Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
990 • Fiscal year 2014 • EIN 80-0516996
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Liabilities / Revenue
95th percentile
Higher debt load relative to revenue than 95% of similar nonprofits.
Net Margin
6th percentile
Higher net margin than 6% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 37.1% of source-year revenue.
Asset Growth
26th percentile
Faster asset growth than 26% of similar nonprofits.
Revenue Growth
6th percentile
Faster revenue growth than 6% of similar nonprofits.
Assets
Down$404,577
Down $56,787 (-12%) from 2013
Net Assets
Down$231,594
Down $134,997 (-37%) from 2013
Liabilities
Up$172,983
Up $78,210 (+83%) from 2013
Revenue
$189,564
No earlier filing loaded for comparison.
Expenses
Up$324,561
Up $4,257 (+1.3%) from 2013
Net Income
-$134,997
No earlier filing loaded for comparison.
Our mission is to help people build their long-term financial health. Our vision is a society where all people have access to safe, affordable financial products and services and the ability to use them well. Our guiding principles work to advance economic justice for those disenfranchised and excluded by the mainstream financial services sector, celebrate the diverse cultures of our communities by implementing culturally responsive programming and we commit to building a strong, financially sustainable organization.
Innovative changes helps people build their long term financial health.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $239,618 | $360,211 | ▲ $120,593 |
| Pledges and Grants Receivable | $125,000 | - | - |
| Other Notes and Loans Receivable, Net | $43,518 | $40,477 | ▼ $3,041 |
| Land, Buildings, and Equipment, Net | $3,463 | $1,491 | ▼ $1,972 |
| Accounts Receivable | $3,071 | $1,205 | ▼ $1,866 |
| Cash and Non-Interest-Bearing Accounts | $46,694 | $1,193 | ▼ $45,501 |
| Total Assets | $461,364 | $404,577 | ▼ $56,787 |
| Liabilities | |||
| Deferred Revenue | $19,000 | $95,161 | ▲ $76,161 |
| Mortgage Notes Payable Secured by Investment Property | $50,000 | $50,000 | → $0 |
| Other Liabilities | $18,499 | $17,360 | ▼ $1,139 |
| Accounts Payable and Accrued Expenses | $7,274 | $10,462 | ▲ $3,188 |
| Total Liabilities | $94,773 | $172,983 | ▲ $78,210 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $154,421 | $164,581 | ▲ $10,160 |
| Temporarily Rstr Net Assets | $137,170 | $0 | ▼ $137,170 |
| Permanently Rstr Net Assets | $75,000 | $67,013 | ▼ $7,987 |
| Total Net Assets Fund Balance | $366,591 | $231,594 | ▼ $134,997 |
| Total Liabilities and Net Assets / Fund Balance | $461,364 | $404,577 | ▼ $56,787 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $1,491 | $6,920 | $8,411 |
| Other Land Buildings | $0 | $5,950 | $5,950 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Nancy Yuill | Executive Director | FT | $62,000 | $8,400 | $70,400 |
| Name | Title |
|---|---|
| Rosanne Marmor | President |
| Felicia Tripp-folsom | Director |
| Prashant Varma | Director |
| Sarah Stevenson | Director |
| Amy Youngflesh | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $217,304 |
| Other Expenses | $107,257 |
| Total Fundraising Expense | $17,511 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $97,674 | $5,698 | $6,908 | $110,280 |
| Current Officers, Directors, Trustees, and Key Employees | $54,913 | $3,203 | $3,884 | $62,000 |
| Occupancy | $23,747 | $976 | $1,301 | $26,024 |
| Other Employee Benefits | $18,873 | $1,101 | $1,335 | $21,309 |
| Payroll Taxes | $14,809 | $864 | $1,047 | $16,720 |
| Fees for Services Accounting | $13,552 | - | - | $13,552 |
| Office Expenses | $11,140 | $458 | $610 | $12,208 |
| Conferences and Meetings | $8,360 | $343 | $458 | $9,161 |
| Pension Plan Contributions | $6,196 | $361 | $438 | $6,995 |
| Travel | $5,811 | $239 | $318 | $6,368 |
| Insurance | $2,667 | $109 | $146 | $2,922 |
| Depreciation Depletion | $1,746 | $102 | $124 | $1,972 |
| Advertising | $1,761 | $72 | $96 | $1,929 |
| Other Expenses | $1,350 | $122 | $40 | $1,350 |
| Fees for Services Other | - | $557 | $743 | $1,300 |
| Total Functional Expenses | $292,783 | $14,267 | $17,511 | $324,561 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Loan Security Holdback | $17,360 |
“The treasurer and the executive director review it before it is filed with the irs.”
