Civic Intelligence

Ruby River Water Users Association

990EZ • Fiscal year 2015 • EIN 81-0235457

Aug 01, 2014 to Jul 31, 2015 • Filed on Sep 24, 2015

Organization ProfileN/A
PO Box 98Alder, MT 59710

(406) 842-7618

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

3.62x

Higher debt load relative to assets than 99% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

99th percentile

8.53x

Higher debt load relative to revenue than 99% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

Net Margin

88th percentile

35%

Higher net margin than 88% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

35th percentile

-1.9%

Faster asset growth than 35% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

33rd percentile

-2.6%

Faster revenue growth than 33% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets99th percentile

Assets

Down

$456,539

Down $8,662 (-1.9%) from 2014

Net Assets

Up

-$1,194,778

Up $67,614 (+5.4%) from 2014

Liabilities

Down

$1,651,317

Down $76,276 (-4.4%) from 2014

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin88th percentile

Revenue

Down

$193,669

Down $5,136 (-2.6%) from 2014

Expenses

Down

$126,055

Down $175 (-0.1%) from 2014

Net Income

Down

$67,614

Down $4,961 (-6.8%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.0M$0-$1.0M-$2.0MAssets 2011: $487,552Liabilities 2011: $194,2502011Assets 2012: $470,675Liabilities 2012: $194,2502012Assets 2013: $467,242Liabilities 2013: $194,2502013Assets 2014: $465,201Liabilities 2014: $1,727,593Net Assets 2014: -$1,262,3922014Assets 2015: $456,539Liabilities 2015: $1,651,317Net Assets 2015: -$1,194,7782015Assets 2016: $453,400Liabilities 2016: $1,572,158Net Assets 2016: -$1,118,7582016Assets 2017: $499,135Liabilities 2017: $1,491,450Net Assets 2017: -$992,3152017Assets 2018: $475,551Liabilities 2018: $1,402,580Net Assets 2018: -$927,0292018Assets 2019: $442,789Liabilities 2019: $1,312,205Net Assets 2019: -$869,4162019Assets 2020: $409,530Liabilities 2020: $1,217,471Net Assets 2020: -$807,9412020Assets 2021: $386,935Liabilities 2021: $1,118,252Net Assets 2021: -$731,3172021Assets 2022: $360,638Liabilities 2022: $1,014,371Net Assets 2022: -$653,7332022Assets 2023: $352,240Liabilities 2023: $905,789Net Assets 2023: -$553,5492023Assets 2024: $341,257Liabilities 2024: $793,970Net Assets 2024: -$452,7132024Assets 2025: $328,988Liabilities 2025: $675,019Net Assets 2025: -$346,0312025

Highlighted filing

2015

Assets$456,539
Liabilities$1,651,317
Net Assets-$1,194,778
Open 2015 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $199,659Expenses 2011: $111,273Net Income 2011: $88,3862011Revenue 2012: $198,890Expenses 2012: $215,767Net Income 2012: -$16,8772012Revenue 2013: $197,128Expenses 2013: $200,561Net Income 2013: -$3,4332013Revenue 2014: $198,805Expenses 2014: $126,230Net Income 2014: $72,5752014Revenue 2015: $193,669Expenses 2015: $126,055Net Income 2015: $67,6142015Revenue 2016: $192,037Expenses 2016: $115,828Net Income 2016: $76,2092016Revenue 2017: $241,677Expenses 2017: $115,234Net Income 2017: $126,4432017Revenue 2018: $181,576Expenses 2018: $116,290Net Income 2018: $65,2862018Revenue 2019: $180,910Expenses 2019: $123,297Net Income 2019: $57,6132019Revenue 2020: $169,506Expenses 2020: $108,031Net Income 2020: $61,4752020Revenue 2021: $193,837Expenses 2021: $117,213Net Income 2021: $76,6242021Revenue 2022: $187,417Expenses 2022: $109,833Net Income 2022: $77,5842022Revenue 2023: $212,158Expenses 2023: $112,212Net Income 2023: $99,9462023Revenue 2024: $214,501Expenses 2024: $113,440Net Income 2024: $101,0612024Revenue 2025: $220,226Expenses 2025: $112,830Net Income 2025: $107,3962025

Highlighted filing

2015

Revenue$193,669
Expenses$126,055
Net Income$67,614
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Aug 1, 2014 to Jul 31, 2015
Signed
Sep 24, 2015
Return Version
2014v5.0
Gross Receipts
$193,669
Mission and Program Overview

Mission

Storage Disbursement of Irrigation Water

Program Services

DescriptionGrantsExpenses
Storage Distribution of Water to Members--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Bill WoodSecretaryPT$19,505-$19,505
Dan DoornbosPresident-$0--
Neil BarnoskyVice President-$0--
Jim AndersonDirector-$0--
Steve BurkeDirector-$0--
Joe MetullyDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ruby River Water Users Association
EIN
81-0235457
Phone
4068427618
Address
PO Box 98, Alder, MT 59710

