Civic Intelligence

Delta Community Credit Union

990 • Fiscal year 2014 • EIN 58-0904765

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 11, 2015

1025 Virginia AvenueAtlanta, GA 30354

(404) 715-4725

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.89x

Higher debt load relative to assets than 44% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Liabilities / Revenue

58th percentile

20.74x

Higher debt load relative to revenue than 58% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Net Margin

69th percentile

23%

Higher net margin than 69% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Top Officer Pay

78th percentile

$1,144,415

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Asset Growth

27th percentile

3.7%

Faster asset growth than 27% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2013 to 2014

Revenue Growth

55th percentile

4.4%

Faster revenue growth than 55% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2013 to 2014

Assets

Up

$4,664,159,725

Up $164,916,988 (+3.7%) from 2013

Net Assets

Up

$516,875,291

Up $51,032,282 (+11%) from 2013

Liabilities

Up

$4,147,284,434

Up $113,884,706 (+2.8%) from 2013

Revenue

Up

$199,979,834

Up $8,473,492 (+4.4%) from 2013

Expenses

Up

$153,619,721

Up $4,382,179 (+2.9%) from 2013

Net Income

Up

$46,360,113

Up $4,091,313 (+9.7%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10B$5.0B$0Assets 2010: $3,880,661,334Liabilities 2010: $3,457,844,956Net Assets 2010: $422,816,3782010Assets 2011: $4,172,710,090Liabilities 2011: $3,782,567,309Net Assets 2011: $390,142,7812011Assets 2012: $4,365,307,483Liabilities 2012: $3,933,826,814Net Assets 2012: $431,480,6692012Assets 2013: $4,499,242,737Liabilities 2013: $4,033,399,728Net Assets 2013: $465,843,0092013Assets 2014: $4,664,159,725Liabilities 2014: $4,147,284,434Net Assets 2014: $516,875,2912014Assets 2015: $4,882,445,644Liabilities 2015: $4,314,884,859Net Assets 2015: $567,560,7852015Assets 2016: $5,294,501,331Liabilities 2016: $4,678,033,989Net Assets 2016: $616,467,3422016Assets 2017: $5,571,210,016Liabilities 2017: $4,910,518,131Net Assets 2017: $660,691,8852017Assets 2018: $5,756,302,882Liabilities 2018: $5,042,935,749Net Assets 2018: $713,367,1332018Assets 2019: $6,051,859,737Liabilities 2019: $5,259,148,811Net Assets 2019: $792,710,9262019Assets 2020: $7,715,628,689Liabilities 2020: $6,869,935,325Net Assets 2020: $845,693,3642020Assets 2021: $9,023,056,278Liabilities 2021: $8,161,333,548Net Assets 2021: $861,722,7302021Assets 2022: $9,251,719,034Liabilities 2022: $8,627,411,201Net Assets 2022: $624,307,8332022Assets 2024: $8,652,742,905Liabilities 2024: $7,862,483,699Net Assets 2024: $790,259,2062024

Highlighted filing

2014

Assets$4,664,159,725
Liabilities$4,147,284,434
Net Assets$516,875,291

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600M$400M$200M$0Expenses 2010: $173,221,4652010Expenses 2011: $227,417,0612011Expenses 2012: $152,925,7362012Revenue 2013: $191,506,342Expenses 2013: $149,237,542Net Income 2013: $42,268,8002013Revenue 2014: $199,979,834Expenses 2014: $153,619,721Net Income 2014: $46,360,1132014Revenue 2015: $213,411,526Expenses 2015: $161,438,520Net Income 2015: $51,973,0062015Revenue 2016: $232,361,042Expenses 2016: $180,137,106Net Income 2016: $52,223,9362016Revenue 2017: $247,890,491Expenses 2017: $203,356,899Net Income 2017: $44,533,5922017Revenue 2018: $282,664,339Expenses 2018: $226,904,114Net Income 2018: $55,760,2252018Revenue 2019: $309,453,420Expenses 2019: $240,571,807Net Income 2019: $68,881,6132019Revenue 2020: $300,225,373Expenses 2020: $255,227,223Net Income 2020: $44,998,1502020Revenue 2021: $296,340,741Expenses 2021: $240,051,941Net Income 2021: $56,288,8002021Revenue 2022: $346,692,479Expenses 2022: $279,911,986Net Income 2022: $66,780,4932022Revenue 2024: $444,717,236Expenses 2024: $406,776,706Net Income 2024: $37,940,5302024

