Liabilities / Assets
11th percentile
Higher debt load relative to assets than 11% of similar nonprofits.
Onpoint Community Credit Union
EIN 93-0257765 • 501(c)14 • Portland, OR
Profile
Promote the financial well-being of credit union members through financial products and services.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.88x
Liabilities / Revenue
74th percentile
Higher debt load relative to revenue than 74% of similar nonprofits.
Net Margin
96th percentile
Higher net margin than 96% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 1.1% of source-year revenue.
Asset Growth
16th percentile
Faster asset growth than 16% of similar nonprofits.
Revenue Growth
94th percentile
Faster revenue growth than 94% of similar nonprofits.
Balance Sheet
Assets
Down$8,738,629,867
Down $186,956,671 (-2.1%) from 2022
Liabilities
Down$7,650,433,252
Down $343,187,057 (-4.3%) from 2022
Net Assets
Up$1,088,196,615
Up $156,230,386 (+17%) from 2022
Revenue
Up$440,500,839
Up $115,050,593 (+35%) from 2022
Expenses
Up$325,109,622
Up $104,299,284 (+47%) from 2022
Net Income
Up$115,391,217
Up $10,751,309 (+10%) from 2022
Trend Graphs
Filings
Most recent year
2023 • Form 990Summary only. Only limited summary data is available for this year.
- Assets
- $8,738,629,867
- Liabilities
- $7,650,433,252
- Net assets
- $1,088,196,615
- Revenue
- $440,500,839
- Expenses
- $325,109,622
- Net income
- $115,391,217
Latest Detailed Filing
The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2022 below.
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2022 to Dec 31, 2022
- Signed
- Oct 24, 2023
- Return Version
- 2022v5.0
- Gross Receipts
- $517,152,229
Mission and Program Overview
Mission
The purpose of onpoint is to promote the financial well-being of our members by being the preferred provider of consumer products and services and to ensure the safety and soundness of our credit union.
Promote the financial well-being of credit union members through financial products and services.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $3,941,668,566 | $4,694,392,019 | ▲ $752,723,453 |
| Investments in Publicly Traded Securities | $1,691,929,718 | $2,259,740,606 | ▲ $567,810,888 |
| Cash and Non-Interest-Bearing Accounts | $3,178,609,682 | $1,624,325,876 | ▼ $1,554,283,806 |
| Rtn Earn Endowment Incm Other Fnds | $944,584,382 | $931,966,229 | ▼ $12,618,153 |
| Investments Other Securities | $91,959,514 | $89,036,859 | ▼ $2,922,655 |
| Land, Buildings, and Equipment, Net | $38,122,249 | $41,036,511 | ▲ $2,914,262 |
| Accounts Receivable | $16,401,564 | $24,491,485 | ▲ $8,089,921 |
| Savings and Temporary Cash Investments | $8,615,929 | $11,443,410 | ▲ $2,827,481 |
| Prepaid Expenses and Deferred Charges | $7,328,332 | $7,176,030 | ▼ $152,302 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $9,040,369,064 | $8,925,586,538 | ▼ $114,782,526 |
| Other Assets Total | $65,733,510 | $173,943,742 | ▲ $108,210,232 |
| Liabilities | |||
| Other Liabilities | $7,986,840,842 | $7,765,602,167 | ▼ $221,238,675 |
| Accounts Payable and Accrued Expenses | $100,400,316 | $220,031,573 | ▲ $119,631,257 |
| Deferred Revenue | $4,972,233 | $4,255,229 | ▼ $717,004 |
| Escrow Account Liability | $3,571,291 | $3,731,340 | ▲ $160,049 |
| Total Liabilities | $8,095,784,682 | $7,993,620,309 | ▼ $102,164,373 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $944,584,382 | $931,966,229 | ▼ $12,618,153 |
| Total Liabilities and Net Assets / Fund Balance | $9,040,369,064 | $8,925,586,538 | ▼ $114,782,526 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $16,154,945 | $18,521,596 | $34,676,541 |
| Equipment | $7,449,213 | $19,203,483 | $26,652,696 |
| Other Land Buildings | $9,776,392 | $342,230 | $10,118,622 |
| Buildings | $4,239,975 | $1,781,479 | $6,021,454 |
| Land | $3,415,986 | - | $3,415,986 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| R Stuart | President/CEO | FT | $698,584 | $3,008,029 | $3,706,613 |
| J Hunt | SVP/chief Financial Officer | FT | $365,667 | $1,454,989 | $1,820,656 |
