Civic Intelligence

Creative Life Incorporated

990 • Fiscal year 2017 • EIN 58-1807217

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 15, 2018

P O Box 1891Memphis, TN 38101-0000

(901) 775-0304

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.02x

Higher debt load relative to assets than 45% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

42nd percentile

0.02x

Higher debt load relative to revenue than 42% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Net Margin

50th percentile

3.4%

Higher net margin than 50% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

74th percentile

$65,000

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 12.3% of source-year revenue.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Asset Growth

55th percentile

5.0%

Faster asset growth than 55% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

27th percentile

-6.6%

Faster revenue growth than 27% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Assets

Up

$406,878

Up $19,541 (+5.0%) from 2016

Net Assets

Up

$398,046

Up $17,702 (+4.7%) from 2016

Liabilities

Up

$8,832

Up $1,839 (+26%) from 2016

Revenue

Down

$526,559

Down $37,383 (-6.6%) from 2016

Expenses

Up

$508,857

Up $61,674 (+14%) from 2016

Net Income

Down

$17,702

Down $99,057 (-85%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $338,250Liabilities 2011: $164,905Net Assets 2011: $173,3452011Assets 2012: $261,435Liabilities 2012: $118,808Net Assets 2012: $142,6272012Assets 2013: $296,653Liabilities 2013: $113,808Net Assets 2013: $182,8452013Assets 2014: $341,328Liabilities 2014: $117,640Net Assets 2014: $223,6882014Assets 2015: $471,020Liabilities 2015: $207,435Net Assets 2015: $263,5852015Assets 2016: $387,337Liabilities 2016: $6,993Net Assets 2016: $380,3442016Assets 2017: $406,878Liabilities 2017: $8,832Net Assets 2017: $398,0462017Assets 2018: $405,282Liabilities 2018: $28,322Net Assets 2018: $376,9602018Assets 2019: $488,416Liabilities 2019: $99,448Net Assets 2019: $388,9682019Assets 2020: $502,047Liabilities 2020: $74,514Net Assets 2020: $427,5332020Assets 2021: $574,938Liabilities 2021: $78,124Net Assets 2021: $496,8142021Assets 2022: $514,747Liabilities 2022: $43,687Net Assets 2022: $471,0602022Assets 2023: $500,077Liabilities 2023: $27,423Net Assets 2023: $472,6542023

Highlighted filing

2017

Assets$406,878
Liabilities$8,832
Net Assets$398,046

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $656,916Expenses 2011: $644,317Net Income 2011: $12,5992011Revenue 2012: $599,516Expenses 2012: $630,234Net Income 2012: -$30,7182012Revenue 2013: $588,410Expenses 2013: $548,192Net Income 2013: $40,2182013Revenue 2014: $543,811Expenses 2014: $502,968Net Income 2014: $40,8432014Revenue 2015: $544,735Expenses 2015: $504,838Net Income 2015: $39,8972015Revenue 2016: $563,942Expenses 2016: $447,183Net Income 2016: $116,7592016Revenue 2017: $526,559Expenses 2017: $508,857Net Income 2017: $17,7022017Revenue 2018: $549,084Expenses 2018: $570,170Net Income 2018: -$21,0862018Revenue 2019: $572,111Expenses 2019: $560,103Net Income 2019: $12,0082019Revenue 2020: $464,937Expenses 2020: $426,372Net Income 2020: $38,5652020Revenue 2021: $702,511Expenses 2021: $633,230Net Income 2021: $69,2812021Revenue 2022: $494,592Expenses 2022: $520,346Net Income 2022: -$25,7542022Revenue 2023: $528,014Expenses 2023: $526,420Net Income 2023: $1,5942023

Highlighted filing

2017

Revenue$526,559
Expenses$508,857
Net Income$17,702
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 15, 2018
Return Version
2017v2.2
Gross Receipts
$526,559
Mission and Program Overview

Mission

To educate 500+ children ages 5-18

To educate children thru educational, recreational,inspirational,motivational activities

