Civic Intelligence

Debt Reduction Services Inc.

990 • Fiscal year 2020 • EIN 82-0491267

Jan 01, 2020 to Dec 31, 2020

Organization ProfileWWW.DEBTREDUCTIONSERVICES.ORG
Boise, ID
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.70x

Higher debt load relative to assets than 87% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

68th percentile

0.30x

Higher debt load relative to revenue than 68% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

32nd percentile

-2.6%

Higher net margin than 32% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2020

Asset Growth

74th percentile

22%

Faster asset growth than 74% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

36th percentile

-7.0%

Faster revenue growth than 36% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$1,573,018

Up $287,168 (+22%) from 2019

Net Assets

Down

$479,456

Down $96,074 (-17%) from 2019

Liabilities

Up

$1,093,562

Up $383,242 (+54%) from 2019

Revenue And Expenses
Liabilities / Revenue68th percentileNet Margin32nd percentile

Revenue

Down

$3,644,677

Down $274,634 (-7.0%) from 2019

Expenses

Down

$3,740,751

Down $160,082 (-4.1%) from 2019

Net Income

Down

-$96,074

Down $114,552 (-620%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth74th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0-$1.0MAssets 2010: $1,210,523Liabilities 2010: $805,221Net Assets 2010: $405,3022010Assets 2011: $953,664Liabilities 2011: $824,786Net Assets 2011: $128,8782011Assets 2012: $1,195,569Liabilities 2012: $814,936Net Assets 2012: $380,6332012Assets 2013: $1,415,967Liabilities 2013: $770,203Net Assets 2013: $645,7642013Assets 2014: $1,110,151Liabilities 2014: $971,690Net Assets 2014: $138,4612014Assets 2015: $859,212Liabilities 2015: $900,199Net Assets 2015: -$40,9872015Assets 2016: $987,388Liabilities 2016: $757,570Net Assets 2016: $229,8182016Assets 2017: $1,058,894Liabilities 2017: $548,237Net Assets 2017: $510,6572017Assets 2018: $1,074,665Liabilities 2018: $517,613Net Assets 2018: $557,0522018Assets 2019: $1,285,850Liabilities 2019: $710,320Net Assets 2019: $575,5302019Assets 2020: $1,573,018Liabilities 2020: $1,093,562Net Assets 2020: $479,4562020Assets 2021: $2,051,232Liabilities 2021: $1,145,147Net Assets 2021: $906,0852021Assets 2022: $2,036,838Liabilities 2022: $1,516,478Net Assets 2022: $520,3602022Assets 2023: $1,129,668Liabilities 2023: $1,049,562Net Assets 2023: $80,1062023Assets 2024: $1,050,280Liabilities 2024: $1,012,381Net Assets 2024: $37,8992024

Highlighted filing

2020

Assets$1,573,018
Liabilities$1,093,562
Net Assets$479,456
Open 2020 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $5,077,0082010Expenses 2011: $4,946,0252011Expenses 2012: $4,966,5232012Revenue 2013: $5,358,050Expenses 2013: $5,092,919Net Income 2013: $265,1312013Revenue 2014: $4,800,083Expenses 2014: $5,307,386Net Income 2014: -$507,3032014Revenue 2015: $4,244,667Expenses 2015: $4,424,115Net Income 2015: -$179,4482015Revenue 2016: $4,237,045Expenses 2016: $3,966,240Net Income 2016: $270,8052016Revenue 2017: $4,261,323Expenses 2017: $3,980,484Net Income 2017: $280,8392017Revenue 2018: $4,148,985Expenses 2018: $4,102,590Net Income 2018: $46,3952018Revenue 2019: $3,919,311Expenses 2019: $3,900,833Net Income 2019: $18,4782019Revenue 2020: $3,644,677Expenses 2020: $3,740,751Net Income 2020: -$96,0742020Revenue 2021: $3,505,224Expenses 2021: $3,078,595Net Income 2021: $426,6292021Revenue 2022: $2,593,429Expenses 2022: $2,938,233Net Income 2022: -$344,8042022Revenue 2023: $2,344,933Expenses 2023: $2,785,187Net Income 2023: -$440,2542023Revenue 2024: $2,316,028Expenses 2024: $2,358,235Net Income 2024: -$42,2072024

Highlighted filing

2020

Revenue$3,644,677
Expenses$3,740,751
Net Income-$96,074
Open 2020 Filing
Filing Detail Status

This 2020 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Mission and Program Overview

Mission

Our mission is to promote financial responsibility in our clients and community members nationwide. We accomplish this through educational programs, counseling, and personalized services. We thus empower individuals to develop and use positive budgeting skills and effective spending behaviors, to use credit wisely, and to prevent, manage, and eliminate consumer debt.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$1,573,018
Liabilities
$1,093,562
Net assets
$479,456
Revenue
$3,644,677
Expenses
$3,740,751
Net income
-$96,074
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$1.01$0.04$2.32$2.36$0.04
2023Summary only. Only limited summary data is available for this year.$1.13$1.05$0.08$2.34$2.79$0.44
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.04$1.52$0.52$2.59$2.94$0.34
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.05$1.15$0.91$3.51$3.08$0.43
2020Summary only. Only limited summary data is available for this year.$1.57$1.09$0.48$3.64$3.74$0.10
2019Summary only. Only limited summary data is available for this year.$1.29$0.71$0.58$3.92$3.90$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.07$0.52$0.56$4.15$4.10$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.06$0.55$0.51$4.26$3.98$0.28
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.99$0.76$0.23$4.24$3.97$0.27
2015Detailed filing. Detailed filing data is available for this year.$0.86$0.90$0.04$4.24$4.42$0.18
2014Detailed filing. Detailed filing data is available for this year.$1.11$0.97$0.14$4.80$5.31$0.51
2013Detailed filing. Detailed filing data is available for this year.$1.42$0.77$0.65$5.36$5.09$0.27
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.20$0.81$0.38$4.97
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.95$0.82$0.13$4.95
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.21$0.81$0.41$5.08
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)3 • $1M-$5M nonprofits