Civic Intelligence

Holy Rosary Regional Credit Union

990 • Fiscal year 2015 • EIN 02-0272024

Jan 01, 2015 to Dec 31, 2015 • Filed on May 11, 2016

Organization ProfileHRCU.ORG

View Organization Page

133 Brock StreetRochester, NH 03867

(603) 332-6840

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.91x

Higher debt load relative to assets than 71% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

47th percentile

18.00x

Higher debt load relative to revenue than 47% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

75th percentile

16%

Higher net margin than 75% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

53rd percentile

$202,952

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Asset Growth

77th percentile

8.3%

Faster asset growth than 77% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

72nd percentile

8.2%

Faster revenue growth than 72% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$223,292,265

Up $17,061,492 (+8.3%) from 2014

Net Assets

Up

$20,448,371

Up $1,863,293 (+10%) from 2014

Liabilities

Up

$202,843,894

Up $15,198,199 (+8.1%) from 2014

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin75th percentile

Revenue

Up

$11,272,172

Up $854,649 (+8.2%) from 2014

Expenses

Up

$9,418,301

Up $337,420 (+3.7%) from 2014

Net Income

Up

$1,853,871

Up $517,229 (+39%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $162,995,633Liabilities 2010: $149,725,097Net Assets 2010: $13,270,5362010Assets 2011: $172,330,407Liabilities 2011: $157,757,001Net Assets 2011: $14,573,4062011Assets 2012: $184,614,229Liabilities 2012: $168,604,780Net Assets 2012: $16,009,4492012Assets 2013: $193,202,026Liabilities 2013: $175,969,618Net Assets 2013: $17,232,4082013Assets 2014: $206,230,773Liabilities 2014: $187,645,695Net Assets 2014: $18,585,0782014Assets 2015: $223,292,265Liabilities 2015: $202,843,894Net Assets 2015: $20,448,3712015Assets 2016: $247,756,729Liabilities 2016: $225,296,718Net Assets 2016: $22,460,0112016Assets 2017: $265,059,043Liabilities 2017: $240,787,074Net Assets 2017: $24,271,9692017Assets 2018: $281,975,528Liabilities 2018: $256,052,435Net Assets 2018: $25,923,0932018Assets 2019: $309,146,063Liabilities 2019: $281,776,454Net Assets 2019: $27,369,6092019Assets 2020: $336,061,351Liabilities 2020: $307,931,726Net Assets 2020: $28,129,6252020Assets 2021: $399,129,935Liabilities 2021: $368,980,229Net Assets 2021: $30,149,7062021Assets 2022: $413,178,224Liabilities 2022: $385,360,835Net Assets 2022: $27,817,3892022Assets 2023: $423,821,520Liabilities 2023: $390,954,814Net Assets 2023: $32,866,7062023Assets 2024: $441,131,635Liabilities 2024: $402,637,899Net Assets 2024: $38,493,7362024

Highlighted filing

2015

Assets$223,292,265
Liabilities$202,843,894
Net Assets$20,448,371
Open 2015 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $7,982,9962010Revenue 2011: $9,121,820Expenses 2011: $7,871,398Net Income 2011: $1,250,4222011Expenses 2012: $8,063,1502012Revenue 2013: $9,768,837Expenses 2013: $8,460,373Net Income 2013: $1,308,4642013Revenue 2014: $10,417,523Expenses 2014: $9,080,881Net Income 2014: $1,336,6422014Revenue 2015: $11,272,172Expenses 2015: $9,418,301Net Income 2015: $1,853,8712015Revenue 2016: $11,836,343Expenses 2016: $9,816,444Net Income 2016: $2,019,8992016Revenue 2017: $12,781,362Expenses 2017: $10,938,395Net Income 2017: $1,842,9672017Revenue 2018: $14,336,225Expenses 2018: $12,677,291Net Income 2018: $1,658,9342018Revenue 2019: $15,761,944Expenses 2019: $14,376,007Net Income 2019: $1,385,9372019Revenue 2020: $15,309,975Expenses 2020: $13,835,256Net Income 2020: $1,474,7192020Revenue 2021: $15,434,385Expenses 2021: $13,427,968Net Income 2021: $2,006,4172021Revenue 2022: $16,865,040Expenses 2022: $14,350,254Net Income 2022: $2,514,7862022Revenue 2023: $20,615,997Expenses 2023: $17,613,404Net Income 2023: $3,002,5932023Revenue 2024: $24,414,908Expenses 2024: $20,590,366Net Income 2024: $3,824,5422024