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$380,344$398,046▲ $17,702
Intangible Assets$164,201$242,869▲ $78,668
Land, Buildings, and Equipment, Net$145,603$140,109▼ $5,494
Cash and Non-Interest-Bearing Accounts$77,533$23,900▼ $53,633
Total Assets$387,337$406,878▲ $19,541
Liabilities
Accounts Payable and Accrued Expenses$6,993$8,832▲ $1,839
Total Liabilities$6,993$8,832▲ $1,839
Net Assets / Fund Balance
Total Net Assets Fund Balance$380,344$398,046▲ $17,702
Total Liabilities and Net Assets / Fund Balance$387,337$406,878▲ $19,541

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$138,084$59,628$197,712
Equipment$2,025$137,143$139,168
Buildings$0--
Other Land Buildings$0--
Land$0--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2017----$0
2016----$0
2015----$0
2014----$0
2013----$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Carolyn BibbsPresidentFT$65,000$65,000
Willean LeeExecutive AdministratorFT$45,000$45,000
Marilyn WilliamsExecutive DirectorFT$43,125$43,125

Board Members and Trustees

NameTitle
Willie CummingsBoard Chairman
Lisa JenkinsVice Chairman
Gloria LuellenBoard Member
Gray VinveccaBoard Member
Jannette GloverBoard Member
Joyce DuncanBoard Member
Osborne FletcherBoard Member
Norma RichTrasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$526,475
Program Service Revenue
$0
Investment Income
$84
Other Revenue
$0
All Other Contributions
$427,262
Change in Net Assets
$17,702

Audited Revenue Reconciliation

Revenue per Audited Statements
$0
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Form 990
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$311,898
Other Expenses$196,959
Total Fundraising Expense$27
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$153,125-$153,125
Other Salaries and Wages$136,258--$136,258
Occupancy$47,930--$47,930
Insurance$35,428--$35,428
Payroll Taxes$10,801$11,714-$22,515
Office Expenses$17,864--$17,864
Fees for Services Other$10,863--$10,863
Other Expenses$8,137-$27$8,137
Depreciation Depletion$6,894--$6,894
Fees for Services Accounting$3,010--$3,010
All Other Expenses$2,036--$2,036
Advertising$489--$489
Conferences and Meetings$225--$225
Total Functional Expenses$343,991$164,839$27$508,857

Audited Expense Reconciliation

Line ItemAmount
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Expenses per Audited Statements$0
Total Expenses per Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI, Section C, Line 19

The records are always available. They are adequately filed. They are kept for 7 years.

PART VI, SECTION B, LINE 15A

The organization gives incremental raises based on what other like non-profit are paying

Part VI, Section B, Line 11

There was no time for review. Will be reviewed at a later date.

PART VI, SECTION B, LINE 12C

The organization ask that the employees sign off on policies and procedures. If an employee is in violation, they are given a warning and ask to sign off on that area of violation. If they continue not to comply. They are terminated.

PART VI, SECTION B, LINE 15B

The procedure is the same as top management

Part VI, Section A, Line 6

HAVE BOARD MEMBERS

PART VI, SECTION A, LINE 8A

Everything is documented.

Filing and Contact Details

Filer

Filer Name
Creative Life Inc
EIN
58-1807217
Phone
9017750304
Address
P O BOX 1891, MEMPHIS, TN 38101-0000

Signing Officer

Name
Carolyn Bibbs
Title
President CEO
Phone
9017750304
Signed
2018-08-15
Discuss with paid preparer
No

Organization Details

Principal Officer
Carolyn Bibbs
Formed
1988
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
0
Employees
25
Volunteers
30

Preparer

Firm
Padgett Business Service
Address
3432 PARK AVE, MEMPHIS, TN 38111
Preparer
Beverly J Chandler
Phone
9017521812
Supplemental Narrative

Additional Explanations

PART IX, LINE 24E

licenses and taxes 440. dues and subscribtions 56. employee expense 605. meals and entertainment 50% of 1870 935.

PART IX, LINE 11G

outside labor 5474. payroll services 4164. honorarium 1225.

