Civic Intelligence

Creative Life Incorporated

990 • Fiscal year 2016 • EIN 58-1807217

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 14, 2017

P O Box 1891Memphis, TN 38101-0000

(901) 775-0304

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.02x

Higher debt load relative to assets than 42% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

38th percentile

0.01x

Higher debt load relative to revenue than 38% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Net Margin

79th percentile

21%

Higher net margin than 79% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

73rd percentile

$62,500

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 11.1% of source-year revenue.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Asset Growth

10th percentile

-18%

Faster asset growth than 10% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

51st percentile

3.5%

Faster revenue growth than 51% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Assets

Down

$387,337

Down $83,683 (-18%) from 2015

Net Assets

Up

$380,344

Up $116,759 (+44%) from 2015

Liabilities

Down

$6,993

Down $200,442 (-97%) from 2015

Revenue

Up

$563,942

Up $19,207 (+3.5%) from 2015

Expenses

Down

$447,183

Down $57,655 (-11%) from 2015

Net Income

Up

$116,759

Up $76,862 (+193%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $338,250Liabilities 2011: $164,905Net Assets 2011: $173,3452011Assets 2012: $261,435Liabilities 2012: $118,808Net Assets 2012: $142,6272012Assets 2013: $296,653Liabilities 2013: $113,808Net Assets 2013: $182,8452013Assets 2014: $341,328Liabilities 2014: $117,640Net Assets 2014: $223,6882014Assets 2015: $471,020Liabilities 2015: $207,435Net Assets 2015: $263,5852015Assets 2016: $387,337Liabilities 2016: $6,993Net Assets 2016: $380,3442016Assets 2017: $406,878Liabilities 2017: $8,832Net Assets 2017: $398,0462017Assets 2018: $405,282Liabilities 2018: $28,322Net Assets 2018: $376,9602018Assets 2019: $488,416Liabilities 2019: $99,448Net Assets 2019: $388,9682019Assets 2020: $502,047Liabilities 2020: $74,514Net Assets 2020: $427,5332020Assets 2021: $574,938Liabilities 2021: $78,124Net Assets 2021: $496,8142021Assets 2022: $514,747Liabilities 2022: $43,687Net Assets 2022: $471,0602022Assets 2023: $500,077Liabilities 2023: $27,423Net Assets 2023: $472,6542023

Highlighted filing

2016

Assets$387,337
Liabilities$6,993
Net Assets$380,344

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $656,916Expenses 2011: $644,317Net Income 2011: $12,5992011Revenue 2012: $599,516Expenses 2012: $630,234Net Income 2012: -$30,7182012Revenue 2013: $588,410Expenses 2013: $548,192Net Income 2013: $40,2182013Revenue 2014: $543,811Expenses 2014: $502,968Net Income 2014: $40,8432014Revenue 2015: $544,735Expenses 2015: $504,838Net Income 2015: $39,8972015Revenue 2016: $563,942Expenses 2016: $447,183Net Income 2016: $116,7592016Revenue 2017: $526,559Expenses 2017: $508,857Net Income 2017: $17,7022017Revenue 2018: $549,084Expenses 2018: $570,170Net Income 2018: -$21,0862018Revenue 2019: $572,111Expenses 2019: $560,103Net Income 2019: $12,0082019Revenue 2020: $464,937Expenses 2020: $426,372Net Income 2020: $38,5652020Revenue 2021: $702,511Expenses 2021: $633,230Net Income 2021: $69,2812021Revenue 2022: $494,592Expenses 2022: $520,346Net Income 2022: -$25,7542022Revenue 2023: $528,014Expenses 2023: $526,420Net Income 2023: $1,5942023

Highlighted filing

2016

Revenue$563,942
Expenses$447,183
Net Income$116,759
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 14, 2017
Return Version
2016v3.0
Gross Receipts
$563,942
Mission and Program Overview

Mission

To educate 500+ children ages 5-18

To educate children thru educational, recreational,inspirational,motivational activities

