Civic Intelligence

Creative Life Incorporated

990 • Fiscal year 2020 • EIN 58-1807217

Jan 01, 2020 to Dec 31, 2020 • Filed on Jun 20, 2021

1222 Riverside BlvdMemphis, TN 38106

(901) 775-0304

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.15x

Higher debt load relative to assets than 65% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Liabilities / Revenue

66th percentile

0.16x

Higher debt load relative to revenue than 66% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Net Margin

54th percentile

8.3%

Higher net margin than 54% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Top Officer Pay

72nd percentile

$62,225

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 13.4% of source-year revenue.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2020

Asset Growth

42nd percentile

2.8%

Faster asset growth than 42% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2019 to 2020

Revenue Growth

28th percentile

-19%

Faster revenue growth than 28% of similar nonprofits.

2020 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2019 to 2020

Assets

Up

$502,047

Up $13,631 (+2.8%) from 2019

Net Assets

Up

$427,533

Up $38,565 (+9.9%) from 2019

Liabilities

Down

$74,514

Down $24,934 (-25%) from 2019

Revenue

Down

$464,937

Down $107,174 (-19%) from 2019

Expenses

Down

$426,372

Down $133,731 (-24%) from 2019

Net Income

Up

$38,565

Up $26,557 (+221%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $338,250Liabilities 2011: $164,905Net Assets 2011: $173,3452011Assets 2012: $261,435Liabilities 2012: $118,808Net Assets 2012: $142,6272012Assets 2013: $296,653Liabilities 2013: $113,808Net Assets 2013: $182,8452013Assets 2014: $341,328Liabilities 2014: $117,640Net Assets 2014: $223,6882014Assets 2015: $471,020Liabilities 2015: $207,435Net Assets 2015: $263,5852015Assets 2016: $387,337Liabilities 2016: $6,993Net Assets 2016: $380,3442016Assets 2017: $406,878Liabilities 2017: $8,832Net Assets 2017: $398,0462017Assets 2018: $405,282Liabilities 2018: $28,322Net Assets 2018: $376,9602018Assets 2019: $488,416Liabilities 2019: $99,448Net Assets 2019: $388,9682019Assets 2020: $502,047Liabilities 2020: $74,514Net Assets 2020: $427,5332020Assets 2021: $574,938Liabilities 2021: $78,124Net Assets 2021: $496,8142021Assets 2022: $514,747Liabilities 2022: $43,687Net Assets 2022: $471,0602022Assets 2023: $500,077Liabilities 2023: $27,423Net Assets 2023: $472,6542023

Highlighted filing

2020

Assets$502,047
Liabilities$74,514
Net Assets$427,533

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $656,916Expenses 2011: $644,317Net Income 2011: $12,5992011Revenue 2012: $599,516Expenses 2012: $630,234Net Income 2012: -$30,7182012Revenue 2013: $588,410Expenses 2013: $548,192Net Income 2013: $40,2182013Revenue 2014: $543,811Expenses 2014: $502,968Net Income 2014: $40,8432014Revenue 2015: $544,735Expenses 2015: $504,838Net Income 2015: $39,8972015Revenue 2016: $563,942Expenses 2016: $447,183Net Income 2016: $116,7592016Revenue 2017: $526,559Expenses 2017: $508,857Net Income 2017: $17,7022017Revenue 2018: $549,084Expenses 2018: $570,170Net Income 2018: -$21,0862018Revenue 2019: $572,111Expenses 2019: $560,103Net Income 2019: $12,0082019Revenue 2020: $464,937Expenses 2020: $426,372Net Income 2020: $38,5652020Revenue 2021: $702,511Expenses 2021: $633,230Net Income 2021: $69,2812021Revenue 2022: $494,592Expenses 2022: $520,346Net Income 2022: -$25,7542022Revenue 2023: $528,014Expenses 2023: $526,420Net Income 2023: $1,5942023

Highlighted filing

2020

Revenue$464,937
Expenses$426,372
Net Income$38,565
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Jun 20, 2021
Return Version
2020v4.1
Gross Receipts
$464,937
Mission and Program Overview

Mission

To educate 500+ children ages 5-18

To educate children thru educational, recreational,inspirational,motivational activities

