Civic Intelligence

Chinese for Affirmative Action

990 • Fiscal year 2015 • EIN 94-2161304

Jan 01, 2015 to Dec 31, 2015 • Filed on Aug 08, 2016

17 Walter U Lum PlaceSan Francisco, CA 94108

(415) 274-6760

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

54th percentile

0.13x

Higher debt load relative to assets than 54% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

48th percentile

0.10x

Higher debt load relative to revenue than 48% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

51st percentile

2.9%

Higher net margin than 51% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

81st percentile

$134,671

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 5.9% of source-year revenue.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Asset Growth

35th percentile

-2.3%

Faster asset growth than 35% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

20th percentile

-12%

Faster revenue growth than 20% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Assets

Flat

$1,696,135

Flat from 2015

Net Assets

Flat

$1,472,106

Flat from 2015

Liabilities

Flat

$224,029

Flat from 2015

Revenue

Flat

$2,267,816

Flat from 2015

Expenses

Flat

$2,202,959

Flat from 2015

Net Income

Flat

$64,857

Flat from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $1,102,858Liabilities 2010: $41,732Net Assets 2010: $1,061,1262010Assets 2011: $1,363,049Liabilities 2011: $87,808Net Assets 2011: $1,275,2422011Assets 2012: $1,038,280Liabilities 2012: $119,537Net Assets 2012: $918,7432012Assets 2013: $1,384,652Liabilities 2013: $258,292Net Assets 2013: $1,126,3602013Assets 2014: $1,736,359Liabilities 2014: $278,422Net Assets 2014: $1,457,9372014Assets 2015: $1,696,135Liabilities 2015: $224,029Net Assets 2015: $1,472,1062015Assets 2015: $1,696,135Liabilities 2015: $224,029Net Assets 2015: $1,472,1062015Assets 2016: $2,318,521Liabilities 2016: $431,632Net Assets 2016: $1,886,8892016Assets 2017: $3,105,880Liabilities 2017: $353,625Net Assets 2017: $2,752,2552017Assets 2018: $3,364,889Liabilities 2018: $481,229Net Assets 2018: $2,883,6602018Assets 2019: $4,937,994Liabilities 2019: $448,499Net Assets 2019: $4,489,4952019Assets 2020: $6,424,523Liabilities 2020: $1,083,203Net Assets 2020: $5,341,3202020Assets 2021: $46,812,510Liabilities 2021: $1,645,749Net Assets 2021: $45,166,7612021Assets 2022: $44,089,083Liabilities 2022: $1,368,681Net Assets 2022: $42,720,4022022Assets 2023: $48,992,575Liabilities 2023: $1,745,585Net Assets 2023: $47,246,9902023Assets 2024: $52,257,890Liabilities 2024: $2,364,808Net Assets 2024: $49,893,0822024

Highlighted filing

2015

Assets$1,696,135
Liabilities$224,029
Net Assets$1,472,106

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Revenue 2010: $1,654,892Expenses 2010: $1,406,361Net Income 2010: $248,5312010Revenue 2011: $1,678,506Expenses 2011: $1,464,390Net Income 2011: $214,1162011Expenses 2012: $1,523,7852012Revenue 2013: $2,223,817Expenses 2013: $2,070,520Net Income 2013: $153,2972013Revenue 2014: $2,573,124Expenses 2014: $2,203,329Net Income 2014: $369,7952014Revenue 2015: $2,267,816Expenses 2015: $2,202,959Net Income 2015: $64,8572015Revenue 2015: $2,267,816Expenses 2015: $2,202,959Net Income 2015: $64,8572015Revenue 2016: $2,828,464Expenses 2016: $2,413,681Net Income 2016: $414,7832016Revenue 2017: $3,844,801Expenses 2017: $2,979,435Net Income 2017: $865,3662017Revenue 2018: $3,816,838Expenses 2018: $3,587,604Net Income 2018: $229,2342018Revenue 2019: $5,868,754Expenses 2019: $4,270,889Net Income 2019: $1,597,8652019Revenue 2020: $7,104,499Expenses 2020: $6,258,045Net Income 2020: $846,4542020Revenue 2021: $48,725,620Expenses 2021: $9,077,900Net Income 2021: $39,647,7202021Revenue 2022: $13,816,264Expenses 2022: $13,209,349Net Income 2022: $606,9152022Revenue 2023: $16,797,759Expenses 2023: $15,888,677Net Income 2023: $909,0822023Revenue 2024: $19,659,649Expenses 2024: $19,037,363Net Income 2024: $622,2862024

