Civic Intelligence

Bell Credit Union

990 • Fiscal year 2023 • EIN 48-0572498

Jan 01, 2023 to Dec 31, 2023 • Filed on Apr 18, 2024

1601 N LorraineHutchinson, KS 67501

(620) 662-0731

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2023 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2023

Liabilities / Revenue

33rd percentile

14.78x

Higher debt load relative to revenue than 33% of similar nonprofits.

2023 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2023

Net Margin

33rd percentile

5.6%

Higher net margin than 33% of similar nonprofits.

2023 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2023

Top Officer Pay

29th percentile

$65,913

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2023 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2023

Asset Growth

94th percentile

9.1%

Faster asset growth than 94% of similar nonprofits.

2023 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Revenue Growth

60th percentile

27%

Faster revenue growth than 60% of similar nonprofits.

2023 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Assets

Up

$23,384,115

Up $1,960,203 (+9.1%) from 2022

Net Assets

Up

$2,220,643

Up $80,542 (+3.8%) from 2022

Liabilities

Up

$21,163,472

Up $1,879,661 (+9.7%) from 2022

Revenue

Up

$1,431,718

Up $306,406 (+27%) from 2022

Expenses

Up

$1,351,176

Up $441,724 (+49%) from 2022

Net Income

Down

$80,542

Down $135,318 (-63%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $9,621,573Liabilities 2010: $8,110,800Net Assets 2010: $1,510,7732010Assets 2011: $9,328,748Liabilities 2011: $7,857,450Net Assets 2011: $1,471,2982011Assets 2012: $10,081,431Liabilities 2012: $8,584,278Net Assets 2012: $1,497,1532012Assets 2013: $11,043,189Liabilities 2013: $9,508,502Net Assets 2013: $1,534,6872013Assets 2014: $11,346,910Liabilities 2014: $9,806,347Net Assets 2014: $1,540,5632014Assets 2015: $11,690,884Liabilities 2015: $10,155,416Net Assets 2015: $1,535,4682015Assets 2016: $11,438,689Liabilities 2016: $9,861,524Net Assets 2016: $1,577,1652016Assets 2017: $12,171,615Liabilities 2017: $10,523,607Net Assets 2017: $1,648,0082017Assets 2018: $12,694,269Liabilities 2018: $10,985,718Net Assets 2018: $1,708,5512018Assets 2019: $14,528,133Liabilities 2019: $12,732,257Net Assets 2019: $1,795,8762019Assets 2020: $18,184,451Liabilities 2020: $16,296,538Net Assets 2020: $1,887,9132020Assets 2021: $19,100,384Liabilities 2021: $17,176,143Net Assets 2021: $1,924,2412021Assets 2022: $21,423,912Liabilities 2022: $19,283,811Net Assets 2022: $2,140,1012022Assets 2023: $23,384,115Liabilities 2023: $21,163,472Net Assets 2023: $2,220,6432023Assets 2024: $25,469,868Liabilities 2024: $23,140,415Net Assets 2024: $2,329,4532024

Highlighted filing

2023

Assets$23,384,115
Liabilities$21,163,472
Net Assets$2,220,643

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $569,3312010Expenses 2011: $589,1232011Expenses 2012: $499,1212012Revenue 2013: $517,531Expenses 2013: $479,997Net Income 2013: $37,5342013Revenue 2014: $508,010Expenses 2014: $502,134Net Income 2014: $5,8762014Revenue 2015: $512,671Expenses 2015: $517,766Net Income 2015: -$5,0952015Revenue 2016: $580,776Expenses 2016: $539,079Net Income 2016: $41,6972016Revenue 2017: $682,673Expenses 2017: $611,830Net Income 2017: $70,8432017Revenue 2018: $802,936Expenses 2018: $742,393Net Income 2018: $60,5432018Revenue 2019: $917,459Expenses 2019: $830,134Net Income 2019: $87,3252019Revenue 2020: $999,254Expenses 2020: $907,217Net Income 2020: $92,0372020Revenue 2021: $1,011,663Expenses 2021: $975,335Net Income 2021: $36,3282021Revenue 2022: $1,125,312Expenses 2022: $909,452Net Income 2022: $215,8602022Revenue 2023: $1,431,718Expenses 2023: $1,351,176Net Income 2023: $80,5422023Revenue 2024: $1,707,999Expenses 2024: $1,599,189Net Income 2024: $108,8102024

Highlighted filing

2023

Revenue$1,431,718
Expenses$1,351,176
Net Income$80,542
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Apr 18, 2024
Return Version
2023v5.0
Gross Receipts
$1,431,718
Mission and Program Overview

Mission

It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of our credit union.