Signing Officer

Name
William Wood
Title
Secretary
Signed
2015-09-24
Discuss with paid preparer
No

Preparer

Firm
ZJC Inc
Address
PO Box 1151, Dillon, MT 59725
Preparer
Susan McRae CPA
Phone
4066839020
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

“State Fund Dividend 124”

Form 990-EZ, Part I, Line 8, Other Revenue

“3 Rivers Communication Dividend 108”

Form 990-EZ, Part I, Line 16, Other Expenses

“Meals and entertainment 700”

Form 990-EZ, Part I, Line 16, Other Expenses

“Conferences, conventions, and meetings 140”

Form 990-EZ, Part I, Line 16, Other Expenses

“Interest 77,727”

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 134”

Form 990-EZ, Part I, Line 16, Other Expenses

“Depreciation 455”

Form 990-EZ, Part I, Line 16, Other Expenses

“Liability Insurance 5,424”

Form 990-EZ, Part I, Line 16, Other Expenses

“Licenses Permits 642”

Form 990-EZ, Part I, Line 16, Other Expenses

“Miscellaneous 1,540”

Form 990-EZ, Part I, Line 16, Other Expenses

“Contributions 2,535”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues and Subscriptions 1,300”

Form 990-EZ, Part I, Line 16, Other Expenses

“Workers Compensation Insurance 1,324”

Form 990-EZ, Part II, Line 26, Liabilities

“Payroll Tax Liabilities Beginning of year 337, End of year 87”

Form 990-EZ, Part II, Line 26, Liabilities

“Note Payable DNRC Beginning of year 1,727,256, End of year 1,651,230”

Raw XML Appendix138 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Stephanie Haag
IRS990EZ/BooksInCareOfDetail/PhoneNum04068427134
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0Mill Creek Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Sheridan
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd059749
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0465201
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IRS990EZ/ExcessOrDeficitForYearAmt067614
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03850
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/GrossReceiptsAmt0193669
IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/InvestmentIncomeAmt0645
IRS990EZ/LandAndBuildingsGrp/EOYAmt0301
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0192792
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-1262392
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-1194778
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-1262392
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-1194778
IRS990EZ/OccupancyRentUtltsAndMaintAmt07077
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0004.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2014.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt219505
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Dan Doornbos
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Neil Barnosky
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Bill Wood
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Jim Anderson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Steve Burke
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Joe Metully
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt091921
IRS990EZ/OtherRevenueTotalAmt0232
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Storage Disbursement of Irrigation Water
IRS990EZ/PrintingPublicationsPostageAmt049
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Storage Distribution of Water to Members
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt023158
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01727593
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01651317
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0126055
IRS990EZ/TotalRevenueAmt0193669
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0State Fund Dividend 124
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13 Rivers Communication Dividend 108
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Meals and entertainment 700
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Conferences, conventions, and meetings 140
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Interest 77,727
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Supplies 134
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Depreciation 455
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Liability Insurance 5,424
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Licenses Permits 642
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Miscellaneous 1,540
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Contributions 2,535
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Dues and Subscriptions 1,300
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Workers Compensation Insurance 1,324
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Payroll Tax Liabilities Beginning of year 337, End of year 87
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Note Payable DNRC Beginning of year 1,727,256, End of year 1,651,230
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0William Wood
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-09-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Ruby River Water Users Association
ReturnHeader/Filer/BusinessNameControlTxt0RUBY
ReturnHeader/Filer/EIN0810235457
ReturnHeader/Filer/PhoneNum04068427618
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 98
ReturnHeader/Filer/USAddress/CityNm0Alder
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059710
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ZJC Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 1151
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Dillon
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd059725
ReturnHeader/PreparerPersonGrp/PhoneNum04066839020
ReturnHeader/PreparerPersonGrp/PreparationDt02015-09-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Susan McRae CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-09-24T01:33:34-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-08-01
ReturnHeader/TaxPeriodEndDt02015-07-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$456,539
Liabilities
$1,651,317
Net assets
-$1,194,778
Revenue
$193,669
Expenses
$126,055
Net income
$67,614
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.68$0.35$0.22$0.11$0.11
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.34$0.79$0.45$0.21$0.11$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.35$0.91$0.55$0.21$0.11$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.36$1.01$0.65$0.19$0.11$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$1.12$0.73$0.19$0.12$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$1.22$0.81$0.17$0.11$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$1.31$0.87$0.18$0.12$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.48$1.40$0.93$0.18$0.12$0.07
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.50$1.49$0.99$0.24$0.12$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.45$1.57$1.12$0.19$0.12$0.08
2015Detailed filing. Detailed filing data is available for this year.$0.46$1.65$1.19$0.19$0.13$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.47$1.73$1.26$0.20$0.13$0.07
2013Summary only. Only limited summary data is available for this year.$0.47$0.19$0.20$0.20$0.00
2012Summary only. Only limited summary data is available for this year.$0.47$0.19$0.20$0.22$0.02
2011Summary only. Only limited summary data is available for this year.$0.49$0.19$0.20$0.11$0.09