Strait-View Credit Union

“Members”

“Members of the credit union annually elect three members”

“to serve on the board of directors.”

“Decisions regarding mergers and charter changes are”

“subject to approval of a majority of members.”

“No review was conducted or will be conducted.”

“Periodic reviews shall be conducted. The periodic”

“reviews shall, at a minimum, include the following subjects:”

“Whether compensation arrangements and benefits are reasonable.”

“Whether or not they have violated the ethics policy.”

“Whether or not they have violated the oath of office.”

“The Supervisory Committee meets at least a minimum of”

“9 times a year doing audits: review of employee account”

“activity, investment accounts, loans, file maintenance changes,”

“cash accounts, payroll & payroll reports, and regulatory and CPA reports.”

“The organization will make its governing documents, conflict of interest”

“policy, and financial statements available to the public”

“upon request, for review at the office of the organization.”

“Other changes in net assets and fund balances.”

“Bank service charges 19846. Bond coverage 19952. Cash short/over 6930. Chapter league dues 16721. Educational promotion 4225. Exp bill pay 8777. Exp collection 811. Exp credit reports 8720. Exp recording fees 1885. Fis debit/credit card exp 35247. Fraudulent check exp -1539. Loan servicing 2430. Member education 0. Miscellaneous 35250. Ncusif stabalization exp 32196. Nsf check & charged off exp 10287. Parking lot expenses 0. Postage expense 17195. Processor expense 13. Program expenses visa 0. P”