Civic Intelligence

Oklahoma Central Credit Union

990 • Fiscal year 2022 • EIN 73-0731221

Jan 01, 2022 to Dec 31, 2022 • Filed on Sep 28, 2023

Organization ProfileWWW.OKLAHOMACENTRAL.CREDITUNION

View Organization Page

4956 S Peoria AveTulsa, OK 74105

(918) 664-6000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.91x

Higher debt load relative to assets than 47% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Liabilities / Revenue

80th percentile

23.67x

Higher debt load relative to revenue than 80% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Net Margin

36th percentile

14%

Higher net margin than 36% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Top Officer Pay

99th percentile

$2,209,837

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 8.3% of source-year revenue.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2022

Asset Growth

9th percentile

-2.9%

Faster asset growth than 9% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Revenue Growth

11th percentile

0.2%

Faster revenue growth than 11% of similar nonprofits.

2022 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets47th percentile

Assets

Flat

$692,106,442

Flat from 2022

Net Assets

Flat

$62,847,201

Flat from 2022

Liabilities

Flat

$629,259,241

Flat from 2022

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin36th percentile

Revenue

Flat

$26,582,769

Flat from 2022

Expenses

Flat

$22,766,019

Flat from 2022

Net Income

Flat

$3,816,750

Flat from 2022

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2011: $445,999,699Liabilities 2011: $386,398,359Net Assets 2011: $59,601,3402011Assets 2012: $474,907,726Liabilities 2012: $411,494,875Net Assets 2012: $63,412,8512012Assets 2013: $476,176,474Liabilities 2013: $417,284,695Net Assets 2013: $58,891,7792013Assets 2014: $493,391,510Liabilities 2014: $428,892,397Net Assets 2014: $64,499,1132014Assets 2015: $511,786,434Liabilities 2015: $445,676,725Net Assets 2015: $66,109,7092015Assets 2016: $531,190,187Liabilities 2016: $462,668,598Net Assets 2016: $68,521,5892016Assets 2017: $539,487,608Liabilities 2017: $467,532,624Net Assets 2017: $71,954,9842017Assets 2018: $554,749,561Liabilities 2018: $482,598,343Net Assets 2018: $72,151,2182018Assets 2019: $580,520,428Liabilities 2019: $503,673,988Net Assets 2019: $76,846,4402019Assets 2020: $662,316,829Liabilities 2020: $578,674,644Net Assets 2020: $83,642,1852020Assets 2021: $713,131,238Liabilities 2021: $630,443,132Net Assets 2021: $82,688,1062021Assets 2022: $692,106,442Liabilities 2022: $629,259,241Net Assets 2022: $62,847,2012022Assets 2022: $692,106,442Liabilities 2022: $629,259,241Net Assets 2022: $62,847,2012022Assets 2023: $672,849,029Liabilities 2023: $598,404,663Net Assets 2023: $74,444,3662023Assets 2024: $686,876,830Liabilities 2024: $605,739,032Net Assets 2024: $81,137,7982024

Highlighted filing

2022

Assets$692,106,442
Liabilities$629,259,241
Net Assets$62,847,201
Open 2022 Filing

Operations Trend

Revenue Growth11th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2011: $19,961,9512011Expenses 2012: $19,018,7802012Revenue 2013: $20,248,131Expenses 2013: $18,711,980Net Income 2013: $1,536,1512013Revenue 2014: $20,949,007Expenses 2014: $18,408,098Net Income 2014: $2,540,9092014Revenue 2015: $20,921,966Expenses 2015: $18,734,046Net Income 2015: $2,187,9202015Revenue 2016: $24,830,862Expenses 2016: $22,203,831Net Income 2016: $2,627,0312016Revenue 2017: $27,082,459Expenses 2017: $24,225,515Net Income 2017: $2,856,9442017Revenue 2018: $27,287,380Expenses 2018: $26,470,285Net Income 2018: $817,0952018Revenue 2019: $29,411,171Expenses 2019: $27,068,863Net Income 2019: $2,342,3082019Revenue 2020: $28,267,614Expenses 2020: $24,975,455Net Income 2020: $3,292,1592020Revenue 2021: $26,539,012Expenses 2021: $22,526,783Net Income 2021: $4,012,2292021Revenue 2022: $26,582,769Expenses 2022: $22,766,019Net Income 2022: $3,816,7502022Revenue 2022: $26,582,769Expenses 2022: $22,766,019Net Income 2022: $3,816,7502022Revenue 2023: $34,863,456Expenses 2023: $28,010,061Net Income 2023: $6,853,3952023Revenue 2024: $38,207,802Expenses 2024: $33,147,541Net Income 2024: $5,060,2612024

