Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
Liabilities / Revenue
27th percentile
Higher debt load relative to revenue than 27% of similar nonprofits.
Net Margin
66th percentile
Higher net margin than 66% of similar nonprofits.
Top Officer Pay
22nd percentile
Higher top officer pay than 22% of similar nonprofits.
Top officer pay equals 7.8% of source-year revenue.
Asset Growth
84th percentile
Faster asset growth than 84% of similar nonprofits.
Revenue Growth
94th percentile
Faster revenue growth than 94% of similar nonprofits.
Assets
Up$12,171,615
Up $732,926 (+6.4%) from 2016
Net Assets
Up$1,648,008
Up $70,843 (+4.5%) from 2016
Liabilities
Up$10,523,607
Up $662,083 (+6.7%) from 2016
Revenue
Up$682,673
Up $101,897 (+18%) from 2016
Expenses
Up$611,830
Up $72,751 (+13%) from 2016
Net Income
Up$70,843
Up $29,146 (+70%) from 2016
It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of our credit union.
It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $7,525,758 | $9,278,076 | ▲ $1,752,318 |
| Savings and Temporary Cash Investments | $3,548,914 | $2,536,567 | ▼ $1,012,347 |
| Rtn Earn Endowment Incm Other Fnds | $1,577,165 | $1,648,008 | ▲ $70,843 |
| Land, Buildings, and Equipment, Net | $144,200 | $130,076 | ▼ $14,124 |
| Cash and Non-Interest-Bearing Accounts | $61,625 | $66,777 | ▲ $5,152 |
| Prepaid Expenses and Deferred Charges | $25,279 | $15,152 | ▼ $10,127 |
| Receivables From Officers Etc | $0 | - | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $11,438,689 | $12,171,615 | ▲ $732,926 |
| Other Assets Total | $132,913 | $144,967 | ▲ $12,054 |
| Liabilities | |||
| Other Liabilities | $9,695,021 | $10,326,678 | ▲ $631,657 |
| Mortgage Notes Payable Secured by Investment Property | $125,031 | $107,222 | ▼ $17,809 |
| Accounts Payable and Accrued Expenses | $41,472 | $89,707 | ▲ $48,235 |
| Total Liabilities | $9,861,524 | $10,523,607 | ▲ $662,083 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,577,165 | $1,648,008 | ▲ $70,843 |
| Total Liabilities and Net Assets / Fund Balance | $11,438,689 | $12,171,615 | ▲ $732,926 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $80,629 | $198,506 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $45,580 | - | $0 |
| Equipment | $3,867 | $74,300 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sharon Thornhill | Vice President | FT | $40,186 | $13,382 | $53,568 |
| Crystal Miller | President | FT | $47,732 | $1,536 | $49,268 |
| Name | Title |
|---|---|
| Faye Summervill | Chairman |
| Rex Nelson | Vice Chairman |
| Kristine Seck | Director |
| Terry Bether | Director |
| Cheryl Brown | Secretary/Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $427,400 |
| Salaries, Compensation, and Employee Benefits | $184,430 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $155,838 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $102,836 |
| Other Salaries and Wages | - | - | - | $65,487 |
| Information Technology | - | - | - | $37,153 |
| Occupancy | - | - | - | $26,281 |
| Advertising | - | - | - | $17,010 |
| Insurance | - | - | - | $14,664 |
| Depreciation Depletion | - | - | - | $14,123 |
| Payroll Taxes | - | - | - | $12,037 |
| Other Expenses | - | - | - | $8,591 |
| Fees for Services Accounting | - | - | - | $6,962 |
| Other Employee Benefits | - | - | - | $2,737 |
| Fees for Services Legal | - | - | - | $2,111 |
| Interest | - | - | - | $1,494 |
| Pension Plan Contributions | - | - | - | $1,333 |
| Travel | - | - | - | $1,274 |
| Conferences and Meetings | - | - | - | $720 |
| Total Functional Expenses | $0 | $0 | $0 | $611,830 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | - | - |
| Liability | Amount |
|---|---|
| Member Shares and Certificates | $10,319,918 |
“Bell Credit Union is mutually owned by the members of the credit union.”
“The Board of Directors of Bell Credit Union is elected by the members of the credit union.”
“Significant changes, such as a merger or changes to the by-laws, are subject to approval by the members of Bell Credit Union. No such changes were made during 2017.”
“The return is reviewed at a regular Board of Directors meeting.”
“On an annual basis, all officers, directors, and committee members are required to review the Conflict of Interest Policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect.”
