Civic Intelligence

Senior Serve

990 • Fiscal year 2015 • EIN 77-0413341

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 14, 2016

Organization ProfileWWW.STEWARDSINC.ORG
2211 H StreetBakersfield, CA 93301

(661) 631-1258

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

1.03x

Higher debt load relative to assets than 93% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

86th percentile

0.63x

Higher debt load relative to revenue than 86% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Net Margin

41st percentile

0.1%

Higher net margin than 41% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

76th percentile

$66,417

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Asset Growth

32nd percentile

-3.1%

Faster asset growth than 32% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

59th percentile

8.0%

Faster revenue growth than 59% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$539,492

Down $17,252 (-3.1%) from 2014

Net Assets

Up

-$16,692

Up $1,072 (+6.0%) from 2014

Liabilities

Down

$556,184

Down $18,324 (-3.2%) from 2014

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin41st percentile

Revenue

Up

$881,131

Up $65,000 (+8.0%) from 2014

Expenses

Up

$880,059

Up $75,333 (+9.4%) from 2014

Net Income

Down

$1,072

Down $10,333 (-91%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth32nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0-$500KAssets 2011: $650,108Liabilities 2011: $614,615Net Assets 2011: $35,4932011Assets 2012: $610,310Liabilities 2012: $570,332Net Assets 2012: $39,9782012Assets 2013: $581,570Liabilities 2013: $610,638Net Assets 2013: -$29,0682013Assets 2014: $556,744Liabilities 2014: $574,508Net Assets 2014: -$17,7642014Assets 2015: $539,492Liabilities 2015: $556,184Net Assets 2015: -$16,6922015Assets 2016: $584,823Liabilities 2016: $577,881Net Assets 2016: $6,9422016Assets 2017: $535,365Liabilities 2017: $549,565Net Assets 2017: -$14,2002017Assets 2018: $501,197Liabilities 2018: $533,212Net Assets 2018: -$32,0152018Assets 2019: $516,736Liabilities 2019: $550,932Net Assets 2019: -$34,1962019Assets 2020: $894,149Liabilities 2020: $836,524Net Assets 2020: $57,6252020Assets 2021: $596,955Liabilities 2021: $579,474Net Assets 2021: $17,4812021Assets 2022: $589,331Liabilities 2022: $582,851Net Assets 2022: $6,4802022Assets 2023: $474,954Liabilities 2023: $500,951Net Assets 2023: -$25,9972023Assets 2024: $490,069Liabilities 2024: $478,818Net Assets 2024: $11,2512024

Highlighted filing

2015

Assets$539,492
Liabilities$556,184
Net Assets-$16,692
Open 2015 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $830,589Expenses 2011: $841,524Net Income 2011: -$10,9352011Revenue 2012: $927,536Expenses 2012: $923,050Net Income 2012: $4,4862012Revenue 2013: $851,490Expenses 2013: $920,536Net Income 2013: -$69,0462013Revenue 2014: $816,131Expenses 2014: $804,726Net Income 2014: $11,4052014Revenue 2015: $881,131Expenses 2015: $880,059Net Income 2015: $1,0722015Revenue 2016: $1,100,166Expenses 2016: $1,076,532Net Income 2016: $23,6342016Revenue 2017: $998,893Expenses 2017: $1,020,035Net Income 2017: -$21,1422017Revenue 2018: $1,091,654Expenses 2018: $1,092,982Net Income 2018: -$1,3282018Revenue 2019: $1,423,339Expenses 2019: $1,409,032Net Income 2019: $14,3072019Revenue 2020: $1,722,511Expenses 2020: $1,618,227Net Income 2020: $104,2842020Revenue 2021: $1,589,144Expenses 2021: $1,624,570Net Income 2021: -$35,4262021Revenue 2022: $1,992,713Expenses 2022: $2,002,661Net Income 2022: -$9,9482022Revenue 2023: $1,745,190Expenses 2023: $1,766,760Net Income 2023: -$21,5702023Revenue 2024: $2,415,321Expenses 2024: $2,405,599Net Income 2024: $9,7222024

