Civic Intelligence

Holy Rosary Regional Credit Union

990 • Fiscal year 2017 • EIN 02-0272024

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 01, 2018

Organization ProfileHRCU.ORG

View Organization Page

133 Brock StreetRochester, NH 03867

(603) 332-6840

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.91x

Higher debt load relative to assets than 73% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

60th percentile

18.84x

Higher debt load relative to revenue than 60% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

57th percentile

14%

Higher net margin than 57% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

18th percentile

$281,045

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

65th percentile

7.0%

Faster asset growth than 65% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

47th percentile

8.0%

Faster revenue growth than 47% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$265,059,043

Up $17,302,314 (+7.0%) from 2016

Net Assets

Up

$24,271,969

Up $1,811,958 (+8.1%) from 2016

Liabilities

Up

$240,787,074

Up $15,490,356 (+6.9%) from 2016

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin57th percentile

Revenue

Up

$12,781,362

Up $945,019 (+8.0%) from 2016

Expenses

Up

$10,938,395

Up $1,121,951 (+11%) from 2016

Net Income

Down

$1,842,967

Down $176,932 (-8.8%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth65th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $162,995,633Liabilities 2010: $149,725,097Net Assets 2010: $13,270,5362010Assets 2011: $172,330,407Liabilities 2011: $157,757,001Net Assets 2011: $14,573,4062011Assets 2012: $184,614,229Liabilities 2012: $168,604,780Net Assets 2012: $16,009,4492012Assets 2013: $193,202,026Liabilities 2013: $175,969,618Net Assets 2013: $17,232,4082013Assets 2014: $206,230,773Liabilities 2014: $187,645,695Net Assets 2014: $18,585,0782014Assets 2015: $223,292,265Liabilities 2015: $202,843,894Net Assets 2015: $20,448,3712015Assets 2016: $247,756,729Liabilities 2016: $225,296,718Net Assets 2016: $22,460,0112016Assets 2017: $265,059,043Liabilities 2017: $240,787,074Net Assets 2017: $24,271,9692017Assets 2018: $281,975,528Liabilities 2018: $256,052,435Net Assets 2018: $25,923,0932018Assets 2019: $309,146,063Liabilities 2019: $281,776,454Net Assets 2019: $27,369,6092019Assets 2020: $336,061,351Liabilities 2020: $307,931,726Net Assets 2020: $28,129,6252020Assets 2021: $399,129,935Liabilities 2021: $368,980,229Net Assets 2021: $30,149,7062021Assets 2022: $413,178,224Liabilities 2022: $385,360,835Net Assets 2022: $27,817,3892022Assets 2023: $423,821,520Liabilities 2023: $390,954,814Net Assets 2023: $32,866,7062023Assets 2024: $441,131,635Liabilities 2024: $402,637,899Net Assets 2024: $38,493,7362024

Highlighted filing

2017

Assets$265,059,043
Liabilities$240,787,074
Net Assets$24,271,969
Open 2017 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,982,9962010Revenue 2011: $9,121,820Expenses 2011: $7,871,398Net Income 2011: $1,250,4222011Expenses 2012: $8,063,1502012Revenue 2013: $9,768,837Expenses 2013: $8,460,373Net Income 2013: $1,308,4642013Revenue 2014: $10,417,523Expenses 2014: $9,080,881Net Income 2014: $1,336,6422014Revenue 2015: $11,272,172Expenses 2015: $9,418,301Net Income 2015: $1,853,8712015Revenue 2016: $11,836,343Expenses 2016: $9,816,444Net Income 2016: $2,019,8992016Revenue 2017: $12,781,362Expenses 2017: $10,938,395Net Income 2017: $1,842,9672017Revenue 2018: $14,336,225Expenses 2018: $12,677,291Net Income 2018: $1,658,9342018Revenue 2019: $15,761,944Expenses 2019: $14,376,007Net Income 2019: $1,385,9372019Revenue 2020: $15,309,975Expenses 2020: $13,835,256Net Income 2020: $1,474,7192020Revenue 2021: $15,434,385Expenses 2021: $13,427,968Net Income 2021: $2,006,4172021Revenue 2022: $16,865,040Expenses 2022: $14,350,254Net Income 2022: $2,514,7862022Revenue 2023: $20,615,997Expenses 2023: $17,613,404Net Income 2023: $3,002,5932023Revenue 2024: $24,414,908Expenses 2024: $20,590,366Net Income 2024: $3,824,5422024