Highlighted filing

2022

Revenue$26,582,769
Expenses$22,766,019
Net Income$3,816,750
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Sep 28, 2023
Return Version
2022v5.0
Gross Receipts
$97,143,323
Mission and Program Overview

Mission

Oklahoma central credit union is a 501(c)(14), state chartered credit union. Oklahoma central credit union provides consumer and business financial services to include deposit accounts, investments, and loans. Our mission is to make a difference in the lives of our employees, members, and the communities we serve.

To make a difference in the lives of our employees, members, and the communities we serve.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$342,291,027$368,701,081▲ $26,410,054
Investments Other Securities$294,341,800$245,879,164▼ $48,462,636
Rtn Earn Endowment Incm Other Fnds$82,688,106$62,847,201▼ $19,840,905
Cash and Non-Interest-Bearing Accounts$35,034,151$38,138,518▲ $3,104,367
Land, Buildings, and Equipment, Net$20,035,802$18,093,509▼ $1,942,293
Accounts Receivable$978,453$965,043▼ $13,410
Prepaid Expenses and Deferred Charges$596,011$916,091▲ $320,080
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$713,131,238$692,106,442▼ $21,024,796
Other Assets Total$19,853,994$19,413,036▼ $440,958
Liabilities
Other Liabilities$626,275,356$626,526,227▲ $250,871
Accounts Payable and Accrued Expenses$3,838,071$2,436,058▼ $1,402,013
Escrow Account Liability$329,705$296,956▼ $32,749
Total Liabilities$630,443,132$629,259,241▼ $1,183,891
Net Assets / Fund Balance
Total Net Assets Fund Balance$82,688,106$62,847,201▼ $19,840,905
Total Liabilities and Net Assets / Fund Balance$713,131,238$692,106,442▼ $21,024,796

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,630,789$9,750,938$18,381,727
Equipment$1,720,182$12,387,904$14,108,086
Land$7,742,538-$7,742,538
Leasehold Improvements$0$321,838$321,838
Other Securities$50,810,184--
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Eugenia WilsonChief Executive OfficerFT$1,967,890$241,947$2,209,837
Shelli SchroederEvp Chief Operating OfficerFT$176,987$62,120$239,107
William JolinChief Financial OfficerFT$146,949$29,713$176,662
Katrina MortonVP of LendingFT$127,622$24,337$151,959
Jeremy LippiattVP of Integrated Technology ServicesFT$135,420$13,381$148,801
Kathleen ManningDirector of MarketingFT$111,585$28,419$140,004
Marguerite VavrickDirector of Human ResourcesFT$114,698$23,155$137,853
Allen CofferVP of Strategy and InnovationFT$102,389$14,867$117,256

Board Members and Trustees

NameTitle
Tom HilleChairman
Joel DollarVice Chairman
Andy MurphreeDirector
Anne DormanDirector
John KushnerickDirector
Susan PhelpsDirector
Penny CheffeySecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCSoftware Services255 FISERV DRIVE, Brookfield, WI 53045$981,002
Ncr CorporationStatements/home Banking864 SPRING STREET NW, Atlanta, GA 30308$797,340
N2 Advertising LLCAdvertising6910 S YORKTOWN AVENUE SUITE 70275, Tulsa, OK 74170$642,621
Shi International CorpSoftware Services290 DAVIDSON AVENUE, Somerset, NJ 08873$393,284
Praetoria Group LLCSecurity115 W 3RD STREET SUITE 803, Tulsa, OK 74103$315,369
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$22,598,406
Investment Income
$3,984,363
Other Revenue
$0
Change in Net Assets
$3,816,750

