Civic Intelligence

Delta Community Credit Union

990 • Fiscal year 2017 • EIN 58-0904765

Jan 01, 2017 to Dec 31, 2017 • Filed on Dec 21, 2018

Refreshing map…

3250 Riverwood PkwyAtlanta, GA 30339

(404) 715-4725

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.88x

Higher debt load relative to assets than 23% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Liabilities / Revenue

58th percentile

19.81x

Higher debt load relative to revenue than 58% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Net Margin

52nd percentile

18%

Higher net margin than 52% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Top Officer Pay

97th percentile

$3,421,083

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Asset Growth

31st percentile

5.2%

Faster asset growth than 31% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Revenue Growth

23rd percentile

6.7%

Faster revenue growth than 23% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Assets

Up

$5,571,210,016

Up $276,708,685 (+5.2%) from 2016

Net Assets

Up

$660,691,885

Up $44,224,543 (+7.2%) from 2016

Liabilities

Up

$4,910,518,131

Up $232,484,142 (+5.0%) from 2016

Revenue

Up

$247,890,491

Up $15,529,449 (+6.7%) from 2016

Expenses

Up

$203,356,899

Up $23,219,793 (+13%) from 2016

Net Income

Down

$44,533,592

Down $7,690,344 (-15%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10B$5.0B$0Assets 2010: $3,880,661,334Liabilities 2010: $3,457,844,956Net Assets 2010: $422,816,3782010Assets 2011: $4,172,710,090Liabilities 2011: $3,782,567,309Net Assets 2011: $390,142,7812011Assets 2012: $4,365,307,483Liabilities 2012: $3,933,826,814Net Assets 2012: $431,480,6692012Assets 2013: $4,499,242,737Liabilities 2013: $4,033,399,728Net Assets 2013: $465,843,0092013Assets 2014: $4,664,159,725Liabilities 2014: $4,147,284,434Net Assets 2014: $516,875,2912014Assets 2015: $4,882,445,644Liabilities 2015: $4,314,884,859Net Assets 2015: $567,560,7852015Assets 2016: $5,294,501,331Liabilities 2016: $4,678,033,989Net Assets 2016: $616,467,3422016Assets 2017: $5,571,210,016Liabilities 2017: $4,910,518,131Net Assets 2017: $660,691,8852017Assets 2018: $5,756,302,882Liabilities 2018: $5,042,935,749Net Assets 2018: $713,367,1332018Assets 2019: $6,051,859,737Liabilities 2019: $5,259,148,811Net Assets 2019: $792,710,9262019Assets 2020: $7,715,628,689Liabilities 2020: $6,869,935,325Net Assets 2020: $845,693,3642020Assets 2021: $9,023,056,278Liabilities 2021: $8,161,333,548Net Assets 2021: $861,722,7302021Assets 2022: $9,251,719,034Liabilities 2022: $8,627,411,201Net Assets 2022: $624,307,8332022Assets 2024: $8,652,742,905Liabilities 2024: $7,862,483,699Net Assets 2024: $790,259,2062024

Highlighted filing

2017

Assets$5,571,210,016
Liabilities$4,910,518,131
Net Assets$660,691,885

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600M$400M$200M$0Expenses 2010: $173,221,4652010Expenses 2011: $227,417,0612011Expenses 2012: $152,925,7362012Revenue 2013: $191,506,342Expenses 2013: $149,237,542Net Income 2013: $42,268,8002013Revenue 2014: $199,979,834Expenses 2014: $153,619,721Net Income 2014: $46,360,1132014Revenue 2015: $213,411,526Expenses 2015: $161,438,520Net Income 2015: $51,973,0062015Revenue 2016: $232,361,042Expenses 2016: $180,137,106Net Income 2016: $52,223,9362016Revenue 2017: $247,890,491Expenses 2017: $203,356,899Net Income 2017: $44,533,5922017Revenue 2018: $282,664,339Expenses 2018: $226,904,114Net Income 2018: $55,760,2252018Revenue 2019: $309,453,420Expenses 2019: $240,571,807Net Income 2019: $68,881,6132019Revenue 2020: $300,225,373Expenses 2020: $255,227,223Net Income 2020: $44,998,1502020Revenue 2021: $296,340,741Expenses 2021: $240,051,941Net Income 2021: $56,288,8002021Revenue 2022: $346,692,479Expenses 2022: $279,911,986Net Income 2022: $66,780,4932022Revenue 2024: $444,717,236Expenses 2024: $406,776,706Net Income 2024: $37,940,5302024

Highlighted filing

2017

Revenue$247,890,491
Expenses$203,356,899
Net Income$44,533,592
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Dec 21, 2018
Return Version
2017v2.3
Gross Receipts
$488,548,256
Mission and Program Overview

Mission

We want to be metro atlanta's preferred place to bank, known for providing our members with honest value, superior service and trusted advice.

