Civic Intelligence

Bell Credit Union

990 • Fiscal year 2015 • EIN 48-0572498

Jan 01, 2015 to Dec 31, 2015 • Filed on Apr 14, 2016

Organization Profilewww.bellcu.com
1601 N LorraineHutchinson, KS 67501

(620) 662-0731

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.87x

Higher debt load relative to assets than 53% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Liabilities / Revenue

48th percentile

19.81x

Higher debt load relative to revenue than 48% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Net Margin

20th percentile

-1.0%

Higher net margin than 20% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Top Officer Pay

25th percentile

$52,766

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 10.3% of source-year revenue.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Asset Growth

50th percentile

3.0%

Faster asset growth than 50% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Revenue Growth

54th percentile

0.9%

Faster revenue growth than 54% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$11,690,884

Up $343,974 (+3.0%) from 2014

Net Assets

Down

$1,535,468

Down $5,095 (-0.3%) from 2014

Liabilities

Up

$10,155,416

Up $349,069 (+3.6%) from 2014

Revenue And Expenses
Liabilities / Revenue48th percentileNet Margin20th percentile

Revenue

Up

$512,671

Up $4,661 (+0.9%) from 2014

Expenses

Up

$517,766

Up $15,632 (+3.1%) from 2014

Net Income

Down

-$5,095

Down $10,971 (-187%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $9,621,573Liabilities 2010: $8,110,800Net Assets 2010: $1,510,7732010Assets 2011: $9,328,748Liabilities 2011: $7,857,450Net Assets 2011: $1,471,2982011Assets 2012: $10,081,431Liabilities 2012: $8,584,278Net Assets 2012: $1,497,1532012Assets 2013: $11,043,189Liabilities 2013: $9,508,502Net Assets 2013: $1,534,6872013Assets 2014: $11,346,910Liabilities 2014: $9,806,347Net Assets 2014: $1,540,5632014Assets 2015: $11,690,884Liabilities 2015: $10,155,416Net Assets 2015: $1,535,4682015Assets 2016: $11,438,689Liabilities 2016: $9,861,524Net Assets 2016: $1,577,1652016Assets 2017: $12,171,615Liabilities 2017: $10,523,607Net Assets 2017: $1,648,0082017Assets 2018: $12,694,269Liabilities 2018: $10,985,718Net Assets 2018: $1,708,5512018Assets 2019: $14,528,133Liabilities 2019: $12,732,257Net Assets 2019: $1,795,8762019Assets 2020: $18,184,451Liabilities 2020: $16,296,538Net Assets 2020: $1,887,9132020Assets 2021: $19,100,384Liabilities 2021: $17,176,143Net Assets 2021: $1,924,2412021Assets 2022: $21,423,912Liabilities 2022: $19,283,811Net Assets 2022: $2,140,1012022Assets 2023: $23,384,115Liabilities 2023: $21,163,472Net Assets 2023: $2,220,6432023Assets 2024: $25,469,868Liabilities 2024: $23,140,415Net Assets 2024: $2,329,4532024

Highlighted filing

2015

Assets$11,690,884
Liabilities$10,155,416
Net Assets$1,535,468
Open 2015 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $569,3312010Expenses 2011: $589,1232011Expenses 2012: $499,1212012Revenue 2013: $517,531Expenses 2013: $479,997Net Income 2013: $37,5342013Revenue 2014: $508,010Expenses 2014: $502,134Net Income 2014: $5,8762014Revenue 2015: $512,671Expenses 2015: $517,766Net Income 2015: -$5,0952015Revenue 2016: $580,776Expenses 2016: $539,079Net Income 2016: $41,6972016Revenue 2017: $682,673Expenses 2017: $611,830Net Income 2017: $70,8432017Revenue 2018: $802,936Expenses 2018: $742,393Net Income 2018: $60,5432018Revenue 2019: $917,459Expenses 2019: $830,134Net Income 2019: $87,3252019Revenue 2020: $999,254Expenses 2020: $907,217Net Income 2020: $92,0372020Revenue 2021: $1,011,663Expenses 2021: $975,335Net Income 2021: $36,3282021Revenue 2022: $1,125,312Expenses 2022: $909,452Net Income 2022: $215,8602022Revenue 2023: $1,431,718Expenses 2023: $1,351,176Net Income 2023: $80,5422023Revenue 2024: $1,707,999Expenses 2024: $1,599,189Net Income 2024: $108,8102024

Highlighted filing

2015

Revenue$512,671
Expenses$517,766
Net Income-$5,095
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Apr 14, 2016
Return Version
2015v2.1
Gross Receipts
$512,671
Mission and Program Overview

Mission

It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of our credit union.

