Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
990 • Fiscal year 2015 • EIN 44-0195325
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
Liabilities / Revenue
59th percentile
Higher debt load relative to revenue than 59% of similar nonprofits.
Net Margin
29th percentile
Higher net margin than 29% of similar nonprofits.
Top Officer Pay
56th percentile
Higher top officer pay than 56% of similar nonprofits.
Top officer pay equals 4.9% of source-year revenue.
Asset Growth
38th percentile
Faster asset growth than 38% of similar nonprofits.
Revenue Growth
23rd percentile
Faster revenue growth than 23% of similar nonprofits.
Assets
Up$48,611,476
Up $1,486,651 (+3.2%) from 2013
Net Assets
Up$3,898,453
Up $638,567 (+20%) from 2013
Liabilities
Up$44,713,023
Up $848,084 (+1.9%) from 2013
Revenue
Down$2,040,235
Down $137,322 (-6.3%) from 2013
Expenses
Down$1,979,334
Down $170,346 (-7.9%) from 2013
Net Income
Up$60,901
Up $33,024 (+118%) from 2013
The mission of central communications credit union is to help members gain personal financial success through the use of a variety of financial services, which feature benefits and advantages beyond those generally available.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $24,411,696 | $25,078,581 | ▲ $666,885 |
| Other Notes and Loans Receivable, Net | $15,475,471 | $16,463,919 | ▲ $988,448 |
| Rtn Earn Endowment Incm Other Fnds | $3,940,188 | $3,898,453 | ▼ $41,735 |
| Savings and Temporary Cash Investments | $2,060,483 | $2,262,941 | ▲ $202,458 |
| Land, Buildings, and Equipment, Net | $1,780,429 | $1,716,914 | ▼ $63,515 |
| Cash and Non-Interest-Bearing Accounts | $1,062,921 | $1,076,279 | ▲ $13,358 |
| Investments Other Securities | $122,100 | $174,915 | ▲ $52,815 |
| Prepaid Expenses and Deferred Charges | $94,767 | $54,784 | ▼ $39,983 |
| Accounts Receivable | $24,476 | $24,306 | ▼ $170 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $46,858,298 | $48,611,476 | ▲ $1,753,178 |
| Other Assets Total | $1,825,955 | $1,758,837 | ▼ $67,118 |
| Liabilities | |||
| Other Liabilities | $41,513,552 | $42,721,809 | ▲ $1,208,257 |
| Mortgage Notes Payable Secured by Investment Property | $1,247,003 | $1,750,000 | ▲ $502,997 |
| Accounts Payable and Accrued Expenses | $157,555 | $241,214 | ▲ $83,659 |
| Total Liabilities | $42,918,110 | $44,713,023 | ▲ $1,794,913 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,940,188 | $3,898,453 | ▼ $41,735 |
| Total Liabilities and Net Assets / Fund Balance | $46,858,298 | $48,611,476 | ▲ $1,753,178 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,011,484 | $541,330 | $1,552,814 |
| Equipment | $94,580 | $888,374 | $982,954 |
| Land | $591,911 | - | $591,911 |
| Leasehold Improvements | $18,939 | $21,667 | $40,606 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Philip Weber | President | FT | $78,490 | $21,941 | $100,431 |
| Name | Title |
|---|---|
| Gary Gressel | Chairman |
| S Ray Collins | Vice Chairman |
| Dorothy Drone | Board Member |
| Joe Rice | Board Member |
| Kirk Welsh | Board Member |
| Loyd Arnold | Board Member |
| Dennis Martin | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,105,966 |
| Salaries, Compensation, and Employee Benefits | $873,368 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $633,947 |
| Fees for Services Other | - | - | - | $247,022 |
| Occupancy | - | - | - | $172,618 |
| Office Expenses | - | - | - | $145,985 |
| Information Technology | - | - | - | $119,457 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $100,431 |
| Depreciation Depletion | - | - | - | $83,909 |
| Other Employee Benefits | - | - | - | $80,910 |
| Payroll Taxes | - | - | - | $51,849 |
| Advertising | - | - | - | $45,485 |
| Fees for Services Accounting | - | - | - | $27,243 |
| Insurance | - | - | - | $26,872 |
| Conferences and Meetings | - | - | - | $17,447 |
| All Other Expenses | - | - | - | $15,089 |
| Interest | - | - | - | $7,681 |
| Pension Plan Contributions | - | - | - | $6,231 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $5,752 |
| Fees for Services Legal | - | - | - | $3,646 |
| Other Expenses | - | - | - | $-9,302 |
| Total Functional Expenses | $0 | $0 | $0 | $1,979,334 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $42,721,809 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Significant changes such as mergers and changes to the bylaws are subject to approval by the credit union members; however, no such changes were made during the year.”
“Senior management reviews and approves the form 990 before filing.”