Highlighted filing

2015

Revenue$2,267,816
Expenses$2,202,959
Net Income$64,857
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Aug 8, 2016
Return Version
2015v2.0
Gross Receipts
$2,319,539
Mission and Program Overview

Mission

Chinese For Affirmative Action (CAA) is a community-based civil rights organization that conducts community service, policy advocacy, and movement building activities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$724,477$499,566▼ $224,911
Investments in Publicly Traded Securities$277,723$260,319▼ $17,404
Savings and Temporary Cash Investments$166,876$254,633▲ $87,757
Land, Buildings, and Equipment, Net$187,664$211,488▲ $23,824
Prepaid Expenses and Deferred Charges$18,125$27,501▲ $9,376
Cash and Non-Interest-Bearing Accounts-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,736,359$1,696,135▼ $40,224
Other Assets Total$361,494$442,628▲ $81,134
Liabilities
Accounts Payable and Accrued Expenses$278,422$224,029▼ $54,393
Total Liabilities$278,422$224,029▼ $54,393
Net Assets / Fund Balance
Temporarily Rstr Net Assets$681,478$682,217▲ $739
Unrestricted Net Assets$576,459$589,889▲ $13,430
Permanently Rstr Net Assets$200,000$200,000→ $0
Total Net Assets Fund Balance$1,457,937$1,472,106▲ $14,169
Total Liabilities and Net Assets / Fund Balance$1,736,359$1,696,135▼ $40,224

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,871$568,280$576,151
Land$149,731-$149,731
Equipment$6,057$111,874$117,931
Other Land Buildings$47,829$9,731$57,560
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Vincent PanExecutive DirectorFT$122,689$11,982$134,671
John FongCFOFT$93,922$12,442$106,364

Board Members and Trustees

NameTitle
Raymond SheenChairperson
Cecillia WangTrustee
Germaine Q WongTrustee
Jeff ChangTrustee
Lisa LeeTrustee
Robert ChenTrustee
Celia LeeSecretary
Victoria WongTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$886,230
Program Service Revenue
$1,290,325
Investment Income
$51,764
Other Revenue
$39,497
All Other Contributions
$803,669
Change in Net Assets
$64,857

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,267,816
Revenue Not Reported on Form 990
$-50,688
Total Revenue per Audited Statements
$2,217,128
Total Revenue per Form 990
$2,267,816
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,203,518
Other Expenses$999,441
Total Fundraising Expense$250,358
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$602,482$78,495$94,152$775,129
Current Officers, Directors, Trustees, and Key Employees$187,405$24,390$29,240$241,035
Fees for Services Other$142,890-$17,906$160,796
Office Expenses$127,439$-17,811$43,211$152,839
Other Employee Benefits$73,071$9,422$11,241$93,734
Payroll Taxes$57,466$7,489$8,983$73,938
Occupancy$24,726-$3,300$28,026
Fees for Services Accounting$20,500--$20,500
Travel$18,806$10$1,100$19,916
Pension Plan Contributions$15,343$1,978$2,361$19,682
Conferences and Meetings$10,971-$120$11,091
Depreciation Depletion$4,600$6,136-$10,736
Insurance$10,248--$10,248
Other Expenses$143$450-$143
All Other Expenses$-71,685$32,941$38,744$0
Total Functional Expenses$1,809,101$143,500$250,358$2,202,959

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,202,959
Total Expenses per Audited Statements$2,202,959
Total Expenses per Form 990$2,202,959
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$51,723
Fundraising Gross Income$51,723
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Event$131,819$51,723$30,980$20,743
Total Events$131,819$51,723$51,723-
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

As per its By-Laws, the organization has one class of membership called the general membership. The general membership of the organization is comprised of those persons who pay the requisite membership fee.