Highlighted filing

2015

Revenue$881,131
Expenses$880,059
Net Income$1,072
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 14, 2016
Return Version
2015v2.1
Gross Receipts
$881,131
Mission and Program Overview

Mission

Igniting hope, inspiring futures. Stewards inc. Is a representative payee organization that provides financial counsel, guidance and assistance with budgeting and bill paying.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$530,692$508,652▼ $22,040
Cash and Non-Interest-Bearing Accounts$24,995$29,600▲ $4,605
Total Assets$556,744$539,492▼ $17,252
Other Assets Total$1,057$1,240▲ $183
Liabilities
Other Liabilities$573,008$485,736▼ $87,272
Accounts Payable and Accrued Expenses$1,500$27,135▲ $25,635
Unsecured Notes Loans Payable-$25,181-
Deferred Revenue-$18,132-
Total Liabilities$574,508$556,184▼ $18,324
Net Assets / Fund Balance
Unrestricted Net Assets$-17,764$-16,692▲ $1,072
Total Net Assets Fund Balance$-17,764$-16,692▲ $1,072
Total Liabilities and Net Assets / Fund Balance$556,744$539,492▼ $17,252

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$402,011$172,641$574,652
Land$100,000-$100,000
Equipment$5,900$85,008$90,908
Other Land Buildings$741$20,040$20,781
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Andrae GonzalesExecutive DiFT$66,417$66,417

Board Members and Trustees

NameTitle
Gloria MarshallPresident
Christine JohnsonDirector
Ed TaylorDirector
Kevin HelperDirector
Ronnie RamDirector
Norma Rojas-moraSecretary
Adrian HolmesTreasurer
Louis MedinaVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$19,574
Program Service Revenue
$850,733
Investment Income
$0
Other Revenue
$10,824
All Other Contributions
$19,574
Change in Net Assets
$1,072

Audited Revenue Reconciliation

Revenue per Audited Statements
$881,131
Total Revenue per Audited Statements
$881,131
Total Revenue per Form 990
$881,131
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$559,690
Salaries, Compensation, and Employee Benefits$320,369
Total Fundraising Expense$24,531
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$212,662$11,312$2,262$226,236
Current Officers, Directors, Trustees, and Key Employees$49,813$13,283$3,321$66,417
All Other Expenses$28,690$16,333-$45,023
Interest$35,224$3,914-$39,138
Information Technology$32,196$3,577-$35,773
Payroll Taxes$26,053$1,386$277$27,716
Insurance$24,555$759-$25,314
Fees for Services Accounting$20,833$2,315-$23,148
Depreciation Depletion$17,632$4,408-$22,040
Other Expenses$13,859$3,465$18,671$17,324
Office Expenses$8,243$709-$8,952
Advertising$4,997$102-$5,099
Travel$627--$627
Total Functional Expenses$788,710$66,818$24,531$880,059

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$880,059
Total Expenses per Audited Statements$880,059
Total Expenses per Form 990$880,059
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$10,824
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Mortgage Payable$436,061
Conserved Funds$49,675
Other Liabilities-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 8A

“Meetings of minutes are maintined for the board of director meetings.”

Form 990, Page 6, Part VI, Line 11B

“Organization submits the form 990 to it's governing board prior to the filing of such return for review and approval.”

Form 990, Page 6, Part VI, Line 12C

“Annual review of policy with governing board”

Form 990, Page 6, Part VI, Line 15A

“Board of directors reviews annually the executive director position, performs a review of the performance as well as compensation plan.”

Form 990, Page 6, Part VI, Line 15B

“Executive directors performs annual performance reviews of key personnel and reviews such evaluations along with compensation with the board annually.”

Form 990, Page 6, Part VI, Line 19

“Documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Senior Serve
EIN
77-0413341
Phone
6616311258
Address
2211 H STREET, BAKERSFIELD, CA 93301
Doing Business As
Stewards Inc

Signing Officer

Name
Andrae Gonzales
Title
Executive Director
Phone
6616311258
Signed
2016-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrae Gonzales
Formed
1995
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
8
Employees
13
Volunteers
8

Preparer

Firm
O'DELL CROSS A PROFESSIONAL CORPORATION
Address
5001 CALIFORNIA AVE 212, BAKERSFIELD, CA 93309
Preparer
Nicolette R Cross
Phone
6617161160
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Volunteers are the governing board of directors.”

