Civic Intelligence

Credit Solution Programs Inc.

990EZ • Fiscal year 2021 • EIN 83-4401428

Jan 01, 2021 to Dec 31, 2021 • Filed on Jun 21, 2023

Organization ProfileN/A
1451 W Cypress Creek Rd Ste 300Fort Lauderdale, FL 33309

(754) 231-8797

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

7.24x

Higher debt load relative to assets than 99% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

97th percentile

2.43x

Higher debt load relative to revenue than 97% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

15th percentile

-33%

Higher net margin than 15% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

100th percentile

1602500%

Faster asset growth than 100% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

31st percentile

-20%

Faster revenue growth than 31% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$16,026

Up $16,026 from 2020

Net Assets

Down

-$99,961

Down $15,762 (-19%) from 2020

Liabilities

Up

$115,987

Up $31,788 (+38%) from 2020

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin15th percentile

Revenue

Down

$47,690

Down $12,093 (-20%) from 2020

Expenses

Down

$63,452

Down $77,850 (-55%) from 2020

Net Income

Up

-$15,762

Up $65,757 (+81%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth100th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100K-$200KAssets 2019: $1Liabilities 2019: $2,6802019Assets 2020: $0Liabilities 2020: $84,199Net Assets 2020: -$84,1992020Assets 2021: $16,026Liabilities 2021: $115,987Net Assets 2021: -$99,9612021Assets 2022: $19,154Liabilities 2022: $115,751Net Assets 2022: -$96,5972022Assets 2023: $21,936Liabilities 2023: $120,781Net Assets 2023: -$98,8452023Assets 2024: $19,154Liabilities 2024: $119,988Net Assets 2024: -$100,8342024

Highlighted filing

2021

Assets$16,026
Liabilities$115,987
Net Assets-$99,961
Open 2021 Filing

Operations Trend

Revenue Growth31st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2019: $6,203Expenses 2019: $8,883Net Income 2019: -$2,6802019Revenue 2020: $59,783Expenses 2020: $141,302Net Income 2020: -$81,5192020Revenue 2021: $47,690Expenses 2021: $63,452Net Income 2021: -$15,7622021Revenue 2022: $15,739Expenses 2022: $12,375Net Income 2022: $3,3642022Revenue 2023: $10,979Expenses 2023: $13,227Net Income 2023: -$2,2482023Revenue 2024: $17,026Expenses 2024: $19,015Net Income 2024: -$1,9892024

Highlighted filing

2021

Revenue$47,690
Expenses$63,452
Net Income-$15,762
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Jun 21, 2023
Return Version
2021v4.2
Gross Receipts
$47,690
Mission and Program Overview

Mission

Educate the community about personal credit

Program Services

DescriptionGrantsExpenses
Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JohnPresidentFT$0--
Filing and Contact Details

Filer

Filer Name
Credit Solution Programs Inc
EIN
83-4401428
Phone
7542318797
Address
1451 W CYPRESS CREEK RD STE 300, Fort Lauderdale, FL 33309

Signing Officer

Name
John Wilkinson
Title
President
Phone
7542318797
Signed
2023-06-21
Discuss with paid preparer
No

Preparer

Firm
Tax and Accounting Services
Address
2331 N State Road 7 Suite 221, Lauderhill, FL 33313
Preparer
Dixon Alexandre
Phone
9544853770
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Travel 1,455”

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 4,121”

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 1,387”

Form 990-EZ, Part I, Line 16, Other Expenses

“Merchant Fees 2,337”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank Service Charges 1,066”

Form 990-EZ, Part I, Line 16, Other Expenses

“Training and Seminars 170”

Form 990-EZ, Part I, Line 16, Other Expenses

“Avertising and Marketing 250”

Form 990-EZ, Part I, Line 16, Other Expenses

“Software Applications and Services Dues 170”

Form 990-EZ, Part I, Line 16, Other Expenses

“Postage Shipping 1,102”