Help members reach a level of financial awareness and stability that affords them peace of mind.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,994,858,436$4,334,744,157▲ $339,885,721
Investments Other Securities$816,937,013$677,367,778▼ $139,569,235
Rtn Earn Endowment Incm Other Fnds$616,467,342$660,691,885▲ $44,224,543
Savings and Temporary Cash Investments$231,149,940$291,367,034▲ $60,217,094
Land, Buildings, and Equipment, Net$97,651,586$100,344,198▲ $2,692,612
Accounts Receivable$55,487,499$53,991,665▼ $1,495,834
Cash and Non-Interest-Bearing Accounts$25,341,875$31,259,712▲ $5,917,837
Prepaid Expenses and Deferred Charges$3,556,868$3,501,790▼ $55,078
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$5,294,501,331$5,571,210,016▲ $276,708,685
Other Assets Total$69,518,114$78,633,682▲ $9,115,568
Liabilities
Other Liabilities$4,612,071,474$4,840,037,062▲ $227,965,588
Accounts Payable and Accrued Expenses$64,768,530$67,756,991▲ $2,988,461
Deferred Revenue$1,193,985$2,724,078▲ $1,530,093
Total Liabilities$4,678,033,989$4,910,518,131▲ $232,484,142
Net Assets / Fund Balance
Total Net Assets Fund Balance$616,467,342$660,691,885▲ $44,224,543
Total Liabilities and Net Assets / Fund Balance$5,294,501,331$5,571,210,016▲ $276,708,685

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$65,080,286$20,358,082$85,438,368
Equipment$11,315,786$17,798,045$29,113,831
Leasehold Improvements$8,726,006$6,902,966$15,628,972
Land$13,927,957-$13,927,957
Other Land Buildings$1,294,163$1,705,859$3,000,022
Other Securities$4,390,381--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hank HalterPresident & CEOFT$543,808$2,877,275$3,421,083
Matthew ShepherdEvp & COOFT$323,807$411,244$735,051
Joseph GratwickEvp & CFOFT$288,178$340,813$628,991
Bob WalshEvp & CLOFT$246,761$341,052$587,813
Bob ManningSVP & General CounselFT$247,251$237,755$485,006
Timothy MitchellSVP & CIOFT$215,887$211,297$427,184
Bill BuchananSVP & CROFT$220,275$190,845$411,120
Pamela DavisSVP Branch Deliv & OpsFT$211,755$190,258$402,013
Bill MesplaySVP Remote DeliveryFT$200,625$188,817$389,442
Suzanne MitchellSVP HrFT$197,075$186,631$383,706
Terry AndersonFinancial AdvisorFT$242,964$58,831$301,795
Chad JaenkeVP - ItFT$182,562$108,883$291,445
Amie MizeVP - FinanceFT$185,589$99,706$285,295
Julie BatesAvp - Retirement ServicesFT$231,688$43,131$274,819
Janice TrippVP - Investments & InsuranFT$179,008$92,857$271,865
Charlie BoyajianDirectorPT$30,900-$30,900
Robin StricklinDirectorPT$23,800-$23,800
LINDA O'SHEAVice ChairmanPT$22,754-$22,754
Lemuel WimbishSecretary & TreasurerPT$22,600-$22,600
Jim DiffleyChairmanPT$21,100-$21,100
Esther HammondDirectorPT$19,200-$19,200
Matthew SullivanDirectorPT$19,000-$19,000
Alan ArnoldDirectorPT$15,000-$15,000
Allison AusbandDirectorPT$12,000-$12,000
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$234,727,689
Investment Income
$12,965,701
Other Revenue
$197,101
Change in Net Assets
$44,533,592
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$118,354,495
Salaries, Compensation, and Employee Benefits$84,768,904
Grants and Similar Amounts Paid$233,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$62,734,750
Other Expenses---$16,659,266
Fees for Services Other---$14,430,075
Interest---$13,772,815
Current Officers, Directors, Trustees, and Key Employees---$8,442,390
Office Expenses---$8,328,613
Occupancy---$8,114,458
Other Employee Benefits---$6,807,212
Depreciation Depletion---$5,697,281
Payroll Taxes---$4,300,224
Advertising---$3,853,480
Pension Plan Contributions---$2,484,328
Fees for Services Legal---$726,360
Travel---$570,865
Insurance---$513,392
Conferences and Meetings---$429,564
All Other Expenses---$366,103
Payments to Affiliates---$301,521
Grants to Domestic Orgs---$206,500
Fees for Services Accounting---$174,307
Grants to Domestic Individuals---$27,000
Total Functional Expenses$0$0$0$203,356,899
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
CHILDREN'S HEALTHCARE OF ATLANTAAtlanta, GA501 ( C ) 3Family Support Services Programs$80,000
Artsbridge FoundationAtlanta, GA501 ( C ) 3Shuler Hensley Awards Sponsorship$10,000
Georgia Credit Union FoundationDuluth, GA501 ( C ) 3Hurricane Harvey Relief Fund for Cu Family Relief in Texas$10,000
Jr Achievement of Georgia IncAtlanta, GA501 ( C ) 3Support for Ja Discovery Biztown$10,000
The Center for Children and Young AdultsMarietta, GA501 ( C ) 3Our Future Works Program$7,500
Mary Hall Freedom House IncRoswell, GA501 ( C ) 3Family and Children Services Project/program$7,000
Assistance League of AtlantaChamblee, GA501 ( C ) 3Operation School Bell$6,000
Mercy Housing SoutheastAtlanta, GA501 ( C ) 3Service Enriched Housing & Physical Well-being$6,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$4,840,037,062
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Members of the credit union shall be: -any persons who are or have been employees of delta airlines, inc. And their immediate family members or domestic partner. -any persons who are or have been employees and their immediate family members or domestic partner of other groups included in the credit union's bylaws and approved by the board of directors. -non-profit organizations whose employees, members or owners are primarily composed of persons or organizations included in the above membership criteria, and all employees, members and owners of such organizations.