| T Mcvay | SVP/chief Retail Officer | FT | $342,654 | $1,410,782 | $1,753,436 |
| J Armstrong | SVP/chief Information Officer | FT | $312,690 | $1,194,300 | $1,506,990 |
| S Leugers | SVP/chief Lending Officer | FT | $274,463 | $941,362 | $1,215,825 |
| V Ervin | SVP/chief Compliance Officer | FT | $64,453 | $1,133,450 | $1,197,903 |
| A Emerson | VP/onpoint Mortgage | FT | $130,000 | $663,618 | $793,618 |
| M Casiano | Mortgage Loan Officer | FT | $499,425 | $536,058 | $536,058 |
| C Schreck | Mortgage Sales Manager | FT | $52,800 | $431,110 | $483,910 |
| M Lindsay-lipkins | VP/onpoint Investment Services | FT | $143,917 | $289,390 | $433,307 |
| J Chestnut | Mortgage Loan Officer | FT | $370,347 | $420,731 | $420,731 |
| J Dunckley | SVP/chief Talent Officer | FT | $131,870 | $212,693 | $344,563 |
| T Clevenger | SVP/chief Marketing Officer | FT | $245,926 | $52,128 | $298,054 |
| W Oliver | SVP/chief Legal Officer | FT | $135,767 | $86,298 | $222,065 |
| C Anderson | SVP/chief Risk Officer | FT | $140,284 | $78,251 | $218,535 |
| L Johnson | Board Chair | PT | $63,000 | - | $63,000 |
| M Mroczek | Director | PT | $50,909 | - | $50,909 |
| K Durham | Board Vice Chair | PT | $50,296 | - | $50,296 |
| K Thomajan | Board Secretary | PT | $47,998 | - | $47,998 |
| M Damm | Director | PT | $45,759 | - | $45,759 |
| F Tripp | Director | PT | $45,699 | - | $45,699 |
| A Slagle | Director | PT | $45,000 | - | $45,000 |
| D Nakata | Director | PT | $45,000 | - | $45,000 |
| S Narendra | Director | PT | $11,250 | - | $11,250 |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv INC | Card & Atm Network Processing | 75 REMITTANCE DR STE 6959, Chicago, IL 60675 | $14,242,813 |
| Payment Systems For Credit Union | Credit Card Processing | 560 CARILLON PARKWAY, St Petersburg, FL 33176 | $8,891,833 |
| Visa | Debit & Credit Card Processing | PO BOX 8999, San Francisco, CA 94128 | $7,058,427 |
| Q2 Software INC | Online Banking | 2975 REGENT BLVD, Irving, TX 75320 | $6,795,751 |
| Borders Perrin & Norrander INC | Marketing Services | 520 SW YAMHILL ST STE 950, Portland, OR 97204 | $4,434,456 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $263,908,756
- Investment Income
- $61,541,490
- Other Revenue
- $0
- Change in Net Assets
- $104,639,908
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $325,450,246
- Revenue Not Reported on Financial Statements
- $0
- Revenue Not Reported on Form 990
- $-117,258,061
- Total Revenue per Audited Statements
- $208,192,185
- Total Revenue per Form 990
- $325,450,246
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $114,054,926 |
| Salaries, Compensation, and Employee Benefits | $104,293,234 |
| Grants and Similar Amounts Paid | $2,462,178 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $66,188,322 |
| Fees for Services Other | - | - | - | $32,472,553 |
| Office Expenses | - | - | - | $15,315,517 |
| Occupancy | - | - | - | $13,366,015 |
| Other Employee Benefits | - | - | - | $13,190,721 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $12,689,551 |
| Information Technology | - | - | - | $11,575,782 |
| Advertising | - | - | - | $11,511,505 |
| Interest | - | - | - | $10,577,299 |
| All Other Expenses | - | - | - | $7,618,494 |
| Payroll Taxes | - | - | - | $7,120,732 |
| Depreciation Depletion | - | - | - | $6,268,171 |
| Pension Plan Contributions | - | - | - | $5,103,908 |
| Other Expenses | - | - | - | $3,330,151 |
| Grants to Domestic Orgs | - | - | - | $2,462,178 |
| Travel | - | - | - | $621,460 |
| Conferences and Meetings | - | - | - | $506,499 |
| Insurance | - | - | - | $498,225 |
| Fees for Services Legal | - | - | - | $208,005 |
| Fees for Services Accounting | - | - | - | $185,250 |
| Total Functional Expenses | $0 | $0 | $0 | $220,810,338 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $220,810,338 |
| Total Expenses per Audited Statements | $220,810,338 |
| Total Expenses per Form 990 | $220,810,338 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
International Activity
Grant and Assistance Recipients
