Civic Intelligence

S & T Mutual Water Co

990EZ • Fiscal year 2015 • EIN 95-6102051

Jan 01, 2015 to Dec 31, 2015 • Filed on May 09, 2016

Organization ProfileN/A
PO Box 6391Los Osos, CA 93412

(805) 528-1377

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.00x

Higher debt load relative to assets than 40% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

45th percentile

0.01x

Higher debt load relative to revenue than 45% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

Net Margin

3rd percentile

-91%

Higher net margin than 3% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

Top Officer Pay

73rd percentile

$0

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

Asset Growth

11th percentile

-15%

Faster asset growth than 11% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

55th percentile

1.6%

Faster revenue growth than 55% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets40th percentile

Assets

Down

$414,582

Down $73,566 (-15%) from 2014

Net Assets

Down

$413,888

Down $68,032 (-14%) from 2014

Liabilities

Down

$694

Down $5,534 (-89%) from 2014

Revenue And Expenses
Liabilities / Revenue45th percentileNet Margin3rd percentile

Revenue

Up

$74,453

Up $1,160 (+1.6%) from 2014

Expenses

Up

$142,485

Up $45,436 (+47%) from 2014

Net Income

Down

-$68,032

Down $44,276 (-186%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth11th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $472,458Liabilities 2011: $0Net Assets 2011: $472,4582011Assets 2012: $454,917Net Assets 2012: $454,9172012Assets 2013: $438,462Net Assets 2013: $438,4622013Assets 2014: $488,148Liabilities 2014: $6,228Net Assets 2014: $481,9202014Assets 2015: $414,582Liabilities 2015: $694Net Assets 2015: $413,8882015Assets 2016: $436,432Liabilities 2016: $1,308Net Assets 2016: $435,1242016Assets 2017: $456,978Liabilities 2017: $5,345Net Assets 2017: $451,6332017Assets 2018: $465,433Liabilities 2018: $5,794Net Assets 2018: $459,6392018Assets 2019: $498,743Liabilities 2019: $9,955Net Assets 2019: $488,7882019Assets 2020: $489,896Liabilities 2020: $1,552Net Assets 2020: $488,3442020Assets 2021: $445,941Liabilities 2021: $8,231Net Assets 2021: $437,7102021Assets 2022: $443,966Liabilities 2022: $41,7362022Assets 2023: $399,563Liabilities 2023: $27,720Net Assets 2023: $371,8432023Assets 2024: $405,379Liabilities 2024: $8,343Net Assets 2024: $397,0362024

Highlighted filing

2015

Assets$414,582
Liabilities$694
Net Assets$413,888
Open 2015 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $65,7732011Revenue 2012: $66,659Expenses 2012: $84,200Net Income 2012: -$17,5412012Revenue 2013: $74,925Expenses 2013: $91,380Net Income 2013: -$16,4552013Revenue 2014: $73,293Expenses 2014: $97,049Net Income 2014: -$23,7562014Revenue 2015: $74,453Expenses 2015: $142,485Net Income 2015: -$68,0322015Revenue 2016: $97,813Expenses 2016: $76,577Net Income 2016: $21,2362016Revenue 2017: $106,325Expenses 2017: $89,816Net Income 2017: $16,5092017Revenue 2018: $106,617Expenses 2018: $98,611Net Income 2018: $8,0062018Revenue 2019: $136,402Expenses 2019: $107,253Net Income 2019: $29,1492019Revenue 2020: $150,057Expenses 2020: $150,501Net Income 2020: -$4442020Revenue 2021: $158,117Expenses 2021: $208,751Net Income 2021: -$50,6342021Revenue 2022: $176,622Expenses 2022: $212,102Net Income 2022: -$35,4802022Revenue 2023: $250,840Expenses 2023: $281,227Net Income 2023: -$30,3872023Revenue 2024: $282,365Expenses 2024: $257,172Net Income 2024: $25,1932024

Highlighted filing

2015

Revenue$74,453
Expenses$142,485
Net Income-$68,032
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 9, 2016
Return Version
2015v2.0
Gross Receipts
$74,453
Mission and Program Overview

Mission

Provide water to sharholders

Program Services

DescriptionGrantsExpenses
PROVIDED WATER SERVICE TO 198 SHAREHOLDER MEMBERS--
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
WILLIAM GARFINKELTreasurer-$0--
MARGE CASTLEDirector-$0--
AARON FLOYDMember-$0--
FRANK FREILERMember-$0--
LEE HARRYPresident-$0--
ADAM GOWERMember-$0--
SANDY FARBERSecretary-$0--
Filing and Contact Details

Filer

Filer Name
S&t Mutual Water Co
EIN
95-6102051
Phone
8055281377
Address
PO BOX 6391, LOS OSOS, CA 93412

Signing Officer

Name
William Garfinkel
Title
Treasurer
Signed
2016-05-09
Discuss with paid preparer
Yes

Preparer

Firm
Carmody Meach & Choo Llp
Address
2 NORTH LAKE AVE SUITE 830, PASADENA, CA 91101
Preparer
Roger E Carmody CPA
Phone
6264401077
Supplemental Narrative

Additional Explanations

Other Revenue.1

“STOCK TRANSFER FEES $450”

Other Expenses.1002

“Office Expenses $391”

Other Expenses.1009

“Depreciation $36264”

