Civic Intelligence

Ruth and Isaac

990EZ • Fiscal year 2023 • EIN 84-2741306

Jan 01, 2023 to Dec 31, 2023 • Filed on Nov 14, 2024

Organization ProfileN/A
175 Brooklake RoadFlorham Park, NJ 07932

(646) 879-0723

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

100th percentile

135.30x

Higher debt load relative to assets than 100% of similar nonprofits.

2023 filings • NTEE P12 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

99th percentile

15.24x

Higher debt load relative to revenue than 99% of similar nonprofits.

2023 filings • NTEE P12 • <$500k nonprofits • Source year 2023

Net Margin

15th percentile

-13%

Higher net margin than 15% of similar nonprofits.

2023 filings • NTEE P12 • <$500k nonprofits • Source year 2023

Top Officer Pay

96th percentile

$0

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • NTEE P12 • <$500k nonprofits • Source year 2023

Asset Growth

85th percentile

133%

Faster asset growth than 85% of similar nonprofits.

2023 filings • NTEE P12 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

7th percentile

-79%

Faster revenue growth than 7% of similar nonprofits.

2023 filings • NTEE P12 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets100th percentile

Assets

Up

$142

Up $81 (+133%) from 2022

Net Assets

Down

-$19,070

Down $164 (-0.9%) from 2022

Liabilities

Up

$19,212

Up $245 (+1.3%) from 2022

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin15th percentile

Revenue

Down

$1,261

Down $4,625 (-79%) from 2022

Expenses

Down

$1,425

Down $5,552 (-80%) from 2022

Net Income

Up

-$164

Up $927 (+85%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$10K$0-$10K-$20KAssets 2019: $3,926Liabilities 2019: $18,300Net Assets 2019: -$14,3742019Assets 2020: $2,854Liabilities 2020: $18,517Net Assets 2020: -$15,6632020Assets 2021: $702Liabilities 2021: $18,517Net Assets 2021: -$17,8152021Assets 2022: $61Liabilities 2022: $18,967Net Assets 2022: -$18,9062022Assets 2023: $142Liabilities 2023: $19,212Net Assets 2023: -$19,0702023Assets 2024: $12,190Liabilities 2024: $16,662Net Assets 2024: -$4,4722024

Highlighted filing

2023

Assets$142
Liabilities$19,212
Net Assets-$19,070
Open 2023 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10K-$20KRevenue 2019: $4,361Expenses 2019: $18,735Net Income 2019: -$14,3742019Revenue 2020: $12,103Expenses 2020: $13,392Net Income 2020: -$1,2892020Revenue 2021: $7,352Expenses 2021: $9,504Net Income 2021: -$2,1522021Revenue 2022: $5,886Expenses 2022: $6,977Net Income 2022: -$1,0912022Revenue 2023: $1,261Expenses 2023: $1,425Net Income 2023: -$1642023Revenue 2024: $19,216Expenses 2024: $4,618Net Income 2024: $14,5982024

Highlighted filing

2023

Revenue$1,261
Expenses$1,425
Net Income-$164
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Nov 14, 2024
Return Version
2023v5.1
Gross Receipts
$1,261
Mission and Program Overview

Mission

To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.

Program Services

DescriptionGrantsExpenses
To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.--
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RACHEAL FOSUPresident & CEO-$0--
Filing and Contact Details

Filer

Filer Name
Ruth and Isaac
EIN
84-2741306
Phone
6468790723
Address
175 BROOKLAKE ROAD, FLORHAM PARK, NJ 07932

Signing Officer

Name
Racheal Fosu
Title
President & CEO
Signed
2024-11-14
Discuss with paid preparer
Yes

Preparer

Firm
Barre & Company LLC
Address
2204 MORRIS AVE STE 206, UNION, NJ 07083
Preparer
Richard Barre
Phone
9086863484
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $180”

Total Liabilities.1006

“Payable to Officers, Directors, Etc. - Beginning $18967 Payable to Officers, Directors, Etc. - Ending $19212”

Raw XML Appendix123 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PersonNm0RACHEAL FOSU
IRS990EZ/BooksInCareOfDetail/PhoneNum06468790723
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0175 BROOKLAKE ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FLORHAM PARK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007932
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt061
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0142
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01261
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-164
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01245
IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-18906
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-19070
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-18906
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-19070
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President & CEO
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
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IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0180
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt018967
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt019212
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt01425
IRS990EZ/TotalRevenueAmt01261
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01261
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt05886
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt06261
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt010103
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt04361
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt027872
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt027872
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01261
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt05886
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt06261
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt010103
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt04361
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt027872
IRS990ScheduleA/TotalSupportAmt027872
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $180
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Payable to Officers, Directors, Etc. - Beginning $18967 Payable to Officers, Directors, Etc. - Ending $19212
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Total Liabilities.1006
ReturnHeader/BuildTS02024-10-15 13:58:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RACHEAL FOSU
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RUTH AND ISAAC
ReturnHeader/Filer/BusinessNameControlTxt0RUTH
ReturnHeader/Filer/EIN0842741306
ReturnHeader/Filer/PhoneNum06468790723
ReturnHeader/Filer/USAddress/AddressLine1Txt0175 BROOKLAKE ROAD
ReturnHeader/Filer/USAddress/CityNm0FLORHAM PARK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007932
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0821362217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BARRE & COMPANY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02204 MORRIS AVE STE 206
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0UNION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007083
ReturnHeader/PreparerPersonGrp/PhoneNum09086863484
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard Barre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02024-11-14T08:15:45-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$142
Liabilities
$19,212
Net assets
-$19,070
Revenue
$1,261
Expenses
$1,425
Net income
-$164
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.2$16.7$4.47$19.2$4.62$14.6
2023Detailed filing. Detailed filing data is available for this year.$0.14$19.2$19.1$1.26$1.43$0.16
2022Detailed filing. Detailed filing data is available for this year.$0.06$19.0$18.9$5.89$6.98$1.09
2021Detailed filing. Detailed filing data is available for this year.$0.70$18.5$17.8$7.35$9.50$2.15
2020Detailed filing. Detailed filing data is available for this year.$2.85$18.5$15.7$12.1$13.4$1.29
2019Detailed filing. Detailed filing data is available for this year.$3.93$18.3$14.4$4.36$18.7$14.4