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| CHILDREN'S MIRACLE NETWORK HOSPITALS | Salt Lake City, UT | 501(c)(3) | Community Outreach | $92,275 |
| Black United Fund of Oregon | Portland, OR | 501(c)(3) | Community Outreach | $80,000 |
| Cascade Aids Project | Portland, OR | 501(c)(3) | Community Outreach | $74,356 |
| Junior Achievement of Oregon & | Portland, OR | 501(c)(3) | Community Outreach | $67,000 |
| CHILDREN'S CANCER ASSOCIATION | Portland, OR | 501(c)(3) | Community Outreach | $64,593 |
| Big Brother Big Sisters Columbia Northwest | Portland, OR | 501(c)(3) | Community Outreach | $55,056 |
| Solve | Portland, OR | 501(c)(3) | Community Outreach | $55,000 |
| Financial Beginnings Corporation | Portland, OR | 501(c)(3) | Community Outreach | $50,000 |
| Schoolhouse Supplies | Portland, OR | 501(c)(3) | Community Outreach | $45,000 |
| Oregon Health and Science University Foundation | Portland, OR | 501(c)(3) | Community Outreach | $40,000 |
| Oregon Food Bank | Portland, OR | 501(c)(3) | Community Outreach | $39,300 |
| Girls Build | Portland, OR | 501(c)(3) | Community Outreach | $37,806 |
| New Avenues for Youth | Portland, OR | 501(c)(3) | Community Outreach | $30,000 |
| Urban League of Portland | Portland, OR | 501(c)(3) | Community Outreach | $30,000 |
| Blanchet House of Hospitality | Portland, OR | 501(c)(3) | Community Outreach | $26,000 |
| Raphael House of Portland | Portland, OR | 501(c)(3) | Community Outreach | $25,520 |
| Hacienda Community Development Corp | Portland, OR | 501(c)(3) | Community Outreach | $25,512 |
| Apano Communities United Fund | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Coalition of Communities of Color | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Fresh Water Trust | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Habitat for Humanity | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Native American Youth and Family Center | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Self Enhancement Inc | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| The Nature Conservancy | Portland, OR | 501(c)(3) | Community Outreach | $25,000 |
| Portland Rose Festival Foundation | Portland, OR | 501(c)(3) | Community Outreach | $22,500 |
| Boys and Girls Club Portland Metropolitan Area | Portland, OR | 501(c)(3) | Community Outreach | $20,000 |
| In4all | Beaverton, OR | 501(c)(3) | Community Outreach | $20,000 |
| Neighborhood Partnerships | Portland, OR | 501(c)(3) | Community Outreach | $20,000 |
| Oregon Environmental Council | Portland, OR | 501(c)(3) | Community Outreach | $20,000 |
| Oregon Museum of Science and Industry | Portland, OR | 501(c)(3) | Community Outreach | $20,000 |
| RANDALL CHILDREN'S HOSPITAL | Portland, OR | 501(c)(3) | Community Outreach | $20,000 |
| Unite Oregon | Portland, OR | 501(c)(3) | Community Outreach | $15,000 |
| American Red Cross | Washington, DC | 501(c)(3) | Community Outreach | $14,000 |
| Girls Inc of the Pacific Northwest | Portland, OR | 501(c)(3) | Community Outreach | $13,500 |
| De La Salle North Catholic High School | Portland, OR | 501(c)(3) | Community Outreach | $13,000 |
| Sunshine Division | Portland, OR | 501(c)(3) | Community Outreach | $12,000 |
| Latino Network | Portland, OR | 501(c)(3) | Community Outreach | $11,813 |
| North Clackamas Education Foundation | Milwaukie, OR | 501(c)(3) | Community Outreach | $10,650 |
| United Way | Portland, OR | 501(c)(3) | Community Outreach | $10,086 |
| Adelante Mujeres | Forest Grove, OR | 501(c)(3) | Community Outreach | $10,000 |
| All Hands Raised | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| College Possible | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Community Action | Hillsboro, OR | 501(c)(3) | Community Outreach | $10,000 |
| Devnw | Corvallis, OR | 501(c)(3) | Community Outreach | $10,000 |
