Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
Liabilities / Revenue
31st percentile
Higher debt load relative to revenue than 31% of similar nonprofits.
Net Margin
56th percentile
Higher net margin than 56% of similar nonprofits.
Top Officer Pay
23rd percentile
Higher top officer pay than 23% of similar nonprofits.
Top officer pay equals 9.2% of source-year revenue.
Asset Growth
16th percentile
Faster asset growth than 16% of similar nonprofits.
Revenue Growth
93rd percentile
Faster revenue growth than 93% of similar nonprofits.
Assets
Down$11,438,689
Down $252,195 (-2.2%) from 2015
Net Assets
Up$1,577,165
Up $41,697 (+2.7%) from 2015
Liabilities
Down$9,861,524
Down $293,892 (-2.9%) from 2015
Revenue
Up$580,776
Up $68,105 (+13%) from 2015
Expenses
Up$539,079
Up $21,313 (+4.1%) from 2015
Net Income
Up$41,697
Up $46,792 (+918%) from 2015
It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of our credit union.
It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $6,764,528 | $7,525,758 | ▲ $761,230 |
| Savings and Temporary Cash Investments | $4,241,997 | $3,548,914 | ▼ $693,083 |
| Rtn Earn Endowment Incm Other Fnds | $1,535,468 | $1,577,165 | ▲ $41,697 |
| Investments Other Securities | $250,000 | - | - |
| Land, Buildings, and Equipment, Net | $150,463 | $144,200 | ▼ $6,263 |
| Cash and Non-Interest-Bearing Accounts | $78,854 | $61,625 | ▼ $17,229 |
| Prepaid Expenses and Deferred Charges | $24,265 | $25,279 | ▲ $1,014 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $11,690,884 | $11,438,689 | ▼ $252,195 |
| Other Assets Total | $180,777 | $132,913 | ▼ $47,864 |
| Liabilities | |||
| Other Liabilities | $9,814,027 | $9,695,021 | ▼ $119,006 |
| Mortgage Notes Payable Secured by Investment Property | $305,926 | $125,031 | ▼ $180,895 |
| Accounts Payable and Accrued Expenses | $35,463 | $41,472 | ▲ $6,009 |
| Total Liabilities | $10,155,416 | $9,861,524 | ▼ $293,892 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,535,468 | $1,577,165 | ▲ $41,697 |
| Total Liabilities and Net Assets / Fund Balance | $11,690,884 | $11,438,689 | ▼ $252,195 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $92,101 | $187,034 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $45,580 | - | $0 |
| Equipment | $6,519 | $71,648 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sharon Thornhill | Vice President | FT | $39,457 | $13,989 | $53,446 |
| Crystal Miller | President | FT | $46,865 | $1,406 | $48,271 |
| Name | Title |
|---|---|
| Faye Summervill | Chairman |
| Rex Nelson | Vice Chairman |
| Kristine Seck | Director |
| Terry Bether | Director |
| Cheryl Brown | Secretary/Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $364,777 |
| Salaries, Compensation, and Employee Benefits | $174,302 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $127,497 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $101,717 |
| Other Salaries and Wages | - | - | - | $56,137 |
| Information Technology | - | - | - | $32,432 |
| Occupancy | - | - | - | $31,326 |
| Advertising | - | - | - | $15,462 |
| Depreciation Depletion | - | - | - | $15,144 |
| Insurance | - | - | - | $14,448 |
| Payroll Taxes | - | - | - | $11,291 |
| Fees for Services Accounting | - | - | - | $7,272 |
| Fees for Services Other | - | - | - | $7,229 |
| Other Expenses | - | - | - | $7,000 |
| Other Employee Benefits | - | - | - | $3,683 |
| Travel | - | - | - | $1,823 |
| Conferences and Meetings | - | - | - | $1,611 |
| Pension Plan Contributions | - | - | - | $1,474 |
| Interest | - | - | - | $1,455 |
| Fees for Services Legal | - | - | - | $1,129 |
| Total Functional Expenses | $0 | $0 | $0 | $539,079 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Member Shares and Certificates | $9,695,021 |
“Bell Credit Union is mutually owned by members of the credit union.”
“The Board of Directors is elected by the members of Bell Credit Union.”
“Significant changes such as merger or changes to the bylaws, are subject to approval by the members of Bell Credit Union. No such changes were made this year.”
“The return is reviewed at a regular Board of Directors meeting.”
“On an annual basis, all officers, directors and committee members are required to review the Conflict of Interest Policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect.”