Highlighted filing

2014

Revenue$199,979,834
Expenses$153,619,721
Net Income$46,360,113
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 11, 2015
Return Version
2014v5.0
Gross Receipts
$1,205,130,641
Mission and Program Overview

Mission

We want to be metro atlanta's preferred place to bank, known for providing our members with honest value, superior service and trusted advice.

Help members reach a level of financial awareness and stability that affords them the peace of mind and time to enjoy a richer life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,713,108,854$3,074,113,853▲ $361,004,999
Investments Other Securities$1,281,401,303$1,237,000,881▼ $44,400,422
Rtn Earn Endowment Incm Other Fnds$465,843,009$516,875,291▲ $51,032,282
Savings and Temporary Cash Investments$284,121,696$127,695,417▼ $156,426,279
Land, Buildings, and Equipment, Net$114,186,162$110,660,989▼ $3,525,173
Accounts Receivable$43,134,860$47,246,322▲ $4,111,462
Cash and Non-Interest-Bearing Accounts$17,733,303$23,309,156▲ $5,575,853
Prepaid Expenses and Deferred Charges$1,642,183$2,332,312▲ $690,129
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$4,499,242,737$4,664,159,725▲ $164,916,988
Other Assets Total$43,914,376$41,800,795▼ $2,113,581
Liabilities
Other Liabilities$3,986,245,747$4,096,343,512▲ $110,097,765
Accounts Payable and Accrued Expenses$47,153,981$50,940,922▲ $3,786,941
Total Liabilities$4,033,399,728$4,147,284,434▲ $113,884,706
Net Assets / Fund Balance
Total Net Assets Fund Balance$465,843,009$516,875,291▲ $51,032,282
Total Liabilities and Net Assets / Fund Balance$4,499,242,737$4,664,159,725▲ $164,916,988

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$75,813,935$18,137,529$93,951,464
Land$27,387,621-$27,387,621
Equipment$2,088,007$18,084,378$20,172,385
Other Land Buildings$3,254,529$8,204,253$11,458,782
Leasehold Improvements$2,116,897$5,693,112$7,810,009
Other Securities$3,325,397--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hank HalterCEOFT$473,267$671,148$1,144,415
Matthew ShepherdEvp & COOFT$252,311$253,141$505,452
Jay GratwickEvp & CFOFT$252,474$235,366$487,840
Bob ManningSVP & General CounselFT$206,105$175,780$381,885
Terry AndersonFinancial AdvisorFT$318,693$29,094$347,787
Bob WalshSVP & CLOFT$199,138$141,878$341,016
Carol SundbergSVP PaymentsFT$166,499$165,298$331,797
Bill BuchananSVP & CROFT$168,737$157,970$326,707
Bill MesplaySVP & CIOFT$186,380$120,494$306,874
Julie BatesAvp - Retirement ServicesFT$218,089$39,330$257,419
Jan TrippVP - Investments & InsuranceFT$162,898$81,308$244,206
Pam DavisVP - Deputy CLOFT$165,633$69,237$234,870
Amie MizeVP - FinanceFT$157,762$71,393$229,155
Suzanne MitchellSVP HrFT$129,285$74,809$204,094
Charles a BoyajianBoard DirectorPT$28,900-$28,900
Robin L StricklinBoard DirectorPT$22,800-$22,800
James J DiffleyChairmanPT$21,600-$21,600
Lemuel R WimbishBoard DirectorPT$21,400-$21,400
Walter a Brill EsqBoard DirectorPT$17,000-$17,000
Esther L HammondBoard DirectorPT$16,500-$16,500
LINDA B O'SHEAVice ChairPT$15,400-$15,400
Allison C AusbandBoard DirectorPT$9,000-$9,000

