Liabilities / Assets
1st percentile
Higher debt load relative to assets than 1% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
-0.00x
Liabilities / Revenue
1st percentile
Higher debt load relative to revenue than 1% of similar nonprofits.
Net Margin
96th percentile
Higher net margin than 96% of similar nonprofits.
Top Officer Pay
10th percentile
Higher top officer pay than 10% of similar nonprofits.
Top officer pay equals 4.9% of source-year revenue.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
65th percentile
Faster revenue growth than 65% of similar nonprofits.
Balance Sheet
Assets
Up$55,372,321
Up $6,012,783 (+12%) from 2014
Net Assets
Up$55,530,824
Up $6,284,000 (+13%) from 2014
Liabilities
Down-$158,503
Down $271,217 (-241%) from 2014
Revenue And Expenses
Revenue
Up$1,769,973
Up $70,804 (+4.2%) from 2014
Expenses
Up$1,265,770
Up $77,715 (+6.5%) from 2014
Net Income
Down$504,203
Down $6,911 (-1.4%) from 2014
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2015 to Dec 31, 2015
- Signed
- Mar 15, 2016
- Return Version
- 2015v2.1
- Gross Receipts
- $1,769,973
Mission and Program Overview
Mission
Operate credit union for mutual purposes and without profit.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $49,246,824 | $55,530,824 | ▲ $6,284,000 |
| Other Notes and Loans Receivable, Net | $22,109,432 | $23,591,420 | ▲ $1,481,988 |
| Savings and Temporary Cash Investments | $15,947,715 | $20,539,661 | ▲ $4,591,946 |
| Investments Program Related | $8,416,010 | $8,674,003 | ▲ $257,993 |
| Land, Buildings, and Equipment, Net | $1,036,340 | $986,625 | ▼ $49,715 |
| Cash and Non-Interest-Bearing Accounts | $802,526 | $584,684 | ▼ $217,842 |
| Receivables From Officers Etc | $279,575 | $310,162 | ▲ $30,587 |
| Prepaid Expenses and Deferred Charges | $32,848 | $35,837 | ▲ $2,989 |
| Total Assets | $49,359,538 | $55,372,321 | ▲ $6,012,783 |
| Other Assets Total | $735,092 | $649,929 | ▼ $85,163 |
| Liabilities | |||
| Other Liabilities | $11,315 | $12,396 | ▲ $1,081 |
| Accounts Payable and Accrued Expenses | $101,399 | $-170,899 | ▼ $272,298 |
| Total Liabilities | $112,714 | $-158,503 | ▼ $271,217 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $49,246,824 | $55,530,824 | ▲ $6,284,000 |
| Total Liabilities and Net Assets / Fund Balance | $49,359,538 | $55,372,321 | ▲ $6,012,783 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $125,565 | $878,034 | $1,003,599 |
| Buildings | $393,286 | $350,802 | $744,088 |
| Land | $467,774 | - | $467,774 |
| Investment Program Related Org | $8,674,003 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lisa a Roening | President/Board Treasurer | FT | $78,128 | $7,986 | $86,114 |
| Lori Frederick | Vice-President | FT | $74,304 | $569 | $74,873 |
Board Members and Trustees
| Name | Title |
|---|---|
| Thomas Tait | Board Chairman |
| Margaret Copeland | Supervisory COM. Chairperson |
| Alan Slind | Board Vice-Chair |
| Fred Oakley Jr | Board Member |
| Lavonne Elzner | Board Member |
| Randall Reid | Board Member |
| Rebecca Montgomery | Board Member |
| Viktor Schimschal | Board Member |
| William Barker | Board Member |
| Charles Lockhart | Supervisory COM. Member |
| Mike Green | Supervisory COM. Member |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $1,654,392
- Investment Income
- $115,581
- Other Revenue
- $0
- Change in Net Assets
- $504,203
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $628,554 |
| Salaries, Compensation, and Employee Benefits | $543,988 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $452,179 | - | - | $452,179 |
| All Other Expenses | $299,844 | $0 | $0 | $299,844 |
| Information Technology | $95,730 | - | - | $95,730 |
| Benefits to Members | $93,228 | - | - | $93,228 |
| Depreciation Depletion | $77,748 | - | - | $77,748 |
| Other Employee Benefits | $53,382 | - | - | $53,382 |
| Fees for Services Other | $41,798 | - | - | $41,798 |