Audited Revenue Reconciliation

Revenue per Audited Statements
$26,582,769
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$26,582,769
Total Revenue per Form 990
$26,582,769
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$13,243,880
Salaries, Compensation, and Employee Benefits$9,482,139
Grants and Similar Amounts Paid$40,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,830,382
Current Officers, Directors, Trustees, and Key Employees---$2,625,607
Office Expenses---$2,375,622
Information Technology---$2,254,474
Occupancy---$1,880,544
Depreciation Depletion---$1,639,330
Other Employee Benefits---$1,064,459
Advertising---$916,712
Payroll Taxes---$589,553
Fees for Services Management---$525,468
Pension Plan Contributions---$372,138
Insurance---$228,871
Fees for Services Accounting---$191,193
Conferences and Meetings---$73,787
Other Expenses---$70,815
Grants to Domestic Orgs---$40,000
Fees for Services Legal---$25,866
Interest---$211
Total Functional Expenses$0$0$0$22,766,019

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$22,766,019
Total Expenses per Audited Statements$22,766,019
Total Expenses per Form 990$22,766,019
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Oklahoma Central Foundation IncTulsa, OK501(c)(3)Foundation Support$40,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts$230,302,442
Share Draft Accounts$153,037,743
Money Market Accounts$129,091,861
Share & Ira Certificates$86,401,346
Individual Retirement Accounts$27,692,835
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Oklahoma central credit union has members as specified by its bylaws.”

Form 990, Part VI, Section A, Line 7A

“Oklahoma central credit union members have the power to elect the board of directors at the annual meeting.”

Form 990, Part VI, Section A, Line 8B

“Oklahoma central credit union does not have committees with authority to act on the governing body's behalf.”

Form 990, Part VI, Section B, Line 11B

“The chief financial officer reviews the form 990 and discusses it with the chief executive officer. A draft of form 990 is presented to the board of directors prior to filing with the internal revenue service.”

Form 990, Part VI, Section B, Line 12C

“Oklahoma central credit union (the credit union) monitors and enforces compliance with the conflict of interest policy by sending out a bas annually to all board of directors members. Members of the official family are expected to avoid any activity that may lead, or have the appearance of leading, to a conflict of interest between the official family member and his/her responsibility to the credit union. Conflicts of interest generally occur within the areas of personal investments, affiliations, business gifts and confidential information. In the event an official family member believes that there may be a conflict of interest, the person should report the matter in writing to the chief executive officer, making a full disclosure of pertinent circumstances. All potential conflicts of interest must be disclosed, including those that have inadvertently arisen due to business or personal relationships with customers, suppliers, business associates or competitors. Each case may involve special circumstances and will be judged on its own merits considering the duties of the official family member and the significance of factors involved.”

Form 990, Part VI, Section B, Line 15

“A third party compensation consultant service is used. Software is provided to administer and maintain compensation levels of all staff. Compensation is based on job evaluations and grade levels. Grade levels dictate whether range is at the national, regional or local levels. Overall grade level system testing is done periodically and for specific occurrences with an outside consultant when new positions are added or at the request of oklahoma central credit union. A compensation salary survey compiled by a national association is provided to the board of directors. The board of directors uses survey and grade level information to evaluate chief executive officer as well as other officers and key employees. The board of directors meets independently of regular meetings for compensation discussions annually of the chief executive officer. The board of directors keeps contemporaneous substantiation of the deliberation and decision. This process last occurred in april 2023.”

Form 990, Part VI, Section C, Line 19

“Oklahoma central credit union (the credit union) makes its governing documents and financial statements available to the public upon request in the same time and manner as other disclosures required under internal revenue code section 6104. The credit union does not have a separate conflict of interest policy.”