Form 990, Page 2, Part III, Line 4D

“Fundraising expenses to bring awareness to the needs of the community for payee service and hopes to raise additional funds to provide additional resources for the clients of the organization.”

Form 990, Page 5, Part V, Line 3B

“Organization does not incur any unrelated business income for which a form 990-t is required to be filed.”

Raw XML Appendix384 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01500
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt027135
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0IGNITING HOPE, INSPIRING FUTURES. STEWARDS INC. IS A REPRESENTATIVE PAYEE ORGANIZATION THAT PROVIDES FINANCIAL COUNSEL, GUIDANCE AND ASSISTANCE WITH BUDGETING AND BILL PAYING.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0102
IRS990/AdvertisingGrp/ProgramServicesAmt04997
IRS990/AdvertisingGrp/TotalAmt05099
IRS990/AllOtherContributionsAmt019574
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt016333
IRS990/AllOtherExpensesGrp/ProgramServicesAmt028690
IRS990/AllOtherExpensesGrp/TotalAmt045023
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0STEWARDS INC
IRS990/BooksInCareOfDetail/PhoneNum06616311258
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02211 H STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0BAKERSFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd093301
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt024995
IRS990/CashNonInterestBearingGrp/EOYAmt029600
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt03321
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt013283
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt049813
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt066417
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt019574
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0559690
IRS990/CYOtherRevenueAmt010824
IRS990/CYProgramServiceRevenueAmt0850733
IRS990/CYRevenuesLessExpensesAmt01072
IRS990/CYSalariesCompEmpBnftPaidAmt0320369
IRS990/CYTotalExpensesAmt0880059
IRS990/CYTotalFundraisingExpenseAmt024531
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0881131
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/EOYAmt018132
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt04408
IRS990/DepreciationDepletionGrp/ProgramServicesAmt017632
IRS990/DepreciationDepletionGrp/TotalAmt022040
IRS990/Desc0REPRESENTATIVE PAYEE SERVICES
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0STEWARDS INC
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt013
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0788710
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt02315
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt020833
IRS990/FeesForServicesAccountingGrp/TotalAmt023148
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0RONNIE RAM
IRS990/Form990PartVIISectionAGrp/PersonNm1CHRISTINE JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm2ED TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm3KEVIN HELPER
IRS990/Form990PartVIISectionAGrp/PersonNm4ANDRAE GONZALES
IRS990/Form990PartVIISectionAGrp/PersonNm5GLORIA MARSHALL
IRS990/Form990PartVIISectionAGrp/PersonNm6LOUIS MEDINA
IRS990/Form990PartVIISectionAGrp/PersonNm7NORMA ROJAS-MORA
IRS990/Form990PartVIISectionAGrp/PersonNm8ADRIAN HOLMES
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt466417
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt6VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt8TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01995
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/FundraisingGrossIncomeAmt010824
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0881131
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt03577
IRS990/InformationTechnologyGrp/ProgramServicesAmt032196
IRS990/InformationTechnologyGrp/TotalAmt035773
IRS990/InsuranceGrp/ManagementAndGeneralAmt0759
IRS990/InsuranceGrp/ProgramServicesAmt024555
IRS990/InsuranceGrp/TotalAmt025314
IRS990/InterestGrp/ManagementAndGeneralAmt03914
IRS990/InterestGrp/ProgramServicesAmt035224
IRS990/InterestGrp/TotalAmt039138
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0277689
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0530692
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0508652
IRS990/LandBldgEquipCostOrOtherBssAmt0786341
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0false
IRS990/MissionDesc0IGNITING HOPE, INSPIRING FUTURES. STEWARDS INC. IS A REPRESENTATIVE PAYEE ORGANIZATION THAT PROVIDES FINANCIAL COUNSEL, GUIDANCE AND ASSISTANCE WITH BUDGETING AND BILL PAYING.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0-17764
IRS990/NetAssetsOrFundBalancesEOYAmt0-16692
