Civic Intelligence

Ruth and Isaac

990EZ • Fiscal year 2021 • EIN 84-2741306

Jan 01, 2021 to Dec 31, 2021 • Filed on May 16, 2022

Organization ProfileN/A
175 Brooklake RoadFlorham Park, NJ 07932

(646) 879-0723

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

26.38x

Higher debt load relative to assets than 99% of similar nonprofits.

2021 filings • NTEE P12 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

98th percentile

2.52x

Higher debt load relative to revenue than 98% of similar nonprofits.

2021 filings • NTEE P12 • <$500k nonprofits • Source year 2021

Net Margin

17th percentile

-29%

Higher net margin than 17% of similar nonprofits.

2021 filings • NTEE P12 • <$500k nonprofits • Source year 2021

Top Officer Pay

96th percentile

$0

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • NTEE P12 • <$500k nonprofits • Source year 2021

Asset Growth

7th percentile

-75%

Faster asset growth than 7% of similar nonprofits.

2021 filings • NTEE P12 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

30th percentile

-39%

Faster revenue growth than 30% of similar nonprofits.

2021 filings • NTEE P12 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets99th percentile

Assets

Down

$702

Down $2,152 (-75%) from 2020

Net Assets

Down

-$17,815

Down $2,152 (-14%) from 2020

Liabilities

Flat

$18,517

Flat from 2020

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin17th percentile

Revenue

Down

$7,352

Down $4,751 (-39%) from 2020

Expenses

Down

$9,504

Down $3,888 (-29%) from 2020

Net Income

Down

-$2,152

Down $863 (-67%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth7th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$10K$0-$10K-$20KAssets 2019: $3,926Liabilities 2019: $18,300Net Assets 2019: -$14,3742019Assets 2020: $2,854Liabilities 2020: $18,517Net Assets 2020: -$15,6632020Assets 2021: $702Liabilities 2021: $18,517Net Assets 2021: -$17,8152021Assets 2022: $61Liabilities 2022: $18,967Net Assets 2022: -$18,9062022Assets 2023: $142Liabilities 2023: $19,212Net Assets 2023: -$19,0702023Assets 2024: $12,190Liabilities 2024: $16,662Net Assets 2024: -$4,4722024

Highlighted filing

2021

Assets$702
Liabilities$18,517
Net Assets-$17,815
Open 2021 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10K-$20KRevenue 2019: $4,361Expenses 2019: $18,735Net Income 2019: -$14,3742019Revenue 2020: $12,103Expenses 2020: $13,392Net Income 2020: -$1,2892020Revenue 2021: $7,352Expenses 2021: $9,504Net Income 2021: -$2,1522021Revenue 2022: $5,886Expenses 2022: $6,977Net Income 2022: -$1,0912022Revenue 2023: $1,261Expenses 2023: $1,425Net Income 2023: -$1642023Revenue 2024: $19,216Expenses 2024: $4,618Net Income 2024: $14,5982024

Highlighted filing

2021

Revenue$7,352
Expenses$9,504
Net Income-$2,152
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 16, 2022
Return Version
2021v4.0
Gross Receipts
$7,352
Mission and Program Overview

Mission

To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.

Program Services

DescriptionGrantsExpenses
To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.$4,000$4,000
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RACHEAL FOSUPresident & CEO-$0--
Filing and Contact Details

Filer

Filer Name
Ruth and Isaac
EIN
84-2741306
Phone
6468790723
Address
175 BROOKLAKE ROAD, FLORHAM PARK, NJ 07932

Signing Officer

Name
Racheal Fosu
Title
President & CEO
Signed
2022-05-16
Discuss with paid preparer
Yes

Preparer

Firm
Barre & Company LLC
Address
2204 MORRIS AVE STE 206, UNION, NJ 07083
Preparer
Richard Barre
Phone
9086863484
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $1765”

Other Expenses.1002

“Office Expenses $1083”

Other Expenses.1

“MISCELLANEOUS $1456”

Total Liabilities.1006

“Payable to Officers, Directors, Etc. - Beginning $18517 Payable to Officers, Directors, Etc. - Ending $18517”

Raw XML Appendix133 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FLORHAM PARK
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IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007932
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IRS990EZ/OtherExpensesTotalAmt04304
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IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt04000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt04000
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt018517
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt018517
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
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IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt09504
IRS990EZ/TotalProgramServiceExpensesAmt04000
IRS990EZ/TotalRevenueAmt07352
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt06261
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt010103
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt04361
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt020725
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IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
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IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt020725
IRS990ScheduleA/TotalSupportAmt020725
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $1765
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $1083
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MISCELLANEOUS $1456
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Payable to Officers, Directors, Etc. - Beginning $18517 Payable to Officers, Directors, Etc. - Ending $18517
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-05-16
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ReturnHeader/Filer/BusinessNameControlTxt0RUTH
ReturnHeader/Filer/EIN0842741306
ReturnHeader/Filer/PhoneNum06468790723
ReturnHeader/Filer/USAddress/AddressLine1Txt0175 BROOKLAKE ROAD
ReturnHeader/Filer/USAddress/CityNm0FLORHAM PARK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007932
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0821362217
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
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ReturnHeader/PreparerPersonGrp/PhoneNum09086863484
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard Barre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02022-05-16T12:39:45-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0RACHEAL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0FOSU
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$702
Liabilities
$18,517
Net assets
-$17,815
Revenue
$7,352
Expenses
$9,504
Net income
-$2,152
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.2$16.7$4.47$19.2$4.62$14.6
2023Detailed filing. Detailed filing data is available for this year.$0.14$19.2$19.1$1.26$1.43$0.16
2022Detailed filing. Detailed filing data is available for this year.$0.06$19.0$18.9$5.89$6.98$1.09
2021Detailed filing. Detailed filing data is available for this year.$0.70$18.5$17.8$7.35$9.50$2.15
2020Detailed filing. Detailed filing data is available for this year.$2.85$18.5$15.7$12.1$13.4$1.29
2019Detailed filing. Detailed filing data is available for this year.$3.93$18.3$14.4$4.36$18.7$14.4