Ruby River Water Users Association

990EZ • Fiscal year 2015 • EIN 81-0235457

Aug 01, 2014 to Jul 31, 2015 • Filed on Sep 24, 2015

Organization Profile N/A

PO Box 98Alder, MT 59710

(406) 842-7618

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

3.62x

Higher debt load relative to assets than 99% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

8.53x

Higher debt load relative to revenue than 99% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

35%

Higher net margin than 88% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

$19,505

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 10.1% of source-year revenue.

2015 filings • 501(c)12 • <$500k nonprofits • Source year 2015

-1.9%

Faster asset growth than 35% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Annualized from 2014 to 2015

-2.6%

Faster revenue growth than 34% of similar nonprofits.

2015 filings • 501(c)12 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet

Liabilities / Assets99th percentile

Assets

Down

$456,539

Down $8,662 (-1.9%) from 2014

Net Assets

-$1,194,778

Up $67,614 (+5.4%) from 2014

Liabilities

Down

$1,651,317

Down $76,276 (-4.4%) from 2014

Revenue And Expenses

Liabilities / Revenue99th percentile Net Margin88th percentile

Revenue

Down

$193,669

Down $5,136 (-2.6%) from 2014

Expenses

Down

$126,055

Down $175 (-0.1%) from 2014

Net Income

Down

$67,614

Down $4,961 (-6.8%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2015

Assets$456,539

Liabilities$1,651,317

Net Assets-$1,194,778

Open 2015 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2015

Revenue$193,669

Expenses$126,055

Net Income$67,614

Open 2015 Filing

Jump To

Filing Snapshot

Filing Period: Aug 1, 2014 to Jul 31, 2015
Signed: Sep 24, 2015
Return Version: 2014v5.0
Gross Receipts: $193,669

Mission and Program Overview

Mission

Provide irrigation to farm and ranch users.

Storage Disbursement of Irrigation Water

Program Services

Description	Grants	Expenses
Storage Distribution of Water to Members	-	-

Compensation and Service Providers

Top Officer Pay96th percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
Bill Wood	Secretary	PT	$19,505	-	$19,505
Dan Doornbos	President	-	$0	-	-
Neil Barnosky	Vice President	-	$0	-	-
Jim Anderson	Director	-	$0	-	-
Steve Burke	Director	-	$0	-	-
Joe Metully	Director	-	$0	-	-

Filing and Contact Details

Filer

Filer Name: Ruby River Water Users Association
EIN: 81-0235457
Phone: 4068427618
Address: PO Box 98, Alder, MT 59710

Signing Officer

Name: William Wood
Title: Secretary
Signed: 2015-09-24
Discuss with paid preparer: No

Preparer

Firm: ZJC Inc
Address: PO Box 1151, Dillon, MT 59725
Preparer: Susan McRae CPA
Phone: 4066839020

Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

“State Fund Dividend 124”

Form 990-EZ, Part I, Line 8, Other Revenue

“3 Rivers Communication Dividend 108”

Form 990-EZ, Part I, Line 16, Other Expenses

“Meals and entertainment 700”

Form 990-EZ, Part I, Line 16, Other Expenses

“Conferences, conventions, and meetings 140”

Form 990-EZ, Part I, Line 16, Other Expenses

“Interest 77,727”

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 134”

Form 990-EZ, Part I, Line 16, Other Expenses

“Depreciation 455”

Form 990-EZ, Part I, Line 16, Other Expenses

“Liability Insurance 5,424”

Form 990-EZ, Part I, Line 16, Other Expenses

“Licenses Permits 642”

Form 990-EZ, Part I, Line 16, Other Expenses

“Miscellaneous 1,540”

Form 990-EZ, Part I, Line 16, Other Expenses

“Contributions 2,535”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues and Subscriptions 1,300”

Form 990-EZ, Part I, Line 16, Other Expenses

“Workers Compensation Insurance 1,324”

Form 990-EZ, Part II, Line 26, Liabilities

“Payroll Tax Liabilities Beginning of year 337, End of year 87”

Form 990-EZ, Part II, Line 26, Liabilities

“Note Payable DNRC Beginning of year 1,727,256, End of year 1,651,230”