| Ecotrust | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Foundation for Vancouver Public Schools | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Friends of the Children Portland | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Future Business Leaders of America - Oregon | Owasso, OK | 501(c)(3) | Community Outreach | $10,000 |
| Historic Parkrose | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Immigrant and Refugee Community Organization | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Impact Nw | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Kairospdx | Porltand, OR | 501(c)(3) | Community Outreach | $10,000 |
| Lifeworks Nw | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Meals on Wheels People | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Nami Oregon | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Neighborhood House | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Open School | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Oregon Community Foundation | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Oregon State University Gear Up | Corvallis, OR | 501(c)(3) | Community Outreach | $10,000 |
| Oregon Zoo | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Outside in | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Parks Foundation of Clark County | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Pink Lemonade Project | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Portland Backpack | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Portland Housing Center | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Portland Parks & Recreation | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Pride Day Equality Project | Eugene, OR | 501(c)(3) | Community Outreach | $10,000 |
| Proud Ground | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Reading Results | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Serendipity Center Inc | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Share Inc | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Sisters Kiwanis Food Bank | Sisters, OR | 501(c)(3) | Community Outreach | $10,000 |
| The Contingent | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| The Dougy Center | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Transition Projects | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Vancouver Lemonade Day | Vancouver, WA | 501(c)(3) | Community Outreach | $10,000 |
| Worldwide Foundation for Credit Unions | Madison, WI | 501(c)(3) | Community Outreach | $10,000 |
| Xxcelerate | Portland, OR | 501(c)(3) | Community Outreach | $10,000 |
| Youth Villages | Lake Oswego, OR | 501(c)(3) | Community Outreach | $10,000 |
| Family of Friends Mentoring | Gresham, OR | 501(c)(3) | Community Outreach | $8,500 |
| Portland State University Foundation | Portland, OR | 501(c)(3) | Community Outreach | $7,500 |
| Portland Workforce Alliance | Portland, OR | 501(c)(3) | Community Outreach | $7,500 |
| United Way of Lane County | Springfield, OR | 501(c)(3) | Community Outreach | $7,500 |
| Basic Rights Oregon | Portland, OR | 501(c)(3) | Community Outreach | $6,000 |
| Marion-polk Food Share | Salem, OR | 501(c)(3) | Community Outreach | $6,000 |
| Volunteers of America | Portland, OR | 501(c)(3) | Community Outreach | $6,000 |
| Virginia Garcia Memorial Foundation | Aloha, OR | 501(c)(3) | Community Outreach | $5,250 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- Yes
- Subject to proxy tax
- No
Reported Spending and Taxes
| Line Item | Amount |
|---|---|
| Political Expenditures | $25,000 |
| Total Exempt Function Spending | $25,000 |
Section 527 Organizations
| Organization | Location | Amount |
|---|---|---|
| 91-0460483 | Seatac, WA | $25,000 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Savings | $3,848,056,980 |
| Checking | $2,424,891,719 |
| Money Market Accounts | $888,753,069 |
| Certificates of Deposit | $408,207,750 |
| Individual Retirement Accounts | $195,692,649 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Onpoint community credit union is a natural person credit union, owned by its members. At 12/31/22, there were 503,078 members in the credit union.”