Highest Paid Contractors

ContractorServicesLocationCompensation
Mazursky Constantine LLCLegal Services999 PEACHTREE ST NE STE 1500, Atlanta, GA 30309$109,127
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$183,759,278
Investment Income
$15,577,770
Other Revenue
$642,786
Change in Net Assets
$46,360,113

Audited Revenue Reconciliation

Revenue per Audited Statements
$199,979,834
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$1,934,282
Total Revenue per Audited Statements
$201,914,116
Total Revenue per Form 990
$199,979,834
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$91,514,376
Salaries, Compensation, and Employee Benefits$61,870,992
Grants and Similar Amounts Paid$234,353
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$39,582,991
Interest---$16,082,064
Fees for Services Other---$8,275,435
Pension Plan Contributions---$8,240,729
Other Employee Benefits---$6,661,378
Office Expenses---$5,996,213
Depreciation Depletion---$5,028,665
Occupancy---$4,798,867
Current Officers, Directors, Trustees, and Key Employees---$4,232,238
Advertising---$3,983,146
Payroll Taxes---$3,153,656
Information Technology---$1,300,671
Insurance---$577,363
Fees for Services Legal---$430,371
Travel---$386,848
Payments to Affiliates---$299,144
Other Expenses---$288,329
Grants to Domestic Orgs---$214,353
Conferences and Meetings---$128,419
Fees for Services Accounting---$99,609
Grants to Domestic Individuals---$20,000
Total Functional Expenses$0$0$0$153,619,721

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$155,552,002
Expenses per Audited Statements$153,619,721
Total Expenses per Form 990$153,619,721
Expenses Not Reported on Form 990$1,932,281
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
CHILDREN'S MIRACLE NETWORKSalt Lake City, UT501(c)(3)To Support the Unreimbursed Fund Program Costs by Un- and Underinsured Patients$50,000
Georgia Credit Union Foundation IncDuluth, GA501(c)(3)2015 League Dues$28,246
Artsbridge Foundation IncAtlanta, GA501(c)(3)Support for Shuler-hensley Awards (cobb Centre for Performing Arts)$10,000
Points of Light FoundationWashington, DC501(c)(3)Support for 2014 Conference on Volunteering and Service$10,000
Society of St Vincent De Paul Council of the USMaryland Heights, MO501(c)(3)Ga Client Services Program Financial Management$10,000
The Delta Employees Care Fund IncAtlanta, GA501(c)(3)Sponsorship Support of Employee Activities$10,000
The Georgia Health Sciences Foundation IncAugusta, GA501(c)(3)Summer Seep Program$10,000
Young Women Christian Association of Greater AtlantaAtlanta, GA501(c)(3)Tgi Tech-stem Program$10,000
The Cool Girls IncAtlanta, GA501(c)(3)Stem Program Supplies$7,500
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$4,096,343,512
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Members of the credit union shall be: -any persons who are or have been employees of delta airlines, inc. And their immediate family members or domestic partner. -any persons who are or have been employees and their immediate family members or domestic partner of other groups included in the credit union's bylaws and approved by the board of directors. -non-profit organizations whose employees, members or owners are primarily composed of persons or organizations included in the above membership criteria, and all employees, members and owners of such organizations.

Form 990, Part VI, Section A, Line 7A

Board members are elected by membership. Each member of the credit union has one vote.

Form 990, Part VI, Section A, Line 7B

At any meeting the members (by one member, one vote) may decide on any matter of interest to the credit union and may overrule the bod provided the notice of the meeting specifies the question to be considered.

Form 990, Part VI, Section B, Line 11

Form is presented to board (upon request) for review at the board meeting prior to the filing date. Additionally, the executive committee of the bod reviews the form in detail.

Form 990, Part VI, Section B, Line 12C

Annually, corporate audit performs an audit and updates and monitors all conflicts of interest that exist within the credit union.

