Civic Intelligence

S & T Mutual Water Co

990EZ • Fiscal year 2014 • EIN 95-6102051

Jan 01, 2014 to Dec 31, 2014 • Filed on May 29, 2015

Organization ProfileN/A
PO Box 6391Los Osos, CA 93412

(805) 528-1377

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.01x

Higher debt load relative to assets than 51% of similar nonprofits.

2014 filings • 501(c)12 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

61st percentile

0.08x

Higher debt load relative to revenue than 61% of similar nonprofits.

2014 filings • 501(c)12 • <$500k nonprofits • Source year 2014

Net Margin

9th percentile

-32%

Higher net margin than 9% of similar nonprofits.

2014 filings • 501(c)12 • <$500k nonprofits • Source year 2014

Top Officer Pay

88th percentile

$6,485

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 8.8% of source-year revenue.

2014 filings • 501(c)12 • <$500k nonprofits • Source year 2014

Asset Growth

74th percentile

11%

Faster asset growth than 74% of similar nonprofits.

2014 filings • 501(c)12 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

34th percentile

-2.2%

Faster revenue growth than 34% of similar nonprofits.

2014 filings • 501(c)12 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$488,148

Up $49,686 (+11%) from 2013

Net Assets

Up

$481,920

Up $43,458 (+9.9%) from 2013

Liabilities

$6,228

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue61st percentileNet Margin9th percentile

Revenue

Down

$73,293

Down $1,632 (-2.2%) from 2013

Expenses

Up

$97,049

Up $5,669 (+6.2%) from 2013

Net Income

Down

-$23,756

Down $7,301 (-44%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth74th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $472,458Liabilities 2011: $0Net Assets 2011: $472,4582011Assets 2012: $454,917Net Assets 2012: $454,9172012Assets 2013: $438,462Net Assets 2013: $438,4622013Assets 2014: $488,148Liabilities 2014: $6,228Net Assets 2014: $481,9202014Assets 2015: $414,582Liabilities 2015: $694Net Assets 2015: $413,8882015Assets 2016: $436,432Liabilities 2016: $1,308Net Assets 2016: $435,1242016Assets 2017: $456,978Liabilities 2017: $5,345Net Assets 2017: $451,6332017Assets 2018: $465,433Liabilities 2018: $5,794Net Assets 2018: $459,6392018Assets 2019: $498,743Liabilities 2019: $9,955Net Assets 2019: $488,7882019Assets 2020: $489,896Liabilities 2020: $1,552Net Assets 2020: $488,3442020Assets 2021: $445,941Liabilities 2021: $8,231Net Assets 2021: $437,7102021Assets 2022: $443,966Liabilities 2022: $41,7362022Assets 2023: $399,563Liabilities 2023: $27,720Net Assets 2023: $371,8432023Assets 2024: $405,379Liabilities 2024: $8,343Net Assets 2024: $397,0362024

Highlighted filing

2014

Assets$488,148
Liabilities$6,228
Net Assets$481,920
Open 2014 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $65,7732011Revenue 2012: $66,659Expenses 2012: $84,200Net Income 2012: -$17,5412012Revenue 2013: $74,925Expenses 2013: $91,380Net Income 2013: -$16,4552013Revenue 2014: $73,293Expenses 2014: $97,049Net Income 2014: -$23,7562014Revenue 2015: $74,453Expenses 2015: $142,485Net Income 2015: -$68,0322015Revenue 2016: $97,813Expenses 2016: $76,577Net Income 2016: $21,2362016Revenue 2017: $106,325Expenses 2017: $89,816Net Income 2017: $16,5092017Revenue 2018: $106,617Expenses 2018: $98,611Net Income 2018: $8,0062018Revenue 2019: $136,402Expenses 2019: $107,253Net Income 2019: $29,1492019Revenue 2020: $150,057Expenses 2020: $150,501Net Income 2020: -$4442020Revenue 2021: $158,117Expenses 2021: $208,751Net Income 2021: -$50,6342021Revenue 2022: $176,622Expenses 2022: $212,102Net Income 2022: -$35,4802022Revenue 2023: $250,840Expenses 2023: $281,227Net Income 2023: -$30,3872023Revenue 2024: $282,365Expenses 2024: $257,172Net Income 2024: $25,1932024

Highlighted filing

2014

Revenue$73,293
Expenses$97,049
Net Income-$23,756
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 29, 2015
Return Version
2014v5.0
Gross Receipts
$73,293
Mission and Program Overview

Mission

Provide water to sharholders

Program Services

DescriptionGrantsExpenses
PROVIDED WATER SERVICE TO 198 SHAREHOLDER MEMBERS--
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DANNA WEIDNERPast Treasurer-$6,485-$6,485
WILLIAM GARFINKELPresident-$6,330-$6,330
FRANK FREILERDirector-$4,888-$4,888
LEE HARRYDirector-$2,341-$2,341
MARGARET CASTLESecretary-$1,688-$1,688
AARON FLOYDVice President-$1,300-$1,300
Filing and Contact Details

Filer

Filer Name
S&t Mutual Water Co
EIN
95-6102051
Phone
8055281377
Address
PO BOX 6391, LOS OSOS, CA 93412

Signing Officer

Name
William Garfinkel
Title
President
Signed
2015-05-29
Discuss with paid preparer
Yes

Preparer

Firm
Carmody Meach & Choo Llp
Address
2 NORTH LAKE AVE SUITE 830, PASADENA, CA 91101
Preparer
Roger E Carmody CPA
Phone
6264401077
Supplemental Narrative

Additional Explanations

Other Revenue.1

“STOCK TRANSFER FEES $900”

Other Expenses.1002

“Office Expenses $2129”