Form 990, Part VI, Section A, Line 7A
“The members of the credit union elect the board of directors from a slate of candidates put forth by the nominating committee prior to the annual meeting. Board positions have staggered renewal dates in three year terms.”
Form 990, Part VI, Section A, Line 7B
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”
Form 990, Part VI, Section B, Line 11B
“Information for the completion of form 990 was gathered by the credit union's accounting department. An outside accounting firm prepared the tax return and it was provided to the board of directors prior to filing.”
Form 990, Part VI, Section B, Line 12C
“Monitoring of the conflict of interest policy is conducted through an annual policy review. Staff members are required each year to review, read and sign the conflict of interest policy. The board of directors annually adopts the board governance manual, which includes a conflict of interest policy. At the point of a potential conflict for a board member, a peer review is conducted. Enforcement of the conflict of interest policy for board members and staff is based on a review of potential conflicts and, if a conflict exists, mediation occurs.”
Form 990, Part VI, Section B, Line 15A
“The board of directors controls all compensation or benefit changes that would affect the president/ceo. All changes to the president/ceo's compensation and benefits are governed by an employment contract and any amendments to the contract. The compensation committee reviews the president/ceo's compensation package each year. The salary schedule and benefits program for the president/ceo is tied to geographic studies of salaries and benefits performed by professional organizations with expertise in the area of compensation. These included the pearl meyer 2022 top ceo total compensation survey report and a 2022 ceo compensation study provided by mercer.”
Form 990, Part VI, Section C, Line 19
“The organization's governing documents, conflict of interest policy and financial statements are made available upon written request.”
Filing and Contact Details
Filer
- Filer Name
- Onpoint Community Credit Union
- EIN
- 93-0257765
- Phone
- 5032731764
- Address
- PO BOX 3750, PORTLAND, OR 97208-3750
Signing Officer
- Name
- James Hunt
- Title
- SVP/CFO
- Phone
- 5032731764
- Signed
- 2023-10-24
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Robert Stuart
- Formed
- 1932
- Legal Domicile
- Or
- Voting Board Members
- 8
- Independent Board Members
- 8
- Employees
- 1,313
- Volunteers
- 0
Preparer
- Firm
- Moss Adams Llp
- Address
- 805 SW BROADWAY STE 1400, PORTLAND, OR 97205
- Preparer
- Wendy Campos
- Phone
- 5032421447
Supplemental Narrative
Additional Explanations
Form 990, Part IX, Line 11G
“Card fees 17,072,851. Loan fees 2,969,585. Other outside services 12,430,117.”
Financial Statement Notes
PART IV, LINE 2B:
“The funds onpoint collects for taxes and insurance on behalf of its members are held in an escrow account and included within the balance sheet.”
PART X, LINE 2:
“The credit union is exempt, by statute, from federal income taxes. The credit union is a state-chartered credit union described in irc section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. Exempt organization and unrelated business income tax returns are filed annually with the applicable federal, state, and local tax jurisdictions. Fasb codification topic 740, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are more likely than not to be sustained "when challenged or "when examined" by the applicable tax authority. Tax positions not deemed to meet the more-likely-than-not threshold would be recorded as a tax expense and liability in the current year. For the years ended december 31, 2022 and 2021, management has determined there are no material uncertain tax positions. The credit union recognizes interest accrued and penalties related to unrecognized tax benefits as an administrative expense. No interest or penalties were recognized for the years ended december 31, 2022 and 2021.”