Form 990, Part VI, Section B, Line 15

The compensation of the top management official, other officers, and key employees was determined by the compensation committee (consisting of directors) using industry competitive surveys. This process was most recently conducted in 2014.

Form 990, Part VI, Section C, Line 19

The credit union makes its financial statements available to the public through ncua.gov website.

Filing and Contact Details

Filer

Filer Name
Delta Community Credit Union
EIN
58-0904765
Phone
4047154725
Address
1025 VIRGINIA AVENUE, ATLANTA, GA 30354

Signing Officer

Name
Jay Gratwick
Title
Evp & CFO
Phone
4047154725
Signed
2015-08-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Hank Halter
Formed
1940
Legal Domicile
Ga
Voting Board Members
9
Independent Board Members
8
Employees
704
Volunteers
13

Preparer

Firm
Cliftonlarsonallen Llp
Address
1966 GREENSPRING DRIVE SUITE 300, TIMONIUM, MD 21093-4161
Preparer
Melissa Lafferty CPA
Phone
4104530900
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

No change in the oversight process from the prior year.

Financial Statement Notes

PART X, LINE 2:

Management evaluated the credit union's tax positions and concluded that the credit union had taken no uncertain tax positions that require adjustment ot the financial statements. The credit union files form 990 in the u.s. Federal jurisdiction and the state of georgia. The credit union's 2011 through 2014 tax years are open for examination by federal and state taxing authorities.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Mia income 1,902,839. Rental expenses 31,443.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Mia expenses 1,900,838. Rental expenses 31,443.

