Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Innovative Changes
990EZ • Fiscal year 2020 • EIN 80-0516996
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
1.48x
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
9th percentile
Higher net margin than 9% of similar nonprofits.
Top Officer Pay
76th percentile
Higher top officer pay than 76% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
15th percentile
Faster asset growth than 15% of similar nonprofits.
Revenue Growth
51st percentile
Faster revenue growth than 51% of similar nonprofits.
Balance Sheet
Assets
Down$367,695
Down $150,023 (-29%) from 2019
Net Assets
Down-$178,016
Down $108,875 (-157%) from 2019
Liabilities
Down$545,711
Down $41,148 (-7.0%) from 2019
Revenue And Expenses
Revenue
Down$135,591
Down $20,801 (-13%) from 2019
Expenses
Down$245,092
Down $19,883 (-7.5%) from 2019
Net Income
Down-$109,501
Down $918 (-0.8%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2019 to Jun 30, 2020
- Signed
- Jan 21, 2021
- Return Version
- 2019v5.1
- Gross Receipts
- $135,591
Mission and Program Overview
Mission
Our mission is to help people build their long-term financial health. Our vision is a society where all people have access to safe, affordable financial products and services and the ability to use them well. Our guiding principles work to advance economic justice for those disenfranchised and excluded by the mainstream financial services sector, celebrate the diverse cultures of our communities by implementing culturally responsive programming and we commit to building a strong, financially sustainable organization.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| LENDING - INNOVATIVE CHANGES PROVIDES RESPONSIBLE SMALL-DOLLAR CONSUMER LOANS TO HELP BORROWERS WHO ARE EXPERIENCING FINANCIAL EMERGENCIES, HOUSING CHOICE VOUCHER HOLDERS NEEDING SECURITY DEPOSITS, AND THOSE PREPARING FOR ASSET BUILDING OPPORTUNITIES. SINCE OUR INCEPTION IN EARLY 2010 THROUGH FISCAL YEAR 2020 WE ORIGINATED 1303 SMALL DOLLAR LOANS, INCLUDING 508 OPPORTUNITY AND PUBLIC LOANS, 635 CREDIT BUILDER LOANS, 40 EMERGENCY AND COVID RELIEF LOANS, 20 LOANS FOR SURVIVORS OF DOMESTIC VIOLENCE, 7 LOANS FOR ADAPTIVE TECHNOLOGY, AND 93 LOANS FOR MOVING COSTS FOR SECTION 8 HOUSING CHOICE VOUCHER HOLDERS. | $0 | $116,482 |
| THE FINANCIAL COACHING PROGRAM OFFERS LOW INCOME INDIVIDUALS AND FAMILIES THE OPPORTUNITY TO WORK ONE-ON-ONE WITH A TRAINED VOLUNTEER. VOLUNTEERS WILL HELP CLIENTS CREATE AND REACH THEIR GOALS, PAVING A PATH TO OVERALL FINANCIAL STABILITY AND A BETTER UNDERSTANDING OF HOW TO MANAGE THE DAILY INTERACTION BETWEEN THEIR FINANCES AND PERSONAL LIVES. WE HAVE SEEN AN INCREASE OF CLIENT INTEREST FOR ONE ON ONE COACHING DUE TO THE PANDEMIC WITH SPECIAL INTEREST IN FINANCIAL PLANNING AND MONEY MANAGEMENT. WE ARE WORKING IN PARTNERSHIP WITH REFERRING PARTNERS TO PROVIDE COACHING TO DIVERSE COMMUNITIES TO HELP NAVIGATE THIS DIFFICULT FINANCIAL SITUATION. | $0 | $89,050 |
| CREDIT BUILDING - INNOVATIVE CHANGES HELPED OVER 750 CLIENTS TAKE CONTROL OF THEIR CREDIT AND BUILD STRONG CREDIT SCORES TO INCREASE THEIR ACCESS TO WELL-PRICED ASSET-BUILDING CREDIT, SUCH AS HOME MORTGAGES, SMALL BUSINESS LOANS AND HIGHER EDUCATION LOANS. OUR COACHING AND CREDIT BUILDER LOANS HELP PEOPLE WITH NO CREDIT SCORE ESTABLISH A SOLID BASIS FOR RESPONSIBLE BORROWING. | $0 | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| KEVORK ISIKBAY | President | - | $0 | - | - |
| STEVE PAGENSTECHER | Treasurer | - | $0 | - | - |
| SARAH CHENVEN | Secretary | - | $0 | - | - |
| JOSH SLEDGE | Director | - | $0 | - | - |
| IAN GALLOWAY | Director | - | $0 | - | - |
| PETER HAINLEY | Executive Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Innovative Changes
- EIN
- 80-0516996
- Phone
- 5032495205
- Address
- 20508 SW ROY ROGERS RD NO 155, SHERWOOD, OR 97140
Signing Officer
- Name
- Peter Hainley
- Title
- Executive Director
- Phone
- 5032495205
- Signed
- 2021-01-21
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Mcdonald Jacobs Pc
- Address
- 520 SW YAMHILL ST STE 500, PORTLAND, OR 97204
- Preparer
- Sang Ahn
- Phone
- 5032270581
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 4 - Other Investment Income
“Description: . Amount: 50.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: advertising. Amount: 986. Description: office expenses. Amount: 20,715. Description: information technology. Amount: 319. Description: insurance. Amount: 3,684. Description: bad debt. Amount: 1,921. Description: program expenses. Amount: 161,608. Total to form 990-ez, line 16: 189,233.”