“The policy is reviewed annually with all members of the board of directors and the executive director.”
“The compensation for the executive director was determined by the board of directors as part of her performance review.”
“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”
“The organization follows the provisions of fasb asc topic accounting for uncertainty in income taxes. Management has evaluated the organization's tax positions and concluded that there are no uncertain tax positions that require adjustment to the financial statements to comply with provisions of this topic.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 7274 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 10462 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 3071 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1205 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | INNOVATIVE CHANGES HELPS PEOPLE BUILD THEIR LONG TERM FINANCIAL HEALTH. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 96 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 72 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 1761 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1929 |
| IRS990/AllOtherContributionsAmt | 0 | 130215 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 0 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | NANCY YUILL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5032495205 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 2010 LLOYD CENTER MALL |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | PORTLAND |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 97232 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 46694 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1193 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 3884 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 3203 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 54913 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 62000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 458 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 343 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 8360 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9161 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 130215 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 69 |
| IRS990/CYOtherExpensesAmt | 0 | 107257 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 59280 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -134997 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 217304 |
| IRS990/CYTotalExpensesAmt | 0 | 324561 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 17511 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 189564 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 19000 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 95161 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 124 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 102 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 1746 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1972 |
| IRS990/Desc | 0 | LENDING - PROVIDE RESPONSIBLE SMALL-DOLLAR CONSUMER LOANS TO HELP BORROWERS WHO ARE EXPERIENCING FINANCIAL EMERGENCIES, THOSE WISHING TO PAY DOWN OTHER HIGH-COST DEBT AND THOSE PREPARING FOR ASSET BUILDING OPPORTUNITIES. SINCE OUR INCEPTION IN EARLY 2010 THROUGH FISCAL YEAR 2014 WE HAVE ORIGINATED 641 SMALL DOLLAR LOANS, INCLUDING 361 OPPORTUNITY LOANS, 229 CREDIT BUILDER LOANS, 29 EMERGENCY LOANS, 17 LOANS FOR SURVIVORS OF DOMESTIC VIOLENCE AND 6 LOANS FOR ADAPTIVE TECHNOLOGY. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 95346 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 13552 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 13552 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 743 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 557 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 1300 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 8400 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROSANNE MARMOR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | AMY YOUNGFLESH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PRASHANT VARMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SARAH STEVENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | FELICIA TRIPP-FOLSOM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | NANCY YUILL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 62000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 2009 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 189564 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 146 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 109 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 2667 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2922 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 69 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 69 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 12870 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3463 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1491 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 14361 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO HELP PEOPLE BUILD THEIR LONG-TERM FINANCIAL HEALTH. OUR VISION IS A SOCIETY WHERE ALL PEOPLE HAVE ACCESS TO SAFE, AFFORDABLE FINANCIAL PRODUCTS AND SERVICES AND THE ABILITY TO USE THEM WELL. OUR GUIDING PRINCIPLES WORK TO ADVANCE ECONOMIC JUSTICE FOR THOSE DISENFRANCHISED AND EXCLUDED BY THE MAINSTREAM FINANCIAL SERVICES SECTOR, CELEBRATE THE DIVERSE CULTURES OF OUR COMMUNITIES BY IMPLEMENTING CULTURALLY RESPONSIVE PROGRAMMING AND WE COMMIT TO BUILDING A STRONG, FINANCIALLY SUSTAINABLE ORGANIZATION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 50000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 50000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 366591 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 231594 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 1301 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 976 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 23747 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 26024 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 610 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 458 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 11140 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 12208 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 1335 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 1101 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 18873 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 21309 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROGRAM COSTS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROGRAM LICENSES & FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 63 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 40 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 62 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 122 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 14297 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 7900 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 7987 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 1350 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 14422 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 8062 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 7987 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1350 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 18499 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 17360 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 6908 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 5698 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 97674 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 110280 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 43518 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 40477 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 1047 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 864 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 14809 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 16720 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 438 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 361 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 6196 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 6995 |
| IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt | 0 | 75000 |
| IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt | 0 | 67013 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 125000 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | NANCY YUILL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | IDA PROGRAM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | TRAINING CONTRACTS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | LOAN FEES AND INTEREST |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 26656 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 20126 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 12498 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 26656 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 20126 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 12498 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | FINANCIAL EDUCATION - WE PROVIDE PRACTICAL, COMPREHENSIVE FINANCIAL WORKSHOPS AND COACHING THAT HELPS HOUSEHOLDS TAKE CONTROL OF THEIR FINANCES AND DEVELOP POSITIVE SPENDING AND SAVINGS HABITS. IN FISCAL YEAR 2014 WE HELPED OVER 950 PARTICIPANTS MAKE REAL BEHAVIOR CHANGE IN THEIR FINANCIAL CAPABILITIES. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 68451 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 20126 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | CREDIT BUILDING - WE HELPED OVER 260 CLIENTS TAKE CONTROL OF THEIR CREDIT AND BUILD STRONG CREDIT SCORES TO INCREASE THEIR ACCESS TO WELL-PRICED ASSET-CREATING CREDIT, SUCH AS HOME MORTGAGES, SMALL BUSINESS LOANS AND HIGHER EDUCATION LOANS. OUR COACHING AND CREDIT BUILDER LOANS HELP PEOPLE WITH NO CREDIT SCORE ESTABLISH A SOLID BASIS FOR RESPONSIBLE BORROWING, AND THEY AVERAGE A SCORE OF 677 AFTER ONE YEAR WITH US. IF A BORROWER HAS A LOW SCORE WHEN THEY START WITH US THEY USUALLY GAIN 42 POINTS AFTER WORKING WITH US FOR ONE YEAR. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 128986 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 26656 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | ASSET BUILDING - IN ADDITION TO PROMOTING GOOD SAVINGS SKILLS AND HABITS, THE PROGRAM OFFERS MATCHED SAVINGS OPPORTUNITIES AND DIRECTS CLIENTS TO NONPROFIT ASSET-BUILDING PROGRAMS. "SECOND CHANCE" BANK ACCOUNTS AND SECURED REVOLVING CREDIT. OUR INDIVIDUAL DEVELOPMENT ACCOUNT PROGRAM FOR POST SECONDARY EDUCATION ASSISTED 79 SAVERS TO ACCESS MATCHING FUNDS TO PAY FOR SCHOOL TUITION. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 441900 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 387 |
| IRS990/PYOtherExpensesAmt | 0 | 112957 |
| IRS990/PYOtherRevenueAmt | 0 | 492 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 35844 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 158319 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 207347 |
| IRS990/PYTotalExpensesAmt | 0 | 320304 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 478623 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -134997 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 12498 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 239618 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 360211 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 130215 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 441900 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 165486 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 299925 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 216313 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 1253839 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 69 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 387 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 685 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 245 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 54 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 1440 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 155739 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 492 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2019 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 2511 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.88980 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 1119151 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 134688 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 130215 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 441900 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 165486 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 299925 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 216313 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 1253839 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1257790 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1491 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 6920 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 8411 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 5950 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5950 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 17360 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LOAN SECURITY HOLDBACK |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION FOLLOWS THE PROVISIONS OF FASB ASC TOPIC ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. MANAGEMENT HAS EVALUATED THE ORGANIZATION'S TAX POSITIONS AND CONCLUDED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS TO COMPLY WITH PROVISIONS OF THIS TOPIC. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1491 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 17360 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE TREASURER AND THE EXECUTIVE DIRECTOR REVIEW IT BEFORE IT IS FILED WITH THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE POLICY IS REVIEWED ANNUALLY WITH ALL MEMBERS OF THE BOARD OF DIRECTORS AND THE EXECUTIVE DIRECTOR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE COMPENSATION FOR THE EXECUTIVE DIRECTOR WAS DETERMINED BY THE BOARD OF DIRECTORS AS PART OF HER PERFORMANCE REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | OR |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt | 0 | 137170 |
| IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 461364 |
| IRS990/TotalAssetsEOYAmt | 0 | 404577 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 461364 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 404577 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 130215 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 17511 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 14267 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 292783 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 324561 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 94773 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 172983 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 94773 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 172983 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 366591 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 231594 |
| IRS990/TotalOtherCompensationAmt | 0 | 8400 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 292783 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 59280 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 62000 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 69 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 59280 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 189564 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 45 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 461364 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 404577 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/FundraisingAmt | 0 | 318 |
| IRS990/TravelGrp/ManagementAndGeneralAmt | 0 | 239 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 5811 |
| IRS990/TravelGrp/TotalAmt | 0 | 6368 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 154421 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 164581 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 2010 LLOYD CENTER MALL |
| IRS990/USAddress/City | 0 | PORTLAND |
| IRS990/USAddress/State | 0 | OR |
| IRS990/USAddress/ZIPCode | 0 | 97232 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.