“The board of directors reviews the president's performance and determines compensation using various information, including cuna's salary survey report. All other management compensation is determined by the president, also using the salary survey, and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”
“Financial statements are posted monthly at the credit union, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“In 2015, the credit union joined a shared branch network.”
“Debit card processing 135,084. Other professional & outside services 111,938.”
“Defined benefit pension plan afs adjustments -105,793. Other adjustments -1,660.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 157555 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 241214 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 24476 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 24306 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 45485 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 15089 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | PHILIP WEBER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8168420727 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 17811 E US HIGHWAY 40 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | INDEPENDENCE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 640555406 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1062921 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1076279 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 100431 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 17447 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 528611 |
| IRS990/CYOtherExpensesAmt | 0 | 1105966 |
| IRS990/CYOtherRevenueAmt | 0 | 16885 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1494739 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 60901 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 873368 |
| IRS990/CYTotalExpensesAmt | 0 | 1979334 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2040235 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 83909 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 5,756 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 24 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 27243 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3646 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 247022 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 5752 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 21941 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GARY GRESSEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | S RAY COLLINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DENNIS MARTIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LOYD ARNOLD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DOROTHY DRONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOE RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KIRK WELSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | PHILIP WEBER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 78490 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -4972 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 2329 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 43612 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 605000 |
| IRS990/GrossReceiptsAmt | 0 | 2691490 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 119457 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26872 |
| IRS990/InterestGrp/TotalAmt | 0 | 7681 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 531254 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 531254 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 122100 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 174915 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 24411696 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 25078581 |
| IRS990/IRPDocumentCnt | 0 | 1005 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1451371 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1780429 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1716914 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3168285 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 48584 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 602671 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE MISSION OF CENTRAL COMMUNICATIONS CREDIT UNION IS TO HELP MEMBERS GAIN PERSONAL FINANCIAL SUCCESS THROUGH THE USE OF A VARIETY OF FINANCIAL SERVICES, WHICH FEATURE BENEFITS AND ADVANTAGES BEYOND THOSE GENERALLY AVAILABLE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 1247003 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 1750000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3940188 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3898453 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -2643 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -2643 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -47033 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 4817 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 172618 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 145985 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1825955 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1758837 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -107453 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 80910 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 126483 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 46595 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 23984 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -9302 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 41513552 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 42721809 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 633947 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15475471 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16463919 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 51849 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 6231 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 94767 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 54784 |
| IRS990/PrincipalOfficerNm | 0 | PHILIP WEBER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 935050 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 541466 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 935050 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 541466 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 15823 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2400 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 15823 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 2400 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2015, THERE WERE 1,986 LOANS OUTSTANDING TOTALING $16,529,740. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $126,483 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 604757 |
| IRS990/PYOtherExpensesAmt | 0 | 1301155 |
| IRS990/PYOtherRevenueAmt | 0 | 116541 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1483104 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 11558 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 891689 |
| IRS990/PYTotalExpensesAmt | 0 | 2192844 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2204402 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 60901 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 16885 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 16885 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3940188 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3898453 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2060483 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2262941 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1011484 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 541330 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1552814 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 94580 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 888374 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 982954 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 591911 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 591911 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 18939 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 21667 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 40606 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 42721809 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1716914 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 42721809 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | IN 2015, THE CREDIT UNION JOINED A SHARED BRANCH NETWORK. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | SIGNIFICANT CHANGES SUCH AS MERGERS AND CHANGES TO THE BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SENIOR MANAGEMENT REVIEWS AND APPROVES THE FORM 990 BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING CUNA'S SALARY SURVEY REPORT. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT, ALSO USING THE SALARY SURVEY, AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED MONTHLY AT THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DEBIT CARD PROCESSING 135,084. OTHER PROFESSIONAL & OUTSIDE SERVICES 111,938. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | DEFINED BENEFIT PENSION PLAN AFS ADJUSTMENTS -105,793. OTHER ADJUSTMENTS -1,660. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART III, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 46858298 |
| IRS990/TotalAssetsEOYAmt | 0 | 48611476 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 46858298 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 48611476 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 24 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1979334 |
| IRS990/TotalGrossUBIAmt | 0 | 18223 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 42918110 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 44713023 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 42918110 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 44713023 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3940188 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3898453 |
| IRS990/TotalOtherCompensationAmt | 0 | 21941 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1494739 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 78490 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2022012 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2040235 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 18223 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 46858298 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 48611476 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 17811 E US HIGHWAY 40 |
| IRS990/USAddress/CityNm | 0 | INDEPENDENCE |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 640555406 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CENTRALCOMMUNICATIONS.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PHILIP WEBER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8168420727 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CENTRAL COMMUNICATIONS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 440195325 |
| ReturnHeader/Filer/PhoneNum | 0 | 8168420727 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 17811 E US HIGHWAY 40 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | INDEPENDENCE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 640555406 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431592217 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66061 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/ReturnTs | 0 | 2016-11-15T16:12:30-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.