Civic Intelligence

Credit Solution Programs Inc.

990EZ • Fiscal year 2023 • EIN 83-4401428

Jan 01, 2023 to Dec 31, 2023 • Filed on Jun 26, 2024

Organization ProfileN/A
1451 W Cypress Creek Rd Ste 300Fort Lauderdale, FL 33309

(754) 231-8797

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

5.51x

Higher debt load relative to assets than 98% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

99th percentile

11.00x

Higher debt load relative to revenue than 99% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

19th percentile

-20%

Higher net margin than 19% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

68th percentile

15%

Faster asset growth than 68% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

19th percentile

-30%

Faster revenue growth than 19% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets98th percentile

Assets

Up

$21,936

Up $2,782 (+15%) from 2022

Net Assets

Down

-$98,845

Down $2,248 (-2.3%) from 2022

Liabilities

Up

$120,781

Up $5,030 (+4.3%) from 2022

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin19th percentile

Revenue

Down

$10,979

Down $4,760 (-30%) from 2022

Expenses

Up

$13,227

Up $852 (+6.9%) from 2022

Net Income

Down

-$2,248

Down $5,612 (-167%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth68th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100K-$200KAssets 2019: $1Liabilities 2019: $2,6802019Assets 2020: $0Liabilities 2020: $84,199Net Assets 2020: -$84,1992020Assets 2021: $16,026Liabilities 2021: $115,987Net Assets 2021: -$99,9612021Assets 2022: $19,154Liabilities 2022: $115,751Net Assets 2022: -$96,5972022Assets 2023: $21,936Liabilities 2023: $120,781Net Assets 2023: -$98,8452023Assets 2024: $19,154Liabilities 2024: $119,988Net Assets 2024: -$100,8342024

Highlighted filing

2023

Assets$21,936
Liabilities$120,781
Net Assets-$98,845
Open 2023 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2019: $6,203Expenses 2019: $8,883Net Income 2019: -$2,6802019Revenue 2020: $59,783Expenses 2020: $141,302Net Income 2020: -$81,5192020Revenue 2021: $47,690Expenses 2021: $63,452Net Income 2021: -$15,7622021Revenue 2022: $15,739Expenses 2022: $12,375Net Income 2022: $3,3642022Revenue 2023: $10,979Expenses 2023: $13,227Net Income 2023: -$2,2482023Revenue 2024: $17,026Expenses 2024: $19,015Net Income 2024: -$1,9892024

Highlighted filing

2023

Revenue$10,979
Expenses$13,227
Net Income-$2,248
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Jun 26, 2024
Return Version
2023v5.1
Gross Receipts
$10,979
Mission and Program Overview

Mission

Educate the community about personal credit

Program Services

DescriptionGrantsExpenses
Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JohnPresidentFT$0--
Filing and Contact Details

Filer

Filer Name
Credit Solution Programs Inc
EIN
83-4401428
Phone
7542318797
Address
1451 W CYPRESS CREEK RD STE 300, Fort Lauderdale, FL 33309

Signing Officer

Name
John Wilkinson
Title
President
Phone
7542318797
Signed
2024-06-26
Discuss with paid preparer
No

Preparer

Firm
Tax and Accounting Services
Address
2331 N State Road 7 Ste 221, Lauderhill, FL 33313
Preparer
Dixon Alexandre
Phone
9544853770
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 472”

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 82”

Form 990-EZ, Part I, Line 16, Other Expenses

“Merchant Fees 77”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank Service Charges 76”

Form 990-EZ, Part I, Line 16, Other Expenses

“Contract Services 5,652”

Form 990-EZ, Part I, Line 16, Other Expenses

“Avertising and Marketing 4,588”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues Subscriptions 1,410”

Form 990-EZ, Part I, Line 16, Other Expenses

“Other expenses 484”

Form 990-EZ, Part I, Line 16, Other Expenses

“Storage 325”

Form 990-EZ, Part I, Line 16, Other Expenses

“Tax and license 61”

Form 990-EZ, Part II, Line 24, Other Assets

“Beginning of year 18,128, End of year 18,128”

Form 990-EZ, Part II, Line 26, Liabilities

“Bank Overdraft Beginning of year 485, End of year 0”

Form 990-EZ, Part II, Line 26, Liabilities

“Other Current Liabilities Beginning of year 6,611, End of year 6,609”

Form 990-EZ, Part II, Line 26, Liabilities

“Long Term Liabilities Beginning of year 108,655, End of year 111,172”

Form 990-EZ, Part II, Line 26, Liabilities

“Due to John Wilkinson Beginning of year 0, End of year 3,000”

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0John Wilkinson
IRS990EZ/BooksInCareOfDetail/PhoneNum07542318797
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02331 N State Road 7 Ste 223
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Lauderhill
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033313
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02782
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt010979
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-2248
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt019154
IRS990EZ/Form990TotalAssetsGrp/EOYAmt021936
IRS990EZ/GrossReceiptsAmt010979
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt01026
IRS990EZ/LandAndBuildingsGrp/EOYAmt01026
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-96597
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-98845
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-96597
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-98845
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0060.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0John
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt018128
IRS990EZ/OtherAssetsTotalDetail/EOYAmt018128
IRS990EZ/OtherExpensesTotalAmt013227
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Educate the community about personal credit
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0115751
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0120781
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt013227
IRS990EZ/TotalRevenueAmt010979
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt05981
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01876
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0758
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01138
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt06203
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt015956
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt015956
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt05981
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01876
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0758
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01138
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt06203
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt015956
IRS990ScheduleA/TotalSupportAmt015956
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Supplies 472
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Telephone 82
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Merchant Fees 77
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Bank Service Charges 76
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Contract Services 5,652
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Avertising and Marketing 4,588
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Dues Subscriptions 1,410
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Other expenses 484
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Storage 325
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Tax and license 61
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Beginning of year 18,128, End of year 18,128
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Bank Overdraft Beginning of year 485, End of year 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Other Current Liabilities Beginning of year 6,611, End of year 6,609
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Long Term Liabilities Beginning of year 108,655, End of year 111,172
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Due to John Wilkinson Beginning of year 0, End of year 3,000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN WILKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07542318797
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-06-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT SOLUTION PROGRAMS INC
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0834401428
ReturnHeader/Filer/PhoneNum07542318797
ReturnHeader/Filer/USAddress/AddressLine1Txt01451 W CYPRESS CREEK RD STE 300
ReturnHeader/Filer/USAddress/CityNm0Fort Lauderdale
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033309
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200046322
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Tax and Accounting Services
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02331 N State Road 7 Ste 221
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Lauderhill
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033313
ReturnHeader/PreparerPersonGrp/PhoneNum09544853770
ReturnHeader/PreparerPersonGrp/PreparationDt02024-06-26
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dixon Alexandre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02024-06-26T11:11:39-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOHN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0WILKINSON
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,936
Liabilities
$120,781
Net assets
-$98,845
Revenue
$10,979
Expenses
$13,227
Net income
-$2,248
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.19$1.20$1.01$0.17$0.19$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.22$1.21$0.99$0.11$0.13$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.19$1.16$0.97$0.16$0.12$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.16$1.16$1.00$0.48$0.63$0.16
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.84$0.84$0.60$1.41$0.82
2019Summary only. Only limited summary data is available for this year.$0.00$0.03$0.06$0.09$0.03