Civic Intelligence

S & T Mutual Water Co

990EZ • Fiscal year 2016 • EIN 95-6102051

Jan 01, 2016 to Dec 31, 2016 • Filed on May 10, 2017

Organization ProfileN/A
PO Box 6391Los Osos, CA 93412

(805) 528-1377

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.00x

Higher debt load relative to assets than 41% of similar nonprofits.

2016 filings • 501(c)12 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

46th percentile

0.01x

Higher debt load relative to revenue than 46% of similar nonprofits.

2016 filings • 501(c)12 • <$500k nonprofits • Source year 2016

Net Margin

72nd percentile

22%

Higher net margin than 72% of similar nonprofits.

2016 filings • 501(c)12 • <$500k nonprofits • Source year 2016

Top Officer Pay

74th percentile

$0

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)12 • <$500k nonprofits • Source year 2016

Asset Growth

63rd percentile

5.3%

Faster asset growth than 63% of similar nonprofits.

2016 filings • 501(c)12 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

88th percentile

31%

Faster revenue growth than 88% of similar nonprofits.

2016 filings • 501(c)12 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets41st percentile

Assets

Up

$436,432

Up $21,850 (+5.3%) from 2015

Net Assets

Up

$435,124

Up $21,236 (+5.1%) from 2015

Liabilities

Up

$1,308

Up $614 (+88%) from 2015

Revenue And Expenses
Liabilities / Revenue46th percentileNet Margin72nd percentile

Revenue

Up

$97,813

Up $23,360 (+31%) from 2015

Expenses

Down

$76,577

Down $65,908 (-46%) from 2015

Net Income

Up

$21,236

Up $89,268 (+131%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $472,458Liabilities 2011: $0Net Assets 2011: $472,4582011Assets 2012: $454,917Net Assets 2012: $454,9172012Assets 2013: $438,462Net Assets 2013: $438,4622013Assets 2014: $488,148Liabilities 2014: $6,228Net Assets 2014: $481,9202014Assets 2015: $414,582Liabilities 2015: $694Net Assets 2015: $413,8882015Assets 2016: $436,432Liabilities 2016: $1,308Net Assets 2016: $435,1242016Assets 2017: $456,978Liabilities 2017: $5,345Net Assets 2017: $451,6332017Assets 2018: $465,433Liabilities 2018: $5,794Net Assets 2018: $459,6392018Assets 2019: $498,743Liabilities 2019: $9,955Net Assets 2019: $488,7882019Assets 2020: $489,896Liabilities 2020: $1,552Net Assets 2020: $488,3442020Assets 2021: $445,941Liabilities 2021: $8,231Net Assets 2021: $437,7102021Assets 2022: $443,966Liabilities 2022: $41,7362022Assets 2023: $399,563Liabilities 2023: $27,720Net Assets 2023: $371,8432023Assets 2024: $405,379Liabilities 2024: $8,343Net Assets 2024: $397,0362024

Highlighted filing

2016

Assets$436,432
Liabilities$1,308
Net Assets$435,124
Open 2016 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $65,7732011Revenue 2012: $66,659Expenses 2012: $84,200Net Income 2012: -$17,5412012Revenue 2013: $74,925Expenses 2013: $91,380Net Income 2013: -$16,4552013Revenue 2014: $73,293Expenses 2014: $97,049Net Income 2014: -$23,7562014Revenue 2015: $74,453Expenses 2015: $142,485Net Income 2015: -$68,0322015Revenue 2016: $97,813Expenses 2016: $76,577Net Income 2016: $21,2362016Revenue 2017: $106,325Expenses 2017: $89,816Net Income 2017: $16,5092017Revenue 2018: $106,617Expenses 2018: $98,611Net Income 2018: $8,0062018Revenue 2019: $136,402Expenses 2019: $107,253Net Income 2019: $29,1492019Revenue 2020: $150,057Expenses 2020: $150,501Net Income 2020: -$4442020Revenue 2021: $158,117Expenses 2021: $208,751Net Income 2021: -$50,6342021Revenue 2022: $176,622Expenses 2022: $212,102Net Income 2022: -$35,4802022Revenue 2023: $250,840Expenses 2023: $281,227Net Income 2023: -$30,3872023Revenue 2024: $282,365Expenses 2024: $257,172Net Income 2024: $25,1932024

Highlighted filing

2016

Revenue$97,813
Expenses$76,577
Net Income$21,236
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 10, 2017
Return Version
2016v3.0
Gross Receipts
$97,813
Mission and Program Overview

Mission

Provide water to sharholders

Program Services

DescriptionGrantsExpenses
PROVIDED WATER SERVICE TO 179 SHAREHOLDER MEMBERS--
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
WILLIAM GARFINKELPresident-$0--
FRANK FREILERDirector-$0--
CHARLIE COTEDirector-$0--
ADAM GOWERDirector-$0--
LEE HARRYDirector-$0--
SANDY FARBERSecretaryPT$0--
Filing and Contact Details

Filer

Filer Name
S&t Mutual Water Co
EIN
95-6102051
Phone
8055281377
Address
PO BOX 6391, LOS OSOS, CA 93412

Signing Officer

Name
Sandy Farber
Title
Secretary
Signed
2017-05-10
Discuss with paid preparer
Yes

Preparer

Firm
Carmody Meach & Choo Llp
Address
2 NORTH LAKE AVE SUITE 830, PASADENA, CA 91101
Preparer
Roger E Carmody CPA
Phone
6264401077
Supplemental Narrative