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt010824
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0709
IRS990/OfficeExpensesGrp/ProgramServicesAmt08243
IRS990/OfficeExpensesGrp/TotalAmt08952
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01057
IRS990/OtherAssetsTotalGrp/EOYAmt01240
IRS990/OtherExpensesGrp/Desc0DIRECT CLIENT EXPENSE
IRS990/OtherExpensesGrp/Desc1BANK AND LOAN EXPENSE
IRS990/OtherExpensesGrp/Desc2FUNDRAISING COST
IRS990/OtherExpensesGrp/Desc3TELEPHONE AND UTILITIES
IRS990/OtherExpensesGrp/FundraisingAmt018671
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt05255
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13465
IRS990/OtherExpensesGrp/ProgramServicesAmt0266036
IRS990/OtherExpensesGrp/ProgramServicesAmt147290
IRS990/OtherExpensesGrp/ProgramServicesAmt213859
IRS990/OtherExpensesGrp/TotalAmt0266036
IRS990/OtherExpensesGrp/TotalAmt152545
IRS990/OtherExpensesGrp/TotalAmt218671
IRS990/OtherExpensesGrp/TotalAmt317324
IRS990/OtherLiabilitiesGrp/BOYAmt0573008
IRS990/OtherLiabilitiesGrp/EOYAmt0485736
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt02262
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt011312
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0212662
IRS990/OtherSalariesAndWagesGrp/TotalAmt0226236
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt0277
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01386
IRS990/PayrollTaxesGrp/ProgramServicesAmt026053
IRS990/PayrollTaxesGrp/TotalAmt027716
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0ANDRAE GONZALES
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0CLIENT SERVICE FEES
IRS990/ProgramServiceRevenueGrp/Desc1CLIENT SERVICE CONTRACTS
IRS990/ProgramServiceRevenueGrp/Desc2OTHER RELATED INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0568290
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1281508
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2935
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0568290
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1281508
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2935
IRS990/ProgSrvcAccomActyOtherGrp/Desc0FUNDRAISING EXPENSES TO BRING AWARENESS TO THE NEEDS OF THE COMMUNITY FOR PAYEE SERVICE AND HOPES TO RAISE ADDITIONAL FUNDS TO PROVIDE ADDITIONAL RESOURCES FOR THE CLIENTS OF THE ORGANIZATION.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0213581
IRS990/PYExcessBenefitTransInd0false
IRS990/PYOtherExpensesAmt0442786
IRS990/PYProgramServiceRevenueAmt0602500
IRS990/PYRevenuesLessExpensesAmt011355
IRS990/PYSalariesCompEmpBnftPaidAmt0361940
IRS990/PYTotalExpensesAmt0804726
IRS990/PYTotalRevenueAmt0816081
IRS990/ReconcilationRevenueExpnssAmt01072
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0850733
IRS990ScheduleA/ChurchInd0X
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0402011
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0172641
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0574652
IRS990ScheduleD/EquipmentGrp/BookValueAmt05900
IRS990ScheduleD/EquipmentGrp/DepreciationAmt085008
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt090908
IRS990ScheduleD/ExpensesSubtotalAmt0880059
IRS990ScheduleD/LandGrp/BookValueAmt0100000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0100000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0741
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt020040
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt020781
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0436061
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt149675
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MORTGAGE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CONSERVED FUNDS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2OTHER LIABILITIES
IRS990ScheduleD/RevenueSubtotalAmt0881131
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0508652
IRS990ScheduleD/TotalExpensesPerForm990Amt0880059
IRS990ScheduleD/TotalLiabilityAmt0485736
IRS990ScheduleD/TotalRevenuePerForm990Amt0881131
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0881131
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0880059
