Civic Intelligence

Creative Life Incorporated

990 • Fiscal year 2021 • EIN 58-1807217

Jan 01, 2021 to Dec 31, 2021 • Filed on May 05, 2022

1222 Riverside BlvdMemphis, TN 38106

(901) 775-0304

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.14x

Higher debt load relative to assets than 69% of similar nonprofits.

2021 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2021

Liabilities / Revenue

66th percentile

0.11x

Higher debt load relative to revenue than 66% of similar nonprofits.

2021 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2021

Net Margin

46th percentile

9.9%

Higher net margin than 46% of similar nonprofits.

2021 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2021

Top Officer Pay

76th percentile

$67,000

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 9.5% of source-year revenue.

2021 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2021

Asset Growth

58th percentile

15%

Faster asset growth than 58% of similar nonprofits.

2021 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Revenue Growth

74th percentile

51%

Faster revenue growth than 74% of similar nonprofits.

2021 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Assets

Up

$574,938

Up $72,891 (+15%) from 2020

Net Assets

Up

$496,814

Up $69,281 (+16%) from 2020

Liabilities

Up

$78,124

Up $3,610 (+4.8%) from 2020

Revenue

Up

$702,511

Up $237,574 (+51%) from 2020

Expenses

Up

$633,230

Up $206,858 (+49%) from 2020

Net Income

Up

$69,281

Up $30,716 (+80%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $338,250Liabilities 2011: $164,905Net Assets 2011: $173,3452011Assets 2012: $261,435Liabilities 2012: $118,808Net Assets 2012: $142,6272012Assets 2013: $296,653Liabilities 2013: $113,808Net Assets 2013: $182,8452013Assets 2014: $341,328Liabilities 2014: $117,640Net Assets 2014: $223,6882014Assets 2015: $471,020Liabilities 2015: $207,435Net Assets 2015: $263,5852015Assets 2016: $387,337Liabilities 2016: $6,993Net Assets 2016: $380,3442016Assets 2017: $406,878Liabilities 2017: $8,832Net Assets 2017: $398,0462017Assets 2018: $405,282Liabilities 2018: $28,322Net Assets 2018: $376,9602018Assets 2019: $488,416Liabilities 2019: $99,448Net Assets 2019: $388,9682019Assets 2020: $502,047Liabilities 2020: $74,514Net Assets 2020: $427,5332020Assets 2021: $574,938Liabilities 2021: $78,124Net Assets 2021: $496,8142021Assets 2022: $514,747Liabilities 2022: $43,687Net Assets 2022: $471,0602022Assets 2023: $500,077Liabilities 2023: $27,423Net Assets 2023: $472,6542023

Highlighted filing

2021

Assets$574,938
Liabilities$78,124
Net Assets$496,814

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $656,916Expenses 2011: $644,317Net Income 2011: $12,5992011Revenue 2012: $599,516Expenses 2012: $630,234Net Income 2012: -$30,7182012Revenue 2013: $588,410Expenses 2013: $548,192Net Income 2013: $40,2182013Revenue 2014: $543,811Expenses 2014: $502,968Net Income 2014: $40,8432014Revenue 2015: $544,735Expenses 2015: $504,838Net Income 2015: $39,8972015Revenue 2016: $563,942Expenses 2016: $447,183Net Income 2016: $116,7592016Revenue 2017: $526,559Expenses 2017: $508,857Net Income 2017: $17,7022017Revenue 2018: $549,084Expenses 2018: $570,170Net Income 2018: -$21,0862018Revenue 2019: $572,111Expenses 2019: $560,103Net Income 2019: $12,0082019Revenue 2020: $464,937Expenses 2020: $426,372Net Income 2020: $38,5652020Revenue 2021: $702,511Expenses 2021: $633,230Net Income 2021: $69,2812021Revenue 2022: $494,592Expenses 2022: $520,346Net Income 2022: -$25,7542022Revenue 2023: $528,014Expenses 2023: $526,420Net Income 2023: $1,5942023

Highlighted filing

2021

Revenue$702,511
Expenses$633,230
Net Income$69,281
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 5, 2022
Return Version
2021v4.2
Gross Receipts
$702,511
Mission and Program Overview

Mission

To educate 500+ children ages 5-18

To educate children thru educational, recreational,inspirational,motivational activities

