Civic Intelligence

Ruth and Isaac

990EZ • Fiscal year 2020 • EIN 84-2741306

Jan 01, 2020 to Dec 31, 2020 • Filed on May 17, 2021

110 Morris TurnpikeRandolph, NJ 07869

(646) 879-0723

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

6.49x

Higher debt load relative to assets than 95% of similar nonprofits.

2020 filings • NTEE P12 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

96th percentile

1.53x

Higher debt load relative to revenue than 96% of similar nonprofits.

2020 filings • NTEE P12 • <$500k nonprofits • Source year 2020

Net Margin

29th percentile

-11%

Higher net margin than 29% of similar nonprofits.

2020 filings • NTEE P12 • <$500k nonprofits • Source year 2020

Top Officer Pay

98th percentile

$0

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • NTEE P12 • <$500k nonprofits • Source year 2020

Asset Growth

19th percentile

-27%

Faster asset growth than 19% of similar nonprofits.

2020 filings • NTEE P12 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

88th percentile

178%

Faster revenue growth than 88% of similar nonprofits.

2020 filings • NTEE P12 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Down

$2,854

Down $1,072 (-27%) from 2019

Net Assets

Down

-$15,663

Down $1,289 (-9.0%) from 2019

Liabilities

Up

$18,517

Up $217 (+1.2%) from 2019

Revenue

Up

$12,103

Up $7,742 (+178%) from 2019

Expenses

Down

$13,392

Down $5,343 (-29%) from 2019

Net Income

Up

-$1,289

Up $13,085 (+91%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20K$10K$0-$10K-$20KAssets 2019: $3,926Liabilities 2019: $18,300Net Assets 2019: -$14,3742019Assets 2020: $2,854Liabilities 2020: $18,517Net Assets 2020: -$15,6632020Assets 2021: $702Liabilities 2021: $18,517Net Assets 2021: -$17,8152021Assets 2022: $61Liabilities 2022: $18,967Net Assets 2022: -$18,9062022Assets 2023: $142Liabilities 2023: $19,212Net Assets 2023: -$19,0702023Assets 2024: $12,190Liabilities 2024: $16,662Net Assets 2024: -$4,4722024

Highlighted filing

2020

Assets$2,854
Liabilities$18,517
Net Assets-$15,663

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10K-$20KRevenue 2019: $4,361Expenses 2019: $18,735Net Income 2019: -$14,3742019Revenue 2020: $12,103Expenses 2020: $13,392Net Income 2020: -$1,2892020Revenue 2021: $7,352Expenses 2021: $9,504Net Income 2021: -$2,1522021Revenue 2022: $5,886Expenses 2022: $6,977Net Income 2022: -$1,0912022Revenue 2023: $1,261Expenses 2023: $1,425Net Income 2023: -$1642023Revenue 2024: $19,216Expenses 2024: $4,618Net Income 2024: $14,5982024

Highlighted filing

2020

Revenue$12,103
Expenses$13,392
Net Income-$1,289
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 17, 2021
Return Version
2020v4.0
Gross Receipts
$12,103
Mission and Program Overview

Mission

To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.

Program Services

DescriptionGrantsExpenses
To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
RACHEAL FOSUPresident & CEO-$0--
Filing and Contact Details

Filer

Filer Name
Ruth and Isaac
EIN
84-2741306
Phone
6468790723
Address
110 MORRIS TURNPIKE, RANDOLPH, NJ 07869

Signing Officer

Name
Racheal Fosu
Title
President & CEO
Signed
2021-05-17
Discuss with paid preparer
Yes

Preparer

Firm
Barre & Company LLC
Address
2204 MORRIS AVE STE 206, UNION, NJ 07083
Preparer
Richard Barre
Phone
9086863484
Supplemental Narrative

Additional Explanations

Other Expenses.1001

Advertising and Promotion $3248

Other Expenses.1

MISCELLANEOUS $494

Total Liabilities.1006

Payable to Officers, Directors, Etc. - Beginning $18300 Payable to Officers, Directors, Etc. - Ending $18517

Raw XML Appendix125 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0RACHEAL FOSU
IRS990EZ/BooksInCareOfDetail/PhoneNum06468790723
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0110 MORRIS TURNPIKE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0RANDOLPH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007869
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt03926
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02854
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt012103
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
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IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1289
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0250
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt03926
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IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt012103
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-14374
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-15663
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-14374
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-15663
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President & CEO
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt03742
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To deliver holistic emotional, financial, physical and relational quality of life improvement using technology as an enabler. To provide space for emotional release, financial and fitness education, enhanced emotional, holistic care and relational support with the aim of reducing the immense toll on caregivers.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt09400
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt018300
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt018517
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt013392
IRS990EZ/TotalRevenueAmt012103
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt010103
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt04361
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt014464
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt014464
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt010103
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt04361
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt014464
IRS990ScheduleA/TotalSupportAmt014464
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $3248
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MISCELLANEOUS $494
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Payable to Officers, Directors, Etc. - Beginning $18300 Payable to Officers, Directors, Etc. - Ending $18517
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Total Liabilities.1006
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RACHEAL FOSU
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RUTH AND ISAAC
ReturnHeader/Filer/BusinessNameControlTxt0RUTH
ReturnHeader/Filer/EIN0842741306
ReturnHeader/Filer/PhoneNum06468790723
ReturnHeader/Filer/USAddress/AddressLine1Txt0110 MORRIS TURNPIKE
ReturnHeader/Filer/USAddress/CityNm0RANDOLPH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007869
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0821362217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BARRE & COMPANY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02204 MORRIS AVE STE 206
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0UNION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007083
ReturnHeader/PreparerPersonGrp/PhoneNum09086863484
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard Barre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-05-17T13:03:53-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0RACHEAL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0FOSU
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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