,074
Nicole HuntressVP of Digital Operations & ComplianceFT$108,401$17,714$126,115

Board Members and Trustees

NameTitle
Dana FlandersChairman
Ronald VachonVice Chairman
Leonard PinaultDirector
Richard BrunelleDirector
Suzanne WilkinsDirector
Kathy GordonSecretary
Anne BrownTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Spillane Consulting Associates INCLoan Originations, Secondary Market, Qua1000 WASHINGTON ST SUITE 203, Braintree, MA 02184$125,883
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$17,848,462
Investment Income
$2,767,535
Other Revenue
$0
Change in Net Assets
$3,002,593

Audited Revenue Reconciliation

Revenue per Audited Statements
$20,615,997
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$20,615,997
Total Revenue per Form 990
$20,615,997
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,783,893
Salaries, Compensation, and Employee Benefits$6,818,011
Grants and Similar Amounts Paid$11,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,119,984
Interest---$3,855,459
Current Officers, Directors, Trustees, and Key Employees---$1,530,419
All Other Expenses---$1,042,383
Information Technology---$987,305
Other Employee Benefits---$651,697
Depreciation Depletion---$638,786
Advertising---$444,653
Occupancy---$429,245
Other Expenses---$407,537
Payroll Taxes---$407,284
Insurance---$148,540
Fees for Services Accounting---$133,836
Conferences and Meetings---$118,843
Pension Plan Contributions---$108,627
Fees for Services Legal---$98,388
Office Expenses---$84,957
Grants to Domestic Individuals---$11,500
Total Functional Expenses$0$0$0$17,613,404

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$17,613,404
Total Expenses per Audited Statements$17,613,404
Total Expenses per Form 990$17,613,404
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$6,589,328$6,657,303▲ $67,975
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Certificates$107,341,348
Shares$104,364,025
Share Drafts$67,117,231
Money Markets$56,111,001
Ira Certificates$16,146,527
Business Share Drafts$12,932,732
Clubs$10,533,847
Ira Shares$5,846,266
Business Shares$3,524,211
Business Money Markets$2,736,087
Hsa Share Drafts$1,748,637
Escrow Clubs$794,934
Student Share Drafts$120,294
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Part VI, Section A, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Part VI, Section A, Line 7B

“Any changes to the incorporating documents i.e. Bylaws, are approved by the membership.”

Form 990, Part VI, Section B, Line 11B

“The board of directors has delegated responsibility of reviewing the form 990 to the ceo and cfo. The form 990 is made available to any board member who requests it.”

Form 990, Part VI, Section B, Line 12C

“Key employees and volunteers are required to disclose information directly to human resources that could be questionable. The conflict of interest policy is reviewed and approved annually at which time employees are required to read and acknowledge their understanding.”

Form 990, Part VI, Section B, Line 15

“The ceo/president's compensation is performed annually by the board's executive compensation committee. The committee submits an employment contract to the board for approval based on job performance factors and goals.”

Form 990, Part VI, Section C, Line 19

“A financial statement summary is posted in the lobby at all branches. An annual report is made available annually to members online and at our annual meeting. Other information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Holy Rosary Credit Union
EIN
02-0272024
Phone
6033326840
Address
133 BROCK STREET, ROCHESTER, NH 03867

Signing Officer

Name
Brian Therrien
Title
CFO
Phone
6033326840
Signed
2024-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brian Therrien
Formed
1962
Legal Domicile
Nh
Voting Board Members
7
Independent Board Members
7
Employees
111
Volunteers
20

Preparer

Firm
Gerald T Reilly & Company
Address
424 ADAMS STREET, MILTON, MA 02186
Preparer
Stephen a Rollins CPA
Phone
6176968900
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Adoption of cecl -150,816.”

Form 990, Part XII, Line 2C

“Audited financials are prepared by an outside firm as of june 30th and the process has not changed from the previous year.”