Form 990-ez, Part I, Line 20 - Other Changes in Net Assets
“Description: prior period adjustment. Amount: 626.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: accounts receivable. Beg. Of year amount: 61,800. End of year amount: 5,083. Description: notes receivable. Beg. Of year amount: 21,755. End of year amount: 18,906. Description: prepaid expenses. Beg. Of year amount: 6,327. End of year amount: 6,389.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: accounts payable and accrued expenses. Beg. Of year amount: 223,741. End of year amount: 349,168. Description: deferred revenue. Beg. Of year amount: 176,905. End of year amount: 125,307. Description: loan security holdback. Beg. Of year amount: 186,213. End of year amount: 71,236.”
Raw XML Appendix190 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/AddressChangeInd | 0 | X |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | PETER HAINLEY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5032495205 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 20508 SW ROY ROGERS RD NO 155 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | SHERWOOD |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97140 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 427836 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 337317 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 110183 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -109501 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 17178 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 517718 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 367695 |
| IRS990EZ/GrossReceiptsAmt | 0 | 135591 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 50 |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -69141 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -178016 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -69141 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -178016 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 38681 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | KEVORK ISIKBAY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | STEVE PAGENSTECHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | SARAH CHENVEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JOSH SLEDGE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | IAN GALLOWAY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | PETER HAINLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 89882 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 30378 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 626 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 189233 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | OUR MISSION IS TO HELP PEOPLE BUILD THEIR LONG-TERM FINANCIAL HEALTH. OUR VISION IS A SOCIETY WHERE ALL PEOPLE HAVE ACCESS TO SAFE, AFFORDABLE FINANCIAL PRODUCTS AND SERVICES AND THE ABILITY TO USE THEM WELL. OUR GUIDING PRINCIPLES WORK TO ADVANCE ECONOMIC JUSTICE FOR THOSE DISENFRANCHISED AND EXCLUDED BY THE MAINSTREAM FINANCIAL SERVICES SECTOR, CELEBRATE THE DIVERSE CULTURES OF OUR COMMUNITIES BY IMPLEMENTING CULTURALLY RESPONSIVE PROGRAMMING AND WE COMMIT TO BUILDING A STRONG, FINANCIALLY SUSTAINABLE ORGANIZATION. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 25358 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | LENDING - INNOVATIVE CHANGES PROVIDES RESPONSIBLE SMALL-DOLLAR CONSUMER LOANS TO HELP BORROWERS WHO ARE EXPERIENCING FINANCIAL EMERGENCIES, HOUSING CHOICE VOUCHER HOLDERS NEEDING SECURITY DEPOSITS, AND THOSE PREPARING FOR ASSET BUILDING OPPORTUNITIES. SINCE OUR INCEPTION IN EARLY 2010 THROUGH FISCAL YEAR 2020 WE ORIGINATED 1303 SMALL DOLLAR LOANS, INCLUDING 508 OPPORTUNITY AND PUBLIC LOANS, 635 CREDIT BUILDER LOANS, 40 EMERGENCY AND COVID RELIEF LOANS, 20 LOANS FOR SURVIVORS OF DOMESTIC VIOLENCE, 7 LOANS FOR ADAPTIVE TECHNOLOGY, AND 93 LOANS FOR MOVING COSTS FOR SECTION 8 HOUSING CHOICE VOUCHER HOLDERS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | THE FINANCIAL COACHING PROGRAM OFFERS LOW INCOME INDIVIDUALS AND FAMILIES THE OPPORTUNITY TO WORK ONE-ON-ONE WITH A TRAINED VOLUNTEER. VOLUNTEERS WILL HELP CLIENTS CREATE AND REACH THEIR GOALS, PAVING A PATH TO OVERALL FINANCIAL STABILITY AND A BETTER UNDERSTANDING OF HOW TO MANAGE THE DAILY INTERACTION BETWEEN THEIR FINANCES AND PERSONAL LIVES. WE HAVE SEEN AN INCREASE OF CLIENT INTEREST FOR ONE ON ONE COACHING DUE TO THE PANDEMIC WITH SPECIAL INTEREST IN FINANCIAL PLANNING AND MONEY MANAGEMENT. WE ARE WORKING IN PARTNERSHIP WITH REFERRING PARTNERS TO PROVIDE COACHING TO DIVERSE COMMUNITIES TO HELP NAVIGATE THIS DIFFICULT FINANCIAL SITUATION. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | CREDIT BUILDING - INNOVATIVE CHANGES HELPED OVER 750 CLIENTS TAKE CONTROL OF THEIR CREDIT AND BUILD STRONG CREDIT SCORES TO INCREASE THEIR ACCESS TO WELL-PRICED ASSET-BUILDING CREDIT, SUCH AS HOME MORTGAGES, SMALL BUSINESS LOANS AND HIGHER EDUCATION LOANS. OUR COACHING AND CREDIT BUILDER LOANS HELP PEOPLE WITH NO CREDIT SCORE ESTABLISH A SOLID BASIS FOR RESPONSIBLE BORROWING. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 116482 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 89050 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 0 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | OR |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 586859 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 545711 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 245092 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 205532 |