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$427,533$496,814▲ $69,281
Intangible Assets$274,220$254,070▼ $20,150
Land, Buildings, and Equipment, Net$180,694$188,458▲ $7,764
Cash and Non-Interest-Bearing Accounts$47,133$132,410▲ $85,277
Total Assets$502,047$574,938▲ $72,891
Liabilities
Mortgage Notes Payable Secured by Investment Property$73,734$77,400▲ $3,666
Accounts Payable and Accrued Expenses$780$724▼ $56
Total Liabilities$74,514$78,124▲ $3,610
Net Assets / Fund Balance
Total Net Assets Fund Balance$427,533$496,814▲ $69,281
Total Liabilities and Net Assets / Fund Balance$502,047$574,938▲ $72,891

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$127,584$85,865$213,449
Other Land Buildings$60,740$109,306$170,046
Equipment$134$141,617$141,751
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Carolyn BibbsPresident CEOFT$67,000$67,000
Willean LeeExecutive AdministratorFT$47,000$47,000
Marilyn WilliamsExecutive DirectorFT$37,833$37,833

Board Members and Trustees

NameTitle
Willie CummingsBoard Chairman
Lisa JenkinsVice Chairman
Cletea Scott WoodforkBoard Member
Gloria LuellenBoard Member
Jannette GloverBoard Member
Joseph ConleyBoard Member
Joyce DuncanBoard Member
Vinvecca GrayBoard Member
Norma RichTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$702,472
Program Service Revenue
$0
Investment Income
$39
Other Revenue
$0
All Other Contributions
$560,215
Change in Net Assets
$69,281
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$325,652
Salaries, Compensation, and Employee Benefits$307,578
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$84,833$67,000-$151,833
Other Salaries and Wages$116,045--$116,045
Occupancy$47,521--$47,521
Depreciation Depletion$28,364--$28,364
Payroll Taxes$9,027$11,965-$20,992
Other Employee Benefits$18,708--$18,708
Insurance$13,336--$13,336
Other Expenses$13,193--$13,193
Office Expenses$5,535--$5,535
Fees for Services Accounting$3,280--$3,280
Fees for Services Other$2,208--$2,208
All Other Expenses$846--$846
Interest$9--$9
Total Functional Expenses$554,265$78,965$0$633,230
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI, Section A, Line 6

HAVE BOARD MEMBERS

PART VI, SECTION A, LINE 8A

EVERYTHING IS DOCUMENTED

PART VI, SECTION A, LINE 8B

EVERYTHING IS DOCUMENTED

Part VI, Section B, Line 11

There was no time for review. Upon completion, it will be reviewed at a later date by the board.

PART VI, SECTION B, LINE 12C

The organization ask that the employees sign off on policies and procedures. If any employee is in violation, they are given a warning and ask to sign off on that area of violation. If they continue not to comply, they are terminated.

PART VI, SECTION B, LINE 15A

The organization gives incremental raises based on what other nonprofits in the area are paying.

PART VI, SECTION B, LINE 15B

Again the same as top management, others are given raises based on what nonprofits in the area are paying.

Part VI, Section C, Line 19

The organization makes documents available upon request. The documents are kept on the premises in a record room and more essential records are kept in the office of the executive administrator.

Filing and Contact Details

Filer

Filer Name
Creative Life Inc
EIN
58-1807217
Phone
9017750304
Address
1222 RIVERSIDE BLVD, MEMPHIS, TN 38106

Signing Officer

Name
Carolyn Bibbs
Title
President CEO
Phone
9017750304
Signed
2022-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carolyn Bibbs
Formed
1988
Legal Domicile
Tn
Voting Board Members
10
Independent Board Members
0
Employees
17
Volunteers
30

Preparer

Firm
Padgett Business Service
Address
3432 PARK AVE, MEMPHIS, TN 38111
Preparer
Beverly J Chandler
Phone
9017521812
Supplemental Narrative