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VOLUNTEERS ARE THE GOVERNING BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FUNDRAISING EXPENSES TO BRING AWARENESS TO THE NEEDS OF THE COMMUNITY FOR PAYEE SERVICE AND HOPES TO RAISE ADDITIONAL FUNDS TO PROVIDE ADDITIONAL RESOURCES FOR THE CLIENTS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ORGANIZATION DOES NOT INCUR ANY UNRELATED BUSINESS INCOME FOR WHICH A FORM 990-T IS REQUIRED TO BE FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEETINGS OF MINUTES ARE MAINTINED FOR THE BOARD OF DIRECTOR MEETINGS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ORGANIZATION SUBMITS THE FORM 990 TO IT'S GOVERNING BOARD PRIOR TO THE FILING OF SUCH RETURN FOR REVIEW AND APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANNUAL REVIEW OF POLICY WITH GOVERNING BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BOARD OF DIRECTORS REVIEWS ANNUALLY THE EXECUTIVE DIRECTOR POSITION, PERFORMS A REVIEW OF THE PERFORMANCE AS WELL AS COMPENSATION PLAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EXECUTIVE DIRECTORS PERFORMS ANNUAL PERFORMANCE REVIEWS OF KEY PERSONNEL AND REVIEWS SUCH EVALUATIONS ALONG WITH COMPENSATION WITH THE BOARD ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 8A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0556744
IRS990/TotalAssetsEOYAmt0539492
IRS990/TotalAssetsGrp/BOYAmt0556744
IRS990/TotalAssetsGrp/EOYAmt0539492
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt019574
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt024531
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt066818
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0788710
IRS990/TotalFunctionalExpensesGrp/TotalAmt0880059
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0574508
IRS990/TotalLiabilitiesEOYAmt0556184
IRS990/TotalLiabilitiesGrp/BOYAmt0574508
IRS990/TotalLiabilitiesGrp/EOYAmt0556184
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-17764
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-16692
IRS990/TotalProgramServiceExpensesAmt0788710
IRS990/TotalProgramServiceRevenueAmt0850733
IRS990/TotalReportableCompFromOrgAmt066417
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0850733
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0881131
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0556744
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0539492
IRS990/TravelGrp/ProgramServicesAmt0627
IRS990/TravelGrp/TotalAmt0627
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-17764
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0-16692
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt025181
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02211 H STREET
IRS990/USAddress/CityNm0BAKERSFIELD
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd093301
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.STEWARDSINC.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANDRAE GONZALES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06616311258
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SENIOR SERVE
ReturnHeader/Filer/BusinessNameControlTxt0SENI
ReturnHeader/Filer/EIN0770413341
ReturnHeader/Filer/PhoneNum06616311258
ReturnHeader/Filer/USAddress/AddressLine1Txt02211 H STREET
ReturnHeader/Filer/USAddress/CityNm0BAKERSFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd093301
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0770568293
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0O'DELL CROSS A PROFESSIONAL CORPORATION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05001 CALIFORNIA AVE 212
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BAKERSFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd093309
ReturnHeader/PreparerPersonGrp/PhoneNum06617161160
ReturnHeader/PreparerPersonGrp/PreparationDt02016-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NICOLETTE R CROSS
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-11-15T14:00:36-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$539,492
Liabilities
$556,184
Net assets
-$16,692
Revenue
$881,131
Expenses
$880,059
Net income
$1,072
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.49$0.48$0.01$2.42$2.41$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.47$0.50$0.03$1.75$1.77$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.59$0.58$0.01$1.99$2.00$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.60$0.58$0.02$1.59$1.62$0.04
2020Detailed filing. Detailed filing data is available for this year.$0.89$0.84$0.06$1.72$1.62$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.52$0.55$0.03$1.42$1.41$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.50$0.53$0.03$1.09$1.09$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.54$0.55$0.01$1.00$1.02$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.58$0.58$0.01$1.10$1.08$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.54$0.56$0.02$0.88$0.88$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.56$0.57$0.02$0.82$0.80$0.01
2013Summary only. Only limited summary data is available for this year.$0.58$0.61$0.03$0.85$0.92$0.07
2012Summary only. Only limited summary data is available for this year.$0.61$0.57$0.04$0.93$0.92$0.00
2011Summary only. Only limited summary data is available for this year.$0.65$0.61$0.04$0.83$0.84$0.01