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IRS990/Form990PartVIISectionAGrp/PersonNm2ALLISON C AUSBAND
IRS990/Form990PartVIISectionAGrp/PersonNm3CHARLES A BOYAJIAN
IRS990/Form990PartVIISectionAGrp/PersonNm4ESTHER L HAMMOND
IRS990/Form990PartVIISectionAGrp/PersonNm5LINDA B O'SHEA
IRS990/Form990PartVIISectionAGrp/PersonNm6ROBIN L STRICKLIN
IRS990/Form990PartVIISectionAGrp/PersonNm7LEMUEL R WIMBISH
IRS990/Form990PartVIISectionAGrp/PersonNm8HANK HALTER
IRS990/Form990PartVIISectionAGrp/PersonNm9JAY GRATWICK
IRS990/Form990PartVIISectionAGrp/PersonNm10MATTHEW SHEPHERD
IRS990/Form990PartVIISectionAGrp/PersonNm11BILL BUCHANAN
IRS990/Form990PartVIISectionAGrp/PersonNm12BOB MANNING
IRS990/Form990PartVIISectionAGrp/PersonNm13BILL MESPLAY
IRS990/Form990PartVIISectionAGrp/PersonNm14SUZANNE MITCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm15CAROL SUNDBERG
IRS990/Form990PartVIISectionAGrp/PersonNm16BOB WALSH
IRS990/Form990PartVIISectionAGrp/PersonNm17TERRY ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm18JULIE BATES
IRS990/Form990PartVIISectionAGrp/PersonNm19PAM DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm20AMIE MIZE
IRS990/Form990PartVIISectionAGrp/PersonNm21JAN TRIPP
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt021600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt117000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt29000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt328900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt416500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt515400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt622800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt721400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8760677
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9361340
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10359063
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11234204
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12280509
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13232082
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14165777
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15232400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16247009
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17323551
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18223998
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19216361
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20202635
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21215936
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9EVP & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP & COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP & CRO
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP & GENERAL COUNSEL
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP & CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP PAYMENTS
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP & CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt17FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18AVP - RETIREMENT SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP - DEPUTY CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP - FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP - INVESTMENTS & INSURANCE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0424474
IRS990/GainOrLossGrp/SecuritiesAmt01888188
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt020000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0214353
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01818533
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01005613493
IRS990/GrossReceiptsAmt01205130641
IRS990/GrossRentsGrp/RealAmt0674229
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt044
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01300671
IRS990/InsuranceGrp/TotalAmt0577363
IRS990/InterestGrp/TotalAmt016082064
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt013265108
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt013265108
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01281401303
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01237000881
IRS990/IRPDocumentCnt080978
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt050119272
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0114186162
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0110660989
IRS990/LandBldgEquipCostOrOtherBssAmt0160780261
IRS990/LegalDomicileStateCd0GA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01394059
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01003725305
IRS990/LessRentalExpensesGrp/RealAmt031443
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0HELP FAMILIES REACH A LEVEL OF FINANCIAL AWARENESS AND STABILITY THAT AFFORDS THEM THE PEACE OF MIND TO ENJOY A RICHER LIFE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0465843009
IRS990/NetAssetsOrFundBalancesEOYAmt0516875291
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt047993
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt02264669
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt02312662
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0537621
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0642786
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0105165
IRS990/NetUnrelatedBusTxblIncmAmt0-179609
IRS990/NetUnrlzdGainsLossesInvstAmt04672169
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt04798867
IRS990/OfficeExpensesGrp/TotalAmt05996213
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt043914376
IRS990/OtherAssetsTotalGrp/EOYAmt041800795
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt06661378
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1FINANCIAL SERVICES OPER
IRS990/OtherExpensesGrp/Desc2LOAN SERVICE & COLLECTI
IRS990/OtherExpensesGrp/Desc3OTHER EXPENSES
IRS990/OtherExpensesGrp/TotalAmt015199920
IRS990/OtherExpensesGrp/TotalAmt114957893
IRS990/OtherExpensesGrp/TotalAmt213681419
IRS990/OtherExpensesGrp/TotalAmt3288329
IRS990/OtherLiabilitiesGrp/BOYAmt03986245747
IRS990/OtherLiabilitiesGrp/EOYAmt04096343512
IRS990/OtherSalariesAndWagesGrp/TotalAmt039582991
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02713108854
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03074113853
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0299144
IRS990/PayrollTaxesGrp/TotalAmt03153656
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt08240729
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01642183
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02332312
IRS990/PrincipalOfficerNm0HANK HALTER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0133505544
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt149593677
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0133505544
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt150253734
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0660057
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt0175501
IRS990/PYInvestmentIncomeAmt09155589
IRS990/PYOtherExpensesAmt094355785
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0182350753
IRS990/PYRevenuesLessExpensesAmt042268800
IRS990/PYSalariesCompEmpBnftPaidAmt054706256
IRS990/PYTotalExpensesAmt0149237542
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0191506342
IRS990/ReconcilationRevenueExpnssAmt046360113
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/RentalIncomeOrLossGrp/RealAmt0642786
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0198628998
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0465843009
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0516875291
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0284121696
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0127695417
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt075813935
IRS990ScheduleD/BuildingsGrp/DepreciationAmt018137529
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt093951464
IRS990ScheduleD/EquipmentGrp/BookValueAmt02088007
IRS990ScheduleD/EquipmentGrp/DepreciationAmt018084378
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020172385
IRS990ScheduleD/ExpensesNotReportedAmt01932281
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0153619721
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt027387621
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt027387621
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02116897
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt05693112
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt07810009
IRS990ScheduleD/OtherExpensesIncludedAmt01932281
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03254529
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt08204253
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt011458782
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04096343512
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenueAmt01934282
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01226322193
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt15
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt23303186
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt34050100

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8,653$7,862$790$445$407$37.9
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$9,252$8,627$624$347$280$66.8
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9,023$8,161$862$296$240$56.3
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$7,716$6,870$846$300$255$45.0
2019Summary only. Only limited summary data is available for this year.$6,052$5,259$793$309$241$68.9
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,756$5,043$713$283$227$55.8
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,571$4,911$661$248$203$44.5
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,295$4,678$616$232$180$52.2
2015Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,882$4,315$568$213$161$52.0
2014Detailed filing. Detailed filing data is available for this year.$4,664$4,147$517$200$154$46.4
2013Summary only. Only limited summary data is available for this year.$4,499$4,033$466$192$149$42.3
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,365$3,934$431$153
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,173$3,783$390$227
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,881$3,458$423$173
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)14 • $1B+ nonprofits