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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt00
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt10
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt20
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0136258
IRS990/OtherSalariesAndWagesGrp/TotalAmt0136258
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt011714
IRS990/PayrollTaxesGrp/ProgramServicesAmt010801
IRS990/PayrollTaxesGrp/TotalAmt022515
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0CAROLYN BIBBS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt30
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt40
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0563867
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt075
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0158475
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0116759
IRS990/PYSalariesCompEmpBnftPaidAmt0288708
IRS990/PYTotalExpensesAmt0447183
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0563942
IRS990/QuidProQuoContributionsInd0false
IRS990/QuidProQuoContriDisclInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt017702
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0526559
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0380344
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0398046
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0526559
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0563942
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0544735
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0544803
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0588410
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02768449
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt02768449
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0526559
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0563942
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0544735
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0544803
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0588410
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02768449
IRS990ScheduleA/TotalSupportAmt02768449
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BoardDesignatedBalanceEOYPct00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/CYEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/EndYearBalanceAmt00
IRS990ScheduleD/DisclosedForCharitablePrpsInd0false
IRS990ScheduleD/DisclosedOrgLegCtrlInd0false
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt02025
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0137143
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0139168
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0138084
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt059628
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0197712
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/PrmnntEndowmentBalanceEOYPct00
IRS990ScheduleD/RelatedOrgListSchRInd0false
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt00
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TermEndowmentBalanceEOYPct00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0140109
IRS990ScheduleD/TotalBookValueOtherAssetsAmt00
IRS990ScheduleD/TotalBookValueProgramRltdAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt00
IRS990ScheduleD/TotalLiabilityAmt00
IRS990ScheduleD/TotalRevenuePerForm990Amt00
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0licenses and taxes 440. dues and subscribtions 56. employee expense 605. meals and entertainment 50% of 1870 935.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1outside labor 5474. payroll services 4164. honorarium 1225.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE RECORDS ARE ALWAYS AVAILABLE. THEY ARE ADEQUATELY FILED. THEY ARE KEPT FOR 7 YEARS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION GIVES INCREMENTAL RAISES BASED ON WHAT OTHER LIKE NON-PROFIT ARE PAYING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THERE WAS NO TIME FOR REVIEW. WILL BE REVIEWED AT A LATER DATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION ASK THAT THE EMPLOYEES SIGN OFF ON POLICIES AND PROCEDURES. IF AN EMPLOYEE IS IN VIOLATION, THEY ARE GIVEN A WARNING AND ASK TO SIGN OFF ON THAT AREA OF VIOLATION. IF THEY CONTINUE NOT TO COMPLY. THEY ARE TERMINATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PROCEDURE IS THE SAME AS TOP MANAGEMENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7HAVE BOARD MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8EVERYTHING IS DOCUMENTED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IX, LINE 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART IX, LINE 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI, SECTION B, LINE 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PART VI, SECTION B, LINE 11

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$5.00$0.27$4.73$5.28$5.26$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.15$0.44$4.71$4.95$5.20$0.26
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.75$0.78$4.97$7.03$6.33$0.69
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.02$0.75$4.28$4.65$4.26$0.39
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.88$0.99$3.89$5.72$5.60$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.05$0.28$3.77$5.49$5.70$0.21
2017Detailed filing. Detailed filing data is available for this year.$4.07$0.09$3.98$5.27$5.09$0.18
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.87$0.07$3.80$5.64$4.47$1.17
2015Summary only. Only limited summary data is available for this year.$4.71$2.07$2.64$5.45$5.05$0.40
2014Detailed filing. Detailed filing data is available for this year.$3.41$1.18$2.24$5.44$5.03$0.41
2013Detailed filing. Detailed filing data is available for this year.$2.97$1.14$1.83$5.88$5.48$0.40
2012Summary only. Only limited summary data is available for this year.$2.61$1.19$1.43$6.00$6.30$0.31
2011Summary only. Only limited summary data is available for this year.$3.38$1.65$1.73$6.57$6.44$0.13