Highlighted filing

2015

Revenue$11,272,172
Expenses$9,418,301
Net Income$1,853,871
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 11, 2016
Return Version
2015v2.1
Gross Receipts
$11,272,172
Mission and Program Overview

Mission

To be a responsible, community-focused organization members can trust to help them achieve their financial goals by demonstrating compassion, embracing innovation, remaining flexible and delivering exceptional service

To be a responsible, community-focused credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$149,794,822$162,726,315▲ $12,931,493
Savings and Temporary Cash Investments$37,427,749$40,853,699▲ $3,425,950
Rtn Earn Endowment Incm Other Fnds$18,585,078$20,448,371▲ $1,863,293
Investments in Publicly Traded Securities$5,984,704--
Land, Buildings, and Equipment, Net$4,573,844$5,591,204▲ $1,017,360
Receivables From Officers Etc$1,374,793$5,527,164▲ $4,152,371
Cash and Non-Interest-Bearing Accounts$2,512,453$3,607,477▲ $1,095,024
Investments Other Securities$588,300$2,983,828▲ $2,395,528
Prepaid Expenses and Deferred Charges$788,417$946,649▲ $158,232
Accounts Receivable$261,928$49,218▼ $212,710
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$206,230,773$223,292,265▲ $17,061,492
Other Assets Total$2,923,763$1,006,711▼ $1,917,052
Liabilities
Other Liabilities$184,543,102$199,809,801▲ $15,266,699
Unsecured Notes Loans Payable$2,500,000$3,000,000▲ $500,000
Escrow Account Liability$243,743--
Accounts Payable and Accrued Expenses$358,850$34,093▼ $324,757
Total Liabilities$187,645,695$202,843,894▲ $15,198,199
Net Assets / Fund Balance
Total Net Assets Fund Balance$18,585,078$20,448,371▲ $1,863,293
Total Liabilities and Net Assets / Fund Balance$206,230,773$223,292,265▲ $17,061,492

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,834,387$1,556,740$5,391,127
Other Land Buildings$900,811$3,609,538$4,510,349
Land$856,006-$856,006
Leasehold Improvements$0$372,228$372,228
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brian HughesPresident/CEOFT$166,218$36,734$202,952
Rosemary ShieldsCOOFT$117,683$20,859$138,542
Brian TherrienCFOFT$111,731$7,736$119,467
Chris PatrowiczVP of Human ResourcesFT$78,522$19,483$98,005
Lisa RodmanVP of LendingFT$30,205$117$30,322

Board Members and Trustees

NameTitle
Dana FlandersChairman
Ronald VachonVice Chairman
James BrockDirector
Kathleen SimoneauDirector
Paul TurnerDirector
Richard BrunelleDirector
Richard FalardeauDirector
Nancy GilbertSecretary
Paul AugerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
BenchmarkConstruction34 THOMAS DR, Westbrook, ME 04092$712,200
Tla INCArchitect/proj Mgmt400 US ROUTE 1 STE A, Falmouth, ME 04105$308,325
Cornerstone Advisors INCContract Renegotiation Services7272 E INDIAN SCHOOL RD SUITE 400, Scottsdale, AZ 85251$204,565
Axis Business SolutionsComputer Software ServicesPO BOX 4250, Portsmouth, NH 03802-4250$145,217
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,934,501
Investment Income
$337,671
Other Revenue
$0
Change in Net Assets
$1,853,871

