Civic Intelligence

Delta Community Credit Union

990 • Fiscal year 2011 • EIN 58-0904765

Jan 01, 2011 to Dec 31, 2011 • Filed on Jun 14, 2012

Organization ProfileWWW.DELTACOMMUNITYCU.COM

View Organization Page

1025 Virginia Avenue30354
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.91x

Higher debt load relative to assets than 56% of similar nonprofits.

2011 filings • 501(c)14 • $1B+ nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

53rd percentile

7.5%

Faster asset growth than 53% of similar nonprofits.

2011 filings • $1B+ nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$4,172,710,090

Up $292,048,756 (+7.5%) from 2010

Net Assets

Down

$390,142,781

Down $32,673,597 (-7.7%) from 2010

Liabilities

Up

$3,782,567,309

Up $324,722,353 (+9.4%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$227,417,061

Up $54,195,596 (+31%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10B$5.0B$0Assets 2010: $3,880,661,334Liabilities 2010: $3,457,844,956Net Assets 2010: $422,816,3782010Assets 2011: $4,172,710,090Liabilities 2011: $3,782,567,309Net Assets 2011: $390,142,7812011Assets 2012: $4,365,307,483Liabilities 2012: $3,933,826,814Net Assets 2012: $431,480,6692012Assets 2013: $4,499,242,737Liabilities 2013: $4,033,399,728Net Assets 2013: $465,843,0092013Assets 2014: $4,664,159,725Liabilities 2014: $4,147,284,434Net Assets 2014: $516,875,2912014Assets 2015: $4,882,445,644Liabilities 2015: $4,314,884,859Net Assets 2015: $567,560,7852015Assets 2016: $5,294,501,331Liabilities 2016: $4,678,033,989Net Assets 2016: $616,467,3422016Assets 2017: $5,571,210,016Liabilities 2017: $4,910,518,131Net Assets 2017: $660,691,8852017Assets 2018: $5,756,302,882Liabilities 2018: $5,042,935,749Net Assets 2018: $713,367,1332018Assets 2019: $6,051,859,737Liabilities 2019: $5,259,148,811Net Assets 2019: $792,710,9262019Assets 2020: $7,715,628,689Liabilities 2020: $6,869,935,325Net Assets 2020: $845,693,3642020Assets 2021: $9,023,056,278Liabilities 2021: $8,161,333,548Net Assets 2021: $861,722,7302021Assets 2022: $9,251,719,034Liabilities 2022: $8,627,411,201Net Assets 2022: $624,307,8332022Assets 2024: $8,652,742,905Liabilities 2024: $7,862,483,699Net Assets 2024: $790,259,2062024

Highlighted filing

2011

Assets$4,172,710,090
Liabilities$3,782,567,309
Net Assets$390,142,781
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600M$400M$200M$0Expenses 2010: $173,221,4652010Expenses 2011: $227,417,0612011Expenses 2012: $152,925,7362012Revenue 2013: $191,506,342Expenses 2013: $149,237,542Net Income 2013: $42,268,8002013Revenue 2014: $199,979,834Expenses 2014: $153,619,721Net Income 2014: $46,360,1132014Revenue 2015: $213,411,526Expenses 2015: $161,438,520Net Income 2015: $51,973,0062015Revenue 2016: $232,361,042Expenses 2016: $180,137,106Net Income 2016: $52,223,9362016Revenue 2017: $247,890,491Expenses 2017: $203,356,899Net Income 2017: $44,533,5922017Revenue 2018: $282,664,339Expenses 2018: $226,904,114Net Income 2018: $55,760,2252018Revenue 2019: $309,453,420Expenses 2019: $240,571,807Net Income 2019: $68,881,6132019Revenue 2020: $300,225,373Expenses 2020: $255,227,223Net Income 2020: $44,998,1502020Revenue 2021: $296,340,741Expenses 2021: $240,051,941Net Income 2021: $56,288,8002021Revenue 2022: $346,692,479Expenses 2022: $279,911,986Net Income 2022: $66,780,4932022Revenue 2024: $444,717,236Expenses 2024: $406,776,706Net Income 2024: $37,940,5302024

Highlighted filing

2011

Revenue-
Expenses$227,417,061
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Jun 14, 2012
Return Version
2011v1.2
Gross Receipts
$191,736,032
Mission and Program Overview

Mission

We want to be metro atlanta's preferred place to bank, known for providing our members with honest value, superior service and trusted advice.