Form 990, Part VI, Line 11B: Form 990 Review Process

The Finance Policies & Procedures require the signature of the Executive Director on the Form 990. The Executive Director is responsible for reviewing the Form 990 to ensure a complete and accurate filing. A live signature by the Executive Director indicating his/her approval for filing is required on the Form 990 before submission.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

All staff are trained on the record/document retention, conflict of interest and whistleblower protection policies as part of initial staff orientation and annually at staff meetings. Board and staff complete the conflict of interest disclosure on an annual basis. Implementation of policies is monitored by Senior Management and the Administration and Finance Manager. Specifically, storage and destruction of documents is completed under the supervision of Senior Management and the Administration and Finance Manager. The Executive Director works with the Board Chair on the annual filing of Conflict of Interest Disclosure forms, as well as safeguarding against Conflicts of Interest. The whistleblower protection policy is posted prominently for all staff, proper implementation is supervised by Senior Management should the need arise.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The Executive Committee makes the recommendation for the Executive Director salary to the full Board of Directors for approval. The decision is based on a performance review of the Executive Director, the Board's extensive knowledge and experience with executive compensation at similar organizations, compensation levels of past executive directors, and compensation levels of other staff.

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

The Executive Director determines and approves the salary of the Chief Financial Officer. The decision is based on a performance review of the Chief Financial Officer and compensation levels of other staff.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

The organization's governing documents, policies and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Chinese For Affirmative Action
EIN
94-2161304
Phone
4152746760
Address
17 Walter U Lum Place, San Francisco, CA 94108

Signing Officer

Name
Cynthia Choi
Title
Acting Exec Director
Signed
2016-08-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cynthia Choi
Formed
1969
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
8
Employees
21
Volunteers
125

Preparer

Firm
Patel & Associates LLP
Address
266 17th Street Suite 200, Oakland, CA 94612-4124
Preparer
Sanwar Harshwal CPA
Phone
5104525051
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D: Other Program Services Description

OTHER PROGRAM SERVICES 4: OTHER PROGRAMS:CAA continues to support and contribute to a broader progressive movement for social change in multiple ways. We are now working with six additional groups: the Alliance of South Asians Taking Action, APEX Express, Asian Prisoner Support Committee, Him Mark Lai Library Committee, Hyphen Magazine, the Network on Religion and Justice, and the Visibility Project. Together with CAA and API Equality, these groups share administrative, campaign, and movement building resources while exploring and deepening the connections that our collective members, volunteers, and staff have with one another.

Financial Statement Notes

Part X : FIN48 Footnote

The Organization is exempt from federal and state income taxes under the provisions of Internal Revenue Code Section 501(c)(3) and California Revenue and Taxation Code Section 23701d respectively. In addition, the Organization qualifies for the charitable contribution deduction under the Internal Revenue Code Section 170(b)(1)(A)(vi) and has been classified as an organization that is not a private foundation under Section 509(a)(1).GAAP provides accounting and disclosure guidance about positions taken by an organization in its tax returns that might be uncertain. Management has considered its tax positions and believes that all of the positions taken by the Organization in its federal and state exempt organization tax returns are more likely than not to be sustained upon examination. The Organizations returns are subject to examination by federal and state taxing authorities, generally for three years and four years respectively, after they are filed.