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,272,172
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$11,272,172
Total Revenue per Form 990
$11,272,172
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,500,810
Salaries, Compensation, and Employee Benefits$3,908,991
Grants and Similar Amounts Paid$8,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,678,817
Interest---$983,444
Current Officers, Directors, Trustees, and Key Employees---$589,288
All Other Expenses---$553,298
Information Technology---$494,434
Occupancy---$385,778
Depreciation Depletion---$379,063
Other Employee Benefits---$323,079
Other Expenses---$269,049
Payroll Taxes---$239,490
Advertising---$207,176
Conferences and Meetings---$122,855
Office Expenses---$106,045
Fees for Services Accounting---$98,756
Insurance---$96,664
Pension Plan Contributions---$78,317
Fees for Services Legal---$61,999
Grants to Domestic Individuals---$8,500
Total Functional Expenses$0$0$0$9,418,301

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$9,418,301
Total Expenses per Audited Statements$9,418,301
Total Expenses per Form 990$9,418,301
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,374,793$5,527,164▲ $4,152,371
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$199,809,801
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Part VI, Section A, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Part VI, Section A, Line 7B

“Any changes to the incorporating documents i.e. Bylaws, are approved by the membership.”

Form 990, Part VI, Section B, Line 11

“The cfo reviews the 990 on behalf of the audit committee and then the full board is provided with a copy subsequent to it being filed with the irs.”

Form 990, Part VI, Section B, Line 12C

“Key employees and volunteers are required to disclose information directly to human resources that could be questionable. The conflict of interest policy is reviewed and approved annually at which time employees are required to read and acknowledge their understanding.”

Form 990, Part VI, Section B, Line 15

“The credit union gathers salary survey data from third party vendors and establishes salary ranges for each position. The president & ceo salary is reviewed by the board's executive compensation committee. Staff salary increases are based on performance appraisals, goals and credit union performance.”

Form 990, Part VI, Section C, Line 19

“A financial statement summary is posted in the vestibule are at all branches and to members who attend the annual meeting. Other information is available upon request.”

Filing and Contact Details

Filer

Filer Name
Holy Rosary Regional Credit Union
EIN
02-0272024
Phone
6033326840
Address
133 BROCK STREET, ROCHESTER, NH 03867

Signing Officer

Name
Brian Therrien
Title
CFO
Phone
6033326840
Signed
2016-05-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brian Therrien
Formed
1962
Legal Domicile
Nh
Voting Board Members
9
Independent Board Members
9
Employees
92
Volunteers
9

Preparer

Firm
G T Reilly & Company Inc
Address
424 ADAMS STREET, MILTON, MA 02186
Preparer
Giuseppe Femia CPA
Phone
6176968900
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Communications 150,732. Equipment maintenance 93,347. Charitable contributions 75,250. Credit reports 44,237. Bank fees 39,698. Education & training 38,770. Dues and subscriptions 35,076. Share draft expense 26,884. State assessment 24,504. Business development 12,580. Member appreciation 6,556. Member education 4,311. Miscellaneous 1,353.”

FORM 990, PART XI, LINE 9:

“CHANGE IN FAS115 9,422.”

FORM 990, PART XII, LINE 2C:

“Audited financials are prepared by an outside firm as of june 30th and the process has not changed from the previous year.”

Form 990, Part XI, Line 9 - Other Changes in Net Assets or Fund Balances

“Change in fas115- unrealized gain/loss = $9,422.”