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$263,585$380,344▲ $116,759
Intangible Assets$310,599$164,201▼ $146,398
Land, Buildings, and Equipment, Net$150,438$145,603▼ $4,835
Cash and Non-Interest-Bearing Accounts$9,983$77,533▲ $67,550
Total Assets$471,020$387,337▼ $83,683
Liabilities
Other Liabilities$201,629--
Accounts Payable and Accrued Expenses$5,806$6,993▲ $1,187
Total Liabilities$207,435$6,993▼ $200,442
Net Assets / Fund Balance
Total Net Assets Fund Balance$263,585$380,344▲ $116,759
Total Liabilities and Net Assets / Fund Balance$471,020$387,337▼ $83,683

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$144,365$53,347$197,712
Equipment$1,238$136,530$137,768
Buildings$0--
Other Land Buildings$0--
Land$0--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2016----$0
2015----$0
2014----$0
2013----$0
2012----$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Carolyn BibbsPresident CEOFT$62,500$62,500
Marilyn WilliamsExecutive DirectorFT$45,000$45,000
Willean LeeExecutive AdminstratorFT$41,250$41,250

Board Members and Trustees

NameTitle
Willie Gene CummingsBoard Chairman
Lisa JenkinsVice Chairman
Gloria LuellenBoard Member
Gray VinveccaBoard Member
Jannette GloverBoard Member
Joyce DuncanBoard Member
Osborne FletcherBoard Member
Norma RichTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$563,867
Program Service Revenue
$0
Investment Income
$75
Other Revenue
$0
All Other Contributions
$561,186
Change in Net Assets
$116,759

Audited Revenue Reconciliation

Revenue per Audited Statements
$0
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Form 990
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$288,708
Other Expenses$158,475
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$86,250$62,500-$148,750
Other Salaries and Wages$119,165--$119,165
Insurance$34,672--$34,672
Occupancy$27,157--$27,157
Payroll Taxes$16,012$4,781-$20,793
Office Expenses$11,585--$11,585
Other Expenses$9,979--$9,979
Depreciation Depletion$6,832--$6,832
Fees for Services Other$6,461--$6,461
Fees for Services Accounting$3,190--$3,190
Interest$2,947--$2,947
Travel$799$494-$1,293
Total Functional Expenses$379,408$67,775$0$447,183

Audited Expense Reconciliation

Line ItemAmount
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Expenses per Audited Statements$0
Total Expenses per Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI, Section A, Line 6

HAVE BOARD MEMBERS

PART VI, SECTION A, LINE 8A

Everything is documented.

Part VI, Section B, Line 11

There was no time for review. Will be reviewed at a later date.

PART VI, SECTION B, LINE 12C

We ask that our employees sign off on policies and procedures. If an employee is in violation, they are given a warning and ask to sign off on that area of violation. If they continue not to comply, they are terminated.

PART VI, SECTION B, LINE 15A

We give incremental raises based on what other like non profit are paying.

PART VI, SECTION B, LINE 15B

The same process that is done for management is done for other employees.

Part VI, Section C, Line 19

The records are always available and are kept for 7 years. Open book policy and all records arre filed on guidestar system.

Filing and Contact Details

Filer

Filer Name
Creative Life Inc
EIN
58-1807217
Phone
9017750304
Address
P O BOX 1891, MEMPHIS, TN 38101-0000

Signing Officer

Name
Carolyn Bibbs
Title
President CEO
Phone
9017750304
Signed
2017-08-14
Discuss with paid preparer
No

Organization Details

Principal Officer
Carolyn Bibbs
Formed
1988
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
0
Employees
29
Volunteers
30

Preparer

Firm
Padgett Business Service
Address
3432 PARK AVE, MEMPHIS, TN 38111
Preparer
Beverly Chandler
Phone
9017521812
Supplemental Narrative

