Civic Intelligence

Ruth and Isaac

990EZ • Fiscal year 2019 • EIN 84-2741306

Jan 01, 2019 to Dec 31, 2019 • Filed on Jul 15, 2020

Organization ProfileN/A
110 Morris TurnpikeRandolph, NJ 07869

(646) 879-0723

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

4.66x

Higher debt load relative to assets than 99% of similar nonprofits.

2019 filings • NTEE P12 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

98th percentile

4.20x

Higher debt load relative to revenue than 98% of similar nonprofits.

2019 filings • NTEE P12 • <$500k nonprofits • Source year 2019

Net Margin

5th percentile

-330%

Higher net margin than 5% of similar nonprofits.

2019 filings • NTEE P12 • <$500k nonprofits • Source year 2019

Top Officer Pay

97th percentile

$0

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • NTEE P12 • <$500k nonprofits • Source year 2019

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Balance Sheet
Liabilities / Assets99th percentile

Assets

$3,926

No earlier filing loaded for comparison.

Net Assets

-$14,374

No earlier filing loaded for comparison.

Liabilities

$18,300

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin5th percentile

Revenue

$4,361

No earlier filing loaded for comparison.

Expenses

$18,735

No earlier filing loaded for comparison.

Net Income

-$14,374

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$10K$0-$10K-$20KAssets 2019: $3,926Liabilities 2019: $18,300Net Assets 2019: -$14,3742019Assets 2020: $2,854Liabilities 2020: $18,517Net Assets 2020: -$15,6632020Assets 2021: $702Liabilities 2021: $18,517Net Assets 2021: -$17,8152021Assets 2022: $61Liabilities 2022: $18,967Net Assets 2022: -$18,9062022Assets 2023: $142Liabilities 2023: $19,212Net Assets 2023: -$19,0702023Assets 2024: $12,190Liabilities 2024: $16,662Net Assets 2024: -$4,4722024

Highlighted filing

2019

Assets$3,926
Liabilities$18,300
Net Assets-$14,374
Open 2019 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10K-$20KRevenue 2019: $4,361Expenses 2019: $18,735Net Income 2019: -$14,3742019Revenue 2020: $12,103Expenses 2020: $13,392Net Income 2020: -$1,2892020Revenue 2021: $7,352Expenses 2021: $9,504Net Income 2021: -$2,1522021Revenue 2022: $5,886Expenses 2022: $6,977Net Income 2022: -$1,0912022Revenue 2023: $1,261Expenses 2023: $1,425Net Income 2023: -$1642023Revenue 2024: $19,216Expenses 2024: $4,618Net Income 2024: $14,5982024

Highlighted filing

2019

Revenue$4,361
Expenses$18,735
Net Income-$14,374
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jul 15, 2020
Return Version
2019v5.0
Gross Receipts
$4,361
Mission and Program Overview

Mission

To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.

Program Services

DescriptionGrantsExpenses
To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.$3,935-
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RACHEAL FOSUPresident & CEO-$0--
Filing and Contact Details

Filer

Filer Name
Ruth and Isaac
EIN
84-2741306
Address
110 MORRIS TURNPIKE, RANDOLPH, NJ 07869

Signing Officer

Name
Racheal Fosu
Title
President & CEO
Signed
2020-07-15
Discuss with paid preparer
Yes

Preparer

Firm
Barre & Company LLC
Address
2204 MORRIS AVE STE 206, UNION, NJ 07083-5914
Preparer
Richard Barre
Phone
9086863484
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $18735”

Total Liabilities.1006

“Payable to Officers, Directors, Etc. - Beginning $0 Payable to Officers, Directors, Etc. - Ending $18300”

Raw XML Appendix111 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RACHEAL FOSU
IRS990EZ/BooksInCareOfDetail/PhoneNum06468790723
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0110 MORRIS TURNPIKE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0RANDOLPH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007869
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt03926
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt04361
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-14374
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt03926
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt04361
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-14374
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-14374
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RACHEAL FOSU
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President & CEO
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt018735
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt03935
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt018300
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt018735
IRS990EZ/TotalProgramServiceExpensesAmt03935
IRS990EZ/TotalRevenueAmt04361
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt04361
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt04361
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt04361
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt04361
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt04361
IRS990ScheduleA/TotalSupportAmt04361
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $18735
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Payable to Officers, Directors, Etc. - Beginning $0 Payable to Officers, Directors, Etc. - Ending $18300
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Total Liabilities.1006
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RACHEAL FOSU
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-07-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RUTH AND ISAAC
ReturnHeader/Filer/BusinessNameControlTxt0RUTH
ReturnHeader/Filer/EIN0842741306
ReturnHeader/Filer/USAddress/AddressLine1Txt0110 MORRIS TURNPIKE
ReturnHeader/Filer/USAddress/CityNm0RANDOLPH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007869
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0821362217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BARRE & COMPANY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02204 MORRIS AVE STE 206
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0UNION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0070835914
ReturnHeader/PreparerPersonGrp/PhoneNum09086863484
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard Barre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02020-07-15T20:17:18-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,926
Liabilities
$18,300
Net assets
-$14,374
Revenue
$4,361
Expenses
$18,735
Net income
-$14,374
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.2$16.7$4.47$19.2$4.62$14.6
2023Detailed filing. Detailed filing data is available for this year.$0.14$19.2$19.1$1.26$1.43$0.16
2022Detailed filing. Detailed filing data is available for this year.$0.06$19.0$18.9$5.89$6.98$1.09
2021Detailed filing. Detailed filing data is available for this year.$0.70$18.5$17.8$7.35$9.50$2.15
2020Detailed filing. Detailed filing data is available for this year.$2.85$18.5$15.7$12.1$13.4$1.29
2019Detailed filing. Detailed filing data is available for this year.$3.93$18.3$14.4$4.36$18.7$14.4