Filing and Contact Details

Filer

Filer Name
Oklahoma Central Credit Union
EIN
73-0731221
Phone
9186646000
Address
4956 S PEORIA AVE, TULSA, OK 74105

Signing Officer

Name
Bill Jolin
Title
Chief Financial Officer
Phone
9186646000
Signed
2023-09-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Eugenia Wilson
Formed
1941
Legal Domicile
Ok
Voting Board Members
7
Independent Board Members
7
Employees
204
Volunteers
9

Preparer

Firm
Rsm US Llp
Address
4650 EAST 53RD STREET, DAVENPORT, IA 52807-3479
Preparer
Jenifer L Chase
Phone
5638884000
Supplemental Narrative

Additional Explanations

FORM 990, PART I, LINE 6:

“Oklahoma central credit union has 7 directors and 2 supervisory committee members, all of whom are volunteers.”

FORM 990, PART XI, LINE 9:

“Reclassification adjustment for net investment losses 240,144.”

FORM 990, PART XII, LINE 2C:

“The oversight and selection process has not changed from the prior tax year.”

Financial Statement Notes

PART IV, LINE 2B:

“The organization's escrow accounts are maintained by oklahoma central credit union for the benefit of paying real estate taxes and/or insurance on behalf of the credit union's members that hold mortgages.”

PART X, LINE 2:

“Oklahoma central credit union (the credit union) is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.”