Filing and Contact Details

Filer

EIN
58-0904765
Raw XML AppendixShowing 400 of 701 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenue/TotalRevenueColumn0143822863
IRS990/ProgramServiceRevenue/TotalRevenueColumn136366141
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationOtherChanges03007432
IRS990/ReconcilationRevenueExpenses0-35681029
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0true
IRS990/RelatedOrgControlledEntity0true
IRS990/ReportFin48Footnote0true
IRS990/ReportInvestOthSecurities0true
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0true
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY0422816378
IRS990/RetainedEarningsEndowmentEtc/EOY0390142781
IRS990/Revenue0191736032
IRS990/RevenuesLessExpensesCY0-35681029
IRS990/RevenuesLessExpensesPriorYear014065303
IRS990/SalariesEtcCurrentYear048581203
IRS990/SalariesEtcPriorYear045812920
IRS990/SavingsAndTempCashInvestments/BOY0360000535
IRS990/SavingsAndTempCashInvestments/EOY0162742588
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue081976667
IRS990ScheduleD/Buildings/Depreciation010982575
IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis092959242
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis092959242
IRS990ScheduleD/Equipment/BookValue03037627
IRS990ScheduleD/Equipment/Depreciation014294126
IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis017331754
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis017331754
IRS990ScheduleD/ExcessOrDeficitForYear0-35681029
IRS990ScheduleD/ExcessOrDeficitPerFS0-35681029
IRS990ScheduleD/ExpensesSubtotal0227417061
IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation0PART X THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES. HOWEVER AS FURTHER DISCUSSED IN NOTE 9 THE CREDIT UNION MAY BE SUBJECT TO UNRELATED BUSINESS INCOME TAX (UBIT) IN GEORGIA IF ANY. THERE WAS NO UBIT FOR THE YEARS ENDED DECEMBER 31 2011 AND 2010. MANAGEMENT EVALUATED THE CREDIT UNION'S TAX POSITIONS AND CONCLUDED THAT THE CREDIT UNION HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS. THE CREDIT UNION FILES FORM 990 IN THE U.S. FEDERAL JURISDICTION AND THE STATE OF GEORGIA. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN THE FUTHERANCE OF ITS EXEMPT PURPOSES. HOWEVER IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (AS DEFINED IN SECTION 512) DERIVED BY STATE-CHARTERED CREDIT UNIONS. MANY STATES HAVE SIMILAR LAWS. THE SPECIFIC APPLICATION OF SECTION 512 TO THE VARIOUS ACTIVITIES CONDUCTED BY STATE-CHARTERED CREDIT UNIONS HAS BEEN AT ISSUE FOR MANY YEARS. THE IRS AND CERTAIN STATE TAXING AUTHORITIES ARE CURRENTLY REVISITING WHAT IF ANY PRODUCTS AND SERVICES PROVIDED BY THE CREDIT UNION ARE SUBJECT TO UBIT. THERE IS CURRENTLY VERY LITTLE GUIDANCE IN THE IRS CODE ON WHAT ACTIVITIES SHOULD BE SUBJECT TO UBIT. THE IRS HAS INDICATED THAT THEY ARE STUDYING THE ISSUE AND MAY ISSUE ADDITIONAL GUIDANCE. AS A RESULT AT THIS TIME THERE IS UNCERTAINTY REGARDING WHETHER THE CREDIT UNION SHOULD PAY INCOME TAX ON CERTAIN TYPES OF NET TAXABLE INCOME FROM ACTIVITIES THAT MAY BE CONSIDERED BY TAXING AUTHORITIES AS UNRELATED TO THE PURPOSE FOR WHICH THE CREDIT UNION WAS GRANTED NONTAXABLE STATUS. IN THE OPINION OF MANAGEMENT ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES DEEMED TO BE UNRELATED TO THE CREDIT UNION'S NONTAXABLE STATUS IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS.
IRS990ScheduleD/Land/BookValue027351825
IRS990ScheduleD/Land/InvestmentCostOrOtherBasis027351825
IRS990ScheduleD/Land/OtherCostOrOtherBasis027351825
IRS990ScheduleD/LeaseholdImprovements/BookValue02828150
IRS990ScheduleD/LeaseholdImprovements/Depreciation03406349
IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis06234499
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis06234499
IRS990ScheduleD/OtherAssets/BookValue033429769

Document Assets

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Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,172,710,090
Liabilities
$3,782,567,309
Net assets
$390,142,781
Revenue
-
Expenses
$227,417,061
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8,653$7,862$790$445$407$37.9
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$9,252$8,627$624$347$280$66.8
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9,023$8,161$862$296$240$56.3
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$7,716$6,870$846$300$255$45.0
2019Summary only. Only limited summary data is available for this year.$6,052$5,259$793$309$241$68.9
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,756$5,043$713$283$227$55.8
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,571$4,911$661$248$203$44.5
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,295$4,678$616$232$180$52.2
2015Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,882$4,315$568$213$161$52.0
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,664$4,147$517$200$154$46.4
2013Summary only. Only limited summary data is available for this year.$4,499$4,033$466$192$149$42.3
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,365$3,934$431$153
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,173$3,783$390$227
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,881$3,458$423$173