Additional Explanations

PART IX, LINE 11G

payroll services 2128, outside labor 80

PART IX, LINE 24E

bank charges 197, credit card fees 649,

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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0702511
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0464937
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0572111
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0549084
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0526559
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02815202
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt02815202
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0702511
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0464937
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0572111
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0549084
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0526559
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02815202
IRS990ScheduleA/TotalSupportAmt02815202
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0134
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0141617
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0141751
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0127584
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt085865
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0213449
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt060740
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0109306
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0170046
IRS990ScheduleD/RelatedOrgListSchRInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0188458
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HAVE BOARD MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EVERYTHING IS DOCUMENTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EVERYTHING IS DOCUMENTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE WAS NO TIME FOR REVIEW. UPON COMPLETION, IT WILL BE REVIEWED AT A LATER DATE BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION ASK THAT THE EMPLOYEES SIGN OFF ON POLICIES AND PROCEDURES. IF ANY EMPLOYEE IS IN VIOLATION, THEY ARE GIVEN A WARNING AND ASK TO SIGN OFF ON THAT AREA OF VIOLATION. IF THEY CONTINUE NOT TO COMPLY, THEY ARE TERMINATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION GIVES INCREMENTAL RAISES BASED ON WHAT OTHER NONPROFITS IN THE AREA ARE PAYING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6AGAIN THE SAME AS TOP MANAGEMENT, OTHERS ARE GIVEN RAISES BASED ON WHAT NONPROFITS IN THE AREA ARE PAYING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE ORGANIZATION MAKES DOCUMENTS AVAILABLE UPON REQUEST. THE DOCUMENTS ARE KEPT ON THE PREMISES IN A RECORD ROOM AND MORE ESSENTIAL RECORDS ARE KEPT IN THE OFFICE OF THE EXECUTIVE ADMINISTRATOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8payroll services 2128, outside labor 80
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9bank charges 197, credit card fees 649,
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI, SECTION A, LINE 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI, SECTION A, LINE 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PART VI, SECTION B, LINE 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART VI, SECTION B, LINE 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PART VI, SECTION B, LINE 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8PART IX, LINE 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9PART IX, LINE 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt0574938
IRS990/TotalAssetsGrp/BOYAmt0502047
IRS990/TotalAssetsGrp/EOYAmt0574938
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0702472
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt078965
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0554265
IRS990/TotalFunctionalExpensesGrp/TotalAmt0633230
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt074514
IRS990/TotalLiabilitiesEOYAmt078124
IRS990/TotalLiabilitiesGrp/BOYAmt074514
IRS990/TotalLiabilitiesGrp/EOYAmt078124
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0427533
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0496814
IRS990/TotalProgramServiceExpensesAmt0554265
IRS990/TotalReportableCompFromOrgAmt0151833
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt039
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0702511
IRS990/TotalVolunteersCnt030
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0502047
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0574938
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01530 FARKLEBERRY DR
IRS990/USAddress/CityNm0CORDOVA
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd038016
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CAROLYN BIBBS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09017750304
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREATIVE LIFE INC
ReturnHeader/Filer/BusinessNameControlTxt0CREA
ReturnHeader/Filer/EIN0581807217
ReturnHeader/Filer/PhoneNum09017750304
ReturnHeader/Filer/USAddress/AddressLine1Txt01222 RIVERSIDE BLVD
ReturnHeader/Filer/USAddress/CityNm0MEMPHIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd038106
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0621802572
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PADGETT BUSINESS SERVICE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03432 PARK AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MEMPHIS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd038111
ReturnHeader/PreparerPersonGrp/PhoneNum09017521812
ReturnHeader/PreparerPersonGrp/PreparationDt02022-06-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BEVERLY J CHANDLER
ReturnHeader/ReturnTs02022-06-03T14:04:20-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$5.00$0.27$4.73$5.28$5.26$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.15$0.44$4.71$4.95$5.20$0.26
2021Detailed filing. Detailed filing data is available for this year.$5.75$0.78$4.97$7.03$6.33$0.69
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.02$0.75$4.28$4.65$4.26$0.39
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.88$0.99$3.89$5.72$5.60$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.05$0.28$3.77$5.49$5.70$0.21
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.07$0.09$3.98$5.27$5.09$0.18
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.87$0.07$3.80$5.64$4.47$1.17
2015Summary only. Only limited summary data is available for this year.$4.71$2.07$2.64$5.45$5.05$0.40
2014Detailed filing. Detailed filing data is available for this year.$3.41$1.18$2.24$5.44$5.03$0.41
2013Detailed filing. Detailed filing data is available for this year.$2.97$1.14$1.83$5.88$5.48$0.40
2012Summary only. Only limited summary data is available for this year.$2.61$1.19$1.43$6.00$6.30$0.31
2011Summary only. Only limited summary data is available for this year.$3.38$1.65$1.73$6.57$6.44$0.13