It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,986,091$17,774,046▲ $787,955
Savings and Temporary Cash Investments$3,964,277$5,126,803▲ $1,162,526
Rtn Earn Endowment Incm Other Fnds$2,140,101$2,220,643▲ $80,542
Land, Buildings, and Equipment, Net$121,024$106,920▼ $14,104
Cash and Non-Interest-Bearing Accounts$87,653$77,428▼ $10,225
Prepaid Expenses and Deferred Charges$12,791$26,825▲ $14,034
Accounts Receivable$16,599$16,360▼ $239
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors-$0-
Total Assets$21,423,912$23,384,115▲ $1,960,203
Other Assets Total$235,477$255,733▲ $20,256
Liabilities
Other Liabilities$19,138,427$20,994,334▲ $1,855,907
Accounts Payable and Accrued Expenses$145,384$169,138▲ $23,754
Grants Payable-$0-
Mortgage Notes Payable Secured by Investment Property-$0-
Unsecured Notes Loans Payable-$0-
Deferred Revenue-$0-
Escrow Account Liability-$0-
Tax Exempt Bond Liabilities-$0-
Total Liabilities$19,283,811$21,163,472▲ $1,879,661
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,140,101$2,220,643▲ $80,542
Total Liabilities and Net Assets / Fund Balance$21,423,912$23,384,115▲ $1,960,203

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$61,340$266,807$0
Other Land Buildings$0$0$0
Land$45,580-$0
Equipment$0$91,595$0
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sharon ThornhillVice PresidentFT$49,729$16,184$65,913
Crystal MillerPresidentFT$63,240$2,217$65,457
Linda CorwinDirector-$30-$30

Board Members and Trustees

NameTitle
Faye SummervillChairman
Claudine CorkinsDirector
Lena KisnerDirector
Matt SloanDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,371,200
Investment Income
$60,518
Other Revenue
$0
Change in Net Assets
$80,542
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$999,281
Salaries, Compensation, and Employee Benefits$351,895
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$219,235
Other Salaries and Wages---$154,260
Current Officers, Directors, Trustees, and Key Employees---$131,400
Information Technology---$65,548
Other Employee Benefits---$42,090
Advertising---$41,089
Occupancy---$24,113
Payroll Taxes---$20,401
Insurance---$18,423
Depreciation Depletion---$14,104
Other Expenses---$7,477
Fees for Services Accounting---$7,277
Interest---$6,637
Fees for Services Legal---$3,787
Pension Plan Contributions---$3,744
Conferences and Meetings---$3,594
Travel---$541
Total Functional Expenses$0$0$0$1,351,176
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees-$0-
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Certificates$20,993,621
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Bell Credit Union is mutually owned by the members of the credit union.

Form 990, Part VI, Section A, Line 7A

The Board of Directors of Bell Credit Union are elected from the membership of the credit union by the members of the credit union.

Form 990, Part VI, Section A, Line 7B

Significant changes, such as a merger or changes to the Bell Credit Union by-laws are subject to approval by the members of the credit union. No such changes were made in 2023.

Form 990, Part VI, Section B, Line 11B

The 990 return is reviewed at a regular meeting of the Bell Credit Union Board of Directors.

Form 990, Part VI, Section B, Line 12C

On an annual basis, all officers, directors and committee members are required to review the Conflict of Interest Policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect.

Form 990, Part VI, Section B, Line 15

Bell Credit Union Board of Directors review and approve all compensation, including the President, as part of the annual budgetary process. Deliberations and decisions are reflected in the written minutes of the meeting.

Form 990, Part VI, Section C, Line 19

Financial statements are posted in the credit union lobby, and are presented at the annual membership meeting. They are also availalbe upon request. In addition, the NCUA website posts financial information from the quarterly call reports, and these are available to the public. Other documents, policies, and procedures are available upon request.