It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,494,249$6,764,528▲ $270,279
Savings and Temporary Cash Investments$3,963,174$4,241,997▲ $278,823
Rtn Earn Endowment Incm Other Fnds$1,540,563$1,535,468▼ $5,095
Investments Other Securities$500,000$250,000▼ $250,000
Land, Buildings, and Equipment, Net$166,089$150,463▼ $15,626
Cash and Non-Interest-Bearing Accounts$79,007$78,854▼ $153
Prepaid Expenses and Deferred Charges$21,923$24,265▲ $2,342
Accounts Receivable$824--
Receivables From Officers Etc-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$11,346,910$11,690,884▲ $343,974
Other Assets Total$121,644$180,777▲ $59,133
Liabilities
Other Liabilities$9,741,627$9,814,027▲ $72,400
Mortgage Notes Payable Secured by Investment Property$0$305,926▲ $305,926
Accounts Payable and Accrued Expenses$64,720$35,463▼ $29,257
Total Liabilities$9,806,347$10,155,416▲ $349,069
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,540,563$1,535,468▼ $5,095
Total Liabilities and Net Assets / Fund Balance$11,346,910$11,690,884▲ $343,974

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$93,443$176,812$270,255
Equipment$11,440$66,727$78,167
Land$45,580-$45,580
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sharon ThornhillVice PresidentFT$37,854$14,912$52,766
Claudine CorkinsFormer PresidentFT$37,684$4,828$42,512
Crystal MillerPresidentFT$25,288$681$25,969

Board Members and Trustees

NameTitle
Faye SummervillChairman
Rex NelsonVice Chairman
Kristine SeckDirector
Terry BetherDirector
Cheryl BrownSecretary/Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$468,018
Investment Income
$42,161
Other Revenue
$2,492
Change in Net Assets
$-5,095
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$320,612
Salaries, Compensation, and Employee Benefits$197,154
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$121,247
Office Expenses---$114,671
Other Salaries and Wages---$55,970
Information Technology---$31,818
Occupancy---$27,407
Depreciation Depletion---$15,626
Fees for Services Other---$14,713
Insurance---$14,325
Advertising---$13,890
Payroll Taxes---$12,228
Fees for Services Accounting---$7,833
Other Employee Benefits---$6,756
Other Expenses---$6,000
Travel---$2,231
Conferences and Meetings---$1,744
Fees for Services Legal---$1,318
Pension Plan Contributions---$953
Interest---$349
Total Functional Expenses$0$0$0$517,766
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$9,814,027
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members of the credit union.”

Form 990, Part VI, Section A, Line 7A

“The Board of Directors is elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Significant changes such as mergers or changes to the bylaws, are subject to approval by the credit union members; however, no such changes were made the year.”

Form 990, Part VI, Section B, Line 11B

“The return is reviewed at a regular Board of Directors meeting.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all officers, directors and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect.”

Form 990, Part VI, Section B, Line 15

“The Board of Directors reviews and approves all compensation, including the President's, as part of the budgetary process. Deliberations and decisions are recorded in the minutes of the meeting.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the lobby, presented at the annual meeting, and are available upon request. In addition, the NCUA website posts financial information from the quarterly call reports. Other documents, policies and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bell Credit Union
EIN
48-0572498
Phone
6206620731
Address
1601 N Lorraine, Hutchinson, KS 67501