| Payroll Taxes | $38,427 | - | - | $38,427 |
| Advertising | $35,168 | - | - | $35,168 |
| Office Expenses | $31,290 | - | - | $31,290 |
| Occupancy | $28,950 | - | - | $28,950 |
| Fees for Services Accounting | $12,138 | - | - | $12,138 |
| Fees for Services Legal | $3,888 | - | - | $3,888 |
| Insurance | $2,000 | - | - | $2,000 |
| Total Functional Expenses | $1,265,770 | $0 | $0 | $1,265,770 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $279,575 | $310,162 | ▲ $30,587 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Accrued Dividends & Interest Payable | $12,396 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- No
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Filing and Contact Details
Filer
- Filer Name
- Strait-View Credit Union
- EIN
- 91-0461936
- Phone
- 3604523883
- Address
- PO Box 339, Port Angeles, WA 98362
Signing Officer
- Name
- Lisa a Roening
- Title
- President
- Phone
- 3604523883
- Signed
- 2016-03-15
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Lisa a Roening
- Formed
- 1939
- Legal Domicile
- Wa
- Voting Board Members
- 10
- Independent Board Members
- 0
- Employees
- 16
- Volunteers
- 12
Preparer
- Firm
- George R Braly CPA Cfe Fcpa
- Address
- PO BOX 908, CARLSBORG, WA 98324-0908
- Preparer
- George R Braly CPA
- Phone
- 3606839033
Supplemental Narrative
Additional Explanations
Pt VI, Line 6
“Members”
Pt VI, Line 7A
“Members of the credit union annualy elect three members to serve onn the board of directors.”
Pt VI, Line 7B
“Decisions regarding mergers and charter changes are subject to approval by a majority of members.”
Pt VI, Line 8A
“The governing body contemporaneously documented its meetings.”
Pt VI, Line 8B
“Each committee contemporaneously documented its meetings.”
Pt VI, Line 12C
“Periodic reviews shall be conducted. The periodic review shall, at a minimum, include the following subjects: Whether compensation arrangements and benefits are reasonable; Whether or not they have violated the ethics policy; Whether or not they have violated the oath of office. The Supervisory Committee meets at least a minimum of nine times a year doing audits; review of employee account activity, investment accounts, loans, file maintenance changes, cash accounts, payroll & payroll reports, and regulatory and CPA reports.”
Pt VI, Line 19
“The organization will make its governing documents, conflict of interest policy, and financial statements available to the public upon request, for review at the office of the organization.”
Pt XI
“Other changes in net assets and fund balances.”
Pt VI, Line 11B
“No review was conducted or will be conducted.”
Form 990, Part IX, Line 24E
“Bank Service Charges 24885. 24885. 0. 0.”
Form 990, Part IX, Line 24E
“Bond Coverage 15689. 15689. 0. 0.”
Form 990, Part IX, Line 24E
“Cash Short/Over 14. 14. 0. 0.”
Form 990, Part IX, Line 24E
“Chapter League Dues 14678. 14678. 0. 0.”
Form 990, Part IX, Line 24E
“Charged-Off Drafts -407. -407. 0. 0.”
Form 990, Part IX, Line 24E
“Educational Promotion 3625. 3625. 0. 0.”
Form 990, Part IX, Line 24E
“Exp Annual Meeting 57. 57. 0. 0.”
Form 990, Part IX, Line 24E
“Exp Bill Pay 7682. 7682. 0. 0.”
Form 990, Part IX, Line 24E
“Exp Board Meeting 5928. 5928. 0. 0.”
Form 990, Part IX, Line 24E
“Exp Collection 4781. 4781. 0. 0.”
Form 990, Part IX, Line 24E
“Exp Credit Reports 8242. 8242. 0. 0.”
Form 990, Part IX, Line 24E
“Exp Recording Fees 2666. 2666. 0. 0.”
Form 990, Part IX, Line 24E
“FIS Debit/Credit Card Exp 23817. 23817. 0. 0.”
Form 990, Part IX, Line 24E
“Fraudulent Check Exp 5402. 5402. 0. 0.”
Form 990, Part IX, Line 24E
“Furn Fixture Repair 644. 644. 0. 0.”
Form 990, Part IX, Line 24E
“Loan Servicing 1264. 1264. 0. 0.”
Form 990, Part IX, Line 24E
“Miscellaneous 10960. 10960. 0. 0.”
Form 990, Part IX, Line 24E
“NSF Check & Charged Off Exp 380. 380. 0. 0.”
Form 990, Part IX, Line 24E
“OREO Collection 1406. 1406. 0. 0.”