Raw XML Appendix138 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PersonNm	0	Stephanie Haag
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	4068427134
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt	0	Mill Creek Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm	0	Sheridan
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd	0	MT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd	0	59749
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	465201
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	456238
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	false
IRS990EZ/DonorAdvisedFndsInd	0	false
IRS990EZ/ExcessOrDeficitForYearAmt	0	67614
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	3850
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IRS990EZ/ForeignOfficeInd	0	false
IRS990EZ/Form1120PolFiledInd	0	false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	465201
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	456539
IRS990EZ/GrossReceiptsAmt	0	193669
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InvestmentIncomeAmt	0	645
IRS990EZ/LandAndBuildingsGrp/EOYAmt	0	301
IRS990EZ/MadeLoansToFromOfficersInd	0	false
IRS990EZ/MembershipDuesAmt	0	192792
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	-1262392
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	-1194778
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	-1262392
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	-1194778
IRS990EZ/OccupancyRentUtltsAndMaintAmt	0	7077
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	004.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	1	001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	2	014.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	3	001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	4	001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	5	001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	19505
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	4	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	5	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	Dan Doornbos
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	Neil Barnosky
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	Bill Wood
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	3	Jim Anderson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	4	Steve Burke
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	5	Joe Metully
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	3	Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	4	Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	5	Director
IRS990EZ/OperateHospitalInd	0	false
IRS990EZ/Organization501cInd	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	false
IRS990EZ/OrganizationHadUBIInd	0	false
IRS990EZ/OtherExpensesTotalAmt	0	91921
IRS990EZ/OtherRevenueTotalAmt	0	232
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	false
IRS990EZ/PrimaryExemptPurposeTxt	0	Storage Disbursement of Irrigation Water
IRS990EZ/PrintingPublicationsPostageAmt	0	49
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	Storage Distribution of Water to Members
IRS990EZ/ProhibitedTaxShelterTransInd	0	false
IRS990EZ/RelatedOrganizationCtrlEntInd	0	false
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	23158
IRS990EZ/ScheduleBNotRequiredInd	0	X
IRS990EZ/SubjectToProxyTaxInd	0	false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	1727593
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	1651317
IRS990EZ/TanningServicesProvidedInd	0	false
IRS990EZ/TotalExpensesAmt	0	126055
IRS990EZ/TotalRevenueAmt	0	193669
IRS990EZ/TransactionWithControlEntInd	0	false
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	State Fund Dividend 124
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	3 Rivers Communication Dividend 108
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	Meals and entertainment 700
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	3	Conferences, conventions, and meetings 140
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	4	Interest 77,727
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	5	Supplies 134
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	6	Depreciation 455
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	7	Liability Insurance 5,424
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	8	Licenses Permits 642
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	9	Miscellaneous 1,540
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	10	Contributions 2,535
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	11	Dues and Subscriptions 1,300
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	12	Workers Compensation Insurance 1,324
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	13	Payroll Tax Liabilities Beginning of year 337, End of year 87
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	14	Note Payable DNRC Beginning of year 1,727,256, End of year 1,651,230
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	3	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	4	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	5	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	6	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	7	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	8	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	9	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	10	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	11	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	12	Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	13	Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	14	Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS	0	2016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd	0	false
ReturnHeader/BusinessOfficerGrp/PersonNm	0	William Wood
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	Secretary
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2015-09-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt	0	Ruby River Water Users Association
ReturnHeader/Filer/BusinessNameControlTxt	0	RUBY
ReturnHeader/Filer/EIN	0	810235457
ReturnHeader/Filer/PhoneNum	0	4068427618
ReturnHeader/Filer/USAddress/AddressLine1Txt	0	PO Box 98
ReturnHeader/Filer/USAddress/CityNm	0	Alder
ReturnHeader/Filer/USAddress/StateAbbreviationCd	0	MT
ReturnHeader/Filer/USAddress/ZIPCd	0	59710
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt	0	ZJC Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt	0	PO Box 1151
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm	0	Dillon
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd	0	MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd	0	59725
ReturnHeader/PreparerPersonGrp/PhoneNum	0	4066839020
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2015-09-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	Susan McRae CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd	0	X
ReturnHeader/ReturnTs	0	2015-09-24T01:33:34-00:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2014-08-01
ReturnHeader/TaxPeriodEndDt	0	2015-07-31
ReturnHeader/TaxYr	0	2014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $456,539
Liabilities: $1,651,317
Net assets: -$1,194,778
Revenue: $193,669
Expenses: $126,055
Net income: $67,614

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.33	$0.68	$0.35	$0.22	$0.11	$0.11
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.34	$0.79	$0.45	$0.21	$0.11	$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.35	$0.91	$0.55	$0.21	$0.11	$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.36	$1.01	$0.65	$0.19	$0.11	$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.39	$1.12	$0.73	$0.19	$0.12	$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.41	$1.22	$0.81	$0.17	$0.11	$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.44	$1.31	$0.87	$0.18	$0.12	$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$0.48	$1.40	$0.93	$0.18	$0.12	$0.07
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.50	$1.49	$0.99	$0.24	$0.12	$0.13
2016Detailed filing. Detailed filing data is available for this year.	$0.45	$1.57	$1.12	$0.19	$0.12	$0.08
2015Detailed filing. Detailed filing data is available for this year.	$0.46	$1.65	$1.19	$0.19	$0.13	$0.07
2014Detailed filing. Detailed filing data is available for this year.	$0.47	$1.73	$1.26	$0.20	$0.13	$0.07
2013Summary only. Only limited summary data is available for this year.	$0.47	$0.19		$0.20	$0.20	$0.00
2012Summary only. Only limited summary data is available for this year.	$0.47	$0.19		$0.20	$0.22	$0.02
2011Summary only. Only limited summary data is available for this year.	$0.49	$0.19		$0.20	$0.11	$0.09