Other Expenses.1005

“Travel $570”

Other Expenses.1009

“Depreciation $36264”

Other Expenses.1012

“Insurance $2344”

Other Expenses.1

“ELECTRIC $3462”

Other Expenses.2

“Equipment and maintenance $3322”

Other Expenses.3

“SUPPLIES $2409”

Other Expenses.4

“MAINTENANCE LABOR $2003”

Other Expenses.5

“WATER ANALYSIS $1345”

Other Expenses.6

“Regulatroy expenses $1273”

Other Expenses.7

“Ca state franchise tax $800”

Other Expenses.8

“TELEPHONE $490”

Other Expenses.9

“RENT $250”

Other Expenses.10

“MISCELLANEOUS $177”

Other Expenses.11

“Dues and memberships $153”

Other Expenses.12

“BANK CHARGES $80”

Other Assets.1

“INTANGIBLE ASSETS - Beginning $6478 INTANGIBLE ASSETS - Ending $6478”

Other Assets.2

“ACCOUNTS RECEIVABLE - Beginning $0 ACCOUNTS RECEIVABLE - Ending $10712”

Total Liabilities.1

“ACCOUNTS PAYABLE - Beginning $0 ACCOUNTS PAYABLE - Ending $4777”

Total Liabilities.2

“DEFERRED REVENUE - Beginning $0 DEFERRED REVENUE - Ending $1451”

Raw XML Appendix156 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SANDY FARBER
IRS990EZ/BooksInCareOfDetail/PhoneNum08053160640
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 6391
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LOS OSOS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd093412
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt081113
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt095573
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-23756
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt016946
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0438462
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0488148
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt073293
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0182
IRS990EZ/LandAndBuildingsGrp/BOYAmt0350871
IRS990EZ/LandAndBuildingsGrp/EOYAmt0375385
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0438462
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0481920
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0438462
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0481920
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt06330
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt11688
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt21300
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt34888
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt42341
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt56485
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WILLIAM GARFINKEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MARGARET CASTLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2AARON FLOYD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3FRANK FREILER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LEE HARRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5DANNA WEIDNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Past Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt06478
IRS990EZ/OtherAssetsTotalDetail/EOYAmt017190
IRS990EZ/OtherChangesInNetAssetsAmt067214
IRS990EZ/OtherExpensesTotalAmt057071
IRS990EZ/OtherRevenueTotalAmt0900
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE WATER TO SHARHOLDERS
IRS990EZ/ProgramServiceRevenueAmt072211
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED WATER SERVICE TO 198 SHAREHOLDER MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt023032
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt06228
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt097049
IRS990EZ/TotalRevenueAmt073293
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0STOCK TRANSFER FEES $900
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $2129
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel $570
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Depreciation $36264
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance $2344
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ELECTRIC $3462
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EQUIPMENT AND MAINTENANCE $3322
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SUPPLIES $2409
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MAINTENANCE LABOR $2003
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9WATER ANALYSIS $1345
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10REGULATROY EXPENSES $1273
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11CA STATE FRANCHISE TAX $800
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12TELEPHONE $490
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13RENT $250
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14MISCELLANEOUS $177
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15DUES AND MEMBERSHIPS $153
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16BANK CHARGES $80
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17INTANGIBLE ASSETS - Beginning $6478 INTANGIBLE ASSETS - Ending $6478
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18ACCOUNTS RECEIVABLE - Beginning $0 ACCOUNTS RECEIVABLE - Ending $10712
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19ACCOUNTS PAYABLE - Beginning $0 ACCOUNTS PAYABLE - Ending $4777
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20DEFERRED REVENUE - Beginning $0 DEFERRED REVENUE - Ending $1451
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Other Expenses.12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Total Liabilities.2
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM GARFINKEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0S&T MUTUAL WATER CO
ReturnHeader/Filer/BusinessNameControlTxt0S&TM
ReturnHeader/Filer/EIN0956102051
ReturnHeader/Filer/PhoneNum08055281377
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 6391
ReturnHeader/Filer/USAddress/CityNm0LOS OSOS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd093412
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CARMODY MEACH & CHOO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02 NORTH LAKE AVE SUITE 830
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PASADENA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd091101
ReturnHeader/PreparerPersonGrp/PhoneNum06264401077
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Roger E Carmody CPA
ReturnHeader/ReturnTs02015-05-29T10:02:27-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$488,148
Liabilities
$6,228
Net assets
$481,920
Revenue
$73,293
Expenses
$97,049
Net income
-$23,756
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.05$0.08$3.97$2.82$2.57$0.25
2023Summary only. Only limited summary data is available for this year.$4.00$0.28$3.72$2.51$2.81$0.30
2022Summary only. Only limited summary data is available for this year.$4.44$0.42$1.77$2.12$0.35
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.46$0.08$4.38$1.58$2.09$0.51
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.90$0.02$4.88$1.50$1.51$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.99$0.10$4.89$1.36$1.07$0.29
2018Detailed filing. Detailed filing data is available for this year.$4.65$0.06$4.60$1.07$0.99$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.57$0.05$4.52$1.06$0.90$0.17
2016Detailed filing. Detailed filing data is available for this year.$4.36$0.01$4.35$0.98$0.77$0.21
2015Detailed filing. Detailed filing data is available for this year.$4.15$0.01$4.14$0.74$1.42$0.68
2014Detailed filing. Detailed filing data is available for this year.$4.88$0.06$4.82$0.73$0.97$0.24
2013Detailed filing. Detailed filing data is available for this year.$4.38$4.38$0.75$0.91$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.55$4.55$0.67$0.84$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.72$0.00$4.72$0.66
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)12 • <$500k nonprofits