Form 990, Part IX, Line 24E
“Postage Expense 19588. 19588. 0. 0.”
Form 990, Part IX, Line 24E
“Processor Expense 228. 228. 0. 0.”
Form 990, Part IX, Line 24E
“Provision for Loan Losses 102395. 102395. 0. 0.”
Form 990, Part IX, Line 24E
“Sales Tax Expense 420. 420. 0. 0.”
Form 990, Part IX, Line 24E
“Supervision Exam Fees 11727. 11727. 0. 0.”
Form 990, Part IX, Line 24E
“Telephone Expense 9025. 9025. 0. 0.”
Form 990, Part IX, Line 24E
“Travel & Conference Exp 17384. 17384. 0. 0.”
Form 990, Part IX, Line 24E
“VISA Fraud Exp Acct 7364. 7364. 0. 0.”
Raw XML AppendixShowing 400 of 635 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AdvertisingGrp/TotalAmt | 0 | 35168 |
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| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 93228 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LISA A ROENING |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3604523883 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 220 South Lincoln St |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Port Angeles |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 98362 |
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| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 77748 |
| IRS990/Desc | 0 | OPERATE CREDIT UNION FOR MUTUAL PURPOSES AND WITHOUT PROFIT. |
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| IRS990/DisregardedEntityInd | 0 | false |
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| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 41798 |
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| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
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| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 569 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LORI FREDERICK |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | THOMAS TAIT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | VIKTOR SCHIMSCHAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | FRED OAKLEY JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | REBECCA MONTGOMERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RANDALL REID |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MIKE GREEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ALAN SLIND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MARGARET COPELAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CHARLES LOCKHART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | LAVONNE ELZNER |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice-President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Board Member |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Board Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Supervisory Com. Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Supervisory Com. Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Board Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
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| IRS990/GainOrLossGrp/OtherAmt | 0 | 20748 |
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| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
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| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 95730 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 95730 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 2000 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2000 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 94833 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 8416010 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 8674003 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1228836 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1036340 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 986625 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2215461 |
| IRS990/LegalDomicileStateCd | 0 | WA |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Operate credit union for mutual |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 49246824 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 55530824 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 20748 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 20748 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 28950 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 28950 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 31290 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 31290 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 735092 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 649929 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 5779797 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 53382 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 53382 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 11315 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12396 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 452179 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 452179 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 22109432 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 23591420 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 38427 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 38427 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 32848 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 35837 |
| IRS990/PrincipalOfficerNm | 0 | LISA A ROENING |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522200 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Operating Income |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1407960 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 138174 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 108258 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 82146 |
| IRS990/PYOtherExpensesAmt | 0 | 648036 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1617023 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 511114 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 540019 |
| IRS990/PYTotalExpensesAmt | 0 | 1188055 |
| IRS990/PYTotalRevenueAmt | 0 | 1699169 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 279575 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 310162 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 504203 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 49246824 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 55530824 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 15947715 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 20539661 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 393286 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 350802 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 744088 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 125565 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 878034 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1003599 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 8674003 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | Deposits in Commercial Banks |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 467774 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 467774 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12396 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Accrued Dividends & Interest Payable |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 986625 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 8674003 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12396 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 160771 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 3437 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 29936 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 1337 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 10 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 8096 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 711 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 7 | 497 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 8 | 543 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 9 | 462 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 10 | 198 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 11 | 51764 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 12 | 6048 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 13 | 10072 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 14 | 4523 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 15 | 5977 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 16 | 1960 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 17 | 7288 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 18 | 16483 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 19 | 49 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 7 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 8 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 9 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 10 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 11 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 12 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 13 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 14 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 15 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 16 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 17 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 18 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 19 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 20 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 7 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 8 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 9 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 10 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 11 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 12 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 13 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 14 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 15 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 16 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 17 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 18 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 19 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 20 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 7 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 8 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 9 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 10 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 11 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 12 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 13 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 14 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 15 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 16 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 17 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 18 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 19 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 20 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | Home Loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | Visa |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | Visa |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | Car Loans |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | Visa |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | Visa |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | Car Loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 7 | Visa |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 8 | Visa |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 9 | Signature |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 10 | Visa |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 11 | Loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 12 | Van Loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 13 | PU Loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 14 | Car Loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 15 | SUV Loan |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $55,372,321
- Liabilities
- -$158,503
- Net assets
- $55,530,824
- Revenue
- $1,769,973
- Expenses
- $1,265,770
- Net income
- $504,203