Form 990, Part VI, Section A, Line 7A

Board members are elected by membership. Each member of the credit union has one vote.

Form 990, Part VI, Section A, Line 7B

At any meeting the members (by one member, one vote) may decide on any matter of interest to the credit union and may overrule the bod provided the notice of the meeting specifies the question to be considered.

Form 990, Part VI, Section B, Line 11B

Form is presented to board (upon request) for review at the board meeting prior to the filing date. Additionally, the executive committee of the bod reviews the form in detail.

Form 990, Part VI, Section B, Line 15

The compensation of the top management official, other officers, and key employees was determined by the compensation committee (consisting of independent directors) using industry competitive surveys for similar positions. All discussions and deliberations are documented in the minutes of the meetings held. This process was most recently conducted in 2017.

Form 990, Part VI, Section C, Line 19

The credit union makes its financial statements available to the public through ncua.gov website.

Filing and Contact Details

Filer

Filer Name
Delta Community Credit Union
EIN
58-0904765
Phone
4047154725
Address
3250 RIVERWOOD PKWY, ATLANTA, GA 30339

Signing Officer

Name
Jay Gratwick
Title
Evp & CFO
Phone
4047154725
Signed
2018-12-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Hank Halter
Formed
1940
Legal Domicile
Ga
Voting Board Members
10
Independent Board Members
9
Employees
1,226
Volunteers
14

Preparer

Firm
Cliftonlarsonallen Llp
Address
1966 GREENSPRING DRIVE SUITE 300, TIMONIUM, MD 21093-4161
Preparer
Lauren Ballard
Phone
4104530900
Supplemental Narrative

Additional Explanations

Amended Return

The organization's form 990 is being amended to correct the presentation of compensation for the president & ceo on schedule j, part ii.

Financial Statement Notes

PART X, LINE 2:

Management evaluated the credit union's tax positions and concluded that the credit union had taken no uncertain tax positions that require adjustment to the financial statements. The credit union files form 990 in the u.s. Federal jurisdiction and the state of georgia. The credit union's 2013 through 2016 tax years are open for examination by federal and state taxing authorities.

