Strait-View Credit Union

“Members”

“Members of the credit union annualy elect three members to serve on the board of directors.”

“Decisions regarding mergers and charter changes are subject to approval by a majority of members.”

“The governing body contemporaneously documented its meetings.”

“Each committee contemporaneously documented its meetings.”

“Periodic reviews shall be conducted. The periodic review shall, at a minimum, include the following subjects: Whether compensation arrangements and benefits are reasonable; Whether or not they have violated the ethics policy; Whether or not they have violated the oath of office. The Supervisory Committee meets at least a minimum of nine times a year doing audits; review of employee account activity, investment accounts, loans, file maintenance changes, cash accounts, payroll & payroll reports, and regulatory and CPA reports.”

“The organization will make its governing documents, conflict of interest policy, and financial statements available to the public upon request, for review at the office of the organization.”

“Other changes in net assets and fund balances.”

“No review was conducted or will be conducted.”

“Bank Service Charges 23414. 23414.”

“Bond Coverage 12353. 12353.”

“Cash Short/Over 3963. 3963.”

“Chapter League Dues 17030. 17030.”

“Charged-Off Drafts 3900. 3900.”

“Educational Promotion 4474. 4474.”

“Exp Annual Meeting 0. 0.”

“Exp Bill Pay 9178. 9178.”

“Exp Board Meeting 4321. 4321.”

“Exp Collection 7090. 7090.”

“Exp Credit Reports 9181. 9181.”

“Exp Recording Fees 5961. 5961.”

“FIS Debit/Credit Card Exp 32538. 32538.”

“Fraudulent Check Exp 5459. 5459.”

“Furn Fixture Repair 0. 0.”

“Loan Servicing 877. 877.”

“Miscellaneous 14227. 14227.”

“NSF Check & Charged Off Exp 980. 980.”

“OREO Collection 25. 25.”

“Postage Expense 18567. 18567.”

“Processor Expense 0. 0.”

“Provision for Loan Losses 7722. 7722.”

“Sales Tax Expense 397. 397.”

“Supervision Exam Fees 8902. 8902.”

“Telephone Expense 8700. 8700.”

“Travel & Conference Exp 14840. 14840.”

“VISA Fraud Exp Acct 4738. 4738.”