Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
990 • Fiscal year 2020 • EIN 44-0195325
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Liabilities / Revenue
68th percentile
Higher debt load relative to revenue than 68% of similar nonprofits.
Net Margin
21st percentile
Higher net margin than 21% of similar nonprofits.
Top Officer Pay
28th percentile
Higher top officer pay than 28% of similar nonprofits.
Top officer pay equals 5.7% of source-year revenue.
Asset Growth
17th percentile
Faster asset growth than 17% of similar nonprofits.
Revenue Growth
29th percentile
Faster revenue growth than 29% of similar nonprofits.
Assets
Up$53,933,356
Up $4,894,411 (+10.0%) from 2019
Net Assets
Up$4,397,079
Up $688,304 (+19%) from 2019
Liabilities
Up$49,536,277
Up $4,206,107 (+9.3%) from 2019
Revenue
Down$2,135,558
Down $174,969 (-7.6%) from 2019
Expenses
Down$2,092,985
Down $125,344 (-5.7%) from 2019
Net Income
Down$42,573
Down $49,625 (-54%) from 2019
The mission of central communications credit union is to help members gain personal financial success through the use of a variety of financial services, which feature benefits and advantages beyond those generally available.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $19,640,997 | $29,171,577 | ▲ $9,530,580 |
| Other Notes and Loans Receivable, Net | $21,984,757 | $17,795,859 | ▼ $4,188,898 |
| Rtn Earn Endowment Incm Other Fnds | $3,708,775 | $4,397,079 | ▲ $688,304 |
| Savings and Temporary Cash Investments | $2,737,196 | $2,560,856 | ▼ $176,340 |
| Land, Buildings, and Equipment, Net | $1,544,071 | $1,488,835 | ▼ $55,236 |
| Cash and Non-Interest-Bearing Accounts | $860,753 | $676,983 | ▼ $183,770 |
| Investments Other Securities | $224,259 | $176,527 | ▼ $47,732 |
| Prepaid Expenses and Deferred Charges | $86,333 | $97,167 | ▲ $10,834 |
| Accounts Receivable | $91,200 | $10,570 | ▼ $80,630 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $49,038,945 | $53,933,356 | ▲ $4,894,411 |
| Other Assets Total | $1,869,379 | $1,954,982 | ▲ $85,603 |
| Liabilities | |||
| Other Liabilities | $42,073,875 | $47,614,514 | ▲ $5,540,639 |
| Mortgage Notes Payable Secured by Investment Property | $2,850,000 | $1,650,000 | ▼ $1,200,000 |
| Accounts Payable and Accrued Expenses | $406,295 | $271,763 | ▼ $134,532 |
| Total Liabilities | $45,330,170 | $49,536,277 | ▲ $4,206,107 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,708,775 | $4,397,079 | ▲ $688,304 |
| Total Liabilities and Net Assets / Fund Balance | $49,038,945 | $53,933,356 | ▲ $4,894,411 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $838,979 | $719,818 | $1,558,797 |
| Equipment | $52,981 | $609,296 | $662,277 |
| Land | $591,911 | - | $591,911 |
| Leasehold Improvements | $4,964 | $35,642 | $40,606 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Philip Weber | President | FT | $82,854 | $38,782 | $121,636 |
| Name | Title |
|---|---|
| Loyd Arnold | Chairman |
| Jeffrey Hayes | Vice Chairman |
| Dorothy Drone | Director |
| Joe Rice | Director |
| Kirk Welsh | Director |
| Shurman Ray Collins | Director |
| Dennis Martin | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,240,973 |
| Salaries, Compensation, and Employee Benefits | $852,012 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $563,011 |
| Fees for Services Other | - | - | - | $302,147 |
| Occupancy | - | - | - | $225,803 |
| Office Expenses | - | - | - | $128,998 |
| Information Technology | - | - | - | $123,328 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $121,636 |
| Other Employee Benefits | - | - | - | $79,006 |
| Interest | - | - | - | $61,937 |
| Depreciation Depletion | - | - | - | $55,566 |
| Fees for Services Accounting | - | - | - | $49,975 |
| Payroll Taxes | - | - | - | $46,633 |
| Advertising | - | - | - | $44,000 |
| Pension Plan Contributions | - | - | - | $41,726 |
| Insurance | - | - | - | $27,754 |
| Other Expenses | - | - | - | $9,957 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $9,457 |
| Conferences and Meetings | - | - | - | $4,645 |
| Fees for Services Legal | - | - | - | $4,238 |
| All Other Expenses | - | - | - | $1,448 |
| Total Functional Expenses | $0 | $0 | $0 | $2,092,985 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $47,614,514 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“Management reviews and approves the form 990 before filing.”