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$388,968$427,533▲ $38,565
Intangible Assets$255,941$274,220▲ $18,279
Land, Buildings, and Equipment, Net$204,315$180,694▼ $23,621
Cash and Non-Interest-Bearing Accounts$23,160$47,133▲ $23,973
Receivables From Officers Etc$5,000--
Total Assets$488,416$502,047▲ $13,631
Liabilities
Mortgage Notes Payable Secured by Investment Property$67,546$73,734▲ $6,188
Unsecured Notes Loans Payable$16,753--
Accounts Payable and Accrued Expenses$15,149$780▼ $14,369
Total Liabilities$99,448$74,514▼ $24,934
Net Assets / Fund Balance
Total Net Assets Fund Balance$388,968$427,533▲ $38,565
Total Liabilities and Net Assets / Fund Balance$488,416$502,047▲ $13,631

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$123,628$78,884$202,512
Other Land Buildings$56,779$90,267$147,046
Equipment$287$140,356$140,643
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Carolyn BibbsPresident CEOFT$62,225$62,225
Willean LeeExecutive AdministratorFT$41,258$41,258
Marilyn WilliamsExecutive DirectorFT$35,250$35,250

Board Members and Trustees

NameTitle
Willie CummingsBoard Chairman
Lisa JenkinsVice Chairman
Cletea Scott WoodforkBoard Member
Gloria LuellenBoard Member
Jannette GloverBoard Member
Joseph ConleyBoard Member
Joyce DuncanBoard Member
Vinvecca GrayBoard Member
Norma RichTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$464,857
Program Service Revenue
$0
Investment Income
$80
Other Revenue
$0
All Other Contributions
$409,870
Change in Net Assets
$38,565
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$241,901
Other Expenses$184,471
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$138,733-$138,733
Other Salaries and Wages$73,239--$73,239
Occupancy$39,372--$39,372
Insurance$33,524--$33,524
Depreciation Depletion$23,176--$23,176
Office Expenses$18,613--$18,613
Payroll Taxes$5,603$10,613-$16,216
Other Employee Benefits$13,713--$13,713
Other Expenses$11,691--$11,691
Fees for Services Accounting$3,685--$3,685
Fees for Services Other$1,932--$1,932
Conferences and Meetings$260--$260
Information Technology$200--$200
Advertising$85--$85
Total Functional Expenses$277,026$149,346$0$426,372
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$5,000--
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Part VI, Section A, Line 6

HAVE BOARD MEMBERS.

PART VI, SECTION A, LINE 8A

Everything is documented.

PART VI, SECTION A, LINE 8B

Everything is documented.

Part VI, Section B, Line 11

There was no time for review. Upon competion, it will be reviewed at a later date by the board.

PART VI, SECTION B, LINE 12C

We ask that our employees sign off on policies and procedures. If any employee is in violation, they are given a warning and ask to sign off on that area of violation. If they continue not to comply, they are terminated.

PART VI, SECTION B, LINE 15A

We give incremental raises based on what other non-profits in our area are paying.

PART VI, SECTION B, LINE 15B

Again the same as top management, others are given raises based on what non-profits in our area are paying.

Part VI, Section C, Line 19

Creative life has a record room on the premises and all essential records for the organization are kept there and some are in the office of the executive administrator.

Filing and Contact Details

Filer

Filer Name
Creative Life Inc
EIN
58-1807217
Phone
9017750304
Address
1222 RIVERSIDE BLVD, MEMPHIS, TN 38106

Signing Officer

Name
Carolyn Bibbs
Title
President CEO
Phone
9017750304
Signed
2021-06-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carolyn Bibbs
Formed
1988
Legal Domicile
Tn
Voting Board Members
10
Independent Board Members
0
Employees
19
Volunteers
30

Preparer

Firm
Padgett Business Service
Address
3432 PARK AVE, MEMPHIS, TN 38111
Preparer
Beverly J Chandler
Phone
9017521812
Supplemental Narrative