Highlighted filing

2017

Revenue$12,781,362
Expenses$10,938,395
Net Income$1,842,967
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 1, 2018
Return Version
2017v2.3
Gross Receipts
$13,102,992
Mission and Program Overview

Mission

To be a responsible, community-focused organization members can trust to help them achieve their financial goals by demonstrating compassion, embracing innovation, remaining flexible and delivering exceptional service

To be a responsible, community-focused credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$180,840,617$191,856,825▲ $11,016,208
Savings and Temporary Cash Investments$43,826,400$48,871,801▲ $5,045,401
Rtn Earn Endowment Incm Other Fnds$22,460,011$24,271,969▲ $1,811,958
Land, Buildings, and Equipment, Net$6,286,923$6,731,158▲ $444,235
Receivables From Officers Etc$5,663,685$5,803,578▲ $139,893
Investments Other Securities$5,421,671$5,139,437▼ $282,234
Cash and Non-Interest-Bearing Accounts$4,203,172$5,102,076▲ $898,904
Prepaid Expenses and Deferred Charges$408,586$486,089▲ $77,503
Accounts Receivable$59,153$26,654▼ $32,499
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$247,756,729$265,059,043▲ $17,302,314
Other Assets Total$1,046,522$1,041,425▼ $5,097
Liabilities
Other Liabilities$224,500,917$239,932,132▲ $15,431,215
Accounts Payable and Accrued Expenses$795,801$854,942▲ $59,141
Total Liabilities$225,296,718$240,787,074▲ $15,490,356
Net Assets / Fund Balance
Total Net Assets Fund Balance$22,460,011$24,271,969▲ $1,811,958
Total Liabilities and Net Assets / Fund Balance$247,756,729$265,059,043▲ $17,302,314

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,110,186$1,925,696$6,035,882
Other Land Buildings$1,155,177$4,241,119$5,396,296
Leasehold Improvements$604,039$392,189$996,228
Land$861,756-$861,756
Compensation and Service Providers
Top Officer Pay18th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brian HughesPresident/CEOFT$241,211$39,834$281,045
Rosemary ShieldsCOOFT$152,751$40,234$192,985
Brian TherrienCFOFT$134,526$7,125$141,651
Lisa RodmanVP of LendingFT$107,743$6,605$114,348
Chris PatrowiczVP of Human ResourcesFT$91,454$13,485$104,939

Board Members and Trustees

NameTitle
Dana FlandersChairman
Ronald VachonVice Chairman
Kathleen SimoneauDirector
Paul TurnerDirector
Richard BrunelleDirector
Richard FalardeauDirector
Nancy GilbertSecretary
Paul AugerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Destefano & Associates INCBranch Construction Contractor2456 LAFAYETTE RD SUITE3, Portsmouth, NH 03801$468,434
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,116,923
Investment Income
$664,439
Other Revenue
$0
Change in Net Assets
$1,842,967

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,781,362
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$12,781,362
Total Revenue per Form 990
$12,781,362
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,279,446
Salaries, Compensation, and Employee Benefits$4,650,949
Grants and Similar Amounts Paid$8,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,985,402
Interest---$1,170,900
Current Officers, Directors, Trustees, and Key Employees---$834,970
All Other Expenses---$642,314
Information Technology---$559,518
Depreciation Depletion---$552,172
Other Employee Benefits---$455,652
Occupancy---$406,740
Payroll Taxes---$277,928
Other Expenses---$246,329
Advertising---$245,382
Office Expenses---$131,216
Insurance---$127,003
Pension Plan Contributions---$96,997
Fees for Services Accounting---$89,460
Conferences and Meetings---$63,649
Fees for Services Legal---$49,907
Grants to Domestic Individuals---$8,000
Total Functional Expenses$0$0$0$10,938,395