“The board of directors reviews the president's performance and determines compensation using various information, including cuna's salary survey report. All other management compensation is determined by the president, also using the salary survey, and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”
“Financial statements are posted monthly at the credit union, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“During the year, the credit union expanded member services by adding kasasa rewards-earning accounts.”
“Debit card processing 154,576. Credit card services 35,296. Other professional & outside services 112,275.”
“Defined benefit pension plan afs adjustments 55,745. Correction of misposted fhlb dividend -1,100.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 406295 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 271763 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 91200 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 10570 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 44000 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1448 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | PHILIP WEBER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8168420727 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 17811 E US HIGHWAY 40 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | INDEPENDENCE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 640555406 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 860753 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 676983 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 121636 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4645 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 723511 |
| IRS990/CYOtherExpensesAmt | 0 | 1240973 |
| IRS990/CYOtherRevenueAmt | 0 | 10452 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1401595 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 42573 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 852012 |
| IRS990/CYTotalExpensesAmt | 0 | 2092985 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2135558 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 55566 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 4,992 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 21 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 49975 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4238 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 302147 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 9457 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 38782 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LOYD ARNOLD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JEFFREY HAYES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DENNIS MARTIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DOROTHY DRONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KIRK WELSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOE RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SHURMAN RAY COLLINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | PHILIP WEBER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 82854 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 190443 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 4921628 |
| IRS990/GrossReceiptsAmt | 0 | 6866743 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 123328 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 27754 |
| IRS990/InterestGrp/TotalAmt | 0 | 61937 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 533068 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 533068 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 224259 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 176527 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 19640997 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 29171577 |
| IRS990/IRPDocumentCnt | 0 | 954 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1364756 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1544071 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1488835 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2853591 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 4731185 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 2850000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 1650000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3708775 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4397079 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 190443 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 190443 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 591086 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 225803 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 128998 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1869379 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1954982 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 54645 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 79006 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 126065 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 46087 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 19568 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 9957 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 42073875 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 47614514 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 563011 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 21984757 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 17795859 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 46633 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 41726 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 86333 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 97167 |
| IRS990/PrincipalOfficerNm | 0 | PHILIP WEBER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 966410 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 419583 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 966410 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 434435 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 750 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 14852 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 750 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2020, THERE WERE 1,542 LOANS OUTSTANDING TOTALING $17,860,841. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $126,065 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 628233 |
| IRS990/PYOtherExpensesAmt | 0 | 1291124 |
| IRS990/PYOtherRevenueAmt | 0 | 15479 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1666815 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 92198 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 927205 |
| IRS990/PYTotalExpensesAmt | 0 | 2218329 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2310527 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 42573 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 10452 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 10452 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3708775 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4397079 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2737196 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2560856 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 838979 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 719818 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1558797 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 52981 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 609296 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 662277 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 591911 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 591911 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 4964 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 35642 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 40606 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 47614514 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1488835 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 47614514 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DURING THE YEAR, THE CREDIT UNION EXPANDED MEMBER SERVICES BY ADDING KASASA REWARDS-EARNING ACCOUNTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT REVIEWS AND APPROVES THE FORM 990 BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING CUNA'S SALARY SURVEY REPORT. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT, ALSO USING THE SALARY SURVEY, AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED MONTHLY AT THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DEBIT CARD PROCESSING 154,576. CREDIT CARD SERVICES 35,296. OTHER PROFESSIONAL & OUTSIDE SERVICES 112,275. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | DEFINED BENEFIT PENSION PLAN AFS ADJUSTMENTS 55,745. CORRECTION OF MISPOSTED FHLB DIVIDEND -1,100. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART III, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 49038945 |
| IRS990/TotalAssetsEOYAmt | 0 | 53933356 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 49038945 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 53933356 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 21 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2092985 |
| IRS990/TotalGrossUBIAmt | 0 | 15602 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 45330170 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 49536277 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 45330170 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 49536277 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3708775 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4397079 |
| IRS990/TotalOtherCompensationAmt | 0 | 38782 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1401595 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 82854 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2119956 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2135558 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 15602 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 49038945 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 53933356 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 17811 E US HIGHWAY 40 |
| IRS990/USAddress/CityNm | 0 | INDEPENDENCE |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 640555406 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTRALCCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PHILIP WEBER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8168420727 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-11-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CENTRAL COMMUNICATIONS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 440195325 |
| ReturnHeader/Filer/PhoneNum | 0 | 8168420727 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 17811 E US HIGHWAY 40 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | INDEPENDENCE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 640555406 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-11-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2021-11-09T10:29:00-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | PHILIP |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | WEBER |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.