Additional Explanations

PART IX, LINE 11G

10 outside laborers that were paid under $600. Also the amount is including payroll service. PART VI SECTION A LINE 7A: ALL MEMBERS AND OFFICERS VOLUNTEER.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT CEO
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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0119165
IRS990/OtherSalariesAndWagesGrp/TotalAmt0119165
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04781
IRS990/PayrollTaxesGrp/ProgramServicesAmt016012
IRS990/PayrollTaxesGrp/TotalAmt020793
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0CAROLYN BIBBS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt30
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt40
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0384748
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt047
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0162024
IRS990/PYOtherRevenueAmt01938
IRS990/PYProgramServiceRevenueAmt0158002
IRS990/PYRevenuesLessExpensesAmt039897
IRS990/PYSalariesCompEmpBnftPaidAmt0342814
IRS990/PYTotalExpensesAmt0504838
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0544735
IRS990/QuidProQuoContributionsInd0false
IRS990/QuidProQuoContriDisclInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0116759
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0563942
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0263585
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0380344
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0563942
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0544735
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0544803
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0588410
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0599516
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02841406
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt02841406
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0563942
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0544735
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0544803
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0588410
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0599516
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02841406
IRS990ScheduleA/TotalSupportAmt02841406
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BoardDesignatedBalanceEOYPct00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/CYEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/DisclosedForCharitablePrpsInd0false
IRS990ScheduleD/DisclosedOrgLegCtrlInd0false
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt01238
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0136530
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0137768
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0144365
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt053347
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0197712
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/PrmnntEndowmentBalanceEOYPct00
IRS990ScheduleD/RelatedOrgListSchRInd0false
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt00
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TermEndowmentBalanceEOYPct00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0145603
IRS990ScheduleD/TotalBookValueOtherAssetsAmt00
IRS990ScheduleD/TotalBookValueProgramRltdAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt00
IRS990ScheduleD/TotalLiabilityAmt00
IRS990ScheduleD/TotalRevenuePerForm990Amt00
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt010 outside laborers that were paid under $600. Also the amount is including payroll service. PART VI SECTION A LINE 7A: ALL MEMBERS AND OFFICERS VOLUNTEER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1HAVE BOARD MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EVERYTHING IS DOCUMENTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE WAS NO TIME FOR REVIEW. WILL BE REVIEWED AT A LATER DATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4WE ASK THAT OUR EMPLOYEES SIGN OFF ON POLICIES AND PROCEDURES. IF AN EMPLOYEE IS IN VIOLATION, THEY ARE GIVEN A WARNING AND ASK TO SIGN OFF ON THAT AREA OF VIOLATION. IF THEY CONTINUE NOT TO COMPLY, THEY ARE TERMINATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WE GIVE INCREMENTAL RAISES BASED ON WHAT OTHER LIKE NON PROFIT ARE PAYING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE SAME PROCESS THAT IS DONE FOR MANAGEMENT IS DONE FOR OTHER EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE RECORDS ARE ALWAYS AVAILABLE AND ARE KEPT FOR 7 YEARS. OPEN BOOK POLICY AND ALL RECORDS ARRE FILED ON GUIDESTAR SYSTEM.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IX, LINE 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI, SECTION A, LINE 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PART VI, SECTION B, LINE 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART VI, SECTION B, LINE 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PART VI, SECTION B, LINE 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd0false

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$5.00$0.27$4.73$5.28$5.26$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.15$0.44$4.71$4.95$5.20$0.26
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.75$0.78$4.97$7.03$6.33$0.69
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.02$0.75$4.28$4.65$4.26$0.39
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.88$0.99$3.89$5.72$5.60$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.05$0.28$3.77$5.49$5.70$0.21
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.07$0.09$3.98$5.27$5.09$0.18
2016Detailed filing. Detailed filing data is available for this year.$3.87$0.07$3.80$5.64$4.47$1.17
2015Summary only. Only limited summary data is available for this year.$4.71$2.07$2.64$5.45$5.05$0.40
2014Detailed filing. Detailed filing data is available for this year.$3.41$1.18$2.24$5.44$5.03$0.41
2013Detailed filing. Detailed filing data is available for this year.$2.97$1.14$1.83$5.88$5.48$0.40
2012Summary only. Only limited summary data is available for this year.$2.61$1.19$1.43$6.00$6.30$0.31
2011Summary only. Only limited summary data is available for this year.$3.38$1.65$1.73$6.57$6.44$0.13