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$10,938,395
Total Expenses per Audited Statements$10,938,395
Total Expenses per Form 990$10,938,395
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$5,663,685$5,803,578▲ $139,893
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$239,932,132
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Part VI, Section A, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Part VI, Section A, Line 7B

“Any changes to the incorporating documents i.e. Bylaws, are approved by the membership.”

Form 990, Part VI, Section B, Line 11B

“The cfo reviews the 990 on behalf of the audit committee and then the full board is provided with a copy subsequent to it being filed with the irs.”

Form 990, Part VI, Section B, Line 12C

“Key employees and volunteers are required to disclose information directly to human resources that could be questionable. The conflict of interest policy is reviewed and approved annually at which time employees are required to read and acknowledge their understanding.”

Form 990, Part VI, Section B, Line 15

“The credit union gathers salary survey data from a third party vendor to establish market based salary ranges for each position. The president & ceo salary is reviewed by the board's executive compensation committee. Staff salary increases are based on performance appraisals, goals and credit union performance.”

Form 990, Part VI, Section C, Line 19

“A financial statement summary is posted in the vestibule are at all branches and to members who attend the annual meeting. Other information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Holy Rosary Credit Union
EIN
02-0272024
Phone
6033326840
Address
133 BROCK STREET, ROCHESTER, NH 03867

Signing Officer

Name
Brian Therrien
Title
CFO
Phone
6033326840
Signed
2018-11-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brian Therrien
Formed
1962
Legal Domicile
Nh
Voting Board Members
8
Independent Board Members
8
Employees
101
Volunteers
18

Preparer

Firm
G T Reilly & Company Inc
Address
424 ADAMS STREET, MILTON, MA 02186
Preparer
Giuseppe Femia CPA
Phone
6176968900
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Communications 179,147. Equipment maintenance 117,908. Charitable contributions 97,268. Education & training 51,435. Credit reports 51,340. Bank fees 42,145. Dues and subscriptions 34,718. Share draft expense 23,807. State assessment 21,408. Business development 12,116. Member education 7,139. Member appreciation 2,989. Miscellaneous 894.”

FORM 990, PART XI, LINE 9:

“Change in fas115 -31,009.”

FORM 990, PART XII, LINE 2C:

“Audited financials are prepared by an outside firm as of june 30th and the process has not changed from the previous year.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
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IRS990/GrantsToDomesticIndividualsGrp/TotalAmt08000
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0322903
IRS990/GrossReceiptsAmt013102992
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0559518
IRS990/InsuranceGrp/TotalAmt0127003
IRS990/InterestGrp/TotalAmt01170900
IRS990/InvestmentIncomeGrp/ExclusionAmt0663166
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0663166
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt05421671
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt05139437
IRS990/IRPDocumentCnt06425
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06559004
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06286923
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06731158
IRS990/LandBldgEquipCostOrOtherBssAmt013290162
IRS990/LegalDomicileStateCd0NH
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0321630
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO BE A RESPONSIBLE, COMMUNITY-FOCUSED ORGANIZATION MEMBERS CAN TRUST TO HELP THEM ACHIEVE THEIR FINANCIAL GOALS BY DEMONSTRATING COMPASSION, EMBRACING INNOVATION, REMAINING FLEXIBLE AND DELIVERING EXCEPTIONAL SERVICE
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt022460011
IRS990/NetAssetsOrFundBalancesEOYAmt024271969
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01273
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01273
IRS990/NetUnrelatedBusTxblIncmAmt0-41721
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0406740
IRS990/OfficeExpensesGrp/TotalAmt0131216
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01046522
IRS990/OtherAssetsTotalGrp/EOYAmt01041425
IRS990/OtherChangesInNetAssetsAmt0-31009
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0455652
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3OUTSIDE SERVICES
IRS990/OtherExpensesGrp/TotalAmt0776877
IRS990/OtherExpensesGrp/TotalAmt1664658
IRS990/OtherExpensesGrp/TotalAmt2553321
IRS990/OtherExpensesGrp/TotalAmt3246329
IRS990/OtherLiabilitiesGrp/BOYAmt0224500917
IRS990/OtherLiabilitiesGrp/EOYAmt0239932132
IRS990/OtherSalariesAndWagesGrp/TotalAmt02985402
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0180840617
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0191856825
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0277928
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt096997
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0408586
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0486089
IRS990/PrincipalOfficerNm0BRIAN THERRIEN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0TOTAL LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1TOTAL FEES AND OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt08676530
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13370347
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt08676530
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13370347
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt242689
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt327357
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt042689
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt127357
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt08750
IRS990/PYInvestmentIncomeAmt0459970
IRS990/PYOtherExpensesAmt05606567
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt011376373
IRS990/PYRevenuesLessExpensesAmt02019899
IRS990/PYSalariesCompEmpBnftPaidAmt04201127
IRS990/PYTotalExpensesAmt09816444
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt011836343
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt05663685
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt05803578
IRS990/ReconcilationRevenueExpnssAmt01842967
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt022460011
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024271969
IRS990/SavingsAndTempCashInvstGrp/BOYAmt043826400
IRS990/SavingsAndTempCashInvstGrp/EOYAmt048871801
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04110186
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01925696
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06035882
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt010938395
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt0861756
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0861756
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0604039
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0392189
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0996228
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01155177
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt04241119
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt05396296
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0239932132
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt012781362
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06731158
IRS990ScheduleD/TotalExpensesPerForm990Amt010938395
IRS990ScheduleD/TotalLiabilityAmt0239932132
IRS990ScheduleD/TotalRevenuePerForm990Amt012781362
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt012781362
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt010938395
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt08000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0STUDENT SCHOLARSHIP
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt08
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0241211
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1152751
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount017209
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount122707
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt014052
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt19093
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt08573
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt18434
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0BRIAN HUGHES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ROSEMARY SHIELDS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1COO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0281045
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1192985
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0OFFICERS BRIAN HUGHES, BRIAN THERRIEN, AND ROSEMARY SHIELDS WERE PROVIDED WITH A SERP WHICH WAS FUNDED BY LIFE INSURANCE.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 4B
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt03598533
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1796266
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt21408779
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SERP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt03330819
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1737028

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$265,059,043
Liabilities
$240,787,074
Net assets
$24,271,969
Revenue
$12,781,362
Expenses
$10,938,395
Net income
$1,842,967
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$441$403$38.5$24.4$20.6$3.82
2023Detailed filing. Detailed filing data is available for this year.$424$391$32.9$20.6$17.6$3.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$413$385$27.8$16.9$14.4$2.51
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$399$369$30.1$15.4$13.4$2.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$336$308$28.1$15.3$13.8$1.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$309$282$27.4$15.8$14.4$1.39
2018Detailed filing. Detailed filing data is available for this year.$282$256$25.9$14.3$12.7$1.66
2017Detailed filing. Detailed filing data is available for this year.$265$241$24.3$12.8$10.9$1.84
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$248$225$22.5$11.8$9.82$2.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$223$203$20.4$11.3$9.42$1.85
2014Detailed filing. Detailed filing data is available for this year.$206$188$18.6$10.4$9.08$1.34
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$193$176$17.2$9.77$8.46$1.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$185$169$16.0$8.06
2011Summary only. Only limited summary data is available for this year.$172$158$14.6$9.12$7.87$1.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$150$13.3$7.98