Civic Intelligence

Innovative Changes

990 • Fiscal year 2011 • EIN 80-0516996

Jul 01, 2010 to Jun 30, 2011 • Filed on Mar 29, 2012

Organization ProfileWWW.INNOVATIVECHANGES.ORG
4610 N Trenton Street97203
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.32x

Higher debt load relative to assets than 84% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

87th percentile

63%

Faster asset growth than 87% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets84th percentile

Assets

$355,963

No earlier filing loaded for comparison.

Net Assets

$242,246

No earlier filing loaded for comparison.

Liabilities

$113,717

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$213,481

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0-$200KAssets 2011: $355,963Liabilities 2011: $113,717Net Assets 2011: $242,2462011Assets 2012: $413,795Liabilities 2012: $205,523Net Assets 2012: $208,2722012Assets 2013: $461,364Liabilities 2013: $94,773Net Assets 2013: $366,5912013Assets 2015: $403,166Liabilities 2015: $67,722Net Assets 2015: $335,4442015Assets 2017: $396,588Liabilities 2017: $277,165Net Assets 2017: $119,4232017Assets 2018: $437,626Liabilities 2018: $397,861Net Assets 2018: $39,7652018Assets 2019: $517,718Liabilities 2019: $586,859Net Assets 2019: -$69,1412019Assets 2020: $367,695Liabilities 2020: $545,711Net Assets 2020: -$178,0162020

Highlighted filing

2011

Assets$355,963
Liabilities$113,717
Net Assets$242,246
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200K-$400KExpenses 2011: $213,4812011Expenses 2012: $274,1712012Expenses 2013: $320,3042013Revenue 2015: $469,457Expenses 2015: $365,606Net Income 2015: $103,8512015Revenue 2017: $230,509Expenses 2017: $446,303Net Income 2017: -$215,7942017Revenue 2018: $223,938Expenses 2018: $303,596Net Income 2018: -$79,6582018Revenue 2019: $156,392Expenses 2019: $264,975Net Income 2019: -$108,5832019Revenue 2020: $135,591Expenses 2020: $245,092Net Income 2020: -$109,5012020

Highlighted filing

2011

Revenue-
Expenses$213,481
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2010 to Jun 30, 2011
Signed
Mar 29, 2012
Return Version
2010v3.2
Gross Receipts
$316,042
Mission and Program Overview

Mission

Our mission is to help people build their long-term financial health. Our vision is a society where all people have access to safe, affordable financial products and services and the ability to use them well. Our guiding principles work to advance economic justice for those disenfranchised and excluded by the mainstream financial services sector, celebrate the diverse cultures of our communities by implementing culturally responsive programming and we commit to building a strong, financially sustainable organization.

Major Activities

Activity 2
Financial Education - provide practical, comprehensive financial coaching that helps households take control of their finances and develop positive spending and savings habits.
Activity 3
Credit Building - help clients take control of their credit and build strong credit scores to increase their access to well-priced asset-creating credit, such as home mortgages, small business loans and higher education loans.
Filing and Contact Details

Filer

EIN
80-0516996
Raw XML AppendixShowing 400 of 452 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0No documents available to the public.
IRS990ScheduleO/GeneralExplanation/Explanation1Members of the board are given a copy of form 990 to review prior to filing. Any questions, comments or observations are presented to the Executive Director for clarification.
IRS990ScheduleO/GeneralExplanation/Explanation2OTHER PROGRAM SERVICES 4: Asset Building - in addition to promoting good savings skills and habits, the program directs clients to nonprofit asset-building programs, "second chance" bank accounts and secured revolving credit.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990, Part VI, Line 19
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990, Part VI, Line 11
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990, Part III, Line 4d
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Line 11: Form 990 Review Process
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part III, Line 4d : Other Program Services Description
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$355,963
Liabilities
$113,717
Net assets
$242,246
Revenue
-
Expenses
$213,481
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.68$5.46$1.78$1.36$2.45$1.10
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.18$5.87$0.69$1.56$2.65$1.09
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.38$3.98$0.40$2.24$3.04$0.80
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.97$2.77$1.19$2.31$4.46$2.16
2015Detailed filing. Detailed filing data is available for this year.$4.03$0.68$3.35$4.69$3.66$1.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.61$0.95$3.67$3.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.14$2.06$2.08$2.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.56$1.14$2.42$2.13