Additional Explanations

Other Revenue.1

“STOCK TRANSFER FEES $975”

Other Expenses.1002

“Office Expenses $93”

Other Expenses.1009

“Depreciation $34099”

Other Expenses.1012

“Insurance $2372”

Other Expenses.1

“BASIN MANAGEMENT $4959”

Other Expenses.2

“ELECTRIC $2790”

Other Expenses.3

“Equipment and maintenance $1550”

Other Expenses.4

“WATER ANALYSIS $1485”

Other Expenses.5

“Water distribution certificate $1186”

Other Expenses.6

“COUNTY OF SLO $1184”

Other Expenses.7

“Ca state franchise tax $800”

Other Expenses.8

“TELEPHONE $751”

Other Expenses.9

“SUPPLIES $740”

Other Expenses.11

“RENT $380”

Other Expenses.12

“Dues and memberships $266”

Other Expenses.14

“FILING FEE $25”

Other Assets.1

“INTANGIBLE ASSETS - Beginning $6478 INTANGIBLE ASSETS - Ending $6478”

Other Assets.2

“ACCOUNTS RECEIVABLE - Beginning $12716 ACCOUNTS RECEIVABLE - Ending $17227”

Total Liabilities.1

“ACCOUNTS PAYABLE - Beginning $694 ACCOUNTS PAYABLE - Ending $1308”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SANDY FARBER
IRS990EZ/BooksInCareOfDetail/PhoneNum08053160640
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 6391
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LOS OSOS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd093412
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt056267
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0107705
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt021236
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05221
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0414582
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0436432
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt097813
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0128
IRS990EZ/LandAndBuildingsGrp/BOYAmt0339121
IRS990EZ/LandAndBuildingsGrp/EOYAmt0305022
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0413888
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0435124
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0413888
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0435124
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt510.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WILLIAM GARFINKEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1FRANK FREILER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHARLIE COTE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ADAM GOWER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LEE HARRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SANDY FARBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt019194
IRS990EZ/OtherAssetsTotalDetail/EOYAmt023705
IRS990EZ/OtherExpensesTotalAmt052680
IRS990EZ/OtherRevenueTotalAmt0975
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE WATER TO SHARHOLDERS
IRS990EZ/PrintingPublicationsPostageAmt0639
IRS990EZ/ProgramServiceRevenueAmt096710
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED WATER SERVICE TO 179 SHAREHOLDER MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt018037
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0694
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01308
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt076577
IRS990EZ/TotalRevenueAmt097813
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0STOCK TRANSFER FEES $975
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $93
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Depreciation $34099
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance $2372
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BASIN MANAGEMENT $4959
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ELECTRIC $2790
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EQUIPMENT AND MAINTENANCE $1550
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7WATER ANALYSIS $1485
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8WATER DISTRIBUTION CERTIFICATE $1186
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9COUNTY OF SLO $1184
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10CA STATE FRANCHISE TAX $800
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11TELEPHONE $751
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12SUPPLIES $740
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13RENT $380
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14DUES AND MEMBERSHIPS $266
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15FILING FEE $25
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16INTANGIBLE ASSETS - Beginning $6478 INTANGIBLE ASSETS - Ending $6478
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17ACCOUNTS RECEIVABLE - Beginning $12716 ACCOUNTS RECEIVABLE - Ending $17227
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18ACCOUNTS PAYABLE - Beginning $694 ACCOUNTS PAYABLE - Ending $1308
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Expenses.12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Expenses.14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Total Liabilities.1
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SANDY FARBER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0S&T MUTUAL WATER CO
ReturnHeader/Filer/BusinessNameControlTxt0S&TM
ReturnHeader/Filer/EIN0956102051
ReturnHeader/Filer/PhoneNum08055281377
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 6391
ReturnHeader/Filer/USAddress/CityNm0LOS OSOS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd093412
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CARMODY MEACH & CHOO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02 NORTH LAKE AVE SUITE 830
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PASADENA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd091101
ReturnHeader/PreparerPersonGrp/PhoneNum06264401077
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Roger E Carmody CPA
ReturnHeader/ReturnTs02017-05-10T12:23:06-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$436,432
Liabilities
$1,308
Net assets
$435,124
Revenue
$97,813
Expenses
$76,577
Net income
$21,236
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.05$0.08$3.97$2.82$2.57$0.25
2023Summary only. Only limited summary data is available for this year.$4.00$0.28$3.72$2.51$2.81$0.30
2022Summary only. Only limited summary data is available for this year.$4.44$0.42$1.77$2.12$0.35
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.46$0.08$4.38$1.58$2.09$0.51
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.90$0.02$4.88$1.50$1.51$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.99$0.10$4.89$1.36$1.07$0.29
2018Detailed filing. Detailed filing data is available for this year.$4.65$0.06$4.60$1.07$0.99$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.57$0.05$4.52$1.06$0.90$0.17
2016Detailed filing. Detailed filing data is available for this year.$4.36$0.01$4.35$0.98$0.77$0.21
2015Detailed filing. Detailed filing data is available for this year.$4.15$0.01$4.14$0.74$1.42$0.68
2014Detailed filing. Detailed filing data is available for this year.$4.88$0.06$4.82$0.73$0.97$0.24
2013Detailed filing. Detailed filing data is available for this year.$4.38$4.38$0.75$0.91$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.55$4.55$0.67$0.84$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.72$0.00$4.72$0.66
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)12 • <$500k nonprofits