Raw XML AppendixShowing 400 of 532 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11111731
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1230205
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1378522
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP OF HUMAN RESOURCES
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01962
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt08500
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt011272172
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0494434
IRS990/InsuranceGrp/TotalAmt096664
IRS990/InterestGrp/TotalAmt0983444
IRS990/InvestmentIncomeGrp/ExclusionAmt0337671
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0337671
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0588300
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02983828
IRS990/InvestmentsPubTradedSecGrp/BOYAmt05984704
IRS990/IRPDocumentCnt05194
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05538506
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04573844
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05591204
IRS990/LandBldgEquipCostOrOtherBssAmt011129710
IRS990/LegalDomicileStateCd0NH
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO BE A RESPONSIBLE, COMMUNITY-FOCUSED ORGANIZATION MEMBERS CAN TRUST TO HELP THEM ACHIEVE THEIR FINANCIAL GOALS BY DEMONSTRATING COMPASSION, EMBRACING INNOVATION, REMAINING FLEXIBLE AND DELIVERING EXCEPTIONAL SERVICE
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt018585078
IRS990/NetAssetsOrFundBalancesEOYAmt020448371
IRS990/NetUnrelatedBusTxblIncmAmt0-11748
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0385778
IRS990/OfficeExpensesGrp/TotalAmt0106045
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02923763
IRS990/OtherAssetsTotalGrp/EOYAmt01006711
IRS990/OtherChangesInNetAssetsAmt09422
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0323079
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3OUTSIDE SERVICES
IRS990/OtherExpensesGrp/TotalAmt0825660
IRS990/OtherExpensesGrp/TotalAmt1480446
IRS990/OtherExpensesGrp/TotalAmt2436143
IRS990/OtherExpensesGrp/TotalAmt3269049
IRS990/OtherLiabilitiesGrp/BOYAmt0184543102
IRS990/OtherLiabilitiesGrp/EOYAmt0199809801
IRS990/OtherSalariesAndWagesGrp/TotalAmt02678817
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0149794822
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0162726315
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0239490
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt078317
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0788417
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0946649
IRS990/PrincipalOfficerNm0BRIAN THERRIEN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0TOTAL LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1ACCOUNT FEES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER FEES AND INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc4INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07840742
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12783223
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2255948
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07840742
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12783223
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2255948
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt337475
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt417113
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt037475
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt117113
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt09000
IRS990/PYInvestmentIncomeAmt0344700
IRS990/PYOtherExpensesAmt05399021
IRS990/PYOtherRevenueAmt02695655
IRS990/PYProgramServiceRevenueAmt07377168
IRS990/PYRevenuesLessExpensesAmt01336642
IRS990/PYSalariesCompEmpBnftPaidAmt03672860
IRS990/PYTotalExpensesAmt09080881
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010417523
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01374793
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt05527164
IRS990/ReconcilationRevenueExpnssAmt01853871
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt018585078
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt020448371
IRS990/SavingsAndTempCashInvstGrp/BOYAmt037427749
IRS990/SavingsAndTempCashInvstGrp/EOYAmt040853699
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03834387
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01556740
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05391127
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt09418301
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt0856006
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0856006
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0372228
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0372228
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0900811
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03609538
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt04510349
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0199809801
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt011272172
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05591204
IRS990ScheduleD/TotalExpensesPerForm990Amt09418301
IRS990ScheduleD/TotalLiabilityAmt0199809801
IRS990ScheduleD/TotalRevenuePerForm990Amt011272172
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt011272172
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt09418301
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt08500
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0STUDENT SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt012
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0166218
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount012558
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt09067
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt015109
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0BRIAN HUGHES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0202952
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0OFFICERS BRIAN HUGHES, BRIAN THERRIEN, AND ROSEMARY SHIELDS WERE PROVIDED WITH A SERP WHICH WAS FUNDED BY LIFE INSURANCE.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 4B
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt03427140
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1758342
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt21341682

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$223,292,265
Liabilities
$202,843,894
Net assets
$20,448,371
Revenue
$11,272,172
Expenses
$9,418,301
Net income
$1,853,871
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$441$403$38.5$24.4$20.6$3.82
2023Detailed filing. Detailed filing data is available for this year.$424$391$32.9$20.6$17.6$3.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$413$385$27.8$16.9$14.4$2.51
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$399$369$30.1$15.4$13.4$2.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$336$308$28.1$15.3$13.8$1.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$309$282$27.4$15.8$14.4$1.39
2018Detailed filing. Detailed filing data is available for this year.$282$256$25.9$14.3$12.7$1.66
2017Detailed filing. Detailed filing data is available for this year.$265$241$24.3$12.8$10.9$1.84
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$248$225$22.5$11.8$9.82$2.02
2015Detailed filing. Detailed filing data is available for this year.$223$203$20.4$11.3$9.42$1.85
2014Detailed filing. Detailed filing data is available for this year.$206$188$18.6$10.4$9.08$1.34
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$193$176$17.2$9.77$8.46$1.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$185$169$16.0$8.06
2011Summary only. Only limited summary data is available for this year.$172$158$14.6$9.12$7.87$1.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$150$13.3$7.98