Civic Intelligence

Credit Solution Programs Inc.

990EZ • Fiscal year 2022 • EIN 83-4401428

Jan 01, 2022 to Dec 31, 2022 • Filed on Jun 30, 2023

Organization ProfileN/A
1451 W Cypress Creek Rd Ste 300Fort Lauderdale, FL 33309

(754) 231-8797

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

6.04x

Higher debt load relative to assets than 99% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

99th percentile

7.35x

Higher debt load relative to revenue than 99% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

72nd percentile

21%

Higher net margin than 72% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

71st percentile

20%

Faster asset growth than 71% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

7th percentile

-67%

Faster revenue growth than 7% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$19,154

Up $3,128 (+20%) from 2021

Net Assets

Up

-$96,597

Up $3,364 (+3.4%) from 2021

Liabilities

Down

$115,751

Down $236 (-0.2%) from 2021

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin72nd percentile

Revenue

Down

$15,739

Down $31,951 (-67%) from 2021

Expenses

Down

$12,375

Down $51,077 (-80%) from 2021

Net Income

Up

$3,364

Up $19,126 (+121%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth71st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100K-$200KAssets 2019: $1Liabilities 2019: $2,6802019Assets 2020: $0Liabilities 2020: $84,199Net Assets 2020: -$84,1992020Assets 2021: $16,026Liabilities 2021: $115,987Net Assets 2021: -$99,9612021Assets 2022: $19,154Liabilities 2022: $115,751Net Assets 2022: -$96,5972022Assets 2023: $21,936Liabilities 2023: $120,781Net Assets 2023: -$98,8452023Assets 2024: $19,154Liabilities 2024: $119,988Net Assets 2024: -$100,8342024

Highlighted filing

2022

Assets$19,154
Liabilities$115,751
Net Assets-$96,597
Open 2022 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2019: $6,203Expenses 2019: $8,883Net Income 2019: -$2,6802019Revenue 2020: $59,783Expenses 2020: $141,302Net Income 2020: -$81,5192020Revenue 2021: $47,690Expenses 2021: $63,452Net Income 2021: -$15,7622021Revenue 2022: $15,739Expenses 2022: $12,375Net Income 2022: $3,3642022Revenue 2023: $10,979Expenses 2023: $13,227Net Income 2023: -$2,2482023Revenue 2024: $17,026Expenses 2024: $19,015Net Income 2024: -$1,9892024

Highlighted filing

2022

Revenue$15,739
Expenses$12,375
Net Income$3,364
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Jun 30, 2023
Return Version
2022v5.0
Gross Receipts
$15,739
Mission and Program Overview

Mission

Educate the community about personal credit

Program Services

DescriptionGrantsExpenses
Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JohnPresidentFT$0--
Filing and Contact Details

Filer

Filer Name
Credit Solution Programs Inc
EIN
83-4401428
Address
1451 W CYPRESS CREEK RD STE 300, Fort Lauderdale, FL 33309

Signing Officer

Name
John Wilkinson
Title
President
Signed
2023-06-30
Discuss with paid preparer
No

Preparer

Firm
Tax and Accounting Services
Address
2331 N State Road 7 Ste 221, Lauderhill, FL 33313
Preparer
Dixon Alexandre
Phone
9544853770
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Conferences, conventions, and meetings 326”

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 2,909”

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 1,121”

Form 990-EZ, Part I, Line 16, Other Expenses

“Merchant Fees 93”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank Service Charges 854”

Form 990-EZ, Part I, Line 16, Other Expenses

“Software Applications and Services Dues 51”

Form 990-EZ, Part I, Line 16, Other Expenses

“Postage Shipping 104”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues Subscriptions 1,320”

Form 990-EZ, Part I, Line 16, Other Expenses

“Other expenses 1,676”

Form 990-EZ, Part I, Line 16, Other Expenses

“Internet Activities/Web Service 172”

Form 990-EZ, Part II, Line 24, Other Assets

“Beginning of year 15,000, End of year 18,128”

Form 990-EZ, Part II, Line 26, Liabilities

“Bank Overdraft Beginning of year 1,425, End of year 485”

Form 990-EZ, Part II, Line 26, Liabilities

“Other Current Liabilities Beginning of year 6,609, End of year 6,611”

Form 990-EZ, Part II, Line 26, Liabilities

“Long Term Liabilities Beginning of year 107,953, End of year 108,655”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0John Wilkinson
IRS990EZ/BooksInCareOfDetail/PhoneNum07542318797
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02331 N State Road 7 Ste 223
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Lauderhill
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033313
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt013113
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03364
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02301
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt016026
IRS990EZ/Form990TotalAssetsGrp/EOYAmt019154
IRS990EZ/GrossReceiptsAmt015739
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt01026
IRS990EZ/LandAndBuildingsGrp/EOYAmt01026
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt01876
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-99961
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-96597
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-99961
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-96597
IRS990EZ/OccupancyRentUtltsAndMaintAmt01193
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0060.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0John
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt015000
IRS990EZ/OtherAssetsTotalDetail/EOYAmt018128
IRS990EZ/OtherExpensesTotalAmt08626
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Educate the community about personal credit
IRS990EZ/PrintingPublicationsPostageAmt050
IRS990EZ/ProgramServiceRevenueAmt0750
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0205
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0115987
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0115751
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt012375
IRS990EZ/TotalRevenueAmt015739
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01876
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0758
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01138
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt06203
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt09975
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt09975
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01876
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0758
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01138
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt06203
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt09975
IRS990ScheduleA/TotalSupportAmt09975
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Conferences, conventions, and meetings 326
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Supplies 2,909
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Telephone 1,121
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Merchant Fees 93
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Bank Service Charges 854
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Software Applications and Services Dues 51
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Postage Shipping 104
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Dues Subscriptions 1,320
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Other expenses 1,676
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Internet Activities/Web Service 172
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Beginning of year 15,000, End of year 18,128
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Bank Overdraft Beginning of year 1,425, End of year 485
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Other Current Liabilities Beginning of year 6,609, End of year 6,611
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Long Term Liabilities Beginning of year 107,953, End of year 108,655
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN WILKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-06-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT SOLUTION PROGRAMS INC
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0834401428
ReturnHeader/Filer/USAddress/AddressLine1Txt01451 W CYPRESS CREEK RD STE 300
ReturnHeader/Filer/USAddress/CityNm0Fort Lauderdale
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033309
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200046322
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Tax and Accounting Services
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02331 N State Road 7 Ste 221
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Lauderhill
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033313
ReturnHeader/PreparerPersonGrp/PhoneNum09544853770
ReturnHeader/PreparerPersonGrp/PreparationDt02023-06-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dixon Alexandre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-06-30T11:57:15-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOHN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0WILKINSON
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,154
Liabilities
$115,751
Net assets
-$96,597
Revenue
$15,739
Expenses
$12,375
Net income
$3,364
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.19$1.20$1.01$0.17$0.19$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.22$1.21$0.99$0.11$0.13$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.19$1.16$0.97$0.16$0.12$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.16$1.16$1.00$0.48$0.63$0.16
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.84$0.84$0.60$1.41$0.82
2019Summary only. Only limited summary data is available for this year.$0.00$0.03$0.06$0.09$0.03