Other Expenses.1012

“Insurance $2350”

Other Expenses.1

“Equipment and maintenance $36327”

Other Expenses.2

“ELECTRIC $2614”

Other Expenses.3

“MAINTENANCE LABOR $2185”

Other Expenses.4

“BASIN MANAGEMENT $1725”

Other Expenses.6

“WATER ANALYSIS $855”

Other Expenses.7

“Ca state franchise tax $800”

Other Expenses.8

“SUPPLIES $599”

Other Expenses.9

“Dues and memberships $566”

Other Expenses.10

“RENT $475”

Other Expenses.11

“TELEPHONE $453”

Other Assets.1

“INTANGIBLE ASSETS - Beginning $6478 INTANGIBLE ASSETS - Ending $6478”

Other Assets.2

“ACCOUNTS RECEIVABLE - Beginning $10712 ACCOUNTS RECEIVABLE - Ending $12716”

Total Liabilities.1

“ACCOUNTS PAYABLE - Beginning $4777 ACCOUNTS PAYABLE - Ending $694”

Total Liabilities.2

“DEFERRED REVENUE - Beginning $1451 DEFERRED REVENUE - Ending $0”

Raw XML Appendix155 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SANDY FARBER
IRS990EZ/BooksInCareOfDetail/PhoneNum08053160640
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 6391
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LOS OSOS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd093412
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt095573
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt056267
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-68032
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt039477
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0488148
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0414582
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt074453
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt094
IRS990EZ/LandAndBuildingsGrp/BOYAmt0375385
IRS990EZ/LandAndBuildingsGrp/EOYAmt0339121
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0481920
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0413888
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0481920
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0413888
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WILLIAM GARFINKEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MARGE CASTLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2AARON FLOYD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3FRANK FREILER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LEE HARRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ADAM GOWER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6SANDY FARBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt017190
IRS990EZ/OtherAssetsTotalDetail/EOYAmt019194
IRS990EZ/OtherExpensesTotalAmt085604
IRS990EZ/OtherRevenueTotalAmt0450
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE WATER TO SHARHOLDERS
IRS990EZ/PrintingPublicationsPostageAmt01226
IRS990EZ/ProgramServiceRevenueAmt073909
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED WATER SERVICE TO 198 SHAREHOLDER MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt016178
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt06228
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0694
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0142485
IRS990EZ/TotalRevenueAmt074453
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0STOCK TRANSFER FEES $450
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $391
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Depreciation $36264
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance $2350
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EQUIPMENT AND MAINTENANCE $36327
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ELECTRIC $2614
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MAINTENANCE LABOR $2185
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BASIN MANAGEMENT $1725
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8WATER ANALYSIS $855
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9CA STATE FRANCHISE TAX $800
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10SUPPLIES $599
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11DUES AND MEMBERSHIPS $566
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12RENT $475
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13TELEPHONE $453
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14INTANGIBLE ASSETS - Beginning $6478 INTANGIBLE ASSETS - Ending $6478
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15ACCOUNTS RECEIVABLE - Beginning $10712 ACCOUNTS RECEIVABLE - Ending $12716
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16ACCOUNTS PAYABLE - Beginning $4777 ACCOUNTS PAYABLE - Ending $694
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17DEFERRED REVENUE - Beginning $1451 DEFERRED REVENUE - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Total Liabilities.2
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM GARFINKEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0S&T MUTUAL WATER CO
ReturnHeader/Filer/BusinessNameControlTxt0S&TM
ReturnHeader/Filer/EIN0956102051
ReturnHeader/Filer/PhoneNum08055281377
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 6391
ReturnHeader/Filer/USAddress/CityNm0LOS OSOS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd093412
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CARMODY MEACH & CHOO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02 NORTH LAKE AVE SUITE 830
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PASADENA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd091101
ReturnHeader/PreparerPersonGrp/PhoneNum06264401077
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Roger E Carmody CPA
ReturnHeader/ReturnTs02016-05-09T12:28:20-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$414,582
Liabilities
$694
Net assets
$413,888
Revenue
$74,453
Expenses
$142,485
Net income
-$68,032
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.05$0.08$3.97$2.82$2.57$0.25
2023Summary only. Only limited summary data is available for this year.$4.00$0.28$3.72$2.51$2.81$0.30
2022Summary only. Only limited summary data is available for this year.$4.44$0.42$1.77$2.12$0.35
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.46$0.08$4.38$1.58$2.09$0.51
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.90$0.02$4.88$1.50$1.51$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.99$0.10$4.89$1.36$1.07$0.29
2018Detailed filing. Detailed filing data is available for this year.$4.65$0.06$4.60$1.07$0.99$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.57$0.05$4.52$1.06$0.90$0.17
2016Detailed filing. Detailed filing data is available for this year.$4.36$0.01$4.35$0.98$0.77$0.21
2015Detailed filing. Detailed filing data is available for this year.$4.15$0.01$4.14$0.74$1.42$0.68
2014Detailed filing. Detailed filing data is available for this year.$4.88$0.06$4.82$0.73$0.97$0.24
2013Detailed filing. Detailed filing data is available for this year.$4.38$4.38$0.75$0.91$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.55$4.55$0.67$0.84$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.72$0.00$4.72$0.66
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)12 • <$500k nonprofits