Form 990-EZ, Part I, Line 16, Other Expenses

“Charitable contribution 60”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues Subscriptions 10”

Form 990-EZ, Part I, Line 16, Other Expenses

“Other expenses 740”

Form 990-EZ, Part I, Line 16, Other Expenses

“Subscriptions 4,160”

Form 990-EZ, Part I, Line 16, Other Expenses

“Tax and license 269”

Form 990-EZ, Part I, Line 16, Other Expenses

“Internet Activities/Web Service 701”

Form 990-EZ, Part II, Line 24, Other Assets

“Beginning of year 0, End of year 15,000”

Form 990-EZ, Part II, Line 26, Liabilities

“Bank Overdraft Beginning of year 84,199, End of year 1,425”

Form 990-EZ, Part II, Line 26, Liabilities

“Other Current Liabilities Beginning of year 0, End of year 6,609”

Form 990-EZ, Part II, Line 26, Liabilities

“Long Term Liabilities Beginning of year 0, End of year 107,953”

Raw XML Appendix156 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0John Wilkinson
IRS990EZ/BooksInCareOfDetail/PhoneNum07542318797
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02331 N State Road 7 Ste 223
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Lauderhill
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033313
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt046028
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-15762
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt025185
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt016026
IRS990EZ/GrossReceiptsAmt047690
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/EOYAmt01026
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0904
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-84199
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-99961
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-84199
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-99961
IRS990EZ/OccupancyRentUtltsAndMaintAmt019978
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0060.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0John
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt015000
IRS990EZ/OtherExpensesTotalAmt017998
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Educate the community about personal credit
IRS990EZ/PrintingPublicationsPostageAmt0221
IRS990EZ/ProgramServiceRevenueAmt0758
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Teaching middle school kids about personal credit to find out if the subject was appropriate for the age group.
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt070
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt084199
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0115987
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt063452
IRS990EZ/TotalRevenueAmt047690
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0758
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01138
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt06203
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt08099
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt08099
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0758
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01138
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt06203
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt08099
IRS990ScheduleA/TotalSupportAmt08099
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Travel 1,455
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Supplies 4,121
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Telephone 1,387
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Merchant Fees 2,337
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Bank Service Charges 1,066
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Training and Seminars 170
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Avertising and Marketing 250
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Software Applications and Services Dues 170
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Postage Shipping 1,102
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Charitable contribution 60
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Dues Subscriptions 10
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Other expenses 740
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Subscriptions 4,160
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Tax and license 269
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Internet Activities/Web Service 701
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Beginning of year 0, End of year 15,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Bank Overdraft Beginning of year 84,199, End of year 1,425
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Other Current Liabilities Beginning of year 0, End of year 6,609
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Long Term Liabilities Beginning of year 0, End of year 107,953
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN WILKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07542318797
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-06-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT SOLUTION PROGRAMS INC
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0834401428
ReturnHeader/Filer/PhoneNum07542318797
ReturnHeader/Filer/USAddress/AddressLine1Txt01451 W CYPRESS CREEK RD STE 300
ReturnHeader/Filer/USAddress/CityNm0Fort Lauderdale
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033309
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200046322
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Tax and Accounting Services
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02331 N State Road 7 Suite 221
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Lauderhill
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033313
ReturnHeader/PreparerPersonGrp/PhoneNum09544853770
ReturnHeader/PreparerPersonGrp/PreparationDt02023-06-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dixon Alexandre
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-06-30T11:25:50-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOHN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0WILKINSON
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,026
Liabilities
$115,987
Net assets
-$99,961
Revenue
$47,690
Expenses
$63,452
Net income
-$15,762
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.19$1.20$1.01$0.17$0.19$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.22$1.21$0.99$0.11$0.13$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.19$1.16$0.97$0.16$0.12$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.16$1.16$1.00$0.48$0.63$0.16
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.84$0.84$0.60$1.41$0.82
2019Summary only. Only limited summary data is available for this year.$0.00$0.03$0.06$0.09$0.03