“The Board of Directors review and approve all compensation, including the President's, as part of the budgetary process. Deliberations and decisions are recorded in the minutes of the meeting.”
“Financial statements are posted in the lobby, are presented at the annual membership meeting, and are available upon request. In addition, the NCUA website posts financial information from quarterly call reports. Other documents, policies and procedures are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 35463 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 41472 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of the credit union. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 15462 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Crystal Miller |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6206620731 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1601 N Lorraine |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Hutchinson |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 67501 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 78854 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 61625 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 101717 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1611 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 44919 |
| IRS990/CYOtherExpensesAmt | 0 | 364777 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 535857 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 41697 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 174302 |
| IRS990/CYTotalExpensesAmt | 0 | 539079 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 580776 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 15144 |
| IRS990/Desc | 0 | Provides financial and financially related services to 1,449 members. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7272 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1129 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 7229 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 45 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 13989 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 1406 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Faye Summervill |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Rex Nelson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Kristine Seck |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Cheryl Brown |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Terry Bether |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Sharon Thornhill |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Crystal Miller |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 39457 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 46865 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Secretary/Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1938 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 580776 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 32432 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14448 |
| IRS990/InterestGrp/TotalAmt | 0 | 1455 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 44919 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 44919 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 250000 |
| IRS990/IRPDocumentCnt | 0 | 303 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 258682 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 150463 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 144200 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 402882 |
| IRS990/LegalDomicileStateCd | 0 | KS |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of our credit union. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 305926 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 125031 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1535468 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1577165 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 31326 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 127497 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 180777 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 132913 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 3683 |
| IRS990/OtherExpensesGrp/Desc | 0 | Member Dividends |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Association Dues |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 53418 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 37178 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 10353 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 7000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 9814027 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 9695021 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 56137 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 6764528 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 7525758 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 11291 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 1474 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 24265 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 25279 |
| IRS990/PrincipalOfficerNm | 0 | Crystal Miller |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees and Other Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Warranty Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 397728 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 137504 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 397728 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 137504 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 625 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 625 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Provides a source of credit to members at a fair and reasonable rate of interest. As of December 31, 2016, there were 1,215 loans outstanding totaling $7,576,610. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Bell Credit Union paid dividends on member deposits totaling $53,418 for the year. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 42161 |
| IRS990/PYOtherExpensesAmt | 0 | 320612 |
| IRS990/PYOtherRevenueAmt | 0 | 2492 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 468018 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -5095 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 197154 |
| IRS990/PYTotalExpensesAmt | 0 | 517766 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 512671 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 41697 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1535468 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1577165 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4241997 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3548914 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 92101 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 187034 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 279135 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 6519 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 71648 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 78167 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 45580 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 45580 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 9695021 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares and Certificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 144200 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 9695021 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Bell Credit Union is mutually owned by members of the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the members of Bell Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Significant changes such as merger or changes to the bylaws, are subject to approval by the members of Bell Credit Union. No such changes were made this year. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The return is reviewed at a regular Board of Directors meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | On an annual basis, all officers, directors and committee members are required to review the Conflict of Interest Policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The Board of Directors review and approve all compensation, including the President's, as part of the budgetary process. Deliberations and decisions are recorded in the minutes of the meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Financial statements are posted in the lobby, are presented at the annual membership meeting, and are available upon request. In addition, the NCUA website posts financial information from quarterly call reports. Other documents, policies and procedures are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | KS |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 11690884 |
| IRS990/TotalAssetsEOYAmt | 0 | 11438689 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 11690884 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 11438689 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 539079 |
| IRS990/TotalGrossUBIAmt | 0 | 625 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 10155416 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 9861524 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 10155416 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 9861524 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1535468 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1577165 |
| IRS990/TotalOtherCompensationAmt | 0 | 15395 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 535857 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 86322 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 580151 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 580776 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 625 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 11690884 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 11438689 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1823 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1601 N Lorraine |
| IRS990/USAddress/CityNm | 0 | Hutchinson |
| IRS990/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/USAddress/ZIPCd | 0 | 67501 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | www.bellcu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Crystal Miller |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6206620731 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-05-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BELL CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BELL |
| ReturnHeader/Filer/EIN | 0 | 480572498 |
| ReturnHeader/Filer/PhoneNum | 0 | 6206620731 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1601 N Lorraine |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Hutchinson |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 67501 |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 204.9.24.19 |
| ReturnHeader/ReturnTs | 0 | 2017-05-05T11:08:50-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.