Strait-View Credit Union

“Members”

“Members of the credit union annualy elect three members to serve on the board of directors.”

“Decisions regarding mergers and charter changes are subject to approval by a majority of members.”

“The governing body contemporaneously documented its meetings.”

“Each committee contemporaneously documented its meetings.”

“Periodic reviews shall be conducted. The periodic review shall, at a minimum, include the following subjects: Whether compensation arrangements and benefits are reasonable; Whether or not they have violated the ethics policy; Whether or not they have violated the oath of office. The Supervisory Committee meets at least a minimum of nine times a year doing audits; review of employee account activity, investment accounts, loans, file maintenance changes, cash accounts, payroll & payroll reports, and regulatory and CPA reports.”

“The organization will make its governing documents, conflict of interest policy, and financial statements available to the public upon request, for review at the office of the organization.”

“Other changes in net assets and fund balances.”

“No review was conducted or will be conducted.”

“Bank Service Charges 54639.”

“Bond Coverage 21560.”

“Cash Short/Over 2831.”

“Chapter League Dues 27650.”

“Charged-Off Drafts 25682.”

“CUHMS Fees 25630.”

“Educational Promotion 5183.”

“Exp Annual Meeting 1700.”

“Exp Bill Pay”

“Exp Board Meeting 2922.”

“Exp Collection 19363.”

“Exp Credit Reports 487.”

“Exp Recording Fees 715.”

“FIS Debit/Credit Card Exp 390818.”

“Fraudulent Check Exp 27650.”

“Furn Fixture Repair 3464.”

“IT Support/Services 105249.”

“Loan Servicing 6683.”

“Loss on Disposition”

“Miscellaneous -53175.”

“NSF Check Return Exp 14404.”

“Office Operations 31139.”

“OREO Collection 25.”

“Plumbing Exp 3519.”

“Postage Expense 24032.”

“Processor Expense”

“Provision for Loan Losses 204566.”

“Sales Tax Expense”

“Statement Processing 10274.”

“Supervision Exam Fees 13677.”

“Telephone Expense 14363.”

“Travel & Conference Exp 6662.”

“UChoose Rewards Mileage 32648.”

“VISA Fraud Exp Acct 33738.”