Raw XML AppendixShowing 400 of 608 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03838071
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02436058
IRS990/AccountsReceivableGrp/BOYAmt0978453
IRS990/AccountsReceivableGrp/EOYAmt0965043
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO MAKE A DIFFERENCE IN THE LIVES OF OUR EMPLOYEES, MEMBERS, AND THE COMMUNITIES WE SERVE.
IRS990/AdvertisingGrp/TotalAmt0916712
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BILL JOLIN
IRS990/BooksInCareOfDetail/PhoneNum09186646000
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04956 S PEORIA AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0TULSA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OK
IRS990/BooksInCareOfDetail/USAddress/ZIPCd074105
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt035034151
IRS990/CashNonInterestBearingGrp/EOYAmt038138518
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt020
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02625607
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt073787
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0981002
IRS990/ContractorCompensationGrp/CompensationAmt1797340
IRS990/ContractorCompensationGrp/CompensationAmt2642621
IRS990/ContractorCompensationGrp/CompensationAmt3393284
IRS990/ContractorCompensationGrp/CompensationAmt4315369
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0255 FISERV DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1864 SPRING STREET NW
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt26910 S YORKTOWN AVENUE SUITE 70275
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3290 DAVIDSON AVENUE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4115 W 3RD STREET SUITE 803
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BROOKFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1ATLANTA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2TULSA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3SOMERSET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4TULSA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1GA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2OK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3NJ
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4OK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd053045
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd130308
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd274170
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd308873
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd474103
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERV INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1NCR CORPORATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2N2 ADVERTISING LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3SHI INTERNATIONAL CORP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4PRAETORIA GROUP LLC
IRS990/ContractorCompensationGrp/ServicesDesc0SOFTWARE SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc1STATEMENTS/HOME BANKING
IRS990/ContractorCompensationGrp/ServicesDesc2ADVERTISING
IRS990/ContractorCompensationGrp/ServicesDesc3SOFTWARE SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc4SECURITY
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt040000
IRS990/CYInvestmentIncomeAmt03984363
IRS990/CYOtherExpensesAmt013243880
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt022598406
IRS990/CYRevenuesLessExpensesAmt03816750
IRS990/CYSalariesCompEmpBnftPaidAmt09482139
IRS990/CYTotalExpensesAmt022766019
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt026582769
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01639330
IRS990/Desc0PROMOTE SAVINGS AND PROVIDE FINANCIAL SERVICES TO MEMBER/OWNERS - OVERALL DEPOSIT BALANCES GREW IN 2022 BY $218K OR 0.03% OVER THE PREVIOUS YEAR. SOME OF THE SAVINGS CATEGORY CHANGES DURING THE YEAR WERE: SAVINGS AT $2.6 MILLION (1.16%); REGULAR CERTIFICATES AT $6.8 MILLION (10.92%); CHECKING AT $5.8 MILLION (3.93%); IRAS DECREASED $3.4 MILLION (6.90%), AND MONEY MARKET AT $11.6 MILLION (8.25%). IN TOTAL, THIS REPRESENTS 69,432 ACCOUNTS FROM A MEMBERSHIP TOTAL OF 44,299 WITH AN AVERAGE SAVINGS OF $14,150 PER MEMBER. THE MOMENTUM CHECKING ACCOUNT BECAME POPULAR DURING 2022 AND GENERATED 238 NEW ACCOUNTS. OUR LOW-FEE COMMERCIAL CHECKING ACCOUNT CREATED 17 NEW ACCOUNTS. OKLAHOMA CENTRAL CREDIT UNION CONTINUED INVOLVEMENT IN THE SHARED BRANCHING NETWORK AND OFFERS 5 CONVENIENT LOCATIONS TO OUR MEMBERSHIP. OUR FINANCIAL WELLNESS PROGRAM PROVIDES EMPLOYEES OF OUR SELECT EMPLOYEE GROUPS (SEG) WITH VALUABLE INFORMATION DESIGNED TO INCREASE THEIR FINANCIAL KNOWLEDGE. THESE PROGRAMS ARE OFFERED TO SEVERAL OF OUR SEG GROUPS AND CONTINUE TO BE POPULAR. A FINANCIAL LITERACY PROGRAM OFFERED SEMINARS TO MEMBERS COVERING A WIDE ARRAY OF TOPICS DESIGNED TO HELP MEMBERS BETTER MANAGE THEIR PERSONAL FINANCES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0204
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt0329705
IRS990/EscrowAccountLiabilityGrp/EOYAmt0296956
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0191193
IRS990/FeesForServicesLegalGrp/TotalAmt025866
IRS990/FeesForServicesManagementGrp/TotalAmt0525468
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt7172321
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt831330
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt98664
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1028419
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1123155
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1213381
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1314867
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1420163
IRS990/Form990PartVIISectionAGrp/PersonNm0TOM HILLE
IRS990/Form990PartVIISectionAGrp/PersonNm1PENNY CHEFFEY
IRS990/Form990PartVIISectionAGrp/PersonNm2JOEL DOLLAR
IRS990/Form990PartVIISectionAGrp/PersonNm3ANNE DORMAN
IRS990/Form990PartVIISectionAGrp/PersonNm4JOHN KUSHNERICK
IRS990/Form990PartVIISectionAGrp/PersonNm5ANDY MURPHREE
IRS990/Form990PartVIISectionAGrp/PersonNm6SUSAN PHELPS
IRS990/Form990PartVIISectionAGrp/PersonNm7EUGENIA WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm8SHELLI SCHROEDER
IRS990/Form990PartVIISectionAGrp/PersonNm9WILLIAM JOLIN
IRS990/Form990PartVIISectionAGrp/PersonNm10KATHLEEN MANNING
IRS990/Form990PartVIISectionAGrp/PersonNm11MARGUERITE VAVRICK
IRS990/Form990PartVIISectionAGrp/PersonNm12JEREMY LIPPIATT
IRS990/Form990PartVIISectionAGrp/PersonNm13ALLEN COFFER
IRS990/Form990PartVIISectionAGrp/PersonNm14KATRINA MORTON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt72037516
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8207777
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9167998
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10111585
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11114698
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12135420
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13102389
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14131796
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHIEF EXECUTIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt8EVP CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR OF MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR OF HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP OF INTEGRATED TECHNOLOGY SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP OF STRATEGY AND INNOVATION
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP OF LENDING