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IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8EVP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP OF DIGITAL OPERATIONS & COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP OF MEMBER EXPERIENCE
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP OF LENDING
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IRS990/FSAuditedInd01
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IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GrossReceiptsAmt020615997
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IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
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IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
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IRS990/InsuranceGrp/TotalAmt0148540
IRS990/InterestGrp/TotalAmt03855459
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02745014
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07139370
IRS990/IRPDocumentCnt09022
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/BOYAmt06052284
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IRS990/LandBldgEquipCostOrOtherBssAmt016111808
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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO BE A RESPONSIBLE, COMMUNITY-FOCUSED ORGANIZATION MEMBERS CAN TRUST TO HELP THEM ACHIEVE THEIR FINANCIAL GOALS BY DEMONSTRATING COMPASSION, EMBRACING INNOVATION, REMAINING FLEXIBLE AND DELIVERING EXCEPTIONAL SERVICE
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt022521
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IRS990/NetUnrlzdGainsLossesInvstAmt02197540
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IRS990/OfficeExpensesGrp/TotalAmt084957
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01617769
IRS990/OtherAssetsTotalGrp/EOYAmt01749065
IRS990/OtherChangesInNetAssetsAmt0-150816
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0651697
IRS990/OtherExpensesGrp/Desc0DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2OUTSIDE SERVICES
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt01032209
IRS990/OtherExpensesGrp/TotalAmt1750550
IRS990/OtherExpensesGrp/TotalAmt2611202
IRS990/OtherExpensesGrp/TotalAmt3407537
IRS990/OtherLiabilitiesGrp/BOYAmt0383831759
IRS990/OtherLiabilitiesGrp/EOYAmt0389317140
IRS990/OtherSalariesAndWagesGrp/TotalAmt04119984
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0256057596
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0265998684
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0407284
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0108627
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0797161
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0696315
IRS990/PrincipalOfficerNm0BRIAN THERRIEN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1ACCOUNT FEES
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/Desc3UBIT - NON MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc4UBIT - INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012806339
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14732126
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2237044
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012806339
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14732126
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2237044
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt350971
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt421982
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt050971
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt121982
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt010750
IRS990/PYInvestmentIncomeAmt01834277
IRS990/PYOtherExpensesAmt07616793
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt015030763
IRS990/PYRevenuesLessExpensesAmt02514786
IRS990/PYSalariesCompEmpBnftPaidAmt06722711
IRS990/PYTotalExpensesAmt014350254
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt016865040
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt06589328
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt06657303
IRS990/ReconcilationRevenueExpnssAmt03002593
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt027817389
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt032866706
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0128229288
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0130747598
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03345211
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03171602
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06516813
IRS990ScheduleD/EquipmentGrp/BookValueAmt0471583
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06662641
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt07134224
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt017613404
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt01147846
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01147846
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0470945
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0841980
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01312925
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0104364025
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13524211
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt267117231
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3120294
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt412932732
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51748637
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt610533847
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7794934
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt85846266
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt956111001
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt102736087
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11107341348
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1216146527
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1BUSINESS SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3STUDENT SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4BUSINESS SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5HSA SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6CLUBS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7ESCROW CLUBS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8IRA SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9MONEY MARKETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc10BUSINESS MONEY MARKETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc11CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc12IRA CERTIFICATES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt020615997
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05435585
IRS990ScheduleD/TotalExpensesPerForm990Amt017613404
IRS990ScheduleD/TotalLiabilityAmt0389317140
IRS990ScheduleD/TotalRevenuePerForm990Amt020615997
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt020615997
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt017613404
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt011500
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0STUDENT SCHOLARSHIP
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt012
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1182333
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2173292
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3163774
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4141140
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5157456
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount027000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount124000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount217500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount313500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount410000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount56500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt50

Document Assets

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Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$423,821,520
Liabilities
$390,954,814
Net assets
$32,866,706
Revenue
$20,615,997
Expenses
$17,613,404
Net income
$3,002,593
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$441$403$38.5$24.4$20.6$3.82
2023Detailed filing. Detailed filing data is available for this year.$424$391$32.9$20.6$17.6$3.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$413$385$27.8$16.9$14.4$2.51
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$399$369$30.1$15.4$13.4$2.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$336$308$28.1$15.3$13.8$1.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$309$282$27.4$15.8$14.4$1.39
2018Detailed filing. Detailed filing data is available for this year.$282$256$25.9$14.3$12.7$1.66
2017Detailed filing. Detailed filing data is available for this year.$265$241$24.3$12.8$10.9$1.84
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$248$225$22.5$11.8$9.82$2.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$223$203$20.4$11.3$9.42$1.85
2014Detailed filing. Detailed filing data is available for this year.$206$188$18.6$10.4$9.08$1.34
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$193$176$17.2$9.77$8.46$1.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$185$169$16.0$8.06
2011Summary only. Only limited summary data is available for this year.$172$158$14.6$9.12$7.87$1.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$150$13.3$7.98