Debt Reduction Services Inc.

“Randy siddoway 10076 arabian drive boise, id 83713 daniel burgett 1027 e rubicon drive boise, id 83716 toni sutton 8498 w carbon court boise, id 83709 lyle cook 7066 moon valley road eagle, id 83616 christine randall 5189 e trail wind drive boise, id 83716 darrin jaszkowiak 1952 south eagle road meridian, id 83642 andrea sorensen 9622 west silverbirch street boise, id 83709”

“He 990 was reviewed by a member of the board of directors, the chief executive officer and the chief financial officer prior to filing.”

“The director of human resources inquires of applicable individuals as to their compliance with the conflicts of interest policies on a regular basis.”

“The board of directors appointed a compensation committee. The compensation committee reviewed forms 990 from comparable organizations and used economic research institute data and aadmo data to make a recommendation to the full board who then approved the recomendation.”

“The board of directors appointed a compensation committee. The compensation committee reviewed forms 990 from comparable organizations and used economic research institute data and aadmo data to make a recommendation to the full board who then approved the recomendation.”

“The organization keeps its governing documents, conflict of interest policy, form 990, and financial statements at its corporate office and makes them available upon request.”

“Our mission is to promote financial responsibility in our clients and community members nationwide. We accomplish this through educational programs, counseling, and personalized services. We thus empower individuals to develop and use positive budgeting skills and effective spending behaviors, to use credit wisely, and to prevent, manage, and eliminate consumer debt.”

“Drs dedicates a great deal of time, energy and resources throughout each of the communities where we have physical offices, in addition to online activities, to reach community members through financial education courses, materials and programs. We facilitate well over a hundred free courses each year within our communities on budgeting, spending, credit, debt, savings, identity theft prevention, and predatory lending practices. Most of our hosts are nonprofit human services organizations, correctional facilities, educational institutions, shelters, and housing authorities. We also invest our time and resources in other community organizations and coalitions, through which we tirelessly promote financial literacy in the populations we serve. In 2018, we continued our involvement in the idaho military financial alliance, through which we promoted financial literacy on base for military personnel and their families, such as military saves week. During 2018, all income received and all expenditures incurred by the organization were for the successful implementation of the following programs and services: everyday money series of webinars - this eight-part series of 27- to 57- minute online workshops, free and open to the public, addresses key financial topics, from financial direction and goals to budgets, from building credit to eliminating debt, and from savings strategies to relationships and money. Real solutions series of webinars - this four-part series of one-hour online workshops, free and open to the public, offers four core financial education topics revolving around debt reduction services inc's mission, including personal and household budgeting, developing effective spending habits, using credit wisely, and preventing and eliminating excessive consumer debt. In 2018, 123 separate webinars were successfully completed by individuals referred by housing authorities or who found them online themselves. Financially empowered series of webinars - this four-part series of 32- to 59-minute online workshops, free and open to the public although targeted to specific demographics among our clients - addressing frequent financial questions and challenges confronting the twenty something crowd, seniors, empty nesters, and new parents. In 2018, the company launched interactive surveys and commitments that consumers could access to learn more about their own credit-, debt- and savings-related behaviors while also sharing their personal commitment to make progress toward related goals. By the end of the year, 18 individuals had submitted their information and made commitments to improve their credit, savings and overall financial wellness. Individual client counseling - during these one-on-one counseling sessions an individual is taught principals relating to the management of their financial lives including: how to set up and maintain a budget, how to make necessary lifestyle changes, how their credit affect their life and how to manage one's credit report and score. If needed, a debt management program is created and implemented. These meetings occur either face-to-face, telephone or online. These counseling sessions were held with more than 17,108 individuals during 2018. Language-specific programs - the organization offers its financial literacy workshops, materials and brochures in spanish in order to better serve the hispanic population. Debt reduction services inc. Has developed dozens of educational seminars, printed several educational brochures, and designed numerous worksheets and handouts in english and spanish. All are made available to the public and clients at no cost. Our four-part series of seminars, four of our brochures and their corresponding handouts and materials were translated into spanish, in 2012 and are available at no charge to workshop participants and agency clients. In 2018, debt reduction services inc facilitated two workshops to 9 college students and community outreach workers, as well as three addi”