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IRS990/Desc0CAA Chinese Affirmative Action CAACAA was founded to protect the civil rights of Chinese Americans and to advance multiracial democracy in the United States. Today, CAA is a progressive voice in and on behalf of the broader Asian Pacific Islander (API) community. CAA advocates for systemic change that protects immigrant rights, promotes language diversity, and remedies racial injustice.At the grassroots level, our community building work nurtures the ability of immigrants to participate fully in civic life. These activities include leadership development for monolingual public school parents, employment services for limited-English proficient newcomers, outreach for immigrant legal services, and community and voter education underscoring issues that impact CAA's constituency.In addition to community engagement, CAA leads advocacy to improve public policy and to inform public discourse. CAA produces community-based research, publishes policy analyses and recommendations, shapes opinion through ethnic and mainstream media, and organizes to engage elected and government officials.Lastly, CAA spearheads initiatives to grow and sustain a progressive API movement. These multi-strategy and multi-constituency change projects consist of efforts that broaden and deepen the understanding of civil rights issues, promote lesbian, gay, bisexual, and transgender inclusion, and support emerging API social justice leaders and activities.
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IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt7Trustee
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IRS990/MissionDesc0Chinese For Affirmative Action (CAA) is a community-based civil rights organization that conducts community service, policy advocacy, and movement building activities.
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IRS990/Organization501c3Ind0X
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IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt073071
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IRS990/OtherExpensesGrp/Desc0Sub-Contracts
IRS990/OtherExpensesGrp/Desc1Dues and Donations
IRS990/OtherExpensesGrp/Desc2Books & Publications
IRS990/OtherExpensesGrp/Desc3Miscellaneous Expenses
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0450
IRS990/OtherExpensesGrp/ProgramServicesAmt0582036
IRS990/OtherExpensesGrp/ProgramServicesAmt12352
IRS990/OtherExpensesGrp/ProgramServicesAmt2308
IRS990/OtherExpensesGrp/ProgramServicesAmt3143
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IRS990/OtherExpensesGrp/TotalAmt2308
IRS990/OtherExpensesGrp/TotalAmt3143
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IRS990/OtherSalariesAndWagesGrp/FundraisingAmt094152
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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0602482
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IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt08983
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt07489
IRS990/PayrollTaxesGrp/ProgramServicesAmt057466
IRS990/PayrollTaxesGrp/TotalAmt073938
IRS990/PensionPlanContributionsGrp/FundraisingAmt02361
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01978
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt015343
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IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt0200000
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IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0724477
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0499566
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt018125
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt027501
IRS990/PrincipalOfficerNm0Cynthia Choi
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IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Contracts
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01290325
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01290325
IRS990/ProgSrvcAccomActy2Grp/Desc0OTHER PROGRAMS:CAA continues to support and contribute to a broader progressive movement for social change in multiple ways. We are now working with six additional groups: the Alliance of South Asians Taking Action, APEX Express, Asian Prisoner Support Committee, Him Mark Lai Library Committee, Hyphen Magazine, the Network on Religion and Justice, and the Visibility Project. Together with CAA and API Equality, these groups share administrative, campaign, and movement building resources while exploring and deepening the connections that our collective members, volunteers, and staff have with one another.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0157599
IRS990/ProgSrvcAccomActy3Grp/Desc0California API Budget PartnershipInvolving California API human service and advocacy organizations from the San Francisco Bay Area, Central Valley, Los Angeles, Orange County, and San Diego, the California API Budget Partnership conducts state legislative and budget advocacy in Sacramento. The partnership identifies and seeks to advance policies and priorities that improve the lives of low-income, immigrant, and underserved communities.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0154675
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt059000
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt013000
IRS990/PYInvestmentIncomeAmt067705
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IRS990/PYOtherExpensesAmt01156912
IRS990/PYOtherRevenueAmt011464
IRS990/PYProgramServiceRevenueAmt01236954
IRS990/PYRevenuesLessExpensesAmt0369795
IRS990/PYSalariesCompEmpBnftPaidAmt01033417
IRS990/PYTotalExpensesAmt02203329
IRS990/PYTotalRevenueAmt02573124
IRS990/QuidProQuoContributionsInd0true
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IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt064857
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt01222325
IRS990/RoyaltiesGrp/TotalAmt00
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt0166876
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01107126
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0750720
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01352714
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt05353791
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IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus2Amt063382

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.3$2.36$49.9$19.7$19.0$0.62
2023Summary only. Only limited summary data is available for this year.$49.0$1.75$47.2$16.8$15.9$0.91
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.1$1.37$42.7$13.8$13.2$0.61
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$46.8$1.65$45.2$48.7$9.08$39.6
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.42$1.08$5.34$7.10$6.26$0.85
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.94$0.45$4.49$5.87$4.27$1.60
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.36$0.48$2.88$3.82$3.59$0.23
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.11$0.35$2.75$3.84$2.98$0.87
2016Summary only. Only limited summary data is available for this year.$2.32$0.43$1.89$2.83$2.41$0.41
2015Detailed filing. Detailed filing data is available for this year.$1.70$0.22$1.47$2.27$2.20$0.06
2015Summary only. Only limited summary data is available for this year.$1.70$0.22$1.47$2.27$2.20$0.06
2014Detailed filing. Detailed filing data is available for this year.$1.74$0.28$1.46$2.57$2.20$0.37
2013Detailed filing. Detailed filing data is available for this year.$1.38$0.26$1.13$2.22$2.07$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.04$0.12$0.92$1.52
2011Summary only. Only limited summary data is available for this year.$1.36$0.09$1.28$1.68$1.46$0.21
2010Summary only. Only limited summary data is available for this year.$1.10$0.04$1.06$1.65$1.41$0.25