Civic Intelligence

Credit Solution Programs Inc

EIN 83-4401428 • 501(c)3 • Fort Lauderdale, FL

Profile

Educate the community about personal credit

1451 W Cypress Creek Rd Ste 300Fort Lauderdale, FL 33309

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

6.26x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

99th percentile

7.05x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

29th percentile

-12%

Higher net margin than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

37th percentile

-13%

Faster asset growth than 37% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

85th percentile

55%

Faster revenue growth than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$19,154

Down $2,782 (-13%) from 2023

Liabilities

Down

$119,988

Down $793 (-0.7%) from 2023

Net Assets

Down

-$100,834

Down $1,989 (-2.0%) from 2023

Operations
Liabilities / Revenue99th percentileNet Margin29th percentile

Revenue

Up

$17,026

Up $6,047 (+55%) from 2023

Expenses

Up

$19,015

Up $5,788 (+44%) from 2023

Net Income

Up

-$1,989

Up $259 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100K-$200KAssets 2019: $1Liabilities 2019: $2,6802019Assets 2020: $0Liabilities 2020: $84,199Net Assets 2020: -$84,1992020Assets 2021: $16,026Liabilities 2021: $115,987Net Assets 2021: -$99,9612021Assets 2022: $19,154Liabilities 2022: $115,751Net Assets 2022: -$96,5972022Assets 2023: $21,936Liabilities 2023: $120,781Net Assets 2023: -$98,8452023Assets 2024: $19,154Liabilities 2024: $119,988Net Assets 2024: -$100,8342024

Highlighted filing

2024

Assets$19,154
Liabilities$119,988
Net Assets-$100,834
Open 2024 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2019: $6,203Expenses 2019: $8,883Net Income 2019: -$2,6802019Revenue 2020: $59,783Expenses 2020: $141,302Net Income 2020: -$81,5192020Revenue 2021: $47,690Expenses 2021: $63,452Net Income 2021: -$15,7622021Revenue 2022: $15,739Expenses 2022: $12,375Net Income 2022: $3,3642022Revenue 2023: $10,979Expenses 2023: $13,227Net Income 2023: -$2,2482023Revenue 2024: $17,026Expenses 2024: $19,015Net Income 2024: -$1,9892024

Highlighted filing

2024

Revenue$17,026
Expenses$19,015
Net Income-$1,989
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,154
Liabilities
$119,988
Net assets
-$100,834
Revenue
$17,026
Expenses
$19,015
Net income
-$1,989
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.19$1.20$1.01$0.17$0.19$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.22$1.21$0.99$0.11$0.13$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.19$1.16$0.97$0.16$0.12$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.16$1.16$1.00$0.48$0.63$0.16
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.84$0.84$0.60$1.41$0.82
2019Summary only. Only limited summary data is available for this year.$0.00$0.03$0.06$0.09$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 29, 2025
Return Version
2024v5.1
Gross Receipts
$17,026
Mission and Program Overview

Mission

Educate the community about personal credit

Program Services

DescriptionGrantsExpenses
Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JohnPresidentFT$0--
Filing and Contact Details

Filer

Filer Name
Credit Solution Programs Inc
EIN
83-4401428
Phone
7542318797
Address
1451 W CYPRESS CREEK RD STE 300, Fort Lauderdale, FL 33309

Signing Officer

Name
John Wilkinson
Title
President
Phone
7542318797
Signed
2025-05-29
Discuss with paid preparer
No

Preparer

Firm
Tax and Accounting Services
Address
2331 N State Road 7 Ste 221, Lauderhill, FL 33313
Preparer
Dixon Alexandre
Phone
9544853770
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 110”

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 1,429”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank Service Charges 169”

Form 990-EZ, Part I, Line 16, Other Expenses

“Avertising and Marketing 4,840”

Form 990-EZ, Part I, Line 16, Other Expenses

“Utilities 56”

Form 990-EZ, Part I, Line 16, Other Expenses

“Postage Shipping 520”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues Subscriptions 1,766”

Form 990-EZ, Part I, Line 16, Other Expenses

“Storage 753”

Form 990-EZ, Part I, Line 16, Other Expenses

“Tax and license 400”

Form 990-EZ, Part II, Line 24, Other Assets

“Beginning of year 18,128, End of year 18,128”

Form 990-EZ, Part II, Line 26, Liabilities

“Bank Overdraft Beginning of year 0, End of year 2,386”

Form 990-EZ, Part II, Line 26, Liabilities

“Other Current Liabilities Beginning of year 6,609, End of year 6,611”

Form 990-EZ, Part II, Line 26, Liabilities

“Long Term Liabilities Beginning of year 111,172, End of year 110,032”

Form 990-EZ, Part II, Line 26, Liabilities

“Due to John Wilkinson Beginning of year 3,000, End of year 0”

Form 990-EZ, Part II, Line 26, Liabilities

“Beginning of year 0, End of year 959”

Raw XML Appendix145 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0John Wilkinson
IRS990EZ/BooksInCareOfDetail/PhoneNum07542318797
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0300 S PINE ISLAND RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Plantation
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033309
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt02782
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt017026
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1989
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt08972
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt021936
IRS990EZ/Form990TotalAssetsGrp/EOYAmt019154
IRS990EZ/GrossReceiptsAmt017026
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt01026
IRS990EZ/LandAndBuildingsGrp/EOYAmt01026
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-98845
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-100834
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-98845
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-100834
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0060.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0John
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt018128
IRS990EZ/OtherAssetsTotalDetail/EOYAmt018128
IRS990EZ/OtherExpensesTotalAmt010043
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Educate the community about personal credit
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0120781
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0119988
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt019015
IRS990EZ/TotalRevenueAmt017026
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02170
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt05981
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01876
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0758
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01138
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt011923
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt011923
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02170
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt05981
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01876
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0758
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01138
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt011923
IRS990ScheduleA/TotalSupportAmt011923
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Supplies 110
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Telephone 1,429
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Bank Service Charges 169
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Avertising and Marketing 4,840
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Utilities 56
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Postage Shipping 520
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Dues Subscriptions 1,766
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Storage 753
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Tax and license 400
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Beginning of year 18,128, End of year 18,128
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Bank Overdraft Beginning of year 0, End of year 2,386
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Other Current Liabilities Beginning of year 6,609, End of year 6,611
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Long Term Liabilities Beginning of year 111,172, End of year 110,032
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Due to John Wilkinson Beginning of year 3,000, End of year 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Beginning of year 0, End of year 959
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN WILKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07542318797
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT SOLUTION PROGRAMS INC
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0834401428
ReturnHeader/Filer/PhoneNum07542318797
ReturnHeader/Filer/USAddress/AddressLine1Txt01451 W CYPRESS CREEK RD STE 300
ReturnHeader/Filer/USAddress/CityNm0Fort Lauderdale
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033309
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200046322
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Tax and Accounting Services
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02331 N State Road 7 Ste 221
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Lauderhill
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033313
ReturnHeader/PreparerPersonGrp/PhoneNum09544853770
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dixon Alexandre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-29T03:13:08-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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