“The Board of Directors review and approve all compensation, including the President of Bell Credit Union, as part of the annual budgetary process. Deliberations and decisions are recorded in the minutes of the meeting.”
“Financial statements are posted in the credit union lobby, are presented at the annual membership meeting, and are available upon request. In addition, the NCUA website posts financial information from quarterly call reports. Other documents, policies and procedures are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 41472 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 89707 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of the credit union. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 17010 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Crystal Miller |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6206620731 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1601 N Lorraine |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Hutchinson |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 67501 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 61625 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 66777 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 102836 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 720 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 43270 |
| IRS990/CYOtherExpensesAmt | 0 | 427400 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 639403 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 70843 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 184430 |
| IRS990/CYTotalExpensesAmt | 0 | 611830 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 682673 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 14123 |
| IRS990/Desc | 0 | Provides financial and financially related services to 1,480 members. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 6962 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2111 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 45 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 13382 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 1536 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Faye Summervill |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Rex Nelson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Kristine Seck |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Cheryl Brown |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Terry Bether |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Sharon Thornhill |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Crystal Miller |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 40186 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 47732 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Secretary/Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1938 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 682673 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 37153 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14664 |
| IRS990/InterestGrp/TotalAmt | 0 | 1494 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 43270 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 43270 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 294 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 272806 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 144200 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 130076 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 402882 |
| IRS990/LegalDomicileStateCd | 0 | KS |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | It is our vision to exceed all expectations and be totally committed to the service of our members and the financial soundness of our credit union. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 125031 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 107222 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1577165 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1648008 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 26281 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 155838 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 132913 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 144967 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2737 |
| IRS990/OtherExpensesGrp/Desc | 0 | Member Dividends |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Association Dues |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 69765 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 42414 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 29000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8591 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 9695021 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10326678 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 65487 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7525758 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9278076 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 12037 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 1333 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 25279 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 15152 |
| IRS990/PrincipalOfficerNm | 0 | Crystal Miller |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees and Other Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Warranty Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 498711 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 140067 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 498711 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 140067 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 625 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 625 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Provides a source of credit to members at a fair and reasonable rate of interest. As of December 31, 2017, there were 1,464 loans outstanding totaling $9,323,106. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Bell Credit Union paid dividends on member deposits totaling $69,765 for the year. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 44919 |
| IRS990/PYOtherExpensesAmt | 0 | 364777 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 535857 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 41697 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 174302 |
| IRS990/PYTotalExpensesAmt | 0 | 539079 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 580776 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 70843 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1577165 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1648008 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3548914 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2536567 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 80629 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 198506 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 279135 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 3867 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 74300 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 78167 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 6760 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 45580 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 45580 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10319918 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares and Certificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 130076 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10326678 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Bell Credit Union is mutually owned by the members of the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors of Bell Credit Union is elected by the members of the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Significant changes, such as a merger or changes to the by-laws, are subject to approval by the members of Bell Credit Union. No such changes were made during 2017. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The return is reviewed at a regular Board of Directors meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | On an annual basis, all officers, directors, and committee members are required to review the Conflict of Interest Policy, disclose any interests that could give rise to potential conflicts, and submit a signed statement to that effect. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The Board of Directors review and approve all compensation, including the President of Bell Credit Union, as part of the annual budgetary process. Deliberations and decisions are recorded in the minutes of the meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Financial statements are posted in the credit union lobby, are presented at the annual membership meeting, and are available upon request. In addition, the NCUA website posts financial information from quarterly call reports. Other documents, policies and procedures are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | KS |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 11438689 |
| IRS990/TotalAssetsEOYAmt | 0 | 12171615 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 11438689 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 12171615 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 611830 |
| IRS990/TotalGrossUBIAmt | 0 | 625 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 9861524 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10523607 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 9861524 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10523607 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1577165 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1648008 |
| IRS990/TotalOtherCompensationAmt | 0 | 14918 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 639403 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 87918 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 682048 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 682673 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 625 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 11438689 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 12171615 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1274 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1601 N Lorraine |
| IRS990/USAddress/CityNm | 0 | Hutchinson |
| IRS990/USAddress/StateAbbreviationCd | 0 | KS |
| IRS990/USAddress/ZIPCd | 0 | 67501 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | www.bellcu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Crystal Miller |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6206620731 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-03-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BELL CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BELL |
| ReturnHeader/Filer/EIN | 0 | 480572498 |
| ReturnHeader/Filer/PhoneNum | 0 | 6206620731 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1601 N Lorraine |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Hutchinson |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 67501 |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 204.9.24.19 |
| ReturnHeader/ReturnTs | 0 | 2018-03-22T12:18:15-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.