Signing Officer

Name
Crystal Miller
Title
President
Phone
6206620731
Signed
2016-04-14

Organization Details

Principal Officer
Crystal Miller
Formed
1938
Legal Domicile
Ks
Voting Board Members
5
Independent Board Members
5
Employees
5
Volunteers
11
Raw XML AppendixShowing 400 of 413 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2500
IRS990/ProgSrvcAccomActy2Grp/Desc0Provides a source of credit to members at a fair and reasonable rate of interest. As of December 31, 2015, there were 1,109 loans outstanding totaling $6,815,533.
IRS990/ProgSrvcAccomActy3Grp/Desc0Paid dividends on member deposits totaling $36,591 for the year.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0264
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt037880
IRS990/PYOtherExpensesAmt0318044
IRS990/PYOtherRevenueAmt02603
IRS990/PYProgramServiceRevenueAmt0467527
IRS990/PYRevenuesLessExpensesAmt05876
IRS990/PYSalariesCompEmpBnftPaidAmt0183826
IRS990/PYTotalExpensesAmt0502134
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0508010
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-5095
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt02492
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt02492
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01540563
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01535468
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03963174
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04241997
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt093443
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0176812
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0270255
IRS990ScheduleD/EquipmentGrp/BookValueAmt011440
IRS990ScheduleD/EquipmentGrp/DepreciationAmt066727
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt078167
IRS990ScheduleD/LandGrp/BookValueAmt045580
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt045580
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09814027
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Share Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0150463
IRS990ScheduleD/TotalLiabilityAmt09814027
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt037684
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt04828
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Claudine Corkins
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Former President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt042512
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union is mutually owned by members of the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the credit union members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Significant changes such as mergers or changes to the bylaws, are subject to approval by the credit union members; however, no such changes were made the year.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The return is reviewed at a regular Board of Directors meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4On an annual basis, all officers, directors and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Board of Directors reviews and approves all compensation, including the President's, as part of the budgetary process. Deliberations and decisions are recorded in the minutes of the meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Financial statements are posted in the lobby, presented at the annual meeting, and are available upon request. In addition, the NCUA website posts financial information from the quarterly call reports. Other documents, policies and procedures are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0KS
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt011346910
IRS990/TotalAssetsEOYAmt011690884
IRS990/TotalAssetsGrp/BOYAmt011346910
IRS990/TotalAssetsGrp/EOYAmt011690884
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0517766
IRS990/TotalGrossUBIAmt0500
IRS990/TotalLiabilitiesBOYAmt09806347
IRS990/TotalLiabilitiesEOYAmt010155416
IRS990/TotalLiabilitiesGrp/BOYAmt09806347
IRS990/TotalLiabilitiesGrp/EOYAmt010155416
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01540563
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01535468
IRS990/TotalOtherCompensationAmt020421
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0468018
IRS990/TotalReportableCompFromOrgAmt0100826
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0512171
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0512671
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0500
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt011346910
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt011690884
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt02231
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01601 N Lorraine
IRS990/USAddress/CityNm0Hutchinson
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd067501
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0www.bellcu.com
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Crystal Miller
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum06206620731
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-04-14

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,690,884
Liabilities
$10,155,416
Net assets
$1,535,468
Revenue
$512,671
Expenses
$517,766
Net income
-$5,095
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$25.5$23.1$2.33$1.71$1.60$0.11
2023Detailed filing. Detailed filing data is available for this year.$23.4$21.2$2.22$1.43$1.35$0.08
2022Detailed filing. Detailed filing data is available for this year.$21.4$19.3$2.14$1.13$0.91$0.22
2021Detailed filing. Detailed filing data is available for this year.$19.1$17.2$1.92$1.01$0.98$0.04
2020Detailed filing. Detailed filing data is available for this year.$18.2$16.3$1.89$1.00$0.91$0.09
2019Detailed filing. Detailed filing data is available for this year.$14.5$12.7$1.80$0.92$0.83$0.09
2018Detailed filing. Detailed filing data is available for this year.$12.7$11.0$1.71$0.80$0.74$0.06
2017Detailed filing. Detailed filing data is available for this year.$12.2$10.5$1.65$0.68$0.61$0.07
2016Detailed filing. Detailed filing data is available for this year.$11.4$9.86$1.58$0.58$0.54$0.04
2015Detailed filing. Detailed filing data is available for this year.$11.7$10.2$1.54$0.51$0.52$0.01
2014Detailed filing. Detailed filing data is available for this year.$11.3$9.81$1.54$0.51$0.50$0.01
2013Detailed filing. Detailed filing data is available for this year.$11.0$9.51$1.53$0.52$0.48$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.1$8.58$1.50$0.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.33$7.86$1.47$0.59
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.62$8.11$1.51$0.57