Strait-View Credit Union

“Members”

“Members of the credit union annualy elect three members to serve onn the board of directors.”

“Decisions regarding mergers and charter changes are subject to approval by a majority of members.”

“The governing body contemporaneously documented its meetings.”

“Each committee contemporaneously documented its meetings.”

“Periodic reviews shall be conducted. The periodic review shall, at a minimum, include the following subjects: Whether compensation arrangements and benefits are reasonable; Whether or not they have violated the ethics policy; Whether or not they have violated the oath of office. The Supervisory Committee meets at least a minimum of nine times a year doing audits; review of employee account activity, investment accounts, loans, file maintenance changes, cash accounts, payroll & payroll reports, and regulatory and CPA reports.”

“The organization will make its governing documents, conflict of interest policy, and financial statements available to the public upon request, for review at the office of the organization.”

“Other changes in net assets and fund balances.”

“No review was conducted or will be conducted.”

“Bank service charges 26908. 26908. Bond coverage 15541. 15541. Cash short/over 2717. 2717. Chapter league dues 15713. 15713. Educational promotion 3960. 3960. Exp bill pay 8237. 8237. Exp board meeting 4020. 4020. Exp collection 11555. 11555. Exp credit reports 11460. 11460. Exp recording fees 1235. 1235. Fis debit/credit card exp 15228. 15228. Fraudulent check exp 945. 945. Furn fixture repair 107. 107. Loan servicing 4111. 4111. Miscellaneous 13177. 13177. Nsf check & charged off exp 7652. 765”