Additional Explanations

PART IX, LINE 11G

payroll services 1882, outside labor 50

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IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT CEO
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IRS990/PYInvestmentIncomeAmt028
IRS990/PYOtherExpensesAmt0227393
IRS990/PYRevenuesLessExpensesAmt012008
IRS990/PYSalariesCompEmpBnftPaidAmt0332710
IRS990/PYTotalExpensesAmt0560103
IRS990/PYTotalRevenueAmt0572111
IRS990/QuidProQuoContributionsInd0false
IRS990/QuidProQuoContriDisclInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt05000
IRS990/ReconcilationRevenueExpnssAmt038565
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0464937
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0388968
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0427533
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0464937
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0572111
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0549084
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0526559
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0563942
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02676633
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct00.00001
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt02676633
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0464937
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0572111
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0549084
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0526559
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0563942
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02676633
IRS990ScheduleA/TotalSupportAmt02676633
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/DisclosedForCharitablePrpsInd0false
IRS990ScheduleD/DisclosedOrgLegCtrlInd0false
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0287
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0140356
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0140643
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0123628
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt078884
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0202512
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt056779
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt090267
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0147046
IRS990ScheduleD/RelatedOrgListSchRInd0false
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0180694
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0payroll services 1882, outside labor 50
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1HAVE BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EVERYTHING IS DOCUMENTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EVERYTHING IS DOCUMENTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THERE WAS NO TIME FOR REVIEW. UPON COMPETION, IT WILL BE REVIEWED AT A LATER DATE BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WE ASK THAT OUR EMPLOYEES SIGN OFF ON POLICIES AND PROCEDURES. IF ANY EMPLOYEE IS IN VIOLATION, THEY ARE GIVEN A WARNING AND ASK TO SIGN OFF ON THAT AREA OF VIOLATION. IF THEY CONTINUE NOT TO COMPLY, THEY ARE TERMINATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WE GIVE INCREMENTAL RAISES BASED ON WHAT OTHER NON-PROFITS IN OUR AREA ARE PAYING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7AGAIN THE SAME AS TOP MANAGEMENT, OTHERS ARE GIVEN RAISES BASED ON WHAT NON-PROFITS IN OUR AREA ARE PAYING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8CREATIVE LIFE HAS A RECORD ROOM ON THE PREMISES AND ALL ESSENTIAL RECORDS FOR THE ORGANIZATION ARE KEPT THERE AND SOME ARE IN THE OFFICE OF THE EXECUTIVE ADMINISTRATOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IX, LINE 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI, SECTION A, LINE 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI, SECTION A, LINE 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART VI, SECTION B, LINE 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PART VI, SECTION B, LINE 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7PART VI, SECTION B, LINE 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0488416
IRS990/TotalAssetsEOYAmt0502047
IRS990/TotalAssetsGrp/BOYAmt0488416
IRS990/TotalAssetsGrp/EOYAmt0502047
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0464857
IRS990/TotalEmployeeCnt019
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0149346
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0277026
IRS990/TotalFunctionalExpensesGrp/TotalAmt0426372
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt099448
IRS990/TotalLiabilitiesEOYAmt074514
IRS990/TotalLiabilitiesGrp/BOYAmt099448
IRS990/TotalLiabilitiesGrp/EOYAmt074514
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0388968
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0427533
IRS990/TotalProgramServiceExpensesAmt0277026
IRS990/TotalReportableCompFromOrgAmt0138733
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt080
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0464937
IRS990/TotalVolunteersCnt030
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0488416
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0502047
IRS990/TransactionWithControlEntInd0false
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt016753
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01530 FARKLEBERRY DR
IRS990/USAddress/CityNm0CORDOVA
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd038016
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd0true
IRS990/WrittenPolicyOrProcedureInd0false
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$5.00$0.27$4.73$5.28$5.26$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.15$0.44$4.71$4.95$5.20$0.26
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.75$0.78$4.97$7.03$6.33$0.69
2020Detailed filing. Detailed filing data is available for this year.$5.02$0.75$4.28$4.65$4.26$0.39
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.88$0.99$3.89$5.72$5.60$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.05$0.28$3.77$5.49$5.70$0.21
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.07$0.09$3.98$5.27$5.09$0.18
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.87$0.07$3.80$5.64$4.47$1.17
2015Summary only. Only limited summary data is available for this year.$4.71$2.07$2.64$5.45$5.05$0.40
2014Detailed filing. Detailed filing data is available for this year.$3.41$1.18$2.24$5.44$5.03$0.41
2013Detailed filing. Detailed filing data is available for this year.$2.97$1.14$1.83$5.88$5.48$0.40
2012Summary only. Only limited summary data is available for this year.$2.61$1.19$1.43$6.00$6.30$0.31
2011Summary only. Only limited summary data is available for this year.$3.38$1.65$1.73$6.57$6.44$0.13