| IRS990EZ/TotalRevenueAmt | 0 | 135591 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.INNOVATIVECHANGES.ORG |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 110183 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 56248 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 172765 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 166842 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 339431 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 845469 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 50 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 3 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 235 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 718 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 1007 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 316820 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 714 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 2001 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 875 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2212 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 5802 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.77810 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.80740 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 663153 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 182316 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 110183 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 56248 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 172765 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 166842 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 339431 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 845469 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 852278 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: . AMOUNT: 50. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: ADVERTISING. AMOUNT: 986. DESCRIPTION: OFFICE EXPENSES. AMOUNT: 20,715. DESCRIPTION: INFORMATION TECHNOLOGY. AMOUNT: 319. DESCRIPTION: INSURANCE. AMOUNT: 3,684. DESCRIPTION: BAD DEBT. AMOUNT: 1,921. DESCRIPTION: PROGRAM EXPENSES. AMOUNT: 161,608. TOTAL TO FORM 990-EZ, LINE 16: 189,233. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: PRIOR PERIOD ADJUSTMENT. AMOUNT: 626. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 61,800. END OF YEAR AMOUNT: 5,083. DESCRIPTION: NOTES RECEIVABLE. BEG. OF YEAR AMOUNT: 21,755. END OF YEAR AMOUNT: 18,906. DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 6,327. END OF YEAR AMOUNT: 6,389. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DESCRIPTION: ACCOUNTS PAYABLE AND ACCRUED EXPENSES. BEG. OF YEAR AMOUNT: 223,741. END OF YEAR AMOUNT: 349,168. DESCRIPTION: DEFERRED REVENUE. BEG. OF YEAR AMOUNT: 176,905. END OF YEAR AMOUNT: 125,307. DESCRIPTION: LOAN SECURITY HOLDBACK. BEG. OF YEAR AMOUNT: 186,213. END OF YEAR AMOUNT: 71,236. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PETER HAINLEY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5032495205 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-01-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | INNOVATIVE CHANGES |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INNO |
| ReturnHeader/Filer/EIN | 0 | 800516996 |
| ReturnHeader/Filer/PhoneNum | 0 | 5032495205 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 20508 SW ROY ROGERS RD NO 155 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SHERWOOD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OR |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 97140 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 930900579 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MCDONALD JACOBS PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 520 SW YAMHILL ST STE 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PORTLAND |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 97204 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5032270581 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | SANG AHN |
| ReturnHeader/ReturnTs | 0 | 2021-01-28T20:29:01-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-06-30 |
| ReturnHeader/TaxYr | 0 | 2019 |
Document Assets
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Filings
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $367,695
- Liabilities
- $545,711
- Net assets
- -$178,016
- Revenue
- $135,591
- Expenses
- $245,092
- Net income
- -$109,501