Filing and Contact Details

Filer

Filer Name
Bell Credit Union
EIN
48-0572498
Phone
6206620731
Address
1601 N Lorraine, Hutchinson, KS 67501

Signing Officer

Name
Crystal Miller
Title
President
Phone
6206620731
Signed
2024-04-18

Organization Details

Principal Officer
Crystal Miller
Formed
1938
Legal Domicile
Ks
Voting Board Members
5
Independent Board Members
5
Employees
7
Volunteers
10
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Other Income
IRS990/ProgramServiceRevenueGrp/Desc2Warranty Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01178753
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1191947
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01178753
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1191947
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2500
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2500
IRS990/ProgSrvcAccomActy2Grp/Desc0Provides a source of credit to members at a fair and reasonable rate of interest. As of December 31, 2023, there were 2,089 loans outstanding totaling $17,967,885.
IRS990/ProgSrvcAccomActy3Grp/Desc0Bell Credit Union paid dividends on member deposits totaling $427,353 for the year.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt045921
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0622925
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01079391
IRS990/PYRevenuesLessExpensesAmt0215860
IRS990/PYSalariesCompEmpBnftPaidAmt0286527
IRS990/PYTotalExpensesAmt0909452
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01125312
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt080542
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02140101
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02220643
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03964277
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05126803
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt061340
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0266807
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0328147
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt091595
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt091595
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt0713
IRS990ScheduleD/LandGrp/BookValueAmt045580
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt045580
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt020993621
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares and Certificates
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0106920
IRS990ScheduleD/TotalLiabilityAmt020994334
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Bell Credit Union is mutually owned by the members of the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors of Bell Credit Union are elected from the membership of the credit union by the members of the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Significant changes, such as a merger or changes to the Bell Credit Union by-laws are subject to approval by the members of the credit union. No such changes were made in 2023.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The 990 return is reviewed at a regular meeting of the Bell Credit Union Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4On an annual basis, all officers, directors and committee members are required to review the Conflict of Interest Policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Bell Credit Union Board of Directors review and approve all compensation, including the President, as part of the annual budgetary process. Deliberations and decisions are reflected in the written minutes of the meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Financial statements are posted in the credit union lobby, and are presented at the annual membership meeting. They are also availalbe upon request. In addition, the NCUA website posts financial information from the quarterly call reports, and these are available to the public. Other documents, policies, and procedures are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0KS
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt021423912
IRS990/TotalAssetsEOYAmt023384115
IRS990/TotalAssetsGrp/BOYAmt021423912
IRS990/TotalAssetsGrp/EOYAmt023384115
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01351176
IRS990/TotalGrossUBIAmt0500
IRS990/TotalLiabilitiesBOYAmt019283811
IRS990/TotalLiabilitiesEOYAmt021163472
IRS990/TotalLiabilitiesGrp/BOYAmt019283811
IRS990/TotalLiabilitiesGrp/EOYAmt021163472
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02140101
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02220643
IRS990/TotalOtherCompensationAmt018401
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt01371200
IRS990/TotalReportableCompFromOrgAmt0112999
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01431218
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01431718
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0500
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021423912
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt023384115
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0541
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01601 North Lorraine
IRS990/USAddress/CityNm0Hutchinson
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd067501
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0www.bellcu.com
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/ProfilePasswordChangeInd0X

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$25.5$23.1$2.33$1.71$1.60$0.11
2023Detailed filing. Detailed filing data is available for this year.$23.4$21.2$2.22$1.43$1.35$0.08
2022Detailed filing. Detailed filing data is available for this year.$21.4$19.3$2.14$1.13$0.91$0.22
2021Detailed filing. Detailed filing data is available for this year.$19.1$17.2$1.92$1.01$0.98$0.04
2020Detailed filing. Detailed filing data is available for this year.$18.2$16.3$1.89$1.00$0.91$0.09
2019Detailed filing. Detailed filing data is available for this year.$14.5$12.7$1.80$0.92$0.83$0.09
2018Detailed filing. Detailed filing data is available for this year.$12.7$11.0$1.71$0.80$0.74$0.06
2017Detailed filing. Detailed filing data is available for this year.$12.2$10.5$1.65$0.68$0.61$0.07
2016Detailed filing. Detailed filing data is available for this year.$11.4$9.86$1.58$0.58$0.54$0.04
2015Detailed filing. Detailed filing data is available for this year.$11.7$10.2$1.54$0.51$0.52$0.01
2014Detailed filing. Detailed filing data is available for this year.$11.3$9.81$1.54$0.51$0.50$0.01
2013Detailed filing. Detailed filing data is available for this year.$11.0$9.51$1.53$0.52$0.48$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.1$8.58$1.50$0.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.33$7.86$1.47$0.59
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.62$8.11$1.51$0.57