Raw XML AppendixShowing 400 of 1,718 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 100400316 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 220031573 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 16401564 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 24491485 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 11511505 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 7618494 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | STEVE BROUILLET CONTROLLER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5032214118 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2701 NW VAUGHN STREET SUITE 800 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PORTLAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97210 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3178609682 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1624325876 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 137 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 12689551 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 506499 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 14242813 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 8891833 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 7058427 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 6795751 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 4434456 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 75 REMITTANCE DR STE 6959 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 560 CARILLON PARKWAY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 8999 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 2975 REGENT BLVD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 520 SW YAMHILL ST STE 950 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | ST PETERSBURG |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | SAN FRANCISCO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | IRVING |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | PORTLAND |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | OR |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 60675 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 33176 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 94128 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 75320 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 97204 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | PAYMENT SYSTEMS FOR CREDIT UNION |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | VISA |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | Q2 SOFTWARE INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | BORDERS PERRIN & NORRANDER INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CARD & ATM NETWORK PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | CREDIT CARD PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | DEBIT & CREDIT CARD PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | ONLINE BANKING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | MARKETING SERVICES |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 2462178 |
| IRS990/CYInvestmentIncomeAmt | 0 | 61541490 |
| IRS990/CYOtherExpensesAmt | 0 | 114054926 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 263908756 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 104639908 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 104293234 |
| IRS990/CYTotalExpensesAmt | 0 | 220810338 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 325450246 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 4972233 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 4255229 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 6268171 |
| IRS990/Desc | 0 | IN 2022, MEMBERSHIP IN THE CREDIT UNION GREW TO 503,078 MEMBERS. ONPOINT COMMUNITY CREDIT UNION PROVIDED THE MEMBERSHIP WITH FINANCIAL SERVICES, INCLUDING THE PROVISION OF 234,483 LOANS AND 1,079,998 DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITIVE RATES. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 1313 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 3571291 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 3731340 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 185250 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 208005 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 32472553 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 13.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 6.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 810427 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 422740 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 331185 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 405752 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 33176 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 369499 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 38369 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 24527 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 11787 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 22459 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 149497 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 36633 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 48702 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 40067 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 50384 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | L JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | K DURHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | K THOMAJAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | A SLAGLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | M MROCZEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | S NARENDRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | M DAMM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | D NAKATA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | F TRIPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | R STUART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | J HUNT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | S LEUGERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | T MCVAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | V ERVIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | J ARMSTRONG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | J DUNCKLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | T CLEVENGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | C ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | W OLIVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | A EMERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | M CASIANO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | C SCHRECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | M LINDSAY-LIPKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | J CHESTNUT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 63000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 50296 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 47998 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 45000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 50909 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 11250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 45759 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 45000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 45699 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 2896186 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 1397916 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 884640 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 1347684 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 1164727 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 1137491 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 306194 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 273527 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 206748 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 199606 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 644121 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 499425 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 435208 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 393240 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 370347 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SVP/CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP/CHIEF LENDING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SVP/CHIEF RETAIL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | SVP/CHIEF COMPLIANCE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP/CHIEF INFORMATION OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP/CHIEF TALENT OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | SVP/CHIEF MARKETING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | SVP/CHIEF RISK OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | SVP/CHIEF LEGAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP/ONPOINT MORTGAGE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | MORTGAGE LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | MORTGAGE SALES MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | VP/ONPOINT INVESTMENT SERVICES |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | MORTGAGE LOAN OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1932 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 3155980 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -19553946 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 2462178 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 1 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 3322132 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 171981885 |
| IRS990/GrossReceiptsAmt | 0 | 517152229 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 191 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 11575782 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 498225 |
| IRS990/InterestGrp/TotalAmt | 0 | 10577299 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 77939456 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 77939456 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 91959514 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 89036859 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1691929718 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 2259740606 |
| IRS990/IRPDocumentCnt | 0 | 184523 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 39848788 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 38122249 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 41036511 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 80885299 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 166152 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 191535831 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 944584382 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 931966229 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -16397966 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -16397966 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -117258061 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 13366015 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 15315517 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 65733510 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 173943742 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 13190721 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN LOSS PROVISION |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3330151 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 7986840842 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 7765602167 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 66188322 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3941668566 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4694392019 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 7120732 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 5103908 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 7328332 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 7176030 |
| IRS990/PrincipalOfficerNm | 0 | ROBERT STUART |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | SERVICE FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 161526027 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 57269076 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 23863833 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 20049513 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 161526027 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 57269076 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 24782133 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 20331520 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 918300 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 282007 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 2250733 |
| IRS990/PYInvestmentIncomeAmt | 0 | 45487640 |
| IRS990/PYOtherExpensesAmt | 0 | 106976198 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 255203535 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 80897130 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 110567114 |
| IRS990/PYTotalExpensesAmt | 0 | 219794045 |
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