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IRS990/Form990PartVIISectionAGrp/PersonNm0JIM DIFFLEY
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IRS990/Form990PartVIISectionAGrp/PersonNm10JOSEPH GRATWICK
IRS990/Form990PartVIISectionAGrp/PersonNm11MATTHEW SHEPHERD
IRS990/Form990PartVIISectionAGrp/PersonNm12BOB WALSH
IRS990/Form990PartVIISectionAGrp/PersonNm13BILL BUCHANAN
IRS990/Form990PartVIISectionAGrp/PersonNm14PAMELA DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm15BOB MANNING
IRS990/Form990PartVIISectionAGrp/PersonNm16BILL MESPLAY
IRS990/Form990PartVIISectionAGrp/PersonNm17SUZANNE MITCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm18TIMOTHY MITCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm19TERRY ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm20JULIE BATES
IRS990/Form990PartVIISectionAGrp/PersonNm21AMIE MIZE
IRS990/Form990PartVIISectionAGrp/PersonNm22JANICE TRIPP
IRS990/Form990PartVIISectionAGrp/PersonNm23CHAD JAENKE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt021100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt122754
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt222600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt312000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt430900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt519200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt623800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt719000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt815000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt93331854
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10463885
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11522327
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12402602
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13320848
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14313346
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15371857
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16295598
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17287764
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18319234
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19268917
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20232189
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21253425
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22235563
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23249735
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY & TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP & COO
IRS990/Form990PartVIISectionAGrp/TitleTxt12EVP & CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP & CRO
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP BRANCH DELIV & OPS
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP & GENERAL COUNSEL
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP REMOTE DELIVERY
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP & CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt19FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20AVP - RETIREMENT SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP - FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP - INVESTMENTS & INSURAN
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP - IT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-11998
IRS990/GainOrLossGrp/SecuritiesAmt082762
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt027000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0206500
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt09070797
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0230892368
IRS990/GrossReceiptsAmt0488548256
IRS990/GrossRentsGrp/RealAmt0962465
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt0121
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt0513392
IRS990/InterestGrp/TotalAmt013772815
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt012894937
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt012894937
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0816937013
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0677367778
IRS990/IRPDocumentCnt081477
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt046764952
IRS990/LandBldgEquipBasisNetGrp/BOYAmt097651586
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0100344198
IRS990/LandBldgEquipCostOrOtherBssAmt0147109150
IRS990/LegalDomicileStateCd0GA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt09082795
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0230809606
IRS990/LessRentalExpensesGrp/RealAmt0765364
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0WE WANT TO BE METRO ATLANTA'S PREFERRED PLACE TO BANK, KNOWN FOR PROVIDING OUR MEMBERS WITH HONEST VALUE, SUPERIOR SERVICE AND TRUSTED ADVICE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0616467342
IRS990/NetAssetsOrFundBalancesEOYAmt0660691885
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-130947
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0201711
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt070764
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0197101
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0197101
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-309049
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt08114458
IRS990/OfficeExpensesGrp/TotalAmt08328613
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt069518114
IRS990/OtherAssetsTotalGrp/EOYAmt078633682
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt06807212
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1FINANCIAL SERVICES OPER
IRS990/OtherExpensesGrp/Desc2LOAN SERVICE & COLLECTI
IRS990/OtherExpensesGrp/TotalAmt025235000
IRS990/OtherExpensesGrp/TotalAmt119181395
IRS990/OtherExpensesGrp/TotalAmt216659266
IRS990/OtherLiabilitiesGrp/BOYAmt04612071474
IRS990/OtherLiabilitiesGrp/EOYAmt04840037062
IRS990/OtherSalariesAndWagesGrp/TotalAmt062734750
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03994858436
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04334744157
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0301521
IRS990/PayrollTaxesGrp/TotalAmt04300224
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02484328
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03556868
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03501790
IRS990/PrincipalOfficerNm0HANK HALTER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/Desc0INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2SERVICE CHARGES
IRS990/ProgramServiceRevenueGrp/Desc3OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0170614930
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt136297256
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt219752374
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt36028095
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0170614930
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt136297256
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt220173343
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt37642160
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0420969
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11614065
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt0229000
IRS990/PYInvestmentIncomeAmt014681849
IRS990/PYOtherExpensesAmt0104779781
IRS990/PYOtherRevenueAmt0147868
IRS990/PYProgramServiceRevenueAmt0217531325
IRS990/PYRevenuesLessExpensesAmt052223936
IRS990/PYSalariesCompEmpBnftPaidAmt075128325
IRS990/PYTotalExpensesAmt0180137106
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0232361042
IRS990/ReconcilationRevenueExpnssAmt044533592
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0197101
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0616467342
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0660691885
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0231149940
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0291367034
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt065080286
IRS990ScheduleD/BuildingsGrp/DepreciationAmt020358082
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt085438368
IRS990ScheduleD/EquipmentGrp/BookValueAmt011315786
IRS990ScheduleD/EquipmentGrp/DepreciationAmt017798045
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt029113831
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt013927957
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt013927957
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt08726006
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt06902966
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt015628972
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01294163
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01705859
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03000022

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8,653$7,862$790$445$407$37.9
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$9,252$8,627$624$347$280$66.8
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9,023$8,161$862$296$240$56.3
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$7,716$6,870$846$300$255$45.0
2019Summary only. Only limited summary data is available for this year.$6,052$5,259$793$309$241$68.9
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,756$5,043$713$283$227$55.8
2017Detailed filing. Detailed filing data is available for this year.$5,571$4,911$661$248$203$44.5
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,295$4,678$616$232$180$52.2
2015Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,882$4,315$568$213$161$52.0
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,664$4,147$517$200$154$46.4
2013Summary only. Only limited summary data is available for this year.$4,499$4,033$466$192$149$42.3
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,365$3,934$431$153
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,173$3,783$390$227
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,881$3,458$423$173
Peer Organizations

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