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01941
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-1549965
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticOrgsGrp/TotalAmt040000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt069010589
IRS990/GrossReceiptsAmt097143323
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02254474
IRS990/InsuranceGrp/TotalAmt0228871
IRS990/InterestGrp/TotalAmt0211
IRS990/InvestmentIncomeGrp/ExclusionAmt05534328
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05534328
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0294341800
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0245879164
IRS990/IRPDocumentCnt08953
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt022460680
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020035802
IRS990/LandBldgEquipBasisNetGrp/EOYAmt018093509
IRS990/LandBldgEquipCostOrOtherBssAmt040554189
IRS990/LegalDomicileStateCd0OK
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt070560554
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0OKLAHOMA CENTRAL CREDIT UNION (THE CREDIT UNION) IS A 501(C)(14), STATE CHARTERED CREDIT UNION. THE CREDIT UNION PROVIDES CONSUMER AND BUSINESS FINANCIAL SERVICES TO INCLUDE DEPOSIT ACCOUNTS, INVESTMENTS, AND LOANS. OUR MISSION IS TO MAKE A DIFFERENCE IN THE LIVES OF OUR EMPLOYEES, MEMBERS, AND THE COMMUNITIES WE SERVE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt082688106
IRS990/NetAssetsOrFundBalancesEOYAmt062847201
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-1549965
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-1549965
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-23897799
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01880544
IRS990/OfficeExpensesGrp/TotalAmt02375622
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt019853994
IRS990/OtherAssetsTotalGrp/EOYAmt019413036
IRS990/OtherChangesInNetAssetsAmt0240144
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01064459
IRS990/OtherExpensesGrp/Desc0DIVIDENDS PAID TO MEMBE
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING COSTS
IRS990/OtherExpensesGrp/Desc2STATE INCOME TAX
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt02162902
IRS990/OtherExpensesGrp/TotalAmt1712341
IRS990/OtherExpensesGrp/TotalAmt2185744
IRS990/OtherExpensesGrp/TotalAmt370815
IRS990/OtherLiabilitiesGrp/BOYAmt0626275356
IRS990/OtherLiabilitiesGrp/EOYAmt0626526227
IRS990/OtherSalariesAndWagesGrp/TotalAmt04830382
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0342291027
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0368701081
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0589553
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0372138
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0596011
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0916091
IRS990/PrincipalOfficerNm0EUGENIA WILSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME ON LOANS TO MEMBE
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3SERVICE CHARGES AND OTHER FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt016358731
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12699829
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21741266
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31617134
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016358731
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12699829
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21826583
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31713263
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt085317
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt196129
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE ENHANCED ACCESS TO CREDIT AT REASONABLE RATES - OKLAHOMA CENTRAL CREDIT UNION (THE CREDIT UNION) USES A PRUDENT LENDING PHILOSOPHY TO OFFER VARIOUS LOAN PRODUCTS AT A LOW COST FOR MEMBERS TO FINANCE THEIR HOMES, AUTOMOBILES, BOATS, COLLEGE EXPENSES, ETC. DURING 2022, THE CREDIT UNION APPROVED 5,464 LOAN REQUESTS FOR OVER $157 MILLION. A TOTAL OF 271 REAL ESTATE LOANS WERE APPROVED WITH A DOLLAR AMOUNT OF $24 MILLION. THE CREDIT UNION IS IN ITS FIFTEENTH YEAR OF COMMERCIAL LENDING AS A DIRECT RESPONSE TO OUR SMALL BUSINESS OWNERS' REQUESTS FOR FINANCIAL SERVICES. PRODUCT OFFERINGS ALSO INCLUDE SHORT TERM (7-YEAR) MORTGAGE LOANS. THE CREDIT UNION CONTINUES OFFERING HOME PROTECTION LOANS (STORM SHELTERS, GENERATORS, ETC.) AT A VERY LOW INTEREST RATE TO HELP MEMBERS AFFORD THE COSTLY EXPENSE OF ADDING THESE ITEMS.
IRS990/ProgSrvcAccomActy3Grp/Desc0COMMUNITY INVOLVEMENT: OKLAHOMA CENTRAL CREDIT UNION (THE CREDIT UNION) CONTINUES TO SUPPORT AND BE ACTIVE IN THE COMMUNITIES WE SERVE. IN 2022, THE CREDIT UNION SPONSORED OR WAS INVOLVED IN THE FOLLOWING: 1) CREDIT UNION YOUTH MONTH ENCOURAGING YOUTH TO SET GOALS AND PLAN FOR THEIR FINANCIAL FUTURES THROUGH YOUTH SAVINGS ACCOUNTS. 2) CONTRIBUTED $40,000 TO THE OKLAHOMA CENTRAL FOUNDATION. THIS MONEY WAS USED TO FUND FINANCIAL LITERACY, SCHOLARSHIPS, LOCAL TEACHER SUPPORT AND SCHOOL TECHNOLOGY. 3) THE CREDIT UNION ONCE AGAIN ALLOWED 40 PAID HOURS OF COMMUNITY SERVICE TO GIVE BACK TO THE COMMUNITY. BY YEAR END 2022, EMPLOYEES CONTRIBUTED 1,472 HOURS TO VARIOUS ORGANIZATIONS. 4) THE CREDIT UNION MADE FINANCIAL DONATIONS THROUGH A REFER-A-FRIEND PROGRAM TO ORGANIZATIONS SUCH AS DVIS, FAMILY & CHILDREN'S SERVICES, ST. FRANCIS CHILDREN'S HOSPITAL AND JOHN 3:16 MISSION.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt02123903
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt025000
IRS990/PYInvestmentIncomeAmt03881780
IRS990/PYOtherExpensesAmt010812448
IRS990/PYOtherRevenueAmt051452
IRS990/PYProgramServiceRevenueAmt022605780
IRS990/PYRevenuesLessExpensesAmt04012229
IRS990/PYSalariesCompEmpBnftPaidAmt09565432
IRS990/PYTotalExpensesAmt022526783
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt026539012
IRS990/ReconcilationRevenueExpnssAmt03816750
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt082688106
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt062847201
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt08630789
IRS990ScheduleD/BuildingsGrp/DepreciationAmt09750938
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt018381727
IRS990ScheduleD/EquipmentGrp/BookValueAmt01720182
IRS990ScheduleD/EquipmentGrp/DepreciationAmt012387904
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014108086
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt022766019
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt07742538
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt07742538
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0321838
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0321838
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0230302442
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1153037743
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2129091861
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt327692835
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt486401346
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3INDIVIDUAL RETIREMENT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4SHARE & IRA CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0104998704
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt190070276
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt250810184
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AVAILABLE FOR SALE: MORTGAGE BACKED SECURITIES

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$692,106,442
Liabilities
$629,259,241
Net assets
$62,847,201
Revenue
$26,582,769
Expenses
$22,766,019
Net income
$3,816,750
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$687$606$81.1$38.2$33.1$5.06
2023Summary only. Only limited summary data is available for this year.$673$598$74.4$34.9$28.0$6.85
2022Detailed filing. Detailed filing data is available for this year.$692$629$62.8$26.6$22.8$3.82
2022Summary only. Only limited summary data is available for this year.$692$629$62.8$26.6$22.8$3.82
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$713$630$82.7$26.5$22.5$4.01
2020Summary only. Only limited summary data is available for this year.$662$579$83.6$28.3$25.0$3.29
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$581$504$76.8$29.4$27.1$2.34
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$555$483$72.2$27.3$26.5$0.82
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$539$468$72.0$27.1$24.2$2.86
2016Summary only. Only limited summary data is available for this year.$531$463$68.5$24.8$22.2$2.63
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$512$446$66.1$20.9$18.7$2.19
2014Detailed filing. Detailed filing data is available for this year.$493$429$64.5$20.9$18.4$2.54
2013Detailed filing. Detailed filing data is available for this year.$476$417$58.9$20.2$18.7$1